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Best Local Car Insurance Agencies in Fayetteville

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Accurrence Insurance logo
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License Verified:

License: 1000003477

North Carolina Department Of Insurance

Accurrence Insurance

5924 Cliffdale Road, Fayetteville, NC 28314
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  • Multiple Carriers

Business Description

Accurrence Insurance is an all-around insurance management company that has been serving the Fayetteville area and neighboring communities for more than two decades. Established in 1993, the locally owned firm guides car owners and motorists in choosing the right auto insurance policy for their vehicles. Its independent insurance agents partner with top-rated insurance carriers that can provide different coverage options, including liability, collision, medical, and uninsured motorist. Other offerings include home, health, life, and commercial insurance.

License Verified:

License: 1000003477

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (68)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Brett Herrmann logo
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License Verified:

License: 1209442

North Carolina Department Of Insurance

Brett Herrmann

2323 Bragg Boulevard, Fayetteville, NC 28303
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  • Motorcyle & ATV

Business Description

Brett Herrmann is a local insurance agent for State Farm based in Fayetteville that offers a variety of insurance solutions to clients in the metro. He specializes in providing auto insurance lines and writes policies that include coverage from collisions, damages, and liabilities. Herrman is a State Farm agent for more than 30 years. His team of insurance professionals can cater to Spanish speakers that need insurance products and services.

License Verified:

License: 1209442

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Callahan & Rice Insurance Group Inc logo
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License Verified:

License: 2370020

North Carolina Department Of Insurance

Callahan & Rice Insurance Group Inc

129 Franklin Street, Fayetteville, NC 28301
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  • Multiple Carriers

Business Description

Callahan & Rice Insurance Group Inc. is a team of professional agents based in Fayetteville. They furnish various types of insurance policies for clients, including car insurance. The insurance advisors help car owners find plans that will cover their needs by reviewing policies from different carriers. The agents also insure RVs, ATVs, motorcycles, and boats. Callahan & Rice Insurance Group Inc.'s staff uses a consultative approach wherein they listen to clients' concerns, provide recommendations, and finalize a plan for execution.

License Verified:

License: 2370020

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (198)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Darden, Miranda & Associates Insurance logo
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License Verified:

License: 1000058399

North Carolina Department Of Insurance

Darden, Miranda & Associates Insurance

3007 Fort Bragg Road, Fayetteville, NC 28303
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  • Multiple Carriers

Business Description

Darden, Miranda & Associates Insurance specializes in various products, including auto insurance. The Fayetteville-based business creates insurance plans for car owners that include liability and comprehensive coverage, which reimburses losses from perils such as fire and theft. Vanstory-Exum Agency, Inc., which was founded in 1948, merged with Miranda Insurance Group, Inc. in 2008 and formed Darden, Miranda & Associates. Bryan Miranda, Miranda Insurance Group, Inc.'s founder, is a Fayetteville native and is the current president of Darden, Miranda & Associates.

License Verified:

License: 1000058399

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (60)
Facebook
5.0 / 5 (18)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
East Coast Insurance Services - Fayetteville logo
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License Verified:

License: 1000018438

North Carolina Department Of Insurance

East Coast Insurance Services - Fayetteville

1010 Hope Mills Road, Fayetteville, NC 28304
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  • Bundling Option
  • Motorcyle & ATV

Business Description

East Coast Insurance Services is an independent insurance agency located in Fayetteville that provides insurance products to residents in the metro. The company specializes in personal and commercial insurance plans and writes auto insurance policies for new drivers, existing car owners, and vehicle-related business owners. The policies protect clients and their vehicles from risks, damages, liabilities, and expenses. East Coast Insurance Services offers online quotation services and has other offices in Robbins and Walterboro.

