Expertise.com

Best Mortgage Refinance Companies in Springfield

2024

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Mortgage Refinance Companies FAQs 〉

Providers

Last updated:

Website
3150 S. National Avenue, Springfield, MO 65807
  • Reverse Mortgages
  • VA Loans
  • 100% Financing
  • Renovation Loan
  • Construction Loan

Why choose this provider?

Andrew Semple of PrimeLending serves the people of Springfield and nearby cities. It is dedicated to helping clients refinance their existing mortgages and achieve their dream houses. Its mortgage products include conventional, jumbo, VA, USDA, and FHA loans. There is also an FHA Streamline Refinance program designed for borrowers seeking to lower their rates. In addition, Customize Your Mortgage service is made available for those who want to choose their own rates and payments. To verify clients' loan eligibility, the company provides pre-qualification services.

License Verified:

License: 771096

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (139)
Facebook
4.9 / 5 (91)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2412 East Madrid, Springfield, MO 65804
  • Commercial Loans

Why choose this provider?

Farris Mortgage has been in the business since 1994, providing brokerage services to clients in Springfield and throughout Missouri. It offers no-cost refinancing to those seeking to get a lower interest rate on their mortgages and save money. It also provides FHA Streamline, a refinance option for an existing FHA-insured mortgage. Its mortgage products also include FHA, VA, USDA, conventional, and jumbo loans. Farris Mortgage has stated income loan programs for self-employed borrowers as well.

License Verified:

License: 1220790

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3100 S. National, Ste. 201, Springfield, MO 65807
  • New Construction

Why choose this provider?

I Want A Great Home Loan is a Springfield-based USA Mortgage agency that assists the metro's clients with home purchasing and refinancing. It offers several home loans, including conventional, FHA, USDA, and VA. It provides a full digital loan application process and complete transparency. Senior Mortgage Banker Don Carriker leads the agency. He has been a home loan consultant since 1997. USA Mortgage is an employee-owned company. It was named one of the best residential lenders in St. Louis by the St. Louis Business Journal.

License Verified:

License: 227262

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (50)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1906A E Battlefield, Springfield, MO 65804
  • Reverse Mortgages

Why choose this provider?

Bank of Little Rock Mortgage - Springfield has been providing financing solutions since 1998. Prospective borrowers are assisted by Evelina Donica, a loan officer with over a decade of experience in the financial industry. She and her managers work collectively to find the right mortgage refinancing program for clients. The team offers solutions to help people seeking lower interests, reduced VA or FHA rates, or shorter loan terms. The office also lets people switch from adjustable-rate to fixed-rate mortgage or get cash out through refinancing.

License Verified:

License: 449234

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (201)
Facebook
4.7 / 5 (52)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3100 S. National, Ste. 201, Springfield, MO 65807
  • Reverse Mortgages

Why choose this provider?

Travis Bell Home Loans Group caters to homebuyers in Springfield. It helps clients switch to shorter-term loans, reduce payments with lower interest rates, and consolidate debt through low rate/term and cash-out refinancing. The company also offers jumbo, conventional, USDA, FHA, and VA loans. Additionally, renovation loans are available to help clients finance condominiums, existing or second homes, and investment properties. Travis Bell, the company's senior mortgage banker, has been in the industry for over 15 years.

License Verified:

License: 716512

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (99)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3150 S National Avenue,, Springfield, MO 65807
  • New Construction

Why choose this provider?

PrimeLending is a mortgage firm in Springfield that helps homeowners and buyers in the metro and nearby areas. Its loan officers assist clients with mortgage refinancing, including transferring from an adjustable rate to a fixed rate. They also offer niche programs or loan products connected to bonds, condominiums, and manufactured homes. Since 1986, PrimeLending has guided more than 500,000 homeowners in buying a new home, fixing a current house, or settling on a refinancing deal.

License Verified:

License: 564434

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (139)
Facebook
5.0 / 5 (23)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1666 East Sunshine Street, Springfield, MO 65804
  • New Construction

Why choose this provider?

Community Mortgage Brokers serves home buyers and owners in Springfield and nearby areas. Its loan officers use their knowledge of changes in mortgage programs and market conditions to help clients explore their financing options and choose the suitable one based on their scenario and criteria. It offers jumbo, USDA, VA, conventional, and FHA mortgages. The company also provides refinancing services that assist with obtaining low-interest rates and changing the term or length of the mortgage.

License Verified:

License: 1938889

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (285)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Springfield, MO 65810
  • Reverse Mortgages

Why choose this provider?

