Expertise.com

Best Health Insurance Agencies in Fayetteville

2024

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Health Insurance Agencies FAQs 〉

Providers

featured provider = Featured Provider

5310 Yadkin Road, Fayetteville, NC 28303
WebsiteLicense: 6550416

Expertise.com Rating

Review Sources

Facebook
4.9 (18)
Google
4.5 (11)

Why choose this provider?

The Insurance Guy is a firm based in Fayetteville that offers a wide array of products and services throughout North Carolina. The agency provides auto insurance, homeowners' insurance, health and life insurance, and commercial insurance to its clients. Owner Jerome Scott has been active in the insurance field for more than thirty years. He is an active member of the National Association of Insurance and Financial Advisors Board. In forming his company, Scott drew on the nickname that his friends and relatives have christened him.

  • Health Insurance

921 South McPherson Church Road, Fayetteville, NC 28303
WebsiteLicense: 1000009483

Expertise.com Rating

Review Sources

Google
5.0 (9)
Facebook
5.0 (5)

Why choose this provider?

Independent Insurance Group, Inc., has operated in Fayetteville and the surrounding areas for almost 30 years, serving the insurance needs of residents and local businesses. It carries health insurance plans like individual medical plans, individual/group dental, group short-term disability, group long-term disability, critical illness, and short-term medical plans. Moreover, it provides Medicare plans like Part D, Medicare supplement plans, and gap coverage. Jim Mozingo entered the insurance industry in 1985. He founded Independent Insurance Group in 1992 and served as CEO and president.

  • Individual Plans
  • Group Plans
  • Life Insurance

2151 Skibo Road, Suite 175, Fayetteville, NC 28314
WebsiteLicense: 9042014

Expertise.com Rating

Review Sources

Google
4.2 (54)
Facebook
5.0 (12)
Yelp
5.0 (1)

Why choose this provider?

Lavette Jones is an insurance agent who serves clients in Fayetteville and the neighboring areas. She handles health and disability insurance policies and offers various options, including supplemental health, Medicare supplement, individual medical health, and long-term and short-term disability plans. Additionally, she provides insurance coverage for home, auto, pet, and life. Jones leads a team through State Farm and has been in the industry for 16 years. She is a recipient of the Legion of Honor and the Ambassador Travel Qualifier awards.

  • Life Insurance
  • Medicare Supplements
  • Health Insurance

4928 Windy Hill Dr., Suite A, Fayetteville, NC 27609
WebsiteLicense: 1000391507

Expertise.com Rating

Review Sources

Google
5.0 (370)
Facebook
5.0 (27)
Yelp
5.0 (5)

Why choose this provider?

Osborne Insurance Services is a locally owned and operated health insurance agency serving Fayetteville and nearby areas. It provides health insurance plans for individuals and families seeking different levels of protection and with different out-of-pocket expenses. Its policies satisfy the new ACA requirements. The agency offers Medicare Advantage and Supplement plans. Osborne Insurance Services educates its clients about its available plans through one-on-one conversations and detailed explanations. It was founded in 1997 by Mike Osborne Sr., who has over 25 years of industry experience.

  • Individual Plans
  • Medicare Supplements
  • Health Insurance

Fayetteville, NC 28303
WebsiteLicense: 19031364

Expertise.com Rating

Why choose this provider?

Field Insurance Group is an independent agency that provides the insurance needs of Fayetteville residents. Its consultants sit down with customers to discuss and compare health insurance options, which may cover accident, vision, and dental benefits. It serves those who are eligible for Medicare coverage. In addition, the agency offers life insurance products. One customer expressed appreciation for its senior benefits consultant, Allan Field, for his patience in addressing questions and providing insurance education.

  • Health Insurance

4 Vermont Ave #2, Fayetteville, NC 28806
WebsiteLicense: 16236240

Expertise.com Rating

Review Sources

Facebook
4.8 (67)

Why choose this provider?

Hummingbird Insurance is an independent agency serving individuals, families, and businesses in Fayetteville. It offers healthcare plans that may cover dental, vision, short-term medical, life, and disability needs and contingencies. The agency assists employers in creating employee benefits plans with a holistic perspective on the needs of the business. In addition, it has Medicare options and retirement planning services, including telehealth, indemnity plans, and final expense policies. Hummingbird Insurance represents Blue Cross and Blue Shield of North Carolina.

  • Health Insurance

2323 Bragg Blvd, Fayetteville, NC 28303
WebsiteLicense: 1209442

Expertise.com Rating

Why choose this provider?

