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Best Local Car Insurance Agencies in Toms River

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2023
Laurels

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A&L Insurance Agency logo
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License Verified:

License: 1065019

State Of New Jersey Banking and Insurance

A&L Insurance Agency

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717 Atlantic City Boulevard, Beachwood, NJ 08722
  • Multiple Carriers

Business Description

A family-owned business operating since 1982, A&L Insurance Agency provides auto insurance plans to clients in the Toms River area. The independent insurance company offers auto insurance policies with comprehensive, collision, liability, uninsured and underinsured motorist, accident, and rental coverages. A&L Insurance Agency also deals with homeowners' and commercial insurance plans. Additionally, the company represents many insurance carriers and allows policyholders to file claims and make payments through its website.

License Verified:

License: 1065019

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Associated Insurance Concepts Agency logo
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License Verified:

License: 9250810

State Of New Jersey Banking and Insurance

Associated Insurance Concepts Agency

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100 New Jersey 37, Toms River, NJ 08753
  • RV & Motorhome
  • Boats

Business Description

AIC Insurance Agency is an independent car insurance agency based in Toms River. It partners with carriers that offer a range of coverages that offer financial protection for drivers in case of a car accident. These carriers include Farmers of Salem and Plymouth Rock. The agency also offers coverage for collectible and antique vehicles. AIC Insurance Agency is committed to addressing clients' needs within one day. It uses a state-of-the-art computer system for its services, especially when comparing insurance rates from various companies.

License Verified:

License: 9250810

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
BHI Insurance logo
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BHI Insurance

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240 Main Street, Toms River, NJ 08753
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Business Description

BHI Insurance is an independent insurance business dealing with auto insurance concerns in Toms River, Manahawkin, Lacey, and Point Pleasant. The company assists drivers in obtaining basic or legally required auto insurance coverage. Its agents also offer vehicle protection plans more than what is required by a particular state. They perform risk assessments to clients by asking them their driving history, distances, and what type of vehicle they usually drive. The company has been creating personalized insurance coverages for over 50 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)
Facebook
5.0 / 5 (13)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Capstone Insurance logo
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License Verified:

License: 1542121

State Of New Jersey Banking and Insurance

Capstone Insurance

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1386 Route 9, Toms River, NJ 08755
  • Motorcyle & ATV

Business Description

Capstone Insurance is an independent insurance agency located in Toms River that provides clients with insurance products and services. The agency offers both business and personal auto insurance, with the understanding that there are many possible options available for coverage. Its team of professional agents is prepared to explain to clients their various options, their coverage needs, and coverage rates in order to meet their unique needs. The firm also offers personal umbrella, boat, homeowners, health, and life insurance.

License Verified:

License: 1542121

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (59)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Carl W Swensen Agency Inc logo
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License Verified:

License: 9467792

State Of New Jersey Banking and Insurance

Carl W Swensen Agency Inc

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405 Main Street, Toms River, NJ 08753
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

Carl W Swensen Agency, Inc., is an independent insurance company based in Toms River that offers auto insurance products to individuals and families. It represents multiple carriers such as Plymouth Rock Assurance, Palisades Insurance, Progressive, and Narragansett Bay Insurance. The company aims to provide customized insurance solutions that can protect policyholders against financial loss resulting from an accident. Additionally, Carl W Swensen Agency has insurance products for motorcycles, trucks, antique vehicles, and SUVs.

License Verified:

License: 9467792

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hatami Agency logo
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License Verified:

License: 1229540

State Of New Jersey Banking and Insurance

Hatami Agency

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1520 New Jersey 37, Toms River, NJ 08753
  • Bundling Option

Business Description

Hatami Agency is a local company that offers various types of auto insurance plans in the Toms River area. It provides insurance programs for cars, motorcycles, boats, and recreational vehicles. Since 1973, Vic Hatami and his family have been passionate about helping local residents secure their assets and experience peace of mind. Other than auto insurance products, the Hatami Agency team has also been dealing with health, life, and property insurance.

License Verified:

License: 1229540

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
5.0 / 5 (6)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Priority Insurance Agency logo
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License Verified:

License: 106342

State Of New Jersey Banking and Insurance

Priority Insurance Agency

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17 New Jersey 37, Toms River, NJ 08753
  • Multiple Carriers
  • Boats
  • Motorcyle & ATV

Business Description

Priority Insurance Agency offers car insurance plans to clients based in Toms River. Before proceeding with the insurance application, the company's agents make sure that clients fully understand their coverage options, which could include collision, comprehensive, towing, rental reimbursement, and roadside assistance coverages. They also assist customers in meeting the insurance requirements. The Priority Insurance Agency team is committed to providing high-quality service, educating policyholders, and offering one-on-one assistance to their clients.

License Verified:

License: 106342

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.3 / 5 (6)
Facebook
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Steve Meehan logo
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License Verified:

License: 9251118

State Of New Jersey Banking and Insurance

Steve Meehan

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617 Route 37 West, Toms River, NJ 08755
  • Multiple Carriers
  • Bundling Option

Business Description

Steve Meehan is a State Farm insurance agent who has been servicing the Toms River community for more than two decades. State Farm offers a wide range of car insurance coverages for teen drivers, rental cars, and sports cars. The coverage options can include collision and comprehensive insurance coverages that protect clients against financial losses caused by unexpected circumstances. The agency also offers banking and investment services. Meehan's agency can be contacted by phone, email, or its social media page.

License Verified:

License: 9251118

State Of New Jersey Banking and Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (86)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

  • How does car insurance work?

    Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

  • What does car insurance cover?

    Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

  • Does car insurance cover theft?

    Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

  • How does a car insurance deductible work?

    A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

  • Do you need insurance to register a car?

    Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.