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Best Local Car Insurance Agencies in Cary

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ACF Insurance Services Inc - Mini City Shopping Center logo
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License Verified:

License: 1000107621

North Carolina Department Of Insurance

ACF Insurance Services Inc - Mini City Shopping Center

4634 Capital Boulevard, Raleigh, NC 27604
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  • Motorcyle & ATV

Business Description

ACF Insurance Services, Inc. has been providing auto, home, and business insurance for the residents of Cary and the greater Raleigh area for the past 30 years. The agency is committed to combining "old-fashioned" customer service and building long-lasting relationships with its customers. ACF provides preferential offerings for drivers with points or clean records and can bundle home with auto along with many other personal and commercial insurance products. It has two offices to better serve its clients, one in S. Raleigh/Garner and the other in NE Raleigh.

License Verified:

License: 1000107621

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (264)
Facebook
4.7 / 5 (19)
Yelp
4.5 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Amanda Hagood logo
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License Verified:

License: 1000342233

North Carolina Department Of Insurance

Amanda Hagood

5910 Duraleigh Road, Raleigh, NC 27612
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  • Boats
  • Motorcyle & ATV

Business Description

Amanda Hagood has been a State Farm insurance agent since 2013, providing insurance services to clients in Cary and nearby areas. State Farm has been serving its customers for over 97 years with auto insurance policy services. The company offers auto insurance coverage options such as insurance protection for rental cars and sports cars and auto insurance for teen drivers. Its insurance policies include homeowners' insurance, life and health insurance, business insurance, and umbrella policy insurance.

License Verified:

License: 1000342233

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (226)
Facebook
4.9 / 5 (46)
Yelp
4.5 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Amistad Insurance Services logo
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License Verified:

License: 1000355805

North Carolina Department Of Insurance

Amistad Insurance Services

421 Chapanoke Road, Raleigh, NC 27603
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  • Multiple Carriers
  • Motorcyle & ATV

Business Description

Amistad Insurance Services is an auto insurance agency that services Cary and other neighboring areas in North Carolina. Founded by Paul Romero, the agency aims to provide transparent and dependable insurance services to their clients, with the primary focus on enlightening them about their insurance options. It provides a wide variety of auto insurance coverage, including physical damage coverage, to protect its clients from collisions, liability coverage, and medical payments coverage. Amistad Insurance Services offers 24/7 customer service to ensure that they are always available to clients.

License Verified:

License: 1000355805

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Carolina Insurance Group logo
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License Verified:

License: 1000003050

North Carolina Department Of Insurance

Carolina Insurance Group

125 Timber Drive, Garner, NC 27529
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  • Motorcyle & ATV

Business Description

Working with multiple providers, Carolina Insurance Group offers all types of insurance products to the residents of Cary and the nearby communities since 2011. The agency assists vehicle owners by offering auto insurance in the event of theft, property damages, and accidents. In addition to autos, the agency also offers coverage for motorcycles, boats, and trucks. For convenience, Carolina Insurance Group includes a customer service page on their website where clients can access their accounts.

License Verified:

License: 1000003050

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.7 / 5 (18)
Facebook
5.0 / 5 (5)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Carolina Insurance Professionals logo
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License Verified:

License: 1000068954

North Carolina Department Of Insurance

Carolina Insurance Professionals

5540 Centerview Drive, Raleigh, NC 27606
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  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Business Description

Established in 1999, Carolina Insurance Professionals helps clients in the Raleigh and Cary areas with their insurance needs. Its auto insurance offering helps clients avoid financial burdens when their cars are damaged or destroyed. The independent insurance agency can give clients car insurance policies that cover the payment for repairs, protection from lawsuits, and payment for medical bills. Jayson Greene, the president of Carolina Insurance Professionals, has been working as an insurance professional since 1999.

License Verified:

License: 1000068954

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (91)
Facebook
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Chris Herrmann logo
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License Verified:

License: 5609723

North Carolina Department Of Insurance

Chris Herrmann

6512 Six Forks Road, Raleigh, NC 27615
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  • Bundling Option

Business Description

Chris Herrmann is a Raleigh-based State Farm agent that handles multiple insurance lines, including auto insurance. Serving the Cary area, Herrmann creates car insurance plans that cover vehicle damage resulting from incidents that do not involve other vehicles such as vandalism, theft, and fire. He can also insure clients who drive for rideshare companies like Uber. In addition to auto insurance, Herrmann also offers home and life insurance. He has been a State Farm agent since 1989.

License Verified:

License: 5609723

North Carolina Department Of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
herringbickers.com logo
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License Verified:

License: 6577886

North Carolina Department Of Insurance

herringbickers.com

2344 Operations Drive, Durham, NC 27705
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Business Description

Herring & Bickers Insurance Agency is an independent insurance agency that has been serving North Carolina locals in the Cary and Durham areas since 1978. It offers car insurance policies inclusive of liability coverage for injuries caused to others; comprehensive coverage in case of fire, theft, and other perils; collision coverage; and medical payments coverage. It also provides insurance policies for motorcycles, boats, ATVs, RVs, and collector cars. Herring & Bickers Insurance Agency is a member of the Independent Insurance Agents of North Carolina.