Brett Herrmann has been a State Farm insurance agent serving individuals and businesses in Fayetteville since 1985. He offers various health insurance plans designed to fit the need of each client. He assists with Medicare Supplement, medical coverage, supplemental health, and disability paycheck plans. In addition, his agency provides a wide range of risk management solutions for life, homeowners, renters, automobiles, businesses, and pets. Services for banking and annuities are available. Brett gives back to the community as a volunteer for Habitat for Humanity.

  • Life Insurance
  • Health Insurance

2228 Hope Mills Rd, Fayetteville, NC 28304
WebsiteLicense: 7902986

Expertise.com Rating

Review Sources

Google
5.0 (88)

Why choose this provider?

Sarah Sanders, Independent Agent-Insurance Service Center is an insurance agent who caters to individuals, families, and businesses in the Fayetteville metro. She offers a wide range of insurance products, including health, auto, boat and watercraft, commercial, and life insurance plans. She provides homeowners' insurance policies, covering home structures, living expenses, personal possessions, and replacement costs. Supplemental policies such as umbrella liability and valuable articles can be added to this type of product. Sanders brings 22 years of experience in the industry.

  • Health Insurance

214 Fairway Drive, Fayetteville, NC 28305
WebsiteLicense: 1000392389

Expertise.com Rating

Review Sources

Google
4.2 (5)

Why choose this provider?

Southeastern Insurance Services is an agency that provides health insurance policies to residents of Fayetteville. It offers to compare quotes for individual health plans to cover hospital billings and medical treatments. The agency can customize these quotes and policies to add specialized plans for ambulance rent, long-term care, and private hospice care. On its website, clients can consult with insurance agents and have them process payments online. Southeastern Insurance Services' other policy options include life, automobile, and homeowners' insurance plans.

  • Health Insurance

1909 Bragg Boulevard, Fayetteville, NC 28303
WebsiteLicense: 1000456172

Expertise.com Rating

Review Sources

Google
4.8 (72)
Facebook
5.0 (32)

Why choose this provider?

Warren Insurance Group provides a wide range of health coverage options in Fayetteville. It offers accident, disability, term life, and permanent life insurance. The company also provides risk-management options for personal properties, such as recreational vehicles, boats, motorcycles, auto, homes, condos, and rental properties. Additionally, pet, flood, and umbrella insurance are offered. It also has options for business insurance and commercial auto coverage. Warren Insurance Group is a partner of the Highland Insurance Group.

  • Life Insurance

4011 Sycamore Dairy Road, Fayetteville, NC 28303
WebsiteLicense: 1000563676

Expertise.com Rating

Review Sources

Google
4.9 (113)
Facebook
4.7 (18)

Why choose this provider?

Jaime Shannon is a State Farm insurance agent who has been serving the Fayetteville community since 2003. She provides health insurance coverage options for families, individuals, and senior citizens. A wide range of plans is available like supplemental health, Medicare supplement, and individual medical coverage. Disability insurance is also offered for short-term and long-term needs. Jaime also specializes in life and long-term care insurance. She served in the US Army for more than six years.

  • Individual Plans
  • Life Insurance

225 Green St. Suite 900, Fayetteville, NC 28301
WebsiteLicense: 1000073580

Expertise.com Rating

Review Sources

Google
5.0 (8)
Facebook
5.0 (8)

Why choose this provider?

Agents Inc. Insurance serves the financial security needs of individuals and businesses throughout the Fayetteville metro. The agency offers disability policies and whole, universal, variable, and term life insurance plans through its network of reputable providers. With extensive knowledge about the current market, its staff can help clients select the most suitable policy that addresses their unique needs. Agents Inc. Insurance also provides plan packages for business, auto, life, and automobile insurance.

  • Life Insurance
  • Health Insurance

1308 Fort Bragg Road Suite 201, Fayetteville, NC 28305
WebsiteLicense: 1000012673

Expertise.com Rating

Review Sources

Google
4.7 (14)
Facebook
5.0 (10)

Why choose this provider?

Olde Fayetteville Insurance takes care of the health insurance needs of individuals and businesses in Fayetteville. Its health insurance solutions cover medical and dental policies that help holders maximize their health care coverage amid rising medical costs. It also serves clients who need personal and life insurance. The office is an independent licensee of the BlueCross BlueShield of North Carolina. It was a member of the Circle of Champions for 2018 through the Center for Consumer Information and Insurance Oversight.

  • Life Insurance
  • Health Insurance

1034 Screech Owl Drive, Hope Mills, NC 28348
WebsiteLicense: 8333832

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Sandhills Insurance Agency provides risk management solutions to individuals and families in the Fayetteville metro and nearby areas. It offers health insurance plans that include Medicare Part A, B, C, and D coverages. These health insurance policies cover policyholders' hospital care and medical equipment expenses. The independent company works with various health insurance providers, such as Aetna, Humana, Cigna, United Healthcare, and EquiTrust. Sandhills Insurance Agency has been delivering customized services for more than 17 years.

  • Health Insurance

2016 Hope Mills Road, Fayetteville, NC 28304
WebsiteLicense: 17446665

Expertise.com Rating

Why choose this provider?

Hayes McDowell is an insurance agent that serves clients in Fayetteville and the surrounding areas. He offers health insurance policies, including Medicare Supplement insurance, supplemental health insurance, and individual medical coverage. He also handles auto, pet, life, and property insurance plans. In addition, McDowell assists in fulfilling financial requirements for banking, mutual funds, and annuities. McDowell leads a team through State Farm, focusing on helping soldiers and their families in the local community. He currently serves in the U.S. Army Reserves.

  • Health Insurance

2011 Corporate Dr Suite 4, Fayetteville, NC 28405
WebsiteLicense: 8792778

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

The Phelps Agencies is a local insurance firm that serves individuals and groups in Charlotte, Wilmington, Fayetteville, and the surrounding communities. The company offers life and supplemental health care coverage, including employee benefits plans which are non-wage compensation provided to employees. These insurance products can increase employee retention and loyalty. The Phelps Agencies sponsors different community non-profit organizations, including the Anne Springs Close Greenway in Fort Mill, The Dan Jansen Foundation, and the Cool Kids Clubhouse.

  • Health Insurance

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How do Fayetteville residents qualify for health insurance subsidies under the health care reform?

    Residents of Fayetteville must earn between 100% and 400% of the federal poverty level to qualify for health insurance subsidies as part of the healthcare reform. They should also not meet the eligibility requirements for public coverage programs like Medicaid, Medicare, or the Children's Health Insurance Program. Furthermore, to be eligible for these subsidies, individuals must not have existing coverage through the armed forces.

  • What are the levels established by the Affordable Care Act or Obamacare that organize Fayetteville health plans into tiered categories?

    Obamacare divides health plans into tiers, with Bronze representing a level where the health plan covers approximately 60% of costs, leaving the Fayetteville resident responsible for approximately 40%. The silver tier includes the health plan covering an average of 70% of the costs, with the policyholder contributing approximately 30%. Moving up to the Gold tier, the health plan is expected to cover roughly 80% of the costs, with the insured individual responsible for the remaining 20%.

  • Which health plan with a lower premium is available to Fayetteville State University employees?

    Fayetteville State University offers a high-deductible health plan through the North Carolina State Health Plan. This coverage is available to temporary employees, specifically those who are not in permanent positions and work an average of 30 hours or more per week (equivalent to 0.75 FTE). Notable plan features include 100% coverage for Affordable Care Act preventive care services and medications obtained from in-network healthcare providers.

  • Which health plan is provided by the City of Fayetteville to its full-time employees?

    Full-time employees who work a minimum of 30 hours per week are eligible for comprehensive healthcare, dental, and vision insurance plans from the City of Fayetteville. Employees can choose to include eligible dependents in their coverage. Premiums for health and dental insurance are deducted from paychecks before taxes, and the city contributes a portion of the premium. Employees who meet the qualifications can begin receiving these benefits on the first day of the month following 30 days of service.

  • How does the average cost of health insurance in Fayetteville compare across different age groups?

    Residents in their twenties pay an average monthly premium of $246, while those in their thirties pay an average monthly premium of $311. Individuals in their forties spend an average of $385 per month, while those in their fifties spend an average of $559 per month. Average monthly premiums for seniors in their sixties and seventies are $702 and $977, respectively.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

Related Articles

Featured

How To Get Health Insurance

In this article, we’ll explore the world of health insurance, providing insights into employer-sponsored plans, individual in...

Featuredcovid-vaccine-health-insurance-banner

Survey: 3 Out of 10 Think Unvaccinated Should Pay More for Health Insurance

We surveyed 600 adults, asking them questions, if they’ve gotten vaccinated, why they decided to get vaccinated, and if they ...