Expertise.com
2024

Last updated:

Best Health Insurance Agencies in Springfield

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Springfield Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2943

Reviewed

1770

Curated

12

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3616 South Campbell Avenue, Springfield, MO 65807
WebsiteLicense: 3000905354

Expertise.com Rating

Review Sources

Google
5.0 (1182)
Facebook
5.0 (26)

Why choose this provider?

Temmen Insurance Inc. is an insurance broker that specializes in providing health insurance for individuals, families, and businesses in Springfield. The agency's insurance agents offer original Medicare Part A and Part B that covers in-patient and medical care. Some of the benefits of this type of health insurance are hospice and home health care, skilled nursing facility care, and medically necessary services and supplies. Temmen Insurance Inc. also has Medicare Supplements and Medicare Advantage plans.

  • Life Insurance
  • Group Plans
  • Individual Plans

3506 South Culpepper Circle, Springfield, MO 65804
WebsiteLicense: 8313873

Expertise.com Rating

Review Sources

Google
4.9 (68)
Yelp
3.0 (4)

Why choose this provider?

Established in 2014, Secure Insurance Group in Springfield addresses the insurance demands of individuals, families, and business owners. It offers disability income protection programs that can include employer-sponsored coverage and workers' compensation coverage. Long-term care programs are also provided with skilled, intermediate, and custodial care plan options. Its agents are also equipped to assist clients with Medicare Supplement and Medicare Advantage policies. As an independent agency, it represents multiple carriers to provide a diverse portfolio of products to meet a multitude of insurance needs.

  • Life Insurance

2003 South Stewart Avenue, Springfield, MO 65803
WebsiteLicense: 281433

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Burch Insurance is an insurance agency serving clients in Springfield. It offers health insurance products such as Medicare, group, and individual health insurance plans. Its agents help clients navigate through selections of design plans, assisting them in finding coverages that fit their needs and helping them in the application process. Burch Insurance was founded by Roy (Butch) Burch in 1990. Since then, it has expanded into a full-service agency that has served over 1000 families and businesses in the area.

  • Life Insurance

1519 East Sunshine Street, Springfield, MO 65804
WebsiteLicense: 3097

Expertise.com Rating

Review Sources

Facebook
4.6 (17)
Google
4.0 (10)

Why choose this provider?

Serving the community of Springfield, Fortner Insurance Services offers a comprehensive assortment of coverage with its individual and group insurance policies, including health insurance. With a vast knowledge of insurance services, its agents can assist individuals and families with finding the coverage and protection that can best respond to their potential health needs. Moreover, Fortner Insurance Services also provides church and religious insurance solutions. The firm has worked with several religious institutions, such as Crossway Baptist Church and Victory Mission + Ministry.

  • Individual Plans
  • Group Plans
  • Life Insurance

2603 North Kansas Expressway, Springfield, MO 65803

Expertise.com Rating

Review Sources

Google
4.5 (33)
Facebook
4.7 (17)

Why choose this provider?

Insurance Providers is an insurance agency that serves clients in Springfield. It offers disability, fee-for-service, and managed care health insurance plans from several providers, such as Kemper, Progressive, and Safeco Insurance. The agency also covers other types of insurance products for homes, automobiles, renters, commercial properties, and boats. Insurance Providers has more than 20 years of experience in the industry. Its staff can speak Spanish, which allows them to reach out to the Hispanic market.

  • Individual Plans

3530 South National Avenue, Springfield, MO 65807
WebsiteLicense: 8463196

Expertise.com Rating

Review Sources

Google
5.0 (35)
Facebook
5.0 (5)

Why choose this provider?

Compass Insurance Partners focuses on providing health insurance solutions to its clients in Springfield and the neighboring communities. It has general healthcare plans available for individuals and families. In addition, the agents at this company handle the Medicare needs of clients age 65 and older. Their other areas of specialization are auto, home, commercial, farm, and renters' insurance plans. Compass Insurance Partners is an independent agency that represents several insurance carriers, including Mercury Insurance and Bristol West Insurance Group.

  • Individual Plans
  • Life Insurance

2769 West Lark Street, Springfield, MO 65810
WebsiteLicense: 8024349

Expertise.com Rating

Review Sources

Google
4.8 (37)
Facebook
5.0 (36)

Why choose this provider?

Hometown Benefits Group is an independent insurance agency specializing in life and health insurance plans for families and businesses in Springfield. Its supplemental insurance plans cover medical expenses for cancer, broken bone accidents, and short-term health issues. The agency also provides assistance in Medicare Advantage plans, dental discounts, as well as group health coverage. Its network of health insurance companies additionally includes Cox HealthPlans, Humana, and Assurant. Hometown Benefits Group also helps clients in Ozark, Branson, and Joplin.

  • Individual Plans
  • Group Plans
  • Life Insurance

1200 East Woodhurst Drive, Springfield, MO 65804
WebsiteLicense: 10088

Expertise.com Rating

Review Sources

Google
5.0 (17)
Facebook
5.0 (8)
Yelp
4.0 (1)

Why choose this provider?

