Best Bankruptcy Attorneys in Charlotte

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The SFS Law Group Practice logo
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The SFS Law Group Practice

122 North McDowell Street, Charlotte, NC 28204
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Business Description

The SFS Law Group Practice is a Charlotte-based bankruptcy law firm that serves individuals and businesses. It represents clients in Chapter 11 business reorganization and restructuring bankruptcy and bankruptcy litigation matters that involve pursuing claims against a company or individual. Its lead attorney, Dennis O’Dea, has more than 30 years of bankruptcy litigation experience and is written about in multiple books and news reports. Other areas of his practice are business litigation and legal malpractice.

Reputation:

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5.0
Google
5.0 / 5 (10)

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5.0
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The SFS Law Group Practice

Arnold & Smith, PLLC logo
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Arnold & Smith, PLLC

200 N McDowell St, Charlotte, NC 28204
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Business Description

Arnold & Smith PLLC is a law firm located in Charlotte, North Carolina, serving clients throughout the surrounding areas. Founded in 2007, the firm's team of talented Chapter aa, Chapter 7, and Chapter 13 bankruptcy lawyers in Charlotte practices bankruptcy law, serving individuals and businesses. It provides legal counsel for clients filing a Chapter 7 bankruptcy to discharge debts quickly, other clients who are in a position to file Chapter 13 bankruptcy and set up debt repayment plans, and companies who file Chapter 11 bankruptcy to reorganize their business.

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Arnold & Smith, PLLC

Bray & Long, PLLC Attorneys at Law logo
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Bray & Long, PLLC Attorneys at Law

2820 Selwyn Avenue, Suite 400, Charlotte, NC 28209
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  • Chapter 13 Bankruptcy

Business Description

Bray and Long, PLLC Attorneys at Law, has been handling general corporate transactions and business litigation cases of small- to mid-sized companies in Charlotte since 2003. It litigates a wide range of complex business cases such as creditor/debtor disputes involving chapters 7, 11, and 13 bankruptcy, contract and partnership disputes, and “corporate divorces.” The firm has also handled acquisitions exceeding $40 million in value. Its clients are from various industries such as financial services, construction, food business, entertainment, and technology.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (20)
Facebook
5.0 / 5 (14)
Avvo
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Bray & Long, PLLC Attorneys at Law

Collier Law Firm, P.C. logo
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Collier Law Firm, P.C.

17505 West Catawba Avenue, Cornelius, NC 28031
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Collier Law Firm is a bankruptcy law firm that serves individuals in the Charlotte area and the surrounding communities. The firm's founder, Christina M. Collier, has been practicing law since 2001. She is admitted to practice in the Western and Middle District of NC Bankruptcy Court. The firm's areas of specialization are chapters 7 and 13 bankruptcy. Its bankruptcy attorneys focus on helping clients get their lives back on track. It represents clients in Mecklenburg, Catawba, Lincoln, Gaston, Iredell, and Cabarrus.

Reputation:

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5.0
Google
5.0 / 5 (5)

Professionalism:

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5.0
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Collier Law Firm, P.C.

Dickie, McCamey Attorneys at Law logo
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Dickie, McCamey Attorneys at Law

2101 Rexford Road, Charlotte, NC 28211
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  • Chapter 7 Bankruptcy

Business Description

Dickie, McCamey Attorneys at Law provides legal representation through the law firm's team of lawyers, which includes creditor's rights and bankruptcy attorneys. With more than 100 years of experience, the firm has several offices all over the country. In the North Carolina area, they have offices in Charlotte and Raleigh. The lawyers at the Charlotte office focus on several practice areas, which include worker's compensation, mass tort litigation, bankruptcy, and commercial law.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Avvo
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Dickie, McCamey Attorneys at Law

Duncan Law, LLP logo
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Duncan Law, LLP

4801 East Independence Boulevard #1100, Charlotte, NC 28212
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement
  • Creditor Representation

Business Description

Duncan Law is a family owned law firm with offices in Charlotte, Greensboro, Salisbury, and Winston-Salem. The firm specializes in cases involving bankruptcies and workers' compensation accidents. Attorney Terry Duncan founded the firm nearly 20 years ago. His son, Damon Duncan, is a current member of Duncan Law in addition to serving as Secretary of the Greensboro Bar Association.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Duncan Law, LLP

Ferguson, Hayes, Hawkins & DeMay, PLLC logo
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Ferguson, Hayes, Hawkins & DeMay, PLLC

45 Church St S, Concord, NC 28025
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Credit Card Debt
  • Debt Settlement
  • Chapter 11 Bankruptcy

