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Best Bankruptcy Attorneys in Gastonia

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Gastonia, NCGastonia, NC

Clients looking for a bankruptcy attorney can connect with 24/7 Legal. The company has a database of over 20,000 professionals, allowing it to match clients with the right service provider regardless of their location. It connects clients with bankruptcy attorneys who represent both creditors and debtors in chapters 7 and 13 proceedings. These lawyers handle both transactional and litigation matters. 24/7 Legal maintains open communication with clients to ensure that they find the provider that fits their specific requirements.

Gastonia, NCGastonia, NC

(704) 741-7360

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

227 West Trade Street, Charlotte, NC 28202
Charlotte, NC 28202
  • Chapter 13 Bankruptcy

Bell, Davis & Pitt is a Winston-Salem-based law firm that handles bankruptcy cases in Gastonia. The firm's bankruptcy attorneys have decades of experience in individual and business bankruptcies, representing creditors' committees, debtors-in-possession, institutional lenders, secured and unsecured creditors, trustees, and guarantors. They assist clients in chapter 7 and chapter 13 proceedings and deal with debt restructuring, forbearance agreements, loan modifications, pre-judgment attachment and garnishment, security interest enforcement, and workouts. The firm also deals with governmental law, intellectual property law, and tax law.

227 West Trade Street, Charlotte, NC 28202
Charlotte, NC 28202

Website(704) 227-0400

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

24 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

521 E. Morehead St. Suite 440, Charlotte, NC 28202
Charlotte, NC 28202
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Grier Wright Martinez PA is a bankruptcy law firm providing legal advice to residents of areas around Gastonia and Charlotte. The firm was established by lawyers Joseph W. Grier Jr. and Joseph W. Grier III in 1984. The lawyers concentrate on all matters of bankruptcy cases including business reorganization, liquidations, and wind-downs. The firm's clients include chapter 7 and chapter 11 bankruptcy trustees and creditor committees. The firm also handles cases related to general transactions and civil litigation.

521 E. Morehead St. Suite 440, Charlotte, NC 28202
Charlotte, NC 28202

Website(704) 375-3720

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

525 North Tryon Street, Charlotte, NC 28202
Charlotte, NC 28202
  • Debt Settlement

Hamilton Stephens Steele + Martin, PLLC, is a full-service law firm in Gastonia that attends to a broad array of legal issues, including bankruptcy. Established in 2001, the company represents both individual and corporate debtors in chapter 11 bankruptcy proceedings. Bankruptcy lawyers at the firm also represent creditors and creditors' committees in matters related to out-of-court restructuring, crisis management, and insolvency litigations in state and federal courts. The firm's lead bankruptcy lawyer, Glenn C. Thompson, is a co-author of the book "Survival Guide to Bankruptcy for In-House Counsel" which was published by the American Bankruptcy Institute in 2018.

525 North Tryon Street, Charlotte, NC 28202
Charlotte, NC 28202

Website(704) 344-1117

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

13 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

310 East Graham Street, Shelby, NC 28150
Shelby, NC 28150
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Lutz Law Firm assists businesses and individuals near Gastonia in managing their debts. Robert Lutz handles bankruptcy cases concentrating on chapters 7, 11, and 13. Before establishing his own bankruptcy law firm, Lutz served as a prosecutor and has over two decades of service in bankruptcy courts. This background helps him in conducting an in-depth analysis of clients' debt and representing them in their petitions and debt payment negotiations with creditors.

310 East Graham Street, Shelby, NC 28150
Shelby, NC 28150

Website(704) 751-0048

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

217 Glenway Street, Belmont, NC 28012
Belmont, NC 28012
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Taylor Law, PLLC, provides legal services in Gastonia for people with bankruptcy law-related concerns. The firm's bankruptcy lawyer Yansea Taylor handles chapters 7 and 13 for individual consumers and businesses. Taylor also provides consultation services to help her potential clients decide if bankruptcy is the right solution for their current financial situation. She looks into each case to determine which bankruptcy chapter is the most appropriate to file. Once that has been decided, Taylor discusses the whole process with her clients to set their expectations.

217 Glenway Street, Belmont, NC 28012
Belmont, NC 28012

Website(704) 912-0254

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

4 (Best)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

53 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

1230 West Morehead Street, Charlotte, NC 28208
Charlotte, NC 28208
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

The bankruptcy attorneys of the Cummings Law Firm offer to aid individuals and businesses of Gastonia with debt relief solutions. Whether through liquidation or reorganization, Cummings Law guides clients with determining the best option that applies to their financial circumstances in order to alleviate debt and possibly prevent repossession of a home or vehicle. A firm with over 30 years of experience, Cummings Law also covers other practice areas such as employment discrimination, children's disability, and social security disability.

1230 West Morehead Street, Charlotte, NC 28208
Charlotte, NC 28208

Website(704) 376-2853

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

4 (Best)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

31 (Best)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

858 2nd Street Northeast, Hickory, NC 28601
Hickory, NC 28601
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Young, Morphis, Bach & Taylor, LLP is a multi-practice law firm that offers the counsel and representation of bankruptcy attorneys to clients in Gastonia. The firm aids both individuals and businesses with debt relief solutions by determining the best course of action that fits their financial situation, whether it is through liquidation of assets or reorganization. Young, Morphis, Bach & Taylor also guides clients who may qualify for chapter 12 bankruptcy, specifically for farmers and fishermen.

858 2nd Street Northeast, Hickory, NC 28601
Hickory, NC 28601

Website(828) 322-4663

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A

Detail: --

Frequently Asked Questions:

Q: Can anyone file bankruptcy?
A: Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.
Q: How bad is it to file bankruptcy twice?
A:

Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.

Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Q: Can they take my car in Chapter 7 bankruptcy?
A: In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

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