Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Cary

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Cary Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

86Reviewed

56Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

125 Timber Drive, Garner, NC 27529
WebsiteLicense: 1000003050

Expertise.com Rating

Review Sources

Google
4.7 (18)
Facebook
5.0 (5)
Yelp
5.0 (2)

Why choose this provider?

Working with multiple providers, Carolina Insurance Group offers all types of insurance products to the residents of Cary and the nearby communities since 2011. The agency assists vehicle owners by offering auto insurance in the event of theft, property damages, and accidents. In addition to autos, the agency also offers coverage for motorcycles, boats, and trucks. For convenience, Carolina Insurance Group includes a customer service page on their website where clients can access their accounts.

  • Motorcyle & ATV

203 West Millbrook Road, Raleigh, NC 27609
WebsiteLicense: 1000009703

Expertise.com Rating

Review Sources

Facebook
5.0 (16)
Google
5.0 (4)
Yelp
5.0 (3)

Why choose this provider?

SJ Adams Insurance is a local insurance agency serving clients in Raleigh, Durham, Cary, and Wake Forest since 2005. The agency offers a wide variety of auto insurance that covers cars, trucks, recreational vehicles, motorcycles, and classic automobiles against all types of risks, liabilities, and personal injuries. The agency also offers home, business, workers' compensation, and bonding insurance. It has a strong focus on educating clients on available options that are cost-efficient insurance solutions.

  • Multiple Carriers
  • Boats

4634 Capital Boulevard, Raleigh, NC 27604
WebsiteLicense: 1000107621

Expertise.com Rating

Review Sources

Google
4.9 (264)
Facebook
4.7 (19)
Yelp
4.5 (7)

Why choose this provider?

ACF Insurance Services, Inc. has been providing auto, home, and business insurance for the residents of Cary and the greater Raleigh area for the past 30 years. The agency is committed to combining "old-fashioned" customer service and building long-lasting relationships with its customers. ACF provides preferential offerings for drivers with points or clean records and can bundle home with auto along with many other personal and commercial insurance products. It has two offices to better serve its clients, one in S. Raleigh/Garner and the other in NE Raleigh.

  • Motorcyle & ATV

222 North Bickett Boulevard, Louisburg, NC 27549
WebsiteLicense: 1000069804

Expertise.com Rating

Review Sources

Google
4.9 (116)
Facebook
5.0 (21)
Yelp
5.0 (1)

Why choose this provider?

Triangle Insurance & Associates – Louisburg is an independent insurance agency providing insurance solutions to businesses and individuals in Cary and the surrounding areas. Its team of risk advisors develops customized car insurance plans to obtain the coverage the client needs to protect itself, the vehicle, passengers, and other people. The team also provides insurance protection for homes, renters, condos, recreational vehicles, motorcycles, and classic cars. The agency's online client portal allows policyholders to file a claim, make a payment, and request an insurance ID card.

  • Motorcyle & ATV

7478 Creedmoor Road, Raleigh, NC 27613
WebsiteLicense: 17345427

Expertise.com Rating

Review Sources

Google
5.0 (34)
Facebook
5.0 (21)

Why choose this provider?

The Osborne Agency is an independent insurance company offering risk management solutions to clients in Cary. Its agents build fully customized plans with the proper coverage to meet each client's specific requirements. They can also offer packages for safe drivers, good students, multi-policy holders, and customers that are availing of multi-vehicle policy plans. The company partners with many insurance companies and deals with home, business, and life insurance products and services.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

2113 Cameron Street, Raleigh, NC 27605
WebsiteLicense: 1000005126

Expertise.com Rating

Why choose this provider?

Summers Thompson Lowry, Inc. is an independent insurance agency that has been serving the insurance needs of clients in Cary and nearby areas since 2000. The agency specializes in identifying clients' auto insurance coverage needs and designing a tailored plan accordingly. Its insurance agents give the best combination of coverage and price and ensure that the quality of life is not compromised. The agency's in-house claims manager promptly assists clients in filing claims.

  • Multiple Carriers
  • Bundling Option

5910 Duraleigh Road, Raleigh, NC 27612
WebsiteLicense: 1000342233

Expertise.com Rating

Review Sources

Google
4.9 (226)
Facebook
4.9 (46)
Yelp
4.5 (12)

Why choose this provider?

Amanda Hagood has been a State Farm insurance agent since 2013, providing insurance services to clients in Cary and nearby areas. State Farm has been serving its customers for over 97 years with auto insurance policy services. The company offers auto insurance coverage options such as insurance protection for rental cars and sports cars and auto insurance for teen drivers. Its insurance policies include homeowners' insurance, life and health insurance, business insurance, and umbrella policy insurance.

  • Boats
  • Motorcyle & ATV

2344 Operations Drive, Durham, NC 27705
WebsiteLicense: 6577886

Expertise.com Rating

Review Sources

Facebook
5.0 (19)

Why choose this provider?

Herring & Bickers Insurance Agency is an independent insurance agency that has been serving North Carolina locals in the Cary and Durham areas since 1978. It offers car insurance policies inclusive of liability coverage for injuries caused to others; comprehensive coverage in case of fire, theft, and other perils; collision coverage; and medical payments coverage. It also provides insurance policies for motorcycles, boats, ATVs, RVs, and collector cars. Herring & Bickers Insurance Agency is a member of the Independent Insurance Agents of North Carolina.