License Verified:

License: 1000018438

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (162)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hiller Ringeman Insurance - Lumberton logo
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License Verified:

License: 1000446805

North Carolina Department Of Insurance

Hiller Ringeman Insurance - Lumberton

801 West 5th Street, Lumberton, NC 28358
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Business Description

Hiller Ringeman Insurance, which is located in Lumberton, serves the needs of individuals and businesses in Fayetteville. Included in its product line is car insurance. The agents of the firm can create multi-vehicle policies. In addition, they also furnish home and life insurance. Hiller Ringeman Insurance's executive team has over five decades of joint experience in senior management, and the members of the company have over 250 years of combined experience in the field of insurance.

License Verified:

License: 1000446805

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hurley Insurance Group logo
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License Verified:

License: 1000674851

North Carolina Department Of Insurance

Hurley Insurance Group

134 North McPherson Church Road, Fayetteville, NC 28303
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  • Multiple Carriers

Business Description

Hurley Insurance Group is an independently and locally owned family business located in Fayetteville that offers customized and flexible insurance solutions for clients who want to protect their vehicles and themselves in case of auto-related incidents. The agency works with multiple insurance carriers to develop the right insurance coverages for each client's specific needs. Established in 1986, the agency has three offices that are accessible to locals. Founder Mark Hurley is a Fayetteville native himself.

License Verified:

License: 1000674851

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (31)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance Service Center - Fayetteville logo
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License Verified:

License: 1000009527

North Carolina Department Of Insurance

Insurance Service Center - Fayetteville

3820 Raeford Road, Fayetteville, NC 28304
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  • Multiple Carriers

Business Description

Insurance Service Center represents over 30 insurance carriers that address the auto insurance needs of its clients in Fayetteville and the surrounding communities. The independent business has been providing insurance solutions since 1975. Its agents offer comprehensive insurance plans and conduct quote comparisons with clients. The company also has 10,000 insurance centers that can cater to car owners and drivers. Founder John L. Canady believes that the company's success is the result of giving quality service.

License Verified:

License: 1000009527

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.1 / 5 (31)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sarah Sanders, Independent Agent-Insurance Service Center logo
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License Verified:

License: 7902986

North Carolina Department of Insurance

Sarah Sanders, Independent Agent-Insurance Service Center

2228 Hope Mills Rd, Fayetteville, NC 28304
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  • Multiple Carriers

Business Description

Sarah Sanders, Independent Agent-Insurance Service Center is an agent who has been serving individuals in Fayetteville for over two decades. She assists them in finding the right insurance coverage by listening to their concerns and providing options from multiple carrier options. She offers personal insurance products, such as home, car, health, and life insurance. Her car insurance policy covers a variety of vehicles, including trucks and vans. Sarah was lauded by a client for being on time and helpful with his home and car insurance.

License Verified:

License: 7902986

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (75)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tolar Agency, Inc logo
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License Verified:

License: 1000008420

North Carolina Department Of Insurance

Tolar Agency, Inc

2823 Raeford Road, Fayetteville, NC 28303
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  • Multiple Carriers
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

Tolar Agency, Inc., is a locally owned and operated independent agency in Fayetteville. It crafts personalized auto insurance policies that protect policyholders against financial losses from accidents, hit-and-runs, and thefts. The company's agents are local and work with clients one-on-one to determine their insurance needs and budgets and shop for suitable policies. They also perform reviews of policies and plans in front of customers to ensure that their coverages have no gaps and to help them make informed decisions.

License Verified:

License: 1000008420

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Total Insurance Center logo
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License Verified:

License: 16239626

North Carolina Department Of Insurance

Total Insurance Center

5412 Raeford Road, Fayetteville, NC 28304
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  • Multiple Carriers

Business Description

Total Insurance Center is a Fayetteville-based independent insurance provider that addresses the car insurance needs of drivers in the city and nearby communities. Founded more than 30 years ago, the company has established partnerships with various insurance carriers to present clients with quotes that will meet their needs and priorities. Auto insurance policies typically cover liability, but motorists have the option to avail themselves of full coverage. Total Insurance Center employs bilingual insurance agents to better serve a diverse clientele.

License Verified:

License: 16239626

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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