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Best Bankruptcy Attorneys in Winston Salem

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Bennett Guthrie PLLC logo
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Bennett Guthrie PLLC

1560 Westbrook Plaza Dr, Winston Salem, NC 27103
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Corporate Restructuring
  • Chapter 11 Bankruptcy

Business Description

Bennett Guthrie PLLC is a general litigation law firm representing the residents of Winston Salem, North Carolina, and the surrounding area. The firm's primary areas of practice include financial law, and its legal team works with individual and commercial debtors considering filing for bankruptcy. The team advises clients on the positives and negatives of their options and assists them with filing. The firm was listed in U.S. News & World Report's Best Law Firms ranking.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Coltrane Grubbs Orenstein, PLLC logo
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Coltrane Grubbs Orenstein, PLLC

109 E Mountain St Ste D, Kernersville, NC 27284
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Credit Card Debt

Business Description

Coltrane, Grubbs, Orenstein PLLC is a full-service law firm serving the community of Winston Salem, North Carolina, and the surrounding area. One of the firm's primary areas of practice is financial law, and its attorneys litigate cases involving bankruptcy claims. This includes Chapters 7 and 13 bankruptcy petitions, debt negotiations, and representation of creditors filing for bankruptcy. Founding attorney Jason Grubbs has additional experience in real estate and commercial law.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (23)
Facebook
4.7 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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Craige Jenkins Liipfert & Walker LLP logo
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Craige Jenkins Liipfert & Walker LLP

110 Oakwood Dr Ste 300, Winston Salem, NC 27103
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

With roots dating back to 1832, Craige, Jenkins, Liipfert, & Walker LLP is a general litigation law firm representing the people of Winston Salem, North Carolina, that has two other offices in Lewisville and Kernersville. The firm's areas of practice include financial law, and it takes cases on behalf of debtors filing for Chapters 7 and 13 bankruptcy. The office also takes cases involving personal injury and real estate law.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Donald R. Buie - Attorney at Law logo
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Donald R. Buie - Attorney at Law

823 W 5th St, Winston Salem, NC 27101
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Donald R. Buie - Attorney at Law represents clients from Winston Salem who need assistance on bankruptcy matters. His law office is a federally designated debt relief agency. Well-versed in the area of consumer bankruptcy, Buie helps clients in filing for bankruptcy relief under the bankruptcy code. The lawyer also handles cases involving personal injuries, car accidents, and wrongful deaths. Since 1981, Buie has also catered to DWI, traffic, estates, wills, and civil litigation matters.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.3 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Duncan Law logo
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Duncan Law

301 South Main Street, Salisbury, NC 28144
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Duncan Law is a bankruptcy law firm serving Winston Salem. Terry Duncan is a bankruptcy attorney handling business and consumer bankruptcy cases. His legal services involve educating clients on their legal rights, determining appropriate bankruptcy types, and filing bankruptcy declarations. Moreover, he addresses matters on liquidation and debt repayment schemes, halting foreclosure and repossession actions, and discharging unsecured debts like medical bills. Duncan Law also ensures that federal and state exemptions are applied to preserve clients' assets.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (30)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Law Office of Wendy H. James, PLLC logo
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Law Office of Wendy H. James, PLLC

112 Harmon Lane Suite B, Kernersville, NC 27284
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Business Description

The Law Office of Wendy H. James, PLLC, is a debt relief agency serving clients in the Winston Salem area. Since 2004, Founder Wendy H. James has focused her practice on assisting people facing financial distress. Her firm helps clients facing foreclosure or repossession, or those swamped with credit card debt and medical bills, file for bankruptcy. James also counsels clients on alternative debt management strategies, such as debt negotiation and settlement or debt management plans through non-profit organizations.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (6)
Lynn E. Coleman logo
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Lynn E. Coleman

243 West Mountain Street Suite 1, Kernersville, NC 27284
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Student Loan Debt

Business Description

Lynn E. Coleman is a financial attorney that has been serving the community of Winston Salem, North Carolina, and the surrounding area for over 30 years. The attorney works with debtors to stop foreclosure, repossession, and creditor harassment through an automatic stay. She helps clients repay their overdue debts through asset liquidation or loan reorganization and a payment plan. Coleman also takes cases related to judgement defense and student loans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Neaves and Gillespie, P.A. logo
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License Verified:

9237

Neaves and Gillespie, P.A.

208 East Atkins Street, Dobson, NC 27017
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Neaves and Gillespie, P.A., provides the legal representation of experts from varying practice areas, including corporate law and bankruptcy. Established in 1980, the firm serves clients in Winston Salem, Elkin, and Dobson. It helps debtors who are struggling financially, advising them on their options such as filing for chapter 7 or chapter 13 bankruptcy. The lawyers at the firm explain each process to the clients, from filing to court representation.

