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Best Health Insurance Agencies in Gastonia

Laurels
2023
Laurels

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Access Advantage Insurance Agency logo
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Access Advantage Insurance Agency

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3166 Freedom Drive, Charlotte, NC 28208
  • Individual Plans
  • Life Insurance

Business Description

Access Advantage Insurance Agency has been offering various insurance products to residents of Gastonia, Charlotte, and the surrounding areas for more than 22 years. The company offers health insurance policies that help clients fund medical expenses from unexpected illnesses and funerals and burials in case of death. Additionally, commercial clients can also take advantage of business insurance plans with general liability and workers' compensation coverages. Access Advantage Insurance Agency works with over 25 carriers to allow clients greater freedom in choosing a plan that suits their needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (10)
Google
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Adams-Moore logo

Adams-Moore

1441 Heather Lane, Charlotte, NC 28209
  • Life Insurance

Business Description

Adams-Moore is a Charlotte-based insurance agency that serves clients in Gastonia. It offers a variety of health insurance coverage options that include long-term care, disability income, and Medicare Supplement. Aside from health insurance, the agency also provides life insurance policies and fixed annuities that include enhanced death benefits. To offer a wide range of insurance coverage options, it works with several insurance companies, including Americo, Banner Life, and John Hancock. Its staff has more than 75 years of combined financial experience.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Anthony Gallant logo
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License Verified:

License: 10752198

North Carolina Department of Insurance

Anthony Gallant

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1004 Union Road, Gastonia, NC 28054
  • Life Insurance
  • Long Term Care
  • Home & Auto Insurance

Business Description

Anthony Gallant is a State Farm insurance representative who has his own office located in the Gastonia region. His knowledge of home, vehicle, property, business, and life insurance has assisted North Carolina citizens in obtaining coverage options that meet their needs. Anthony also specializes in mutual funds, banking, and annuities. and is among the 19,000 insurance agents working for one of the largest insurers and auto insurance and life insurance providers.

License Verified:

License: 10752198

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (48)
Facebook
4.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Equity Brokerage logo
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License Verified:

License: 1000007414

North Carolina Department of Insurance

Equity Brokerage

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1230 West Morehead Street, Charlotte, NC 28208
  • Life Insurance

Business Description

Equity Brokerage has been providing underwriting services for financial service professionals in Gastonia since 1966. Its experienced underwriters help design policies for health insurance, life insurance, long-term care insurance, and disability insurance. The firm assists in writing Medicare policies, including for critical illness insurance and Medicare Supplement insurance. It also offers annuity products, such as immediate, fixed, and hybrid. Additionally, the Charlotte-based firm provides estate and business planning, niche product opportunities, policy reviews, and market trends updates.

License Verified:

License: 1000007414

North Carolina Department of Insurance

Peace Advisors logo
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License Verified:

License: 1000532373

North Carolina Department of Insurance

Peace Advisors

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Charlotte, NC 28202
  • Life Insurance
  • Health Insurance

Business Description

Peace Advisors is an insurance agency that serves Gastonia, Charlotte, and the surrounding areas. It offers health insurance policies that cater to individuals, seniors, and businesses. Some of its policies include group health, Medicare, and preventive care coverage. The company also offers services like life insurance, investment planning, and estate planning. Peace Advisors work with over 50 insurance carriers to provide customized solutions based on its clients' needs. The company also has a staff of agents with decades of combined experience in the industry.

License Verified:

License: 1000532373

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sifford-Stine Insurance logo
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License Verified:

License: 1901835022

North Carolina Department of Insurance

Sifford-Stine Insurance

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214 South Main Street, Clover, SC 29710
  • Life Insurance

Business Description

Founded in 1934, Sifford-Stine Insurance is an independent insurance firm serving residents and businesses in Gastonia. It offers an array of risk management solutions, including health insurance, life insurance, and home insurance. It also provides coverage for businesses, vehicles, and properties. The firm partners with different insurance providers, such as Employers, Hagerty, and BlueCross BlueShield of South Carolina, to give clients a range of options that will suit their needs. Its insurance professionals review clients' coverage periodically to keep up with their changing insurance needs.

License Verified:

License: 1901835022

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (14)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.