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Best Homeowners Insurance Agencies in Concord

Laurels
2023
Laurels

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AllCare Insurance Services logo
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AllCare Insurance Services

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50 Transit Court Northwest, Concord, NC 28025
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood
  • Condos

Business Description

AllCare Insurance Services has been providing insurance assistance to clients in Concord and its surrounding areas since 1984. The independent agency specializes in handling homeowners' insurance policies. Homeowners' insurance protects policyholders financially whenever they experience losses. Other property damages caused by smoke, vandalism, hail, and fire are covered under home insurance as well. Additional living expenses are also provided for a year if properties are being repaired or replaced. The company's agents can provide assistance in settling claims.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (87)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Allen and Ballard Insurance Associates logo
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Allen and Ballard Insurance Associates

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732 Kannapolis Parkway, Concord, NC 28027
  • Multiple Policy Types
  • Renter's Insurance
  • Flood
  • Condos

Business Description

Allen and Ballard Insurance Associates is a locally-owned insurance company serving Concord. As an independent agency, it carries different insurance providers to suit the different needs of its clients. It offers homeowners' insurance policies which can be done on a named-perils or all-risk basis. The former covers losses cited in the contract while the latter covers all kinds of losses. Allen and Ballard Insurance Associates is committed to building long-lasting relationships with its clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (31)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Byrd Agency logo
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Byrd Agency

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797 Davidson Drive Northwest, Concord, NC 28025
  • Multiple Policy Types

Business Description

Byrd Agency is a homeowners' insurance agency servicing the residents of Concord. Its insurance professionals carry a variety of home insurance plans and guide homeowners in determining appropriate insurance products and coverage. They inform clients of the insurance process and applicable coverage options, such as compensation for structural repairs, stolen personal items, and non-resident injury liabilities. Homeowners also mitigate financial losses from natural disasters such as wind and random acts like vandalism.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (234)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
CMA Insurance logo
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License Verified:

License: 6567297

North Carolina Department of Insurance

CMA Insurance

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45 Odell School Road, Concord, NC 28027
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Business Description

CMA Insurance is an independent insurance agency in Concord that serves the city and the neighboring communities. It provides home insurance solutions, protecting homeowners, condo owners, and renters from damage and liability. The company also offers auto, boat, life, and business insurance products. In addition, commercial clients can take advantage of policies, including professional liability, commercial property, surety bonds, and workers' compensation insurance. CMA Insurance is a member of the Independent Insurance Agents of North Carolina (IIANC) and the Cabarrus County Chamber of Commerce.

License Verified:

License: 6567297

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (4)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
First Bank logo
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First Bank

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8252 Highway 49, Mt. Pleasant, NC 28124
  • Fire

Business Description

First Bank offers homeowners insurance near Concord and provides a variety of options for coverage plans. Its agents provide information to clients that need to cover dwellings and belongings on their land and sells them policies to provide financial coverage should these assets be damaged or destroyed. Some common scenarios it deals with include wind, fire, and storm damage. First Bank also offers farm insurance plans and insures manufactured homes. Commercial insurance is available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Jason Bentley Agency logo
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Jason Bentley Agency

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646 Church Street North, Concord, NC 28025
  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Jason Bentley Agency services the Concord area and offers assistance in securing insurance coverage suitable for homeowners' unique needs. The agency works to ensure financial protection for losses and damages to properties and belongings due to covered incidents such as smoke, fire, falling objects, or hail. Jason Bentley Agency also covers additional living expenses and specialty dwelling needs that go beyond traditional home insurance coverage. The firm is owned by Jason Bentley, who has been providing insurance services for over a decade.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (28)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jim Boyce Insurance logo

Jim Boyce Insurance

215 Sardis Grove Lane, Matthews, NC 28105
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Business Description

Jim Boyce Insurance sells homeowners insurance plans that cover replacement costs for the structure of homes and any property inside of them. Its agents answer questions that clients have and assess their circumstances to help them shop for quotes and purchase actual plans. These agents connect clients with carriers and help them to find the best plans for their needs. Jim Boyce Insurance also offers policies for flood insurance and for renters insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Johnson Insurance Management logo
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Johnson Insurance Management

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3124 Eastway Drive, Charlotte, NC 28205
  • Multiple Policy Types
  • Personal Property Insurance

Business Description

Johnson Insurance Management is active in the Concord metro area and helps clients with a multitude of needs as they shop for homeowners insurance policies. Its agents assess the value of homes and any valuables that clients have and offer quotes to cover the replacement costs of those items. Liability coverage is available to protect clients from financial losses if they are sued for incidents that occur on their properties. Johnson Insurance Management also offers renters insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Moulton Insurance Group logo
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Moulton Insurance Group

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250 Church St NE, Concord, NC 28025
  • Multiple Policy Types

Business Description

Established in 1996, Moulton Insurance Group is an insurance agency in Concord that offers home and auto coverage to clients in the Piedmont region and surrounding communities. An experienced team of insurance professionals helps clients protect homes and property value with homeowners insurance policy. A standard policy coverage includes dwellings, personal property, liability, wind and hail coverage, and loss of use. Moulton Insurance Group also offers a range of personal and commercial insurance products, including condo and commercial property insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (35)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Spivey Insurance Group logo
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Spivey Insurance Group

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251 Post Office Drive, Indian Trail, NC 28079
  • Fire

Business Description

Spivey Insurance Group provides homeowners insurance options to clients in the Concord metro area. Its agents help clients to purchase plans that cover the dwellings on their land and pay for any living and medical expenses should clients be forced to leave because of damage to their properties. Clients can also purchase liability coverage to protect them from lawsuits if something happens on their property. Renters insurance and condo insurance plans are available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (147)
Facebook
4.8 / 5 (80)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.