208 New Edition Court, Cary, NC 27511
WebsiteLicense: 1000005639

Expertise.com Rating

Review Sources

Google
4.8 (106)
Facebook
5.0 (46)
Yelp
4.5 (20)

Why choose this provider?

Lipstone Insurance Group is an insurance service provider offering various auto insurance options to car owners and drivers. The local business has uninsured or underinsured motorist coverage and liability coverage. Clients can also include additional coverages such as comprehensive, collision, extended transportation, towing and labor, and medical payments. The company's president, Steven Lipstone, is an insurance broker backed with 40 years of experience in the field. He also moved to Cary in 1990, where he established Lipstone Insurance Group.

  • Bundling Option
  • Motorcyle & ATV
  • Boats

421 Chapanoke Road, Raleigh, NC 27603
WebsiteLicense: 1000355805

Expertise.com Rating

Review Sources

Google
4.4 (14)

Why choose this provider?

Amistad Insurance Services is an auto insurance agency that services Cary and other neighboring areas in North Carolina. Founded by Paul Romero, the agency aims to provide transparent and dependable insurance services to their clients, with the primary focus on enlightening them about their insurance options. It provides a wide variety of auto insurance coverage, including physical damage coverage, to protect its clients from collisions, liability coverage, and medical payments coverage. Amistad Insurance Services offers 24/7 customer service to ensure that they are always available to clients.

  • Multiple Carriers
  • Motorcyle & ATV

1506 East Franklin Street, Chapel Hill, NC 27514
WebsiteLicense: 1000414615

Expertise.com Rating

Review Sources

Google
5.0 (124)
Facebook
5.0 (26)

Why choose this provider?

Seagroves Agency, Inc. in Chapel Hill, Franklin Street is a full-service insurance agency that has been serving clients in Cary and other areas with policies since 1972. It provides a range of policies categorized into personal, commercial, and farm insurance. Under personal insurance, the agency provides auto and vehicle policies that offer protection options like liabilities, collisions, and comprehensive. Its other options cover classic cars, roadside assistance, medical payments, personal injury protection, and towing and labor.

  • Multiple Carriers

5540 Centerview Drive, Raleigh, NC 27606
WebsiteLicense: 1000068954

Expertise.com Rating

Review Sources

Google
4.9 (91)
Facebook
4.4 (7)

Why choose this provider?

Established in 1999, Carolina Insurance Professionals helps clients in the Raleigh and Cary areas with their insurance needs. Its auto insurance offering helps clients avoid financial burdens when their cars are damaged or destroyed. The independent insurance agency can give clients car insurance policies that cover the payment for repairs, protection from lawsuits, and payment for medical bills. Jayson Greene, the president of Carolina Insurance Professionals, has been working as an insurance professional since 1999.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

1210 Cole Mill Road, Durham, NC 27705
WebsiteLicense: 1000013862

Expertise.com Rating

Review Sources

Facebook
5.0 (28)

Why choose this provider?

The Insurance Pros is an independent insurance agency serving the insurance requirements of clients in the Durham and Cary areas. The agency provides several auto insurance options from different carriers to its clients. The insurance policies cover liability and damage to the vehicle itself in cases of accidents. Additionally, the agency provides ancillary coverages for its clients, including medical and car rental. The Insurance Pros also offers a motorcycle insurance policy for motorcycle enthusiasts.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What variables are taken into account in calculating the average cost of car insurance in Cary?

    Cary drivers spend an average of $856 per year on car insurance, with age, credit score, and driving history all playing a role. This amount is less expensive than the statewide average in North Carolina, which is $955, and significantly less expensive than the national average of $1,548. Individuals in their 60s pay an average annual premium of $799, whereas teenagers pay $1,931 per year.

  • What is the minimum amount of liability coverage Cary drivers must carry to operate a motor vehicle?

    Cary drivers are required by North Carolina law to carry at least $30,000 in bodily injury coverage per individual and $60,000 in total bodily injury coverage for all individuals involved in a single accident. They must also maintain $25,000 in continuous property damage liability coverage. This coverage does not expire as long as drivers continue to pay their premiums on time.

  • What is the difference between full coverage and liability-only car insurance policies in Cary?

    Full-coverage car insurance includes comprehensive and collision coverage, as well as protection against uninsured motorists. This is generally the best option for Cary drivers because it protects them in the event of an accident, regardless of fault. Liability-only coverage, on the other hand, only compensates individuals if they are found to be at fault in an accident.

  • How can Cary motorists select a car insurance policy that matches their personal driving habits and financial situations?

    Before Cary residents shop for car insurance, they should first determine their desired coverage levels, monthly budget constraints, and any preferred insurance companies. It is also critical for them to compare multiple insurance providers by gathering information on factors such as pricing, customer satisfaction, and coverage options. Because insurance rates can fluctuate at any time, it is worthwhile to consider switching from one insurance carrier to another.

  • What are the benefits of obtaining car insurance for male teenage drivers in Cary?

    Purchasing car insurance for teenage boys in Cary provides their parents or guardians with reassurance and financial security. Teenagers, particularly males, are statistically more likely to be involved in an accident than people of other ages. Car insurance alleviates the financial burden caused by repair bills, medical bills, and liability claims resulting from accidents. Obtaining insurance for male adolescent drivers also ensures legal compliance.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.