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Best Local Car Insurance Agencies in Rock Hill

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AAA - Fort Mill logo
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License Verified:

License: 1900640133

South Carolina Department Of Insurance

AAA - Fort Mill

1936 Hwy 160 West, Fort Mill, SC 29708
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  • Multiple Carriers

Business Description

Aside from auto repair and travel agency services, the AAA-Fort Mill branch provides its car insurance services to clients in Rock Hill and the nearby areas. Its car insurance is a combination of coverages, values, and services. In Carolina areas, it is required by the law that every car owner must have car insurance plans that is why AAA-Fort Mill offers their insurance services. It includes collision and comprehensive coverages, property damage coverage, bodily injury coverage, as well as medical payments.

License Verified:

License: 1900640133

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.7 / 5 (213)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ashley Berry logo
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License Verified:

License: 6422731

South Carolina Department Of Insurance

Ashley Berry

506 Mercantile Place, Fort Mill, SC 29715
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  • Bundling Option

Business Description

Ashley Berry State Farm Insurance is an insurance provider serving Rock Hill and other areas. It provides car insurance, business insurance, life insurance, and renters' insurance. Ashley resides in Rock Hill with his wife and three sons. The agent meets his clients at their convenience and is patient in educating them of new policies, or explaining to them their current coverages. The company provides insurance quotes 24 hours a day, seven days a week, and is known for its friendly service.

License Verified:

License: 6422731

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (162)
Facebook
4.9 / 5 (27)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
CoSaint Insurance - Charlotte logo
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License Verified:

License: 1000511557

South Carolina Department Of Insurance

CoSaint Insurance - Charlotte

15720 Brixham Hill Avenue, Charlotte, NC 28277
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  • Multiple Carriers

Business Description

CoSaint Insurance is a family-owned independent insurance agency that serves the Rock Hill community through its Charlotte office. One of the agency's services is helping drivers financially protect themselves from any possible vehicular-related accidents and incidents with auto insurance. The agency's professional agents guide their clients through the complicated nature of auto insurance and help them determine the coverage that will suit their needs. They also present them with a variety of options from different trusted insurance carriers like Travelers, The Hartford, and MetLife.

License Verified:

License: 1000511557

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Giles Insurance Agency logo
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License Verified:

License: 8653398

South Carolina Department Of Insurance

Giles Insurance Agency

2442 Devine Street, Rock Hill, SC 29205
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  • Multiple Carriers

Business Description

Giles Insurance Agency is a car insurance agency in Columbia that extends its services in Rock Hill. Owners and insurance professionals Brad and Craig Giles represent companies that can meet their clients' auto insurance needs, whether insurance for their classic car, motorhome, or recreational vehicle. Some of the insurance providers that the Giles brothers represent include Hagerty Collector Car & Boat Insurance, Progressive, and Travelers Insurance. Giles Insurance Agency is an independent company that offers both personal and commercial insurance products.

License Verified:

License: 8653398

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (26)
Facebook
4.8 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insure Insurance logo
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Insure Insurance

2042 Celanese Road, Rock Hill, SC 29732
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  • Multiple Carriers

Business Description

Established in 2014, Insure Insurance is an independent insurance agency providing insurance products and services to South Carolina locals in Rock Hill and surrounding communities. It offers comprehensive car insurance policies inclusive of property damage and theft coverage; liability coverage in case of bodily injuries and property damage to others; and medical coverage for injuries, lost wages, and funeral expenses. Insure Insurance maintains offices in Rock Hill, Lancaster, and Fort Mill and serves all of North and South Carolina.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.7 / 5 (39)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Marshall Insurance logo
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License Verified:

License: 2896985

South Carolina Department Of Insurance

Marshall Insurance

1328 Stallings Road, Stallings, NC 28104
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  • Multiple Carriers

Business Description

Marshall Insurance is an independent and full-service insurance management firm that works with residential and commercial clients in Rock Hill, Stallings, and nearby districts. It offers a variety of insurance products and services such as personal and commercial auto insurance, vintage car coverage, RV and mobile home coverage, motorcycle insurance, and insurance coverage for off-road and power sports vehicles. The company is affiliated with reputable and reliable insurance carriers such as Erie Insurance, Kemper, Progressive, Hartford, and Utica National Insurance.

License Verified:

License: 2896985

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rdr Insurance Services logo
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License Verified:

License: 1906156156

South Carolina Department Of Insurance

Rdr Insurance Services

11610 North Community House Road, Charlotte, NC 28277
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  • Bundling Option

Business Description

RDR Insurance Services is an independent insurance agency that assists clients on the adequate car insurance limits that should be included in the policy depending on their specific situation and risk profiles. Established in 1993, the agency originally specializes in providing insurance options for businesses such as trucking coverage, environmental insurance, and workers' compensation insurance. At present, the agency also caters to individual clients in Rock Hill, the Charlotte Metro area, and throughout the Southeastern parts of the country.

License Verified:

License: 1906156156

South Carolina Department Of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Springs Insurance - Fort Mill logo
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License Verified:

License: 1901367359

South Carolina Department Of Insurance

Springs Insurance - Fort Mill

575 Springcrest Drive, Fort Mill, SC 29715
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  • Multiple Carriers
  • Bundling Option

Business Description

Springs Insurance, based in Fort Mill, is a multi-line agency that serves Rock Hill residents. Included in its product range is auto insurance which may include collision and liability coverage. The company's agents can also furnish protection plans that may reimburse losses from vehicle break-ins, vandalism, fire, and natural disasters like earthquakes, hurricanes, and floods. They compare policy options from different carriers such as Allstate, Progressive, and Travelers. Springs Insurance has been in service for over five decades.

License Verified:

License: 1901367359

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (9)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Dimitri J. Apostle Agency logo
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License Verified:

License: 7619696

South Carolina Department Of Insurance

The Dimitri J. Apostle Agency

102-B Waxhaw Professional Park Drive, Waxhaw, NC 28173
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  • Multiple Carriers

Business Description

The Dimitri J. Apostle Agency is an independent insurance agency serving Rock Hill and nearby areas. Its auto insurance covers physical damage if the insured vehicle hits another car or object. Its comprehensive coverage protects the vehicle from natural causes, including hitting an animal. Its owner, Dimitri Apostle, is a second-generation insurance agent who has been an insurance agent for 13 years. Apostle has structured his independent agency to be responsive to client needs.

License Verified:

License: 7619696

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (85)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Top Flite Insurance Agency logo
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License Verified:

License: 1000539928

South Carolina Department Of Insurance

Top Flite Insurance Agency

105 Waxhaw Professional Park Drive, Waxhaw, NC 28173
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  • Multiple Carriers

Business Description

Top Flite Insurance Agency offers auto coverage for clients in Rockhill. Its provided policies include loss or damage costs incurred from collisions, theft, and fires; and covers liability protection for when other parties are injured in vehicular accidents. It also offers additional insurance options such as medical payments and car rentals. Top Flite counsels clients on the scope and requirements of auto policies clients currently own or are considering, as well as on what gaps in their coverage they may need to address.

License Verified:

License: 1000539928

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (32)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Upchurch & Jowers Insurance Agency logo
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License Verified:

License: 1902246936

South Carolina Department Of Insurance

Upchurch & Jowers Insurance Agency

2004 West Dekalb Street, Rock Hill, SC 29020
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  • Multiple Carriers

Business Description

Upchurch & Jowers Insurance Agency has been providing personal and commercial insurance services since 1961. This independent insurance agency serves businesses and individuals in Rock Hill. Its professionals have a combined of more than 245 years of insurance industry experience. The company's personal lines insurance plans include auto, boat, umbrella, renters, and homeowners' insurance. Its commercial insurance division specializes in general liability, bonds, commercial automobile, and workers' compensation. Some of Upchurch & Jowers Insurance Agency's insurance partners are American Modern, Progressive, and Travelers.

License Verified:

License: 1902246936

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Vista Insurance Group - Charlotte logo
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License Verified:

License: 1906204391

South Carolina Department Of Insurance

Vista Insurance Group - Charlotte

5643 Harrisburg Industrial Park Drive, Harrisburg, NC 28075
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  • Boats
  • Motorcyle & ATV

Business Description

Vista Insurance Group is an independent insurance and risk management company in Charlotte that works with residential and commercial clients in Rock Hill and nearby districts. It offers a comprehensive line of insurance services such as personal and commercial auto insurance, motorcycle insurance, boat and watercraft coverage, RV and motor home insurance, as well as specialty insurance coverage for power sport and off-road vehicles. The company's access to reliable insurance brands enables it to provide personalized insurance options to suit the needs of each client.

License Verified:

License: 1906204391

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Waxhaw Insurance Agency logo
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License Verified:

License: 1909080914

South Carolina Department of Insurance

Waxhaw Insurance Agency

616 North Broome Street, Waxhaw, NC 28173
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  • Individual Plans
  • Life Insurance

Business Description

Waxhaw Insurance Agency is a car insurance agency that serves clients in Rock Hill and nearby areas. The firm provides various coverage options for vehicles like motorcycles, boats, and commercial cars. Some of its insurance carriers include Kemper Personal Insurance and National General Insurance. Founded in 1935, its team is knowledgeable in handling the needs of individual and commercial markets. Waxhaw Insurance Agency's insurance professionals have a combined experience of more than 125 years. Owner Alice Redwine specializes in property, casualty, life, and health insurance.

License Verified:

License: 1909080914

South Carolina Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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