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2024

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Best Health Insurance Agencies in Asheville, NC

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Asheville Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1666Reviewed

1001Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2144 Hendersonville Road, Arden, NC 28704
WebsiteLicense: 1000013037

Expertise.com Rating

Why choose this provider?

Adams & Brown Insurance Agency Inc. is a full-service independent agency that has been in the business since 1995. It serves clients in Asheville and the surrounding communities. It offers different types of health insurance policies, including fee-for-service and managed care. These plans can cover hospital, medical, and surgical expenses. It also provides both Medicare Advantage and Medicare Supplemental plans. Adams & Brown Insurance Agency represents different carriers, such as Lincoln Financial Group, MetLife, and UnitedHealthcare.

  • Group Plans

64 Long Shoals Road, Asheville, NC 28704

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Review Sources

Google
4.0 (38)
Yelp
3.0 (2)

Why choose this provider?

WNC Health Insurance is a health insurance agency that serves clients from Asheville and nearby areas. The firm provides a wide range of health insurance products that cover short-term or long-term disability, critical illness, vision, and dental needs. Medicare packages are also offered by the firm. Its team of insurance professionals is well-versed in handling the needs of individuals, families, HR experts, and employers. WNC Health Insurance has been providing insurance solutions to the community since 1994.

  • Life Insurance

191 Haywood Road, Asheville, NC 28806
WebsiteLicense: 5434901

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Review Sources

Google
5.0 (21)

Why choose this provider?

Asheville Senior Benefits is an insurance agency that specializes in Medicare insurance solutions for senior citizens located in the area and its surrounding communities. It offers Medicare supplement insurance, Medical prescription drug plans, and Medicare Advantage plans that include HMO and special needs plans. In addition, Asheville Senior Benefits also helps its clients analyze different carriers and policies, even accommodating those who want to discuss their options outside of the agency's office. John Daly, who has been in the field since 1995, leads the team.

  • Health Insurance

69 Westridge Market Place, Candler, NC 28715
WebsiteLicense: 1000003054

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Review Sources

Facebook
5.0 (9)
Google
5.0 (4)

Why choose this provider?

Carolina Mountain Insurance Services is an independent insurance agency that has been serving individuals and businesses in Asheville since 1997. It offers health insurance policies as well as Medicare Supplement and Medicare Advantage plans. Additionally, it provides life, long-term care, and vision and dental insurance products. Owner Pat Atkins has been working in the insurance industry since 1979. She holds various designations, including Certified Enrollment Specialist and Certified Senior Advisor. She is a member of the National Association of Health Underwriters.

  • Individual Plans
  • Life Insurance

982 Haywood Road, Asheville, NC 28806
WebsiteLicense: 1000008800

Expertise.com Rating

Review Sources

Google
4.0 (52)
Facebook
5.0 (5)

Why choose this provider?

General Insurance Services Inc. is an insurance brokerage firm based in Asheville. Since 1975, the family-owned company has been providing managed care health insurance options. In addition, its team also offers long-term care and disability insurance programs. General Insurance Services has five locations throughout North Carolina. All of its offices are voicemail-free, which means clients get to speak with a live agent for their insurance needs, whether it's auto, home, business, or life insurance.

  • Individual Plans
  • Life Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Adams & Brown Insurance Agency Inc
2144 Hendersonville Road, Arden, NC 28704
WNC Health Insurance
64 Long Shoals Road, Asheville, NC 28704
Asheville Senior Benefits
191 Haywood Road, Asheville, NC 28806
Carolina Mountain Insurance Services
69 Westridge Market Place, Candler, NC 28715
General Insurance Services Inc
982 Haywood Road, Asheville, NC 28806

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What can a primary care physician do for a health plan holder in Asheville?

    A primary care physician in Asheville is responsible for a planholder's overall health. It may be a primary care provider who is also an assistant physician or nurse in some health plans. When a planholder has a health problem, primary care professionals are the first point of contact. If the problem is beyond the provider's scope of practice, they can refer you to a specialist.

  • Should mental health services have the same coverage limit as physical health services in an Asheville health plan?

    Yes, any Asheville insurer who does not provide the same coverage limit for mental health services is in violation of federal law. There must be the same financial obligations for out-of-pocket expenses such as deductibles and copays. Benefits for out-of-network healthcare providers and treatment limitations should be the same as for physical health services.

  • Can you apply for Medicaid in person at a Department of Social Services Office in Asheville?

    To apply for Medicaid, you can visit the Buncombe County Department of Social Services Office in person. The office is located at 40 Coxe Ave, Asheville, NC 28802, with a mailing address of P.O. Box 7408. You can reach them by phone at 828-250-5500 or via fax at 828-250-6235. Additionally, they offer the convenience of applying through both phone and fax for those who prefer those methods.

  • How can the NC Medical Eye Care Program help someone in Asheville?

    The NC Medical Eye Care Program assists at-risk Asheville residents in preventing blindness or restoring their sight. It offers corrective and preventive care for conditions such as glaucoma, cataracts, and retinal disorders. Some of these services include eye surgery and treatment. The approval of the state consulting ophthalmologist is required for emergency services.

  • What can an individual do to get started with filing a complaint against the insurer of a self-funded plan in Asheville?

    In Asheville, contact the Department of Insurance's Health Insurance Smart NC Program at +1-855-408-1212. Staff from the program can assist you in filing a complaint against the insurer of a self-funded plan from a private employer. They can also assist plan holders of State Health Plans for Teachers and State Employees.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.