Best Health Insurance Agencies in Charlotte

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Health Insurance Agencies FAQs

Last updated: October 6, 2022

Affordable Health Insurance Plans

11439 Northwoods Forest Drive, Charlotte, NC 28214

Individual Plans

Individuals and families in Charlotte and the surrounding areas can avail themselves of health insurance packages through Affordable Health Insurance Plans. Personal, family, and more specialized health insurance policies are available, all of which will safeguard customers from financial loss when it comes to medical visits, prescription prescriptions, preventative care services, and diagnostic or surgical operations. Affordable Health Insurance Plans' experienced health insurance agents are accessible 24 hours a day, 7 days a week to examine clients' health insurance needs.

Health Plans of NC

4350 Congress Street, Charlotte, NC 28209

Individual Plans
Group Plans

Health Plans of NC is an independent agency established in 2005. The business offers health insurance solutions exclusively from Blue Cross Blue Shield of North Carolina. It has more than 20 authorized insurance agents that can help clients in Charlotte and nearby areas choose a health policy for their needs. Clients will not have trouble searching for participating healthcare providers because the firm can give you access to a large statewide network of more than 1,600 physicians.

Main Street Insurance Group

1523 Elizabeth Avenue, Charlotte, NC 28204

Individual Plans
Life Insurance

Main Street Insurance Group is an independent insurance agency serving Charlotte and the surrounding areas. It has provided health insurance services for individuals and businesses for over 120 years. In addition to health insurance, it specializes in home, auto, and valuable possessions insurance. It also provides policies to businesses, agriculture, and other industries. The company has partnered with different carriers, such as American Collectors Insurance, and AmTrust Financial, to provide solutions that best fit the clients' needs.

North Carolina Business Insurance Agency

6401 Carmel Road, Charlotte, NC 28226

Life Insurance

North Carolina Business Insurance Agency is an independent insurance agency that provides insurance services to residents and businesses in Charlotte, Queen City, and surrounding communities. For 16 years, it has carried health insurance plans like disability, dental, and voluntary products through employee health benefits. The company also provides personal insurance products like life, auto, and flood insurance plans. Michael Goodman established the agency in 2005. It is also licensed to operate in Georgia, South Carolina, Tennessee, Virginia, and Washington D.C.

O.H. Walker Insurance Agency

2210 Crownpoint Executive Drive, Charlotte, NC 28227

Individual Plans
Life Insurance

O.H. Walker Insurance Agency is a family-owned and independent business that has been providing insurance solutions to individuals, families, and businesses in Charlotte and the surrounding areas since 1962. It offers Medicare Supplement plans to cover gaps in the clients' Medicare insurance policies. It also carries group health, dental, vision, long-term care, and disability insurance programs. In addition, the agency provides individual life, final expense, mortgage protection, general liability, workers' compensation, and commercial auto insurance plans.

Parks Insurance Group

8316 Medical Plaza Drive, Charlotte, NC 28262

Life Insurance

Parks Insurance Group offers health insurance options to individuals and businesses in the Charlotte area. The professionals in this company aim to provide its clients with an insurance plan tailored to their needs. They offer various employee benefits, such as health, disability, vision, dental, and group life insurance. Parks Insurance Group is also licensed in multiple states, including Georgia, Virginia, Texas, Minnesota, and North Dakota. Moreover, it works with various insurance carriers, such as Nationwide, Travelers, Chubb, CNA, and Liberty Mutual.

Pegram Superior Insurance

106 West Arrowood Road, Charlotte, NC 28217

Individual Plans
Life Insurance

Pegram Superior Insurance is a health insurance provider that serves clients in Charlotte. It is an independent insurance agency that represents multiple insurance carriers. It offers health insurance plans, including HMO plans, major medical plans, surgical policies, dread disease policies, and hospital indemnity plans. It also provides group health insurance which carries preferred provider organization plans and health savings accounts. Pegram Superior Insurance represents National General Insurance, Progressive, and BlueCross BlueShield of North Carolina.

Prestige Insurance Agency

2331 Crownpoint Executive Drive, Charlotte, NC 28227

Life Insurance

Established in 2003, Prestige Insurance Agency offers an array of insurance solutions. These include home and life insurance as well as pet, automobile, and business coverage. In addition, the independent agency caters to the group health insurance needs of companies. Its staff has more than 30 years of combined experience in the industry. The Charlotte-based brokerage works with different insurance carriers, including Liberty Mutual Insurance, The Hartford, and MetLife, to give clients a range of programs that suit their needs.

Southeast Insurance Solutions, Inc.

2137 Chatham Avenue, Charlotte, NC 28205

Individual Plans

Southeast Insurance Solutions, Inc., is a Charlotte-based independent health insurance agency. Owned by Kent Kingsley, the agency represents major health carriers and offers an array of products, such as individual, child, and group health, maternity, and disability insurance. It also provides assistance with inclusive health, which provides coverage to eligible community members who do not have access to an employer-sponsored health plan or have been denied individual coverage. The consultants at Southeast Insurance Solutions educate clients to help them make informed decisions.

The Jordan Insurance Agency

13925 Ballantyne Corporate Place, Charlotte, NC 28277

Life Insurance
Medicare
Home and Auto Insurance

The Jordan Insurance Agency is a locally owned independent agency that has been serving Charlotte and the surrounding areas for more than 15 years. It offers various health insurance products that cover common medical expenses like hospitalization and surgery, prescription drugs, dental and vision plans, and short-term and long-term disability. Additionally, it also offers other solutions like auto, life, and business insurance. Billy Jordan started the company to help people avoid the same frustration and difficulty he experienced when his mother suffered from an illness.

Thrive Benefits

615 South College Street, Charlotte, NC 28202

Group Plans

Thrive Benefits is a benefits consulting firm headquartered in Charlotte. It provides services for clients in the states of North and South Carolina and specializes in working with paternalistic employers. It helps companies implement strategies for their company's health care plans and other management systems. Thrives Benefits was founded by Rachel Miner. Having experienced difficulties with the health care system during her son's illness, she built a company aiming to improve the experience, specifically for regular employees.

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Frequently Asked Questions

Q: Is there a tax credit for having health insurance?

A: The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Q: Do employers have to offer health insurance?

A: The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Q: Do you have to pay a health insurance deductible upfront?

A: In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

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