Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Springdale

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Springdale Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1465Reviewed

880Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1336 Carley Road, Springdale, AR 72762
  • Life Insurance

Why choose this provider?

Garcia Agency is an insurance brokerage in Springdale that offers home, automobile, life, business, and health insurance products to clients in the metro. The firm is headed by Cesar Garcia, an insurance professional and a recipient of the American National's Blue Vase Award in 2019. He offers health insurance plans such as Medicare Supplement, recovery insurance, critical illness insurance, limited medical insurance, and accident insurance. It also offers life insurance lines such as whole life, term life, and universal life coverage plans.

License Verified:

License: 16943220

Arkansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2020 East Joyce Boulevard, Fayetteville, AR 72703
  • Individual Plans
  • Life Insurance

Why choose this provider?

Brad Scott is a State Farm health insurance agent serving clients from Springdale and the surrounding areas. Scott provides Medicare Supplement plans and a wide range of medical coverage plans for individuals and families. Insurance packages for homeowners, vehicles, renters, and condominium owners are also available. Scott is the owner of Brad Scott Insurance Agency, Inc., where he leads a team of six insurance professionals. His firm caters to French- and Spanish-speaking clients.

License Verified:

License: 1677227

Arkansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (79)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1301 E Robinson Avenue Suite C9, Springdale, AR 72764
  • Life Insurance
  • Health Insurance

Why choose this provider?

Juan Barcenas is a State Farm insurance agent serving the Springfield community and nearby locations. Since 2019, he has been assisting individuals, families, and senior citizens in making well-informed decisions for choosing a health insurance coverage option. His team educates clients about the available coverages depending on the circumstances, such as supplemental health, Medicare supplement, and individual medical coverages. In addition, Barcenas offers pet, life, and business insurance plans. He also handles notary public services.

License Verified:

License: 17885783

Arkansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (213)
Facebook
4.8 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3906-B Kelley Ave., Springdale, AR 72762
  • Life Insurance
  • Health Insurance

Why choose this provider?

Boone Ritter Insurance is an independent agency serving personal and commercial clients in Springdale. It offers health insurance options that fit the needs of individuals and families' needs and group health benefits for employees. The agency also provides risk management solutions for life, automobiles, homes, and businesses. Boone Ritter Insurance was founded in 1968, focusing mainly on life insurance before expanding to cover the property and casualty side of insurance in 1975. It is affiliated with various carriers, including AmTrust and Kemper.

License Verified:

License: 100111322

Arkansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (11)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Which types of individual and family health insurance options are available to Springdale residents?

    In Springdale, residents can choose from various individual and family health insurance plans, including HMO, PPO, and POS. HMO plans prioritize preventative care and coordinated services from a primary care physician. PPO plans offer more flexibility, allowing policyholders to seek care from any healthcare provider. Under POS plans, participants must choose an in-network physician as their primary care provider, but they also have the option to access healthcare services outside the provider network.

  • Can Springdale policyholders expect a refund of their health insurance premium if they never make a claim during the policy period?

    Health insurance premiums will not be refunded to Springdale policyholders in any situation, regardless of whether they utilize their insurance or not. This is because health insurance functions as a collective risk-sharing and pooled funding system where individual policyholders typically do not receive premium reimbursements. Premiums represent the monthly payments policyholders must make to maintain their health insurance coverage.

  • Who benefits from short-term health insurance plans offered by carriers in Springdale?

    Springdale residents experiencing a lapse in their health insurance due to job changes, awaiting benefits from their employer, or recent graduates seeking employment can benefit from short-term health insurance. This coverage includes hospital visits and prescription drug expenses but does not cover physical examinations or preexisting medical conditions.

  • Can the next year's expenses be affected by the previous year's deductibles and out-of-pocket costs for Springdale health insurance policyholders?

    In Springdale, if health insurance policy owners featuring a $3,000 deductible have incurred $2,000 in out-of-pocket expenses during the preceding year, their out-of-pocket expenses will reset to zero, and the $2,000 will not carry forward if they continue with the same plan. However, some offer the option for policyholders to carry over the deductible amount paid in the previous year to offset expenses in the new year.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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