License Verified:

License: 6577886

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lipstone Insurance Group logo
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License Verified:

License: 1000005639

North Carolina Department Of Insurance

Lipstone Insurance Group

208 New Edition Court, Cary, NC 27511
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  • Bundling Option
  • Motorcyle & ATV
  • Boats

Business Description

Lipstone Insurance Group is an insurance service provider offering various auto insurance options to car owners and drivers. The local business has uninsured or underinsured motorist coverage and liability coverage. Clients can also include additional coverages such as comprehensive, collision, extended transportation, towing and labor, and medical payments. The company's president, Steven Lipstone, is an insurance broker backed with 40 years of experience in the field. He also moved to Cary in 1990, where he established Lipstone Insurance Group.

License Verified:

License: 1000005639

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (106)
Facebook
5.0 / 5 (46)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Seagroves Agency, Inc. - Chapel Hill, Franklin Street logo
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License Verified:

License: 1000414615

North Carolina Department Of Insurance

Seagroves Agency, Inc. - Chapel Hill, Franklin Street

1506 East Franklin Street, Chapel Hill, NC 27514
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  • Multiple Carriers

Business Description

Seagroves Agency, Inc. in Chapel Hill, Franklin Street is a full-service insurance agency that has been serving clients in Cary and other areas with policies since 1972. It provides a range of policies categorized into personal, commercial, and farm insurance. Under personal insurance, the agency provides auto and vehicle policies that offer protection options like liabilities, collisions, and comprehensive. Its other options cover classic cars, roadside assistance, medical payments, personal injury protection, and towing and labor.

License Verified:

License: 1000414615

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (124)
Facebook
5.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
SJ Adams Insurance logo
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License Verified:

License: 1000009703

North Carolina Department Of Insurance

SJ Adams Insurance

203 West Millbrook Road, Raleigh, NC 27609
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  • Multiple Carriers
  • Boats

Business Description

SJ Adams Insurance is a local insurance agency serving clients in Raleigh, Durham, Cary, and Wake Forest since 2005. The agency offers a wide variety of auto insurance that covers cars, trucks, recreational vehicles, motorcycles, and classic automobiles against all types of risks, liabilities, and personal injuries. The agency also offers home, business, workers' compensation, and bonding insurance. It has a strong focus on educating clients on available options that are cost-efficient insurance solutions.

License Verified:

License: 1000009703

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (16)
Google
5.0 / 5 (4)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Summers Thompson Lowry, Inc. logo
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License Verified:

License: 1000005126

North Carolina Department Of Insurance

Summers Thompson Lowry, Inc.

2113 Cameron Street, Raleigh, NC 27605
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  • Multiple Carriers
  • Bundling Option

Business Description

Summers Thompson Lowry, Inc. is an independent insurance agency that has been serving the insurance needs of clients in Cary and nearby areas since 2000. The agency specializes in identifying clients' auto insurance coverage needs and designing a tailored plan accordingly. Its insurance agents give the best combination of coverage and price and ensure that the quality of life is not compromised. The agency's in-house claims manager promptly assists clients in filing claims.

License Verified:

License: 1000005126

North Carolina Department Of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Insurance Pros logo
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License Verified:

License: 1000013862

North Carolina Department Of Insurance

The Insurance Pros

1210 Cole Mill Road, Durham, NC 27705
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Business Description

The Insurance Pros is an independent insurance agency serving the insurance requirements of clients in the Durham and Cary areas. The agency provides several auto insurance options from different carriers to its clients. The insurance policies cover liability and damage to the vehicle itself in cases of accidents. Additionally, the agency provides ancillary coverages for its clients, including medical and car rental. The Insurance Pros also offers a motorcycle insurance policy for motorcycle enthusiasts.

License Verified:

License: 1000013862

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Osborne Agency logo
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License Verified:

License: 17345427

North Carolina Department Of Insurance

The Osborne Agency

7478 Creedmoor Road, Raleigh, NC 27613
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  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Business Description

The Osborne Agency is an independent insurance company offering risk management solutions to clients in Cary. Its agents build fully customized plans with the proper coverage to meet each client's specific requirements. They can also offer packages for safe drivers, good students, multi-policy holders, and customers that are availing of multi-vehicle policy plans. The company partners with many insurance companies and deals with home, business, and life insurance products and services.

License Verified:

License: 17345427

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (34)
Facebook
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Triangle Insurance & Associates – Louisburg logo
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License Verified:

License: 1000069804

North Carolina Department Of Insurance

Triangle Insurance & Associates – Louisburg

222 North Bickett Boulevard, Louisburg, NC 27549
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  • Motorcyle & ATV

Business Description

Triangle Insurance & Associates – Louisburg is an independent insurance agency providing insurance solutions to businesses and individuals in Cary and the surrounding areas. Its team of risk advisors develops customized car insurance plans to obtain the coverage the client needs to protect itself, the vehicle, passengers, and other people. The team also provides insurance protection for homes, renters, condos, recreational vehicles, motorcycles, and classic cars. The agency's online client portal allows policyholders to file a claim, make a payment, and request an insurance ID card.

License Verified:

License: 1000069804

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (95)
Facebook
5.0 / 5 (11)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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