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Best Renter's Insurance Companies in Gastonia

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Gastonia Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



5Top Picks

Learn about our selection process.


featured provider = Featured Provider

5938 W Wilkinson Blvd, Belmont, NC 28012
WebsiteLicense: NC-13634306 Rating

Review Sources

4.6 (91)
5.0 (14)
3.0 (4)

Why choose this provider?

Chandler Hahn offers insurance services to renters of properties in the Gastonia community. A State Farm Insurance agent in the Belmont area, he provides a wide range of insurance products such as home, business, life, auto, pet, and health. Customers can also ask about other products such as annuities, banking, and mutual funds. Chandler has over 15 years of insurance experience, extending his services throughout Concord, Mount Holly, Charlotte, and the surrounding North Carolina areas.

  • Multiple Policy Types

1312 W Franklin Blvd., Gastonia, NC 28052
WebsiteLicense: 1000377765 Rating

Why choose this provider?

Beard Insurance Agency serves individuals, families, and businesses in Gastonia and the surrounding metros. It assists clients in acquiring renters' insurance to protect their possessions against losses from fire, theft, or storm. The company provides an array of insurance plans, including home, auto, life, farm, and business. In addition, it offers notary services and bonds. The independent agency, owned by Donnie Beard, is a member of the Auto Insurance Agents of North Carolina.

  • Home and Auto Insurance

607 W. Trade Street, Dallas, NC 28034
WebsiteLicense: 1000006447 Rating

Review Sources

4.8 (39)
4.5 (12)

Why choose this provider?

Brooks Insurance Agency, L.L.C., offers comprehensive risk management solutions to individuals, families, and businesses in Gastonia and surrounding areas. The family-owned and independent agency designs renters' insurance coverage that protects clients' personal property against damage or loss from burglaries and events such as fires. The company aims to help customers make smart insurance decisions to protect them from unexpected events. Brooks Insurance Agency has won the ERIE Founder’s Award for 10 years.

  • Multiple Policy Types

1548 Union Road, Suite C, Gastonia, NC 28054
WebsiteLicense: 1000007475 Rating

Review Sources

4.7 (36)
5.0 (6)

Why choose this provider?

Ewing Insurance Agency is a family-owned business serving the Gastonia metro. It helps individuals and families acquire personal insurance plans, including renters' policies. The independent company creates customized coverages to protect renters and their belongings from unforeseen events like natural disasters and theft. It also serves business owners who want to obtain general liability and workers' compensation insurance. It works with various carriers, such as Foremost and Progressive. Ewing Insurance Agency's team brings over 70 years of combined industry experience.

  • Home and Auto Insurance

1355 C East Garrison Blvd, Gastonia, NC 28054
WebsiteLicense: 1000002456 Rating

Review Sources

4.8 (9)

Why choose this provider?

Whitesides & Company Insurance offers protection policies to renters in Gastonia. This business provides renters' insurance plans that cover personal properties against theft or damage and protects clients and their families against certain bodily injuries and property damage claims. It also offers insurance for cars, homes, boats, business properties, and cyber liability. This independently owned and locally operated agency has been serving the insurance needs of the community since 1921. Its agents strive to find insurance policies that fit the needs of each client.

  • Multiple Policy Types


  • What common natural disasters should Gastonia residents consider when taking out renters insurance?

    Given the local risks of hurricanes, snow, and ice storms in Gastonia, tenants are advised to consult with insurance agents to understand coverage options for these specific disasters and consider additional policies that address these exclusions. Renters insurance policies generally do not cover personal property damages resulting from floods or earthquakes.

  • What optional coverages are available for renters insurance in Gastonia?

    In Gastonia, renters can enhance their insurance policies with add-on coverages like liability for personal injury, replacement of personal property at full value, and coverage for high-value items like jewelry and art. They can also have protection against sewer or drain water backup, refrigeration in the event of a power outage, and coverage for animal liability if pets cause harm. Beyond basic coverage, these enhancements address liability and personal property demands.

  • What types of discounts can Gastonia residents receive on their renters insurance policies?

    Gastonia residents may qualify for renters insurance discounts by installing burglar or fire alarms, updating HVAC, plumbing, and electrical systems, choosing roofing materials resistant to hail, and installing fire or sprinkler systems per building codes. Additional savings could come from a new roof, the age of the home, or a history of prior insurance. In addition to increasing safety, these actions might lower insurance premiums.

  • Does renters insurance in Gastonia cover items stored in a self-storage unit?

    For personal belongings kept in a self-storage facility in Gastonia, renters insurance coverage is usually applicable. Typically, it's intended to protect stuff against theft and natural disasters like fire, tornadoes, and mildew. Protection against earthquakes, floods, and damage caused by pests is typically not included in this policy, though.

  • What does it mean to have a landlord listed as an additional interest on a renters insurance policy in Gastonia?

    Notifications of cancellations and status changes are sent to landlords in Gastonia who are listed as additional interests on renters insurance policies, but they have no control over the policy itself. Being designated as an additional insured is different from this, as it gives specific rights over the policy and may not always be appropriate for a landlord.

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