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2024

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Best Pet Insurance Companies in Fayetteville, NC

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Fayetteville Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3279Reviewed

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7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1110 New Pointe Blvd Ste 110, Fayetteville, NC 28451
WebsiteLicense: 1000242473

Expertise.com Rating

Why choose this provider?

Ganey, Byrd & Dunn Insurance Group, Inc., assists pet owners who want to take extra care of their furry family members. The independent agency serves individuals and families throughout Fayetteville and the nearby communities, helping owners find and secure policies that provide coverage for their pets' specific needs. Its policies cover costs when pets get unexpectedly sick or injured, regardless of the size and shape of the pet. Likewise, it protects owners from monetary losses in case of surgeries, hospital stays, vet visits, and diagnostic tests.

  • Policy Bundle Discount

501 8th Ave, Aynor, SC 29511

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Why choose this provider?

Palmetto Insurance & Financial Services, LLC., offers pet insurance to locals in and around the Fayetteville metro. The full-service agency tailors its programs to fit its client's lifestyles. Other insurance lines it offers include homeowners' and renters' coverages, life and health, auto, motorcycle, boat, and mobile home. It works in partnership with companies such as BlueCross BlueShield, Aetna, Foremost, and Progressive. The Aynor-based agency was founded in 2005 by Jimmie Dyson and Scott Johnson, who have a combined industry experience of over 23 years.

  • Accident Only

1011 N Jk Powell Blvd, Whiteville, NC 28472
WebsiteLicense: 6580310

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Review Sources

Facebook
5.0 (4)

Why choose this provider?

Mary Jo Williamson operates a State Farm insurance agency that serves clients in Fayetteville and the neighboring areas. She offers pet insurance policies to reduce the veterinary expenses of owners when their animal companions are injured or ill. Her agency provides risk management solutions for automobiles, homes, properties, and businesses. Mary Jo is a second-generation State Farm agent, offering insurance and financial services since 1991. Members of her team of insurance agents have more than 90 years of industry experience. 

432 Eastwood Road, Ste 100, Wilmington, NC 28403

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Why choose this provider?

Rob Cutting is a State Farm insurance agent that helps individuals, families, and businesses in Fayetteville and neighboring areas protect their assets. Cutting and his team have over 54 years of combined experience guiding clients to select the appropriate insurance coverage for their needs. Their Trupanion pet insurance offering protects pet owners from hospital stays, medications, diagnostic tests, and other medical expenses required when their dog or cat becomes sick or injured. They also provide home, auto, life, and business insurance plans.

  • Policy Bundle Discount

2547 S 17th Street, Suite C, Fayetteville, NC 28401
WebsiteLicense: 6591677

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Review Sources

Google
4.4 (31)
Facebook
5.0 (14)

Why choose this provider?

Chrystal Fray - State Farm Insurance Agent provides pet insurance policies to clients residing in Fayetteville and its neighboring areas. She works in partnership with Trupanion in offering pet insurance products for dogs and cats of different breeds. These cover various treatment plans for thyroid disease, heart disease, allergies, and broken bones. Fray gives back to her community by serving on the board of Cape Fear Museum and Community Boys and Girls Club.

7924 Raeford Rd, Fayetteville, NC 28304
WebsiteLicense: 6609428

Expertise.com Rating

Review Sources

Google
3.9 (8)

Why choose this provider?

Sean S Fincher is an insurance agent with Nationwide serving clients in the Fayetteville area. He offers pet insurance policies for cats, dogs, birds, and exotic pets. The plans provide coverage for accidents, injuries, illnesses, and hereditary conditions and pay for the cost of diagnosis and holistic and alternative treatments. Sean also assists with homeowners', renters', auto, life, and travel insurance. He helps create customized policies to meet the needs of each client and provides an On Your Side review.

  • Policy Bundle Discount

700 West Broad Street, Elizabethtown, NC 28337

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Review Sources

Google
4.5 (16)
Facebook
5.0 (4)

Why choose this provider?

Since 1945, Lacy West Thomas Agency has been helping individuals and businesses in Fayetteville and the surrounding areas protect their assets. Its agents help pet owners get coverage for the necessary medical expenses when their dogs or cats get sick or injured. Other types of personal insurance plans available are auto, home, umbrella, condo, and life. As an independent insurance agency, the firm shops from multiple carriers for a wider variety of coverage options.

  • Life Insurance
  • Health Insurance

Compare our Top Pet Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Ganey, Byrd & Dunn Insurance Group, Inc.
1110 New Pointe Blvd Ste 110, Fayetteville, NC 28451
Palmetto Insurance & Financial Services, LLC
501 8th Ave, Aynor, SC 29511
Mary Jo Williamson
1011 N Jk Powell Blvd, Whiteville, NC 28472
Rob Cutting
432 Eastwood Road, Ste 100, Wilmington, NC 28403
Chrystal Fray - State Farm Insurance Agent
2547 S 17th Street, Suite C, Fayetteville, NC 28401
Sean S Fincher
7924 Raeford Rd, Fayetteville, NC 28304
Lacy West Thomas Agency
700 West Broad Street, Elizabethtown, NC 28337

FAQs

  • How does pet insurance work in Fayetteville?

    Pet insurance in Fayetteville works the same way as other types of insurance in that it transfers risk to a different party in exchange for a payment. You, the pet owner, pay a premium to the pet insurance provider so that they will take on some of the risks stemming from the insured medical costs for your pet.

  • What is the price of pet insurance in Fayetteville?

    The monthly premium for your Fayetteville pet insurance varies based on several factors, such as the number of pets insured; your pet's species, age, breed, and health history; your chosen plan; local vet care costs; optional wellness add-ons; and your deductible, reimbursement rate, and coverage limit. Typically, monthly premiums range from $10 to $100, with an average of $28 to $47 monthly for accident and illness pet insurance.

  • What are the typical challenges associated with obtaining pet insurance in Fayetteville?

    Obtaining Fayetteville pet insurance can be challenging for a number of reasons, including the length of time it takes to process claims; upfront costs; and unclear coinsurance, deductibles, and coverage restrictions. The majority of pet insurance companies refund legitimate veterinary costs swiftly, often in as little as 24 hours, although the processing period for some cases can reach 60 days. Additionally, for pet owners facing financial constraints or lacking a dedicated pet savings fund, covering upfront veterinary costs can be problematic.

  • Does pet insurance provide coverage for elderly pets in Fayetteville?

    It depends on your choice of provider and plan in Fayetteville. Some insurers do not accept new policies for pets past a specific age, which can be as young as six years for dogs but typically averages around 10 years for dogs and 15 years for cats. Most insurance companies generally continue to cover your pet even as they age. These age limits primarily apply to newly initiated policies.

  • What are the kinds of pet insurance plans available in Fayetteville?

    Fayetteville providers offer accident-only plans, which cover injuries like fractures, sprains, foreign object ingestion, and poison ingestion. This type is budget-friendly and perfect for those requiring minimal coverage. The second option is the accident and sickness plan, which is pricier than the accident-only option but covers a range of conditions, including congenital, hereditary, and chronic ailments; injuries; accidents; and various pet emergencies.