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Best Credit Repair Companies in Springfield

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1515 South Glenstone Avenue, Springfield, MO 65804
Springfield, MO 65804
  • Debt Consolidation
  • Credit Monitoring
  • Credit Audit
  • Credit Dispute

Since 1969, Consumer Credit Counseling Service is a non-profit company that has been helping its clients in Springfield and the surrounding areas with financial concerns. It helps individuals repair their credit through credit analysis, credit information disputes, and credit tracking. Consumer Credit Counseling Service also improves its customers' financial proficiency through multiple education programs on debt management, bankruptcy, foreclosure, and home purchasing. Furthermore, it is involved in the local community, assisting groups like United Way and Habitat for Humanity.

1515 South Glenstone Avenue, Springfield, MO 65804
Springfield, MO 65804

Website(800) 882-0808

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

13 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

227 West Sunshine Street, Springfield, MO 65807
Springfield, MO 65807
  • Credit Audit

Credit Consulting Solutions provides comprehensive credit education and document preparation services to Missouri locals in Springfield and surrounding areas. It has a team of bilingual credit experts proficient in assisting Spanish-speaking clients and experienced in dealing with major credit bureaus. It also offers a Partner Program for professionals in various industries needing assistance in guiding and helping their credit-challenged clients. Credit Consulting Solutions' goal is to help clients clean up their financial records, elevate their credit scores, and maximize their purchasing power.

227 West Sunshine Street, Springfield, MO 65807
Springfield, MO 65807

Website(417) 507-3777

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.1 / 5 ( Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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