Business Description

Ferguson, Hayes, Hawkins and DeMay PLLC is a multi-practice law firm located in Concord, North Carolina, serving clients throughout the Greater Charlotte area. Founded in 1976, the firm practices bankruptcy law and debt relief. Its attorneys represent individuals and businesses, advising on the appropriate form of bankruptcy, if any, such as Chapters 7, 11, and 13. The firm has extensive experience representing debtors in Cabarrus County and the Middle District of North Carolina.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Ferguson, Hayes, Hawkins & DeMay, PLLC

Gallivan White Boyd logo
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Gallivan White Boyd

6805 Morrison Blvd Ste 200, Charlotte, NC 28211
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  • Debt Settlement
  • Creditor Representation

Business Description

Established in 1948, Gallivan White Boyd is a law firm practicing bankruptcy law from its offices in Charlotte, North Carolina, serving South Carolina from offices in Charleston, Columbia, and Greenville. The firm's bankruptcy and creditors' rights team is a mixture of transactional and litigation lawyers who represent financial institutions in litigation matters, companies in financial distress, and debtors facing bankruptcy and foreclosure. It has extensive experience handling cases involving Chapter 7. 13. and 11 petitions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Gallivan White Boyd

Jeffrey G Dalrymple Attorney At Law logo
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Jeffrey G Dalrymple Attorney At Law

Matthews, NC 28105
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Business Description

Since 1991, Jeffrey G. Dalrymple, PA has handled a variety of legal matters including bankruptcy law, family law, estate planning, business law, personal injury matters, and real estate transactions. The practice is based in Matthews and provides services to surrounding areas. Attorney Jeffrey Dalrymple earned his license to practice law in North Carolina in 1989.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
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Jeffrey G Dalrymple Attorney At Law

Moon Wright & Houston logo
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Moon Wright & Houston

212 N. McDowell Street Suite 200, Charlotte, NC 28204
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  • Debt Settlement

Business Description

Founded in 2011, Moon Wright & Houston is a private bankruptcy practice that serves individuals, families, and businesses in Charlotte and the surrounding areas. Its attorneys provide legal representation for personal reorganization and liquidation bankruptcies. It also reviews asset sales, loan proposals, domestic agreements, and corporate merger plans for bankruptcy filings. In addition, the firm represents court-appointed trustees and creditor committees. Partner Richard S. Wright is a member of the North Carolina Bar Association, Bankruptcy Council.

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Moon Wright & Houston

Pearce Law PLLC logo
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Pearce Law PLLC

101 N. Tryon Street, Ste 112, Charlotte, NC 28246
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  • Chapter 13 Bankruptcy
  • Credit Card Debt
  • Chapter 11 Bankruptcy

Business Description

Pearce Law PLLC assists Charlotte residents in navigating complex bankruptcy problems and commercial litigation. The law firm represents business owners, individuals, and investors in debtor-creditor and bankruptcy cases. Brad Pearce designs and implements legal tools to help clients deal with lawsuits while they undergo relief from financial distress. He has been in practice since 1991 and is a senior fellow of the Litigation Counsel of America. Prior to law school, he served as a navy officer.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (11)
Avvo
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Pearce Law PLLC

Robinson Bradshaw logo
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Robinson Bradshaw

101 N Tryon St Ste 1900, Charlotte, NC 28246
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  • Chapter 7 Bankruptcy
  • Debt Settlement
  • Corporate Restructuring
  • Chapter 11 Bankruptcy
  • Creditor Representation

Business Description

Recognized as experts among Chapter 11, Chapter 7, and Chapter 13 bankruptcy attorneys in Charlotte, Robinson Bradshaw is a large, full-service law firm with offices in Charlotte and Chapel Hill, North Carolina, and Rock Hill, South Carolina. The firm has practiced bankruptcy law since its foundation in 1960, representing clients dealing with financially-troubled businesses in the bankruptcy courts of the Carolinas, as well as Delaware and New York. The firm focuses on Chapter 11 cases, assisting every type of client, from secured lenders to purchasers of distressed businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Robinson Bradshaw

Saffa Law Firm logo
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Saffa Law Firm

10700 Sikes Pl Ste 390, Charlotte, NC 28277
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Credit Card Debt
  • Debt Settlement
  • Student Loan Debt
  • IRS Tax Debt

Business Description

Based in Charlotte, North Carolina, the Saffa Law Firm is an award-winning firm of attorneys that practices bankruptcy law throughout the Greater Charlotte area. Established over 25 years ago, the firm solely represents individuals and businesses in financial distress. Its wide range of experience includes handling cases of foreclosure, deeds in lieu, loan modifications, and repossession. The firm's highly qualified group of Chapter 11, Chapter 7, and Chapter 13 bankruptcy attorneys in Charlotte can advise and assist clients with alternatives to bankruptcy as well as filing bankruptcy petitions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Saffa Law Firm

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Frequently Asked Questions

Can anyone file bankruptcy?

Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.

How bad is it to file bankruptcy twice?

Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.

Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Can they take my car in Chapter 7 bankruptcy?

In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

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