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2024

Last updated:

Best Local Car Insurance Agencies in Rock Hill

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Rock Hill Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

52

Reviewed

36

Curated

12

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
102-B Waxhaw Professional Park Drive, Waxhaw, NC 28173
  • Multiple Carriers

Why choose this provider?

The Dimitri J. Apostle Agency is an independent insurance agency serving Rock Hill and nearby areas. Its auto insurance covers physical damage if the insured vehicle hits another car or object. Its comprehensive coverage protects the vehicle from natural causes, including hitting an animal. Its owner, Dimitri Apostle, is a second-generation insurance agent who has been an insurance agent for 13 years. Apostle has structured his independent agency to be responsive to client needs.

License Verified:

License: 7619696

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (85)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
506 Mercantile Place, Fort Mill, SC 29715
  • Bundling Option

Why choose this provider?

Ashley Berry State Farm Insurance is an insurance provider serving Rock Hill and other areas. It provides car insurance, business insurance, life insurance, and renters' insurance. Ashley resides in Rock Hill with his wife and three sons. The agent meets his clients at their convenience and is patient in educating them of new policies, or explaining to them their current coverages. The company provides insurance quotes 24 hours a day, seven days a week, and is known for its friendly service.

License Verified:

License: 6422731

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (162)
Facebook
4.9 / 5 (27)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
105 Waxhaw Professional Park Drive, Waxhaw, NC 28173
  • Multiple Carriers

Why choose this provider?

Top Flite Insurance Agency offers auto coverage for clients in Rockhill. Its provided policies include loss or damage costs incurred from collisions, theft, and fires; and covers liability protection for when other parties are injured in vehicular accidents. It also offers additional insurance options such as medical payments and car rentals. Top Flite counsels clients on the scope and requirements of auto policies clients currently own or are considering, as well as on what gaps in their coverage they may need to address.

License Verified:

License: 1000539928

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (32)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5643 Harrisburg Industrial Park Drive, Harrisburg, NC 28075
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Vista Insurance Group is an independent insurance and risk management company in Charlotte that works with residential and commercial clients in Rock Hill and nearby districts. It offers a comprehensive line of insurance services such as personal and commercial auto insurance, motorcycle insurance, boat and watercraft coverage, RV and motor home insurance, as well as specialty insurance coverage for power sport and off-road vehicles. The company's access to reliable insurance brands enables it to provide personalized insurance options to suit the needs of each client.

License Verified:

License: 1906204391

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2042 Celanese Road, Rock Hill, SC 29732
  • Multiple Carriers

Why choose this provider?

Established in 2014, Insure Insurance is an independent insurance agency providing insurance products and services to South Carolina locals in Rock Hill and surrounding communities. It offers comprehensive car insurance policies inclusive of property damage and theft coverage; liability coverage in case of bodily injuries and property damage to others; and medical coverage for injuries, lost wages, and funeral expenses. Insure Insurance maintains offices in Rock Hill, Lancaster, and Fort Mill and serves all of North and South Carolina.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (39)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
15720 Brixham Hill Avenue, Charlotte, NC 28277
  • Multiple Carriers

Why choose this provider?

CoSaint Insurance is a family-owned independent insurance agency that serves the Rock Hill community through its Charlotte office. One of the agency's services is helping drivers financially protect themselves from any possible vehicular-related accidents and incidents with auto insurance. The agency's professional agents guide their clients through the complicated nature of auto insurance and help them determine the coverage that will suit their needs. They also present them with a variety of options from different trusted insurance carriers like Travelers, The Hartford, and MetLife.

License Verified:

License: 1000511557

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1936 Hwy 160 West, Fort Mill, SC 29708
  • Multiple Carriers

Why choose this provider?

Aside from auto repair and travel agency services, the AAA-Fort Mill branch provides its car insurance services to clients in Rock Hill and the nearby areas. Its car insurance is a combination of coverages, values, and services. In Carolina areas, it is required by the law that every car owner must have car insurance plans that is why AAA-Fort Mill offers their insurance services. It includes collision and comprehensive coverages, property damage coverage, bodily injury coverage, as well as medical payments.

License Verified:

License: 1900640133

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (213)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1328 Stallings Road, Stallings, NC 28104
  • Multiple Carriers

Why choose this provider?

Marshall Insurance is an independent and full-service insurance management firm that works with residential and commercial clients in Rock Hill, Stallings, and nearby districts. It offers a variety of insurance products and services such as personal and commercial auto insurance, vintage car coverage, RV and mobile home coverage, motorcycle insurance, and insurance coverage for off-road and power sports vehicles. The company is affiliated with reputable and reliable insurance carriers such as Erie Insurance, Kemper, Progressive, Hartford, and Utica National Insurance.

