Best Homeowners Insurance Agencies in Gastonia

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Last updated: September 27, 2022

A1 Insurance Coverage

1108 Union Road, Gastonia, NC 28054

Multiple Carriers
Multiple Policy Types

A1 Insurance Coverage is a family-owned business providing property and life insurance plans nearby Gastonia. This independent insurance agency has been operating since 1990. The group of professionals offers homeowners' insurance to financially protect clients from unforeseen circumstances, such as natural disasters, theft, and vandalism. The home insurance policy also covers condo owners and renters. A1 Insurance Coverage also has other insurance options, including vision and dental, workers' compensation, and general liability.

Allcare Insurance Services

4835 Wilkinson Boulevard, Gastonia, NC 28056

Multiple Policy Types

Allcare Insurance Services is a locally owned and operated insurance agency that helps homeowners to obtain policies from trusted carriers. Its team of experienced agents works directly with its clients to find them the best coverage for their needs, ensuring that the cost is within their budgets. In addition to homeowners insurance, this agency also provides auto and business insurance policies. Allcare Insurance Services' trusted carriers include American Modern, Genworth Financial, and Heritage Property & Casualty.

Beard Insurance Agency

1312 West Franklin Boulevard, Gastonia, NC 28052

Renter's Insurance
Multiple Policy Types
Multiple Carriers
Flood

Beard Insurance Agency is a local agency in Gastonia that provides tailored homeowners' insurance policies for families and individuals. The insurance agents at this company help select the right home insurance that provides protection in cases of disasters. The policy pays for the replacement or repair cost of damaged homes and structures, liability losses against home injuries, and replacement of destroyed or stolen personal items. Insurance products for autos, motorcycles, boats, and recreational vehicles are also available.

Brightway, The Kropfelder Agency

3826 South New Hope Road, Gastonia, NC 28056

Renter's Insurance
Multiple Policy Types
Condos

Brightway The Kropfelder Agency is a local insurance agency that serves clients in Gastonia and its surrounding areas. The company provides homeowners insurance policies that cover fire and smoke damage, water damage, windstorm and hail damage, and theft. Its team works directly with clients to create customized policies to meet their needs. When a client needs to make a claim, the team at Brightway acts promptly to ensure that reimbursements are issued as quickly as possible.

Brooks Insurance Agency

607 West Trade Street, Dallas, NC 28034

Multiple Policy Types

Brooks Insurance Agency is a family-owned insurance provider in Gastonia and its surrounding areas. It offers homeowners' insurance to covers losses from home and home content damages due to fire, pipe leaks, or theft. The medical costs of an injured houseguest are reimbursed if the incident occurred within the insured property, including injuries caused by pets. Brooks Insurance Agency works closely with policyholders to ensure that they understand their coverage, or if adjustments to the policy are needed. The agency has been an ERIE awardee for a decade.

Charles Cox Insurance

222 S Chestnut St, Gastonia, NC 28054

Multiple Policy Types

Charles Cox Insurance is a family-owned and operated agency in Gastonia that has been in the industry for the past 50 years. Its group of insurance professionals offers a homeowners' insurance policy that protects the home and the valuable items in it from natural disasters and fires. The policy also has liability protection and medical coverage, helping to pay expenses for injuries obtained at home. Injuries caused by household pets are also covered in the policy.

Elite Insurance

413 S York St, Gastonia, NC 28052

Multiple Policy Types

Elite Insurance is a provider in Gastonia and has been protecting homes for over two decades. It cuts down losses from home damages due to winds and personal liability for medical costs if a third party is indirectly injured within an insured property or has resulted in a casualty. Personal articles within the home are also protected. Additional living expenses are given to homeowners whose homes are uninhabitable due to damage repairs. Elite Insurance is partnered with over 60 carriers.

Ewing Insurance Agency

1548 Union Road, Gastonia, NC 28054

Multiple Carriers
Multiple Policy Types

Ewing Insurance Agency is an independent insurance business providing personalized plans to customers in Gastonia and the surrounding communities. Its team reviews and customizes homeowners' insurance packages that give clients financial aid and protection. The family-owned agency has been addressing insurance needs for over 75 years. Properties such as secondary homes, vacation homes, mobile homes, and condominiums have specific insurance plans. Clients can apply for scheduled coverage for additional protection to other valuable items.

Glick Insurance

2111 South New Hope Road, Gastonia, NC 28054

Multiple Policy Types

Glick Insurance is a homeowners' insurance agency with an office in Gastonia. It works with various insurance carriers to provide comparative quotes to homeowners and help them select appropriate insurance solutions. Its insurance agents assess potential risks, seek to understand clients' needs, and inform them of applicable coverage packages. Homeowners benefit from the financial protection that insurance policies offer, including compensation for financial losses due to disasters and liability claims. They also mitigate damages arising from vandalism and theft.

