Expertise.com

2024

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Best Local Car Insurance Agencies in Edison

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Edison Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

63Reviewed

39Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

400 New Durham Road, Metuchen, NJ 08840
WebsiteLicense: 8301576

Expertise.com Rating

Review Sources

Google
5.0 (6)
Facebook
5.0 (5)

Why choose this provider?

Lubowicki Insurance Agency, which is located in Metuchen, serves the risk management needs of Edison residents. Included in its broad range of products is auto insurance. The agents of the firm can create insurance policies that protect vehicles from theft, fire, and accidents. Lubowicki Insurance Agency works with various insurance carriers, and these providers are chosen according to the quality of their products and their claims service. The company was established more than five decades ago.

  • Bundling Option

811 Amboy Avenue, Edison, NJ 08837
WebsiteLicense: 9830635

Expertise.com Rating

Review Sources

Google
4.3 (6)
Yelp
2.0 (1)

Why choose this provider?

Fraser Brothers Insurance Agency carries commercial and personal insurance plans in the Edison area. The firm partners with various insurance providers, such as AIG, Hagerty, and National General Insurance, to help clients obtain suitable insurance policies. Its insurance professionals educate car owners about their coverage options, including collision, liability, medical payments, and uninsured motorist coverages. Fraser Brothers Insurance Agency has an online auto insurance quote form. Founded in 1903, the firm is committed to helping clients achieve their financial goals.

  • Bundling Option

22 Meridian Road, Edison, NJ 08820
WebsiteLicense: 198780

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

NJ Group Services is an Edison-based insurance services provider. Since 2001, it has been writing auto insurance policies for individuals, families, and businesses. Its agents help clients in acquiring the right coverages they need, which can include bodily injury liability, personal injury protection, uninsured motorists coverage, property damage liability, comprehensive, and collision. Aside from personal and commercial lines, NJ Group Services also offers employee benefits services. The agency's founder and CEO, Amin O. Khatri, is personally involved in the strategic decision-making for clients.

  • Multiple Carriers

893 King Georges Post Road, Edison, NJ 08837
WebsiteLicense: 1584006

Expertise.com Rating

Review Sources

Google
4.6 (132)
Facebook
4.5 (8)
Yelp
2.0 (3)

Why choose this provider?

Gilma Escobar is a State Farm insurance agent in Edison that offers auto, home, and business insurance solutions to residents in the metro and nearby communities. Gilma provides comprehensive insurance coverage for personal vehicles which protects clients from personal injuries and physical damages. The policy also covers damages sustained from accidents, collisions, as well as losses. Gilma also provides insurance coverage for company-commissioned vehicles, motorcycles, and watercraft such as boats.

  • Bundling Option

2515 Route 516, Unit 4, Old Bridge, NJ 08857
WebsiteLicense: 1017538

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

United Counties Insurance Group is a multi-line agency that serves the Edison area. One of the areas it handles is auto insurance. In order to find policies that will cover car owners' individual needs, the company's agents review insurance plans from a wide range of carriers such as The Hanover Insurance Group, Mercury, Travelers, and Progressive. They also insure commercial trucks. In addition to auto insurance, United Counties Insurance Group also provides individual, group, and family life insurance plans.

  • Multiple Carriers

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Are damages from tornadoes covered by Edison auto insurance policies?

    Yes, comprehensive insurance in Edison covers damage to your vehicle caused by unavoidable circumstances. If a tornado damages your vehicle and you have comprehensive coverage, your auto insurance policy may cover the cost of replacement or repair, less your deductible. Your comprehensive coverage may also include coverage for additional tornado-related damage, such as hail-caused dent damage or lightning-caused burn damage.

  • Does the comprehensive portion of your Edison auto insurance cover damage to your vehicle caused by potholes?

    No, the comprehensive portion of your Edison auto insurance does not cover pothole damage to your vehicle because collision insurance will cover it. When you file a claim with your collision insurance, you only have to pay a deductible; the rest of the repair costs will be covered by your policy. Depending on your insurer, deductibles can range from $100 to $2,000 in value.

  • Do you still need car insurance in Edison if your employer provides you with a car for work purposes?

    You are not required to purchase auto insurance in Edison if your employer has provided you with a car to use for work purposes. Your employer's business auto insurance policy is likely to include you as a driver. If you own a business and purchase a company car, you will need business auto insurance coverage. The car will need to be insured as a commercial vehicle rather than a personal one.

  • Is it possible for your license to be suspended if you drive without car insurance in Edison?

    Yes, driving in Edison without auto insurance may result in the suspension of your driver's license for an entire year, in addition to hefty fines, a mandatory jail sentence, community service, and additional surcharges. Should it be determined that you are a repeat offender, you run the risk of having your driving privileges permanently revoked.

  • In Edison, is it possible to add a non-family person to liability auto insurance?

    Yes, you can include a non-family member in your Edison liability auto insurance policy, particularly if they live with you or frequently use your vehicle. For example, your insurer may allow you to add a nanny to your policy if she uses your car to transport your children to and from school on a daily basis.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.