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Best Local Car Insurance Agencies in New Jersey

2023

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Website
750 Broadway, Paterson, NJ 7514

Why choose this provider?

Frantz Gaston Jr. is the number one State Farm agent in New Jersey who serves individuals and businesses in the state. He started serving the community in 2007, addressing clients' insurance and financial needs. He offers auto, home, life, and business insurance, in addition to annuities and banking services. His auto insurance policy includes rental, sports, and antique cars coverage. The policy also covers collision, comprehensive, and rideshare insurance. To give back to the community, Frantz supports various civic organizations, including Oasis Woman, Eva's Kitchen, and Children's Shelter.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (1542)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
139 Harristown Road, Glen Rock, NJ 7452

Why choose this provider?

Community Insurance Group is an independent agency that serves individuals, families, and businesses in New Jersey. It offers car insurance plans that protect policyholders against liabilities and repair costs following theft, vandalism, or natural disasters. The agency also provides insurance products for boats, commercial liabilities, and cargoes. It represents multiple insurance companies, including Encompass, Foremost, and Hagerty, allowing it to provide coverage options tailored to the unique needs of clients. The family-owned agency, which was founded in 1985, is currently managed by Robert and Jeffrey Hargrove.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Website
804 Broadway, West Long Branch, NJ 7764

Why choose this provider?

LG Insurance Agency has been serving customers in New Jersey since 2009. It offers auto, home, and life insurance, in addition to surety bonds and professional liability coverage. Its auto insurance has collision, comprehensive, bodily injury, and high-risk auto coverage options. This policy may also include property damage, roadside assistance, and personal injury protection. The company supports numerous local organizations, including Shore to Help and Zynergy Cares. It is a member of the Greater Long Branch Chamber of Commerce.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
44 2nd Street Pike, Southampton, PA 18966

Why choose this provider?

Remco Insurance Services is an independent agency that caters to clients in New Jersey. It helps car owners comply with state auto laws through car insurance policies. The agency also educates its clients on various coverage options, from property damage liability to uninsured motorist coverage. It has experience insuring other types of vehicles, like RVs and trucks. The agency represents multiple carriers, including State Auto, Travelers, The Hartford, and Progressive. Its president, Marc Grossman, has over a decade of industry experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
118-35 Queens Boulevard, Forest Hills, NY 11375

Why choose this provider?

Allegiance Financial Group - Forest Hills is a family-owned and family-operated insurance brokerage serving New Jersey. It offers a broad range of risk management solutions, including auto insurance. Whether clients are looking to protect personal or commercial vehicles, its team of independent insurance advisors writes policies designed around clients' car models and makes. They find cheap coverage options by reviewing and comparing plans from multiple providers such as MetLife and Mercury. They also offer risk management assistance for individuals and businesses in New York.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (27)
Google
4.7 / 5 (7)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
301 Main Street, Goshen, NY 10924

Why choose this provider?

J. Hoffman Insurance is an independent agency that serves vehicle owners and drivers in New Jersey. It works with various carriers to create the best car insurance plans for its clients. Its offers different policy types, including comprehensive and collision, personal injury protection and liability, and property damage liability. Plans that cover accidents involving underinsured or uninsured drivers, as well as towing and labor are also available. Owner and president Jason Hoffman brings two decades of insurance industry experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (52)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
258 Dayton Avenue, Clifton, NJ 7011

Why choose this provider?

Sadowski Insurance Agency is a team of the best independent risk management advisors serving New Jersey. They protect drivers through customizable insurance plans, which may include liability, emergency road service, and car rental expenses coverage. They also furnish policies that help motorists recover losses from theft, flood, and fire. The agents guide clients in the process of switching insurance carriers in the event that they wish to change their existing policies. Some of the providers they work with include MetLife, Progressive, and Liberty Mutual.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (39)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
617 Route 37 West, Toms River, NJ 8755

Why choose this provider?

Steve Meehan is a State Farm agent who caters to individuals and businesses in New Jersey. He has been in the industry for over 26 years, addressing the client's insurance needs. Meehan specializes in car insurance covering various options, such as rental, rideshare, comprehensive, and collision insurance. This policy covers commercial, rental, antique, sports, and classic cars. His other products include home, life, health, and business insurance. His additional services include annuities, banking, and mutual funds.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (191)
Facebook
5.0 / 5 (9)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
89 Franklin Avenue, Nutley, NJ 7110

Why choose this provider?