Hutch Ham Agency, Inc.

1230 West Morehead Street, Charlotte, NC 28208

Multiple Policy Types
Fire
Renter's Insurance

Hutch Ham Agency Inc. provides homeowners insurance for clients in Gastonia and throughout its nearby communities. This agency has been actively providing insurance for more than 70 years, providing policies that protect homeowners from financial loss in the event of a fire, flood, or theft. Coverage can be completely customized to meet the needs, possessions, and budget of each client. Hutch Ham Agency Inc. is a Trusted Choice Independent Insurance Advisor.

Johnson Insurance Group Inc.

1905 East Garrison Boulevard, Gastonia, NC 28054

Multiple Carriers
Multiple Policy Types

Johnson Insurance Group Inc. is an independent agency serving individuals and businesses in Gastonia. The agency's insurance professionals have a combined experience of over 100 years in the field. They help protect their clients from financial losses by providing coverage for their homes, personal belongings, and other structures within the property. The coverage may also include liability protection and medical payments in case other people are injured within their property.

Lincoln Insurance Agency, Inc.

510 East Main Street, Lincolnton, NC 28092

Renter's Insurance
Multiple Policy Types
Multiple Carriers

Lincoln Insurance Agency Inc. provides homeowners in the Gaston area with insurance policies that cover them in case of storm, fire, water, theft, or vandalism. This locally owned and operated agency also offers an array of other insurance policies. That includes coverage for farms, autos, health, life, and commercial properties. Agents are committed to helping clients obtain policies at affordable rates. Lincoln Insurance Agency Inc. is a Trusted Choice Independent Insurance Agent.

New Hope Insurance Agency

2664 South New Hope Road, Gastonia, NC 28056

Multiple Policy Types

New Hope Insurance Agency has been insuring homes and properties in Gastonia for more than 8 years. Its insurance specialists offer consultations to identify financial risks, assess homeowners' needs, and provide recommendations on suitable coverage plans. They also assist homeowners in ensuring adequate protection for home damage repairs, liability exposures arising from non-resident injuries, and injury-related medical bills. Moreover, they walk clients through the claims process. New Hope Insurance Agency has an online insurance quote form.

Stephen Buckley - State Farm Insurance Agent

10125 Perimeter Parkway, Charlotte, NC 28216

Personal Property Insurance

Stephen Buckley is a second-generation State Farm insurance agent who regularly assists personal and business clients in the Gastonia metro area and new arrivals to the state. The licensed agent can tailor State Farm's home insurance policies to ensure they meet the clients' coverage needs and are within their budgets. He can also add additional coverage to meet the costs of unforeseen accidents, such as overflowing appliances. Additionally, he can tailor life, health, and auto insurance policies.

Stowe Insurance

104 N Church St, Gastonia, NC 28054

Multiple Policy Types

Stowe Insurance has been providing insurance products and solutions to North Carolina residents for over a century. It specializes in homeowners' insurance policies for traditional homeowners, condo dwellers, renters, and landlords. Its homeowners' insurance policies provide coverage for the dwelling and other structures, medical expenses, personal liability, personal property, scheduled personal property, and additional living expenses. It also provides a broad range of personal, business, and specialty insurance packages, such as restaurant insurance, contractors' insurance, commercial liability coverage, and personal umbrellas.

Total Choice Insurance Agency

2586 East Main Street, Lincolnton, NC 28092

Renter's Insurance
Multiple Policy Types
Multiple Carriers

Total Choice Insurance Agency specializes in tailoring policies for personal and business customers in the Gastonia metro area. Its services include providing local residents and those moving into the state with home insurance policies that cover their costs should the worst happen, such as a fire or a flood. The agents can also add to the home insurance policies so clients are covered for other losses, such as their living expenses if they have to temporarily relocate.

Watson Insurance Agency, Inc.

245 East Second Avenue, Gastonia, NC 28052

Renter's Insurance
Multiple Policy Types
Personal Property Insurance
Multiple Carriers
Flood
Condos

Watson Insurance Agency, Inc. is a Gastonia-based insurance firm offering homeowners' insurance products. Its agents guide clients through the process of comparing rates from different carriers and helping them choose a policy that best suits their lifestyle and budget. They can also obtain policies for those residing in condos, mobile homes, and CBS homes. The company's homeowners' insurance plans can compensate for any losses resulting from dog bite liability claims, storm damage, and wind damage.

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Frequently Asked Questions

Q: How much homeowners\' insurance should someone carry?

A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Q: What should a homeowners\' insurance include/cover?

A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

Q: How frequent should one change auto or homeowners\' insurance to another provider?

A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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