Osborn Insurance Group is a field marketing organization that supports independent life and health insurance agents in Springfield. It offers various healthcare, vision, and dental insurance plans that include Medicare Advantage, Medicare supplement, and life insurance policies. Gary Osborn established the business in 1993. Gary has led the transformation of Osborn Insurance into an organization with more than 300 agents for 25 years. He has more than 40 years of experience in the insurance industry.

  • Individual Plans
  • Life Insurance

5419 South Campbell Avenue, Springfield, MO 65810
WebsiteLicense: 267

Expertise.com Rating

Review Sources

Google
5.0 (26)
Facebook
5.0 (7)

Why choose this provider?

Mid-Missouri Insurance Agency is a full-service financial firm that connects clients in Springfield with insurance policies that serve to protect their long-term needs and interests. Established in 1921, it has access to a wide network of insurance carriers and offers a variety of health insurance products that suit clients' unique needs. It provides assistance with individual and group health plans, accident plans, and critical illness plans. The agency helps clients understand their Medicare options and arranges supplement plans to cover deficiencies in their policies.

  • Individual Plans
  • Group Plans
  • Life Insurance

2960 East Battlefield Road, Springfield, MO 65804
WebsiteLicense: 349603

Expertise.com Rating

Review Sources

Google
5.0 (14)
Facebook
5.0 (2)

Why choose this provider?

Arrow Insurance Group is an independent health and insurance agency that specializes in arranging medical coverage plans for clients in Springfield. Established in 2012, the brokerage business has partnered with multiple carriers, including Aetna, Anthem Bluecross Blueshield, and United Healthcare, to deliver its health plans. Its broker, Andy Ebbrecht, also helps clients with qualifying for special enrollment cases as well as obtaining Christian healthcare policies. The business has additionally been designated as an Endorsed Local Provider by Dave Ramsey.

  • Health Insurance

901 East Battlefield Road, Springfield, MO 65807

Expertise.com Rating

Review Sources

Facebook
5.0 (27)
Google
4.0 (20)

Why choose this provider?

Since 1955, Nixon & Lindstrom Insurance has been helping small businesses and individuals throughout Springfield and Southwest Missouri get personalized insurance coverage. The firm can help clients searching for plans on individual health insurance, business insurance, employee benefits, homeowners insurance, automobile insurance, and personal insurance. Aside from that, Nixon & Lindstrom Insurance can provide special programs like habitational insurance, contractors insurance, propane dealer insurance, water well drilling insurance, and firefighter insurance. The agency is associated with the Springfield Area Chamber of Commerce.

  • Individual Plans
  • Life Insurance

1525 East Republic Road, Springfield, MO 65804
WebsiteLicense: 8302029

Expertise.com Rating

Review Sources

Google
5.0 (28)
Facebook
5.0 (5)

Why choose this provider?

Established in 2013, Brinck Insurance Group, LLC, is a full-service independent insurance agency available to clients in Springfield and the surrounding communities. The company offers life and health insurance products such as term and universal or whole life plans. In addition to traditional auto, home, and umbrella insurance, other personal policies cover renters, recreational vehicles, special events, and classic cars. Under commercial products, Brinck Insurance Group, LLC, handles business liability, commercial property, auto dealers, and cyber liability insurance.

  • Life Insurance

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Are small businesses in Springfield obligated to provide health insurance to their employees?

    Springfield business owners employing fewer than 50 full-time workers aren't mandated to offer health insurance. However, companies with a workforce of 50 or more are obligated to present health insurance options to their employees. Non-compliance with this rule exposes these larger firms to potential state penalties in Missouri.

  • What are the primary health insurance options available in Springfield?

    Firstly, individual health insurance caters to those lacking employer-sponsored or government-backed plans, providing essential benefits through various providers. Secondly, family health insurance offers comprehensive coverage for families under one policy, covering vital services like children's vaccinations. Lastly, group health insurance, usually provided by employers in Springfield, offers employees and their dependents reduced premiums and comprehensive benefits due to collective bargaining power.

  • In Springfield, what allows residents to obtain health insurance if they miss the open enrollment period?

    Springfield inhabitants who skip the open enrollment window can only secure health coverage outside this timeframe if they experience a qualifying event. This necessitates applying within 60 days following the event and submitting evidence to substantiate it. Such events encompass marriage, childbirth, relocation, or loss of group insurance. Notably, policy termination due to unpaid premiums doesn't qualify.

  • How do deductibles, copay, and coinsurance differ in health insurance costs in Springfield?

    In Springfield health insurance, deductibles represent the annual out-of-pocket amount you pay before insurance coverage begins. Copays are set fees you pay for specific services, like doctor visits. Coinsurance is your share, often a percentage, of costs for covered services post-deductible. While deductibles are yearly payments, copays are per service, and coinsurance depends on the service's total cost. They vary in their payment structures and frequencies.

  • What criteria must Springfield residents meet to be eligible for a health insurance tax credit?

    In Springfield, residents with incomes ranging between 100% and 400% of the federal poverty level are candidates for a tax credit. This determination hinges on the number of household members and their combined adjusted gross income. However, if one has access to health coverage through work, they typically can't access these tax benefits.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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