Esposito Insurance Group is an agency that has been operating in New Jersey since 1979. It offers a wide range of the best personal auto insurance coverage options including comprehensive, collision, liability, medical payments and personal injury protection, and uninsured and underinsured motorists. Commercial auto insurance is available for cars, trucks, vans, employee-owned automobiles, and even vehicles that are leased or hired by a company. The company provides insurance plans for homes, technology companies, and real estate investors.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (53)
Facebook
5.0 / 5 (24)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
815 Elizabeth Avenue, Elizabeth, NJ 7201

Why choose this provider?

Angel Rodriguez is a State Farm insurance agent who serves clients in New Jersey. He offers some of the cheapest car insurance policies that help clients recover from traffic accidents, theft, fire, and other catastrophic events. Rodriguez assists clients in purchasing life, health, and personal and commercial liability insurance plans that fit their needs. He has been with State Farm since 2009. His agency has won several awards and recognitions, making it one of the major insurance agencies in the state.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (110)
Facebook
5.0 / 5 (7)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
339 Boulevard, Hasbrouck Heights, NJ 7604

Why choose this provider?

Frank Petronella is an insurance agent who provides the best services to families and individuals in New Jersey and surrounding areas. He has been working for State Farm since 2009, providing auto, home, life, and business insurance. His auto insurance policy covers rental, rideshare, collision, and comprehensive coverage. His additional services include assistance with banking, annuities, and mutual funds. He received recognition as one of the Top 3% of the 19,200 agents from State Farm. Petronella and his staff members can also communicate in Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (215)
Facebook
4.6 / 5 (11)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
700 American Avenue, King of Prussia, PA 19406

Why choose this provider?

Kane Insurance Group, LLC, is a risk management specialist that serves individuals, families, and businesses in New Jersey. Its team of independent agents writes the best policies that protect drivers of antique cars and recreational vehicles. Keeping up to date on the changes of car insurance coverages allows them to address clients' unique needs. In addition, they furnish plans that protect boats, homes, vacant properties, and small businesses. Kane Insurance Group is headed by Daniel Kane, who has a background in finance and business administration.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (44)
Facebook
5.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
307 Bloomfield Avenue, Caldwell, NJ 7006

Why choose this provider?

DeStefano Associates, LLC, is an independent insurance agency that has been serving New Jersey since 1961. It helps individuals and businesses in securing their financial futures if ever they or their vehicles encounter unforeseen perils, such as fire and theft. A wide range of insurance coverage options is available for liability, collision, or medical payments. The agency partners with multiple carriers to offer tailored policies, including AmTrust Financial, Plymouth Rock Assurance, and Farmers Insurance Company of Flemington.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (37)
Facebook
4.8 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
333 Littleton Road, Parsippany, NJ 7054

Why choose this provider?

Thornton Agency, Inc., offers a wide range of personal and business insurance products in New Jersey. It provides financial protection through its car insurance plans, which include comprehensive, collision, liability, property damage, and uninsured motorist coverages. Its agents also furnish motorcycle, life, homeowners', and renters' insurance plans. In addition, they write workers' compensation, commercial property, and employment practices and cyber liability policies. Thornton Agency has been delivering customized risk management solutions for more than 40 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
99 1st Street, Clifton, NJ 7011

Why choose this provider?

Jaymar Agency is a business that has been providing insurance services in English and Spanish to New Jersey clients since 1982. It offers a wide range of the best car insurance coverage options including the minimum liability required by the state, protection against fire and theft, and collision. Its team of professionals crafts insurance policies for homeowners and businesses. In addition to providing income tax returns and public notary services, the agency has vacation packages to make travel safer for clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (30)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
740 New Jersey 18 North, East Brunswick, NJ 8816

Why choose this provider?

Alex Escobar is a State Farm agent serving New Jersey. He has been in the industry for more than two decades, providing auto, home, health, life, and business insurance. His auto insurance policy includes collision, rideshare, rental, and comprehensive insurance, protecting clients from financial responsibility for damages due to theft, fire, and vandalism. Escobar is a member of the Middlesex County Chamber of Commerce. He is also a qualifier of various State Farm awards, including Ambassador Travel and President's Club.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (131)
Facebook
4.9 / 5 (80)
Yelp
4.5 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

  • How does car insurance work?

    Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

  • What does car insurance cover?

    Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

  • Does car insurance cover theft?

    Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

  • How does a car insurance deductible work?

    A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

  • Do you need insurance to register a car?

    Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

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