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Best Health Insurance Agencies in Fayetteville

2024

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Providers

featured provider = Featured Provider

Fayetteville, AR
WebsiteLicense: 18957564

Expertise.com Rating

Review Sources

Google
5.0 (10)
Facebook
5.0 (7)

Why choose this provider?

Optimum Health Insurance has been providing coverage for clients in the Fayetteville area since 2018. Its individual health insurance policy covers costs for medical procedures and hospitalizations, along with preventative healthcare like checkups. The company offers Medicare coverage for clients who are at least 65 years old, along with supplemental plans for costs beyond the coverage of the program and Part D policies for prescription drugs. It also provides health insurance for small businesses with up to 50 employees.

  • Group Plans

935 N College Avenue, Fayetteville, AR 72701
WebsiteLicense: 14296523

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Review Sources

Google
5.0 (229)
Facebook
5.0 (63)
Yelp
5.0 (1)

Why choose this provider?

Phillip Pool is a State Farm insurance agent who has been serving Fayetteville since 2016. With seven team members, they assist individuals, families, and senior citizens in insurance shopping processes involving health coverage options. The team educates clients about the available coverages depending on their situations, such as supplemental health, Medicare Supplement, and individual medical coverages. In addition to guidance in banking and mutual funds, Pool also offers out-of-state transfers assistance. Pool's team can communicate in Spanish and Laotian.

  • Individual Plans

3887 N Crossover Road, Fayetteville, AR 72703
WebsiteLicense: 7474121

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Review Sources

Google
5.0 (29)
Facebook
4.5 (18)

Why choose this provider?

Bittle Armstrong Insurance is an independent brokerage that caters to policy buyers in Fayetteville. It offers a range of medical policies, including individual health insurance and accident, cancer, and critical illness plans. Disability insurance, dental and vision coverage, and Medicare Supplement plans are also available. In addition, the full-service brokerage provides group life and health policies and an array of insurance products for businesses. One of its co-founders, Rob Armstrong, has been in the financial industry since 1987.

  • Life Insurance
  • Health Insurance

1280 E Stearns St., Suite 5, Fayetteville, AR 72703
WebsiteLicense: 1666929

Expertise.com Rating

Why choose this provider?

Sims & Renner Insurance is a privately owned and operated company based in Fayetteville. It offers health and life insurance plans to individuals and families seeking to protect themselves from unexpected situations. Its staff members, who have around 400 years of combined insurance experience, also provide options to clients who want o get a business, car, or home coverage. Sims & Renner Insurance agents keep their clients up to date with changes in health insurance legislation.

  • Life Insurance
  • Health Insurance
  • Home and Auto Insurance

60 E Township Suite 1, Fayetteville, AR 72703
WebsiteLicense: 3000080538

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Parrish-Kelley Hometown Insurance is an independent insurance agency that provides health, dental, vision, and medical supplements insurance plans for clients in Fayetteville and surrounding areas. The firm tailors an insurance package for individuals to fit their personal insurance needs. It also offers auto, ATV, condominiums, renters, