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Best Local Car Insurance Agencies in Durham

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Around The Corner Insurance Agency, Inc logo
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Around The Corner Insurance Agency, Inc

1431 Broad St, Durham, NC 27705
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Business Description

Around the Corner Insurance Agency is a Durham-based insurance brokerage that works with several carriers to provide motorists in the area with auto insurance. Policies protect clients from bodily injury caused by car accidents, as well as collision and comprehensive coverage for repair costs relating to other forms of damage. Insurance plans may include coverage for medical payments and towing services. The agency also assists clients with homeowners and business insurance policies. Services are available in English and Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (52)
Facebook
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bowen Agency, Inc. logo
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Bowen Agency, Inc.

4905 Pine Cone Dr Ste 5, Durham, NC 27707
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Business Description

Bowen Agency Inc. is an independent insurance agency that offers auto insurance policies to residents of Durham, North Carolina. The company insures all types of vehicles, including cars, trucks, vans, RVs, ATVs , and motorcycles. The agency works with several carriers to help its customers access the right coverage to suit their needs at a price they're able to afford. In addition to auto insurance, Bowen Agency Inc. sells life, business, home, and health insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (73)
Facebook
5.0 / 5 (20)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bull City Insurance logo
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License Verified:

License: 19054204

North Carolina Department of Insurance

Bull City Insurance

4819 Emperor Blvd Ste 400, Durham, NC 27703
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  • Bundling Option

Business Description

Bull City Insurance serves individuals and businesses throughout Durham and its surrounding communities. It offers insurance policies with coverage for cars, auto hauler, towing, repossession, and trucking. Other products include home, business, workers' compensation, and farm, ranch, and equine insurance. The company also assists with surety bonds. As an independent agency, the company has access to a wide range of insurance products, helping clients identify the policies that suit them best and their specific needs.

License Verified:

License: 19054204

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Chan Wright Insurance Agency logo
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Chan Wright Insurance Agency

150 Providence Rd Ste 100A, Chapel Hill, NC 27514
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Business Description

Chan Wright Insurance Agency is located in Chapel Hill, North Carolina, and provides automobile insurance throughout the Durham metro area. As an independent auto insurance agent, it can provide its customers with a variety of quotes for coverage to fit their specific needs in the event of a vehicle accident. Clients praise its prompt customer services and competitive rates. Chan Wright Insurance Agency also offers its customers home, business, and life insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Diversified Insurance Solutions, LLC logo
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Diversified Insurance Solutions, LLC

2609 N Duke St Ste 102, Durham, NC 27704
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Business Description

Diversified Insurance Solutions LLC is an agency that provides independent insurance advice and services in Durham, North Carolina. A specialist in personal and commercial auto insurance, it represents a significant number of providers, giving it a wide range of policies to present to its clients. Personal auto insurance typically includes collision and comprehensive coverage as a minimum, with additions included by the client or because they're required by the auto loan provider. Commercial insurance allows for multiple drivers per vehicle.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dominick Huckabee Noblin & Trent Insurance Agency logo
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License Verified:

License: 1000007121

North Carolina Department of Insurance

Dominick Huckabee Noblin & Trent Insurance Agency

3604 Shannon Rd Ste 105, Durham, NC 27707
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  • Multiple Carriers

Business Description

Dominick Huckabee Noblin & Trent Insurance Agency is an independent company catering to the needs of the Durham metro and nearby areas. The agency assists vehicle owners in securing personal insurance policies from carriers such as State Auto, Liberty Mutual, and Progressive. It also helps business owners in finding insurance plans for their fleet. The agency was established in 1987 and strives to be an eco-friendly company by going paperless. It is a member of the IIANC.

License Verified:

License: 1000007121

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Embree Insurance Agency logo
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Embree Insurance Agency

3813 University Dr, Durham, NC 27707
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Business Description

Based in Durham, North Carolina, the Embree Insurance Agency is a local and independent specialist in auto insurance. Founded in 1997, it provides unbiased advice and support for individuals and businesses. The agency prides itself on its customer service with the owner, Mike Embree, available by cell phone 24 hours a day. Its auto insurance coverage includes the standard collision and comprehensive and can include suitable add-ons that Mike and his team discuss with and explain to their clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (108)
Facebook
5.0 / 5 (15)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
First Insurance Services logo
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First Insurance Services

5417 S Miami Blvd, Durham, NC 27703
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Business Description

Based in Durham, North Carolina, First Insurance Services is an independent insurance agency serving personal and business clients. The agency's portfolio of products includes auto insurance for individuals, families, and businesses. It works with its many insurance partners to find the policy that meets the needs and budget of its clients and ensures they are fully covered legally. Recommended coverage typically includes collision and comprehensive insurance to cover the cost if the vehicle needs to be repaired or replaced.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
First Pioneer Insurance Agency, Inc. logo
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License Verified:

License: 1000007717

North Carolina Department of Insurance

First Pioneer Insurance Agency, Inc.

2144 Page Rd Ste 106, Durham, NC 27703
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  • Multiple Carriers

Business Description

First Pioneer Insurance Agency, Inc., is a firm that serves the Durham community and its neighboring areas. Its team of agents assists clients in selecting a car insurance policy that matches their coverage needs, such as bodily injury liability, under-insured liability, property damage, and collision coverage. The agency also offer commercial insurance products for restaurants, businesses, and churches. First Pioneer Insurance Agency, Inc., works with many insurance carriers, such as Builders Mutual Insurance and The Colonial Group.

License Verified:

License: 1000007717

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
George Stevens Insurance, Inc. logo
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License Verified:

License: 1000008812

North Carolina Department of Insurance

George Stevens Insurance, Inc.

1320 Hill Street, Durham, NC 27707
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  • Bundling Option
  • Home & Auto Insurance

Business Description

George Stevens Insurance, Inc., is an insurance provider located in Durham that offers individuals, families, and businesses a wide range of protection plans. Its professional agents have the experience to assist vehicle owners in securing car insurance policies based on their specific needs, expectations, and preferences. The company carries various reputable carriers, such as Travelers, Foremost Insurance Group, and Progressive. In addition to standard auto insurance, George Stevens Insurance, Inc., also provides homeowners, life, and health insurance.

License Verified:

License: 1000008812

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Imperial Insurance and Financial Solutions logo
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Imperial Insurance and Financial Solutions

3308 Durham Chapel Hill Blvd Ste 132, Durham, NC 27707
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Business Description

Imperial Insurance and Financial Solutions is an independent insurance agency in Durham, North Carolina, that has more than seven years of experience providing local drivers with customized auto insurance policies. Through its various partners, the agency offers car and truck owners policies with liability, property damage, and uninsured motorist coverage. Additionally, clients can add comprehensive coverage to protect against losses due to vandalism and fires. Imperial Insurance and Financial Solutions also offers commercial, disability, and health insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
McClintock Insurance logo
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McClintock Insurance

5850 Fayetteville Rd Ste 203, Durham, NC 27713
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Business Description

Founded in 1991, the McClintock Insurance is a locally owned, independent insurance agency located in Durham, North Carolina, with another office in Greensboro. Auto coverage specialists help drivers secure coverage for bodily injury, property damage, medical payments, vehicle repairs, new car replacement, and rental reimbursement for cars, SUVs, trucks, and trucks. The company secures lower rates through multi-policy, multi-car, preferred payment, hybrid vehicle, and good student discounts. Other insurance options include boats, jet skis, and ATVs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Summers Thompson Lowry, Inc. logo
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Summers Thompson Lowry, Inc.

2113 Cameron St Ste 219, Raleigh, NC 27605
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Business Description

Summers Thompson Lowry Inc. is an independent insurance agency in Raleigh, North Carolina, that sells auto insurance throughout the Raleigh-Durham metro. Established in 2000, the agency offers tailored auto insurance that provides the best coverage with affordable premiums. Summers Thompson Lowry provides an array of personal and commercial insurance along with surety bonds through respected carriers, including Berkshire-Hathaway, First Comp, Philadelphia Insurance Company, Auto-Owners, Chubb, Kemper Auto and Home, and CNA Surety.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Triangle Insurance Alliance logo
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Triangle Insurance Alliance

2530 Meridian Pkwy Ste 300, Durham, NC 27713
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Business Description

Triangle Insurance Alliance is an insurance services provider based in Durham, North Carolina. The company offers auto insurance for private and commercial motorists and is willing to work with those who have DUI/DWI records, tickets, recent claims, or lapsed coverage. Most policies run for six months or one year. Discounts are available for students, good drivers, and multiple policy holders. Triangle Insurance Alliance also offers home, life, and commercial insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (33)
Facebook
5.0 / 5 (6)
Yelp
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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