License Verified:

9237

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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The Law Office of Stan H. Dick logo
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The Law Office of Stan H. Dick

1403 Eastchester Drive, High Point, NC 27265
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

With more than 25 years of experience, The Law Office of Stan H. Dick serves clients near Winston Salem, assisting them in various kinds of financial issues. The firm's bankruptcy attorney helps clients such as individuals and businesses file for chapter 7 or chapter 13 bankruptcy, allowing them to start fresh financially. The Law Office of Stan H. Dick also handles matters involving social security disability, wills and trusts, estates, and probate. The firm also represents clients facing DUI charges.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.2 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Waldrep Wall Babcock & Bailey PLLC logo
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Waldrep Wall Babcock & Bailey PLLC

1076 West 4th Street, Winston-Salem, NC 27101
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  • Chapter 7 Bankruptcy

Business Description

Located in Winston Salem, Waldrep Wall Babcock & Bailey PLLC is focused on representing clients in various business law matters. This boutique law firm has a team of bankruptcy attorneys who guide distressed businesses looking for financial relief through out-of-court workouts, chapter 11 corporate restructuring and reorganizations, and other business bankruptcy options. The team, helmed by former United States bankruptcy judge Tom Waldrep, also represents secured and unsecured creditors and trustees.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What does a bankruptcy attorney do?

Bankruptcy attorneys help clients understand whether they qualify for bankruptcy and what their best options are. They also prepare and file petitions, answer questions during the proceedings, and educate clients about potential best steps for a positive bankruptcy outcome. Bankruptcy attorneys might also file motions or paperwork if creditors dispute the bankruptcy, or to stop creditors from taking collections actions forbidden by the bankruptcy.

What happens when you file bankruptcy?

Bankruptcy is a formal process that individuals, married couples, or businesses can enact when they are no longer able to pay creditors. In a bankruptcy proceeding, filers are allowed to reduce debt to more manageable levels to best pay off money owed.

Once the bankruptcy process is initiated, debt collectors can no longer seek repayments outside of the arrangements detailed in the bankruptcy settlement. Some forms of bankruptcy result in the liquidation of assets to pay back debts, while others allow filers to retain most of their possessions and investments. Many types of unsecured debt can be managed with bankruptcy filings, but not all.

Can you file bankruptcy on student loans?

Under most circumstances, student loans aren't dischargeable and aren't included in bankruptcy proceedings. In rare cases, it may be possible to eliminate student loans through bankruptcy, but only if the courts determine that continuing to pay the loans would impose an undue hardship. Meeting the criteria for undue hardship is challenging, and most bankruptcy filers don't qualify.

What is bankruptcy fraud?

Bankruptcy fraud is a blanket term that refers to any kind of dishonest bankruptcy proceeding, which can include:

  • Hiding assets by transferring them to another person or entity
  • Intentionally omitting assets when reporting to the court
  • Destroying or withholding required documents
  • Knowingly making false statements to bankruptcy trustees or creditors

How long is bankruptcy on public record?

How long bankruptcy stays on public record depends on the kind of bankruptcy filing in question. Chapter 7 bankruptcy remains on the record for 10 years as there isn't necessarily a repayment component. Chapter 13 bankruptcy remains on the record for seven years as some obligations are repaid following filing based on the terms of a discharge settlement.

Does bankruptcy clear tax debt?

Bankruptcy can clear tax debt, depending on the circumstances. Taxes are dischargeable under Chapter 7 bankruptcy, not Chapter 13, and only if the tax debt is:

  • Federal income tax debt related to current properly filed tax returns
  • Honestly incurred with no fraud or evasion
  • At least three years old
  • Assessed at least 240 days before bankruptcy filings

Existing liens are not eliminated with bankruptcy.


Can they take my car in Chapter 7 bankruptcy?

In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

How bad is it to file bankruptcy twice?

Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.

Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Can anyone file bankruptcy?

Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.

How will bankruptcy affect my credit score?

Bankruptcies are noted on credit reports. How much a bankruptcy might drop a person's credit score depends on how high the score was to begin with, but generally speaking, the hit can be as much as 100 to 200 points. Often scores are already dropping because people filing for bankruptcy may have already missed payments on debts. Chapter 13 bankruptcies are listed on credit reports for seven years from the filing date, while Chapter 7 bankruptcies are listed for 10 years from the filing date. This is because Chapter 13 bankruptcies require at least partial payment of debts owed.

What are the benefits of filing for bankruptcy?

Filing a bankruptcy petition causes an automatic stay. This legally stops creditors from taking further action to collect debt, including garnishing wages or foreclosing on property. Going through a bankruptcy successfully means that debts included in the bankruptcy are discharged and don't have to be paid back, except as provided in a Chapter 13 repayment plan. Bankruptcy can help someone recover from financial duress so they can make better decisions and improve financial situations in the future. Disadvantages can include temporary lower credit scores and limitations on spending and financing.

What's the difference between debt settlement and bankruptcy?

Debt settlement occurs when people negotiate with individual creditors. The creditor agrees to take a payment that's lower than what someone owes and call the debt “paid in full.” Bankruptcy is a legal process that causes debts to be dismissed after someone proves they don't currently have the means to pay their debts as owed. Typically, someone can't enter into bankruptcy and also settle some debts, because the court would see that as favoring one creditor over another.

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