Missouri Mortgage Services covers loan applications concerning home purchases and refinances throughout Springfield. Its consultants have more than three decades of collective experience in providing different mortgage options that involve house buying, improved monthly payments, and cash-outs for personal and business endeavors. They work with clients in identifying a potential plan that suits their needs based on their financial means and current credit scores. They also adjust each option's coverage while taking local factors like marketing conditions, interest rate changes, and property values into account.

License Verified:

License: 1183440

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4350 S National Ave, Springfield, MO 65810
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Adam Swenka is a mortgage lender who serves individuals and families in Springfield and the surrounding areas. He assists with obtaining a low-rate mortgage, analyzing clients' particular circumstances. He helps those who currently own a house but are considering refinancing to save money with a lower interest rate or take some cash out for personal reasons. In addition, Adam aids in structuring new finance to receive a reasonable offer. Other clients he works with are first-time home buyers, investors, and second-home buyers.

License Verified:

License: 932959

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (105)
Facebook
5.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3100 S National Ave Suite 201, Springfield, MO 65807
  • New Construction
  • Reverse Mortgages

Why choose this provider?

USA Mortgage Springfield serves clients in the local metro and the surrounding communities. It helps homebuyers lower their interest rates, pull out cash to consolidate debts, or switch to a shorter-term loan and save money by offering mortgage refinancing options. These include rate or term and cash-out refinance. It also provides other loan products, such as conventional, jumbo, FHA, USDA, and VA loans. Don Carriker, the senior loan originator, has been working as a home loan consultant since 1997.

License Verified:

License: 817670

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (245)
Facebook
4.7 / 5 (34)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4200 S. Quail Creek Avenue, Suite A, Springfield, MO 65810
  • Reverse Mortgages

Why choose this provider?

Home Mortgage Group Inc. caters to the refinancing needs of the members of the Springfield community. Its team of loan professionals assists mortgage borrowers in finding lower rates for refinancing, calculating their payments, and starting the application process. The team keeps clients informed of market conditions and frequent changes and helps them overcome roadblocks that arise from the start until the loan closing. Additionally, these professionals offer decision-making calculators and tools to aid homeowners in making educated decisions.

License Verified:

License: 153098

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.9 / 5 (33)
Yelp
1.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How can you distinguish fixed-rate loans from adjustable-rate loans in Springfield?

    Fixed-rate loans in Springfield mean steady payments over time and come in lengths such as 15 and 30 years, or less commonly, 10, 20, and 25 years. Conversely, adjustable-rate loans offer lower initial payments; it's ideal if you plan to sell or refinance within 1-10 years. ARMs start with a fixed rate for a set time, then change based on an index and fixed margin. ARMs fit most mortgages but could be limited to FHA, USDA, and VA mortgages.

  • What are your choices for selecting a mortgage lender when refinancing in Springfield?

    When refinancing in Springfield, you can opt for direct lenders like banks and mortgage companies, which offer simplicity and potential cost savings for straightforward loans. Alternatively, choose mortgage brokers who connect you with the best lender, which is especially useful for more complex applications. While banks may lack full loan cost transparency, brokers can assist in securing better rates for challenging situations.

  • How does refinance work in Springfield?

    Mortgage refinancing in Springfield allows homeowners to save money, lower interest rates, or leverage equity for debt settlement. The procedure resembles home purchasing, involving lender processing and underwriting, with some fee distinctions. A pivotal aspect involves comprehending the client's financial objectives to recommend appropriate terms. Aside from comparing rates and fees, it's crucial to equally prioritize assessing broader factors like future equity, term length, interest costs, and the time needed to recoup expenses.

  • What are the possible advantages of getting a mortgage refinance in Springfield?

    Refinancing your mortgage in Springfield comes with benefits like obtaining a lower interest rate and reducing your monthly payments. You can also get rid of private mortgage insurance using your existing home equity. Changing your loan term to a shorter or longer period is possible. Plus, you can access your home's equity to pay off debts or handle special financial situations.

  • How does the refinance process work in Springfield?

    Refinancing in Springfield involves applying for a new loan and gathering documents like income proof and debt details. After submitting the application, your credit history and loan information are reviewed. An appraisal checks your property's value and equity, and your new mortgage may have similar fees to the original. Steps include applying, locking in the interest rate, processing, underwriting, getting a home appraisal, and closing the loan. If the property's value aligns with your refinance amount, the process moves ahead.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.