License Verified:

License: 2896985

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2004 West Dekalb Street, Rock Hill, SC 29020
  • Multiple Carriers

Why choose this provider?

Upchurch & Jowers Insurance Agency has been providing personal and commercial insurance services since 1961. This independent insurance agency serves businesses and individuals in Rock Hill. Its professionals have a combined of more than 245 years of insurance industry experience. The company's personal lines insurance plans include auto, boat, umbrella, renters, and homeowners' insurance. Its commercial insurance division specializes in general liability, bonds, commercial automobile, and workers' compensation. Some of Upchurch & Jowers Insurance Agency's insurance partners are American Modern, Progressive, and Travelers.

License Verified:

License: 1902246936

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
616 North Broome Street, Waxhaw, NC 28173
  • Individual Plans
  • Life Insurance

Why choose this provider?

Waxhaw Insurance Agency is a car insurance agency that serves clients in Rock Hill and nearby areas. The firm provides various coverage options for vehicles like motorcycles, boats, and commercial cars. Some of its insurance carriers include Kemper Personal Insurance and National General Insurance. Founded in 1935, its team is knowledgeable in handling the needs of individual and commercial markets. Waxhaw Insurance Agency's insurance professionals have a combined experience of more than 125 years. Owner Alice Redwine specializes in property, casualty, life, and health insurance.

License Verified:

License: 1909080914

South Carolina Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11610 North Community House Road, Charlotte, NC 28277
  • Bundling Option

Why choose this provider?

RDR Insurance Services is an independent insurance agency that assists clients on the adequate car insurance limits that should be included in the policy depending on their specific situation and risk profiles. Established in 1993, the agency originally specializes in providing insurance options for businesses such as trucking coverage, environmental insurance, and workers' compensation insurance. At present, the agency also caters to individual clients in Rock Hill, the Charlotte Metro area, and throughout the Southeastern parts of the country.

License Verified:

License: 1906156156

South Carolina Department Of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
575 Springcrest Drive, Fort Mill, SC 29715
  • Multiple Carriers
  • Bundling Option

Why choose this provider?

Springs Insurance, based in Fort Mill, is a multi-line agency that serves Rock Hill residents. Included in its product range is auto insurance which may include collision and liability coverage. The company's agents can also furnish protection plans that may reimburse losses from vehicle break-ins, vandalism, fire, and natural disasters like earthquakes, hurricanes, and floods. They compare policy options from different carriers such as Allstate, Progressive, and Travelers. Springs Insurance has been in service for over five decades.

License Verified:

License: 1901367359

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (9)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Why is it important for drivers in Rock Hill to have full car insurance coverage?

    Drivers in Rock Hill are encouraged to have full car insurance coverage to avoid out-of-pocket expenses in case of an accident. If they only have minimum coverage and cause an accident, they need to pay for their car's damage. With full car insurance coverage, their insurance companies will cover damage to their cars even if it was an at-fault accident.

  • Can your car insurance in Rock Hill help during a vehicle breakdown?

    If your car insurance in Rock Hill has roadside assistance coverage, it can help you during a vehicle breakdown. This coverage type will protect you from out-of-pocket expenses for towing and mechanical labor services. It also covers the delivery of battery, gas, and locksmith labor expenses. However, labor costs beyond the first hour will not be covered.

  • How can drivers obtain cheap car insurance in Rock Hill?

    Drivers can obtain cheap car insurance in Rock Hill by shopping around and inquiring about various independent carriers. Improving their credit scores and maintaining a good driving record can also help them purchase low-rate car insurance. In addition, if they increase their deductibles and bundle insurance policies, discounts may be available.

  • Do drivers in Rock Hill need to carry proof of insurance at all times?

    Rock Hill drivers are always required to carry proof of insurance. If they get caught driving without car insurance, they might face license and vehicle registration suspension and imprisonment. They might be required to certify their insurance with an SR22. Drivers can present their insurance using a physical ID or an electronic copy.

  • Which types of car insurance coverage in Rock Hill can protect you from uninsured drivers?

    If you have been involved in an accident in Rock Hill caused by an uninsured driver, your car collision coverage can help you pay for the repair or replacement of your vehicle. Moreover, personal injury protection and medical payment coverage can cover your medical-related expenses and lost income if you get injured.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.