Best Bankruptcy Attorneys in Concord

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Bankruptcy Attorneys FAQs

Learn more
Dowless Law Firm, P.C. logo

Dowless Law Firm, P.C.

51 Cabarrus Avenue West, Concord, NC 28025
Visit Website
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Dowless Law Firm PC is a legal practice in Concord that helps individuals and couples file for debt relief. Its attorney guides clients through Chapters 7 and 13 bankruptcy proceedings, including required credit counseling to discharge or reorganize debt. Filing for bankruptcy protection can temporarily stop harassing phone calls, vehicle repossessions, wage garnishments, and home foreclosures. Debtors that qualify for Chapters 13 bankruptcy can work out debt repayment and liquidation plans to stop foreclosures and help clients keep their homes.

Visit Website
Ferguson, Hayes, Hawkins & DeMay, PLLC logo

Ferguson, Hayes, Hawkins & DeMay, PLLC

45 Church St S, Concord, NC 28025
Visit Website
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Chapter 11 Bankruptcy

Ferguson, Hayes, Hawkins & DeMay PLLC is a law firm that's been representing individuals, couples, and businesses in Concord since 1976. Its attorneys have over 100 years' combined experience helping clients with debt relief through Chapters 7, 11, and 13 bankruptcy. This process can prevent wage garnishment, vehicle repossession, home foreclosure, and stop collection calls and mail. Other practice areas include estate planning and business, criminal, personal injury, real estate, and family law.

Visit Website
Hands Law logo

Hands Law

3558 North Davidson Street, Charlotte, NC 28205
Visit Website
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Chapter 11 Bankruptcy

Hands Law is a personal injury firm in the Concord metro that also provides bankruptcy and estate planning services. Its attorney has over 15 years' experience guiding clients to debt relief through Chapters 7, 11, and 13 bankruptcy. The process also stops active collections, such as harassing phone calls, creditors' correspondence, vehicle repossessions, wage garnishment, and home and business foreclosures. Personal injury representation includes slips and falls, car accidents, and wrongful death.

Visit Website
Law Office of Kimberly A. Sheek logo

Law Office of Kimberly A. Sheek

1931 JN Pease Pl, Suite 202, Charlotte, NC 28262
Visit Website
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

The Law Office of Kimberly A. Sheek, located near Concord, is the firm of a bankruptcy attorney who has over a decade of legal experience helping clients seeking relief from debt or dealing with bankruptcy issues. Kimberly A. Sheek helps debtors through a personalized client-centered approach. She assists with chapter 7 or chapter 13 bankruptcy filing, proceedings, and advises clients on handling post-bankruptcy life. Sheek speaks at bankruptcy seminars and is also a published author.

Visit Website
Nardone Law logo

Nardone Law

241 Church Street Northeast, Concord, NC 28025
Visit Website
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Nardone Law is a bankruptcy law firm in Concord. Its bankruptcy lawyers provide legal counsel to individuals and businesses facing insolvency. Private individuals opting to protect their assets may file for either a chapter 7 or chapter 13 bankruptcy with the assistance of the bankruptcy attorney. Family-operated farms or fisheries may also declare bankruptcy through chapter 12, while businesses may continue to operate with supervision despite facing insolvency when they file for a Chapter 11 bankruptcy with the firm. Kristen Nardone is a member of the National Association of Consumer Bankruptcy Attorneys.

Visit Website
Back to Providers

Frequently Asked Questions

Q: Can anyone file bankruptcy?

A: Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.

Q: How bad is it to file bankruptcy twice?

A: Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Q: Can they take my car in Chapter 7 bankruptcy?

A: In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

Read All FAQS

Wrong city? Here are some nearby places:

Search for Bankruptcy Attorneys near you