Expertise.com

2024

Last updated:

Best Bankruptcy Attorneys in Rock Hill

Our Recommended Top 4

We did the research for you!

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  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Rock Hill Bankruptcy Attorneys on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

28Reviewed

18Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

235 East Main Street, Rock Hill, SC 29730

Expertise.com Rating

Review Sources

Google
4.8 (21)
Facebook
5.0 (2)

Why choose this provider?

The Howze Law Firm serves the legal needs of people all over the Rock Hill metro. It offers assistance with bankruptcy proceedings that involve chapters 7 and 13. It also handles cases related to divorce, creditor harassment, and child custody. Its bankruptcy attorney, Tracy Bomar-Howze, is experienced in various legal fields and a member of several law groups including the South Carolina Women's Lawyers Association. She has taught at local universities and currently serves as a board member of Safe Passage Inc.

  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Attorney Information

Attorney NameBar StatusExperience
Tracy Bomar-Howze - Owner / AttorneyActive23 yrs

131 Caldwell Street, Rock Hill, SC 29730

Expertise.com Rating

Why choose this provider?

Mitchell C. Payne, Attorney at Law, provides legal services to clients in the Rock Hill metro. Payne has focused his practice on asset protection, elder law, special needs law, long-term care planning, and bankruptcy. He helps clients take a proactive, multi-generational approach to finance and asset protection by identifying problems early on and advising on the resources available that protect the entire family. His other practice areas include family law. Payne has represented families all over South Carolina for over 25 years.

  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Attorney Information

Attorney NameBar StatusExperience
Mitchell Payne - PartnerActive40 yrs

2254 Celanese Road, Rock Hill, SC 29732

Expertise.com Rating

Review Sources

Facebook
5.0 (16)
Google
3.9 (7)

Why choose this provider?

O'Steen Law Firm assists clients in Rock Hill with bankruptcy consulting and litigation. Lee O'Steen, the bankruptcy law firm's owner, offers bankruptcy counseling and advice to assist clients in regaining control of their financial future. He analyzes income, assets, and debts to determine whether bankruptcy is a viable option. He handles chapter 7 and chapter 13 bankruptcy filings but also discusses other possible options. O'Steen is a certified public accountant and bankruptcy lawyer. He served as the South Carolina Bankruptcy Law Association's past president.

  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Student Loan Debt

Attorney Information

Attorney NameBar StatusExperience
Lee O'Steen - PrincipalActive23 yrs

2712 Middleburg Drive, Suite 200, Rock Hill, SC 29204

Expertise.com Rating

Review Sources

Facebook
5.0 (4)

Why choose this provider?

Serving clients located near Rock Hill, Scott & Corley, P.A. is a law firm that first began in 1976 as the Law Offices of Ronald C. Scott. In 2015, the firm grew into Scott & Corley, P.A., a law firm whose bankruptcy attorneys represent banks, non-bank mortgage servicers, and mortgage lenders. Scott & Corley, P.A. focuses on serving creditors, helping them with reviewing bankruptcy plans, moving for automatic stay relief, and filing proofs of claim. The firm also handles chapter 11 bankruptcy actions and any adversary proceedings.

  • Chapter 11 Bankruptcy

Attorney Information

Attorney NameBar StatusExperience
Reginald Corley - President & Managing AttorneyActive23 yrs

Disclaimer:  Consumers utilizing Expertise.com are free to communicate and contract with any lawyer they choose. Expertise.com is not involved in the confidential attorney-client relationship. Featured lawyers pay a reasonable advertising cost to market their legal services with Expertise.com and must meet similar selection criteria as other lawyers. All cases are different. Prior results do not guarantee a similar outcome.

FAQs

  • Where do I file for bankruptcy in Rock Hill, South Carolina?

    Rock Hill residents can file their bankruptcy petitions with the U.S. Bankruptcy Court for the District of South Carolina Greenville Division. The court is located at the C.F. Haynsworth Federal Building & U.S. Courthouse, 300 East Washington St., Greenville, SC 29601.

  • Where can I get bankruptcy forms in Rock Hill, South Carolina?

    You can download Rock Hill bankruptcy forms from this link: https://www.scb.uscourts.gov/local-forms.

  • Should you file for bankruptcy jointly with your spouse in Rock Hill?

    If the debts are only under your name, you don’t have to file a joint bankruptcy with your spouse. However, if your spouse’s name is also on the debts you want to be discharged, the creditor may still pursue your spouse for payments even if you have filed for bankruptcy. In this case, it is ideal to file together. Speak with a Rock Hill bankruptcy attorney to determine if an individual bankruptcy filing is your best route for debt relief.

  • What should you do if a creditor continues to contact you after filing for bankruptcy in Rock Hill?

    If you have already filed for bankruptcy, then the creditor is violating the court-ordered automatic stay. With the help of your Rock Hill bankruptcy attorney, you can send the creditor a Notice of Filing, so they know that you are protected by automatic stay under bankruptcy. If collection efforts continue after this, legal action may be taken.

  • Who is eligible to file for Chapter 12 bankruptcy in Rock Hill?

    Chapter 12 bankruptcy is specifically for fishermen and family farmers in Rock Hill who are seeking debt relief and have a regular income flow. To qualify, at least 50% of the debtor’s income should come from farming, and at least 80% of the debt should be farming expenses. It is similar to Chapter 13, wherein the debtor pays off a portion of their debt through a repayment plan. The remaining debt is also discharged as in Chapter 13.

  • How long will your credit report show your bankruptcy filing in Rock Hill?

    If you filed for bankruptcy Chapter 7 in Rock Hill, it will be visible in your credit report for up to 10 years. Meanwhile, a Chapter 13 bankruptcy will only stay on the report for seven years as you have or will be paying some portion of the debts. This negatively impacts your credit score, but you can improve your score by paying subsequent bills and loans on time.

  • When can you expect to receive the discharge from the bankruptcy court in Rock Hill?

    A discharge removes your personal obligation to pay for debts in bankruptcy. If you filed for Chapter 7 in Rock Hill, you can expect the discharge to be issued in 90 - 120 days after filing. Contests from creditors or the trustee may extend this timeline. Meanwhile, if you filed for Chapter 11 or 13 bankruptcy, the discharge does not come until you complete the court-approved repayment plan, which usually runs for 3 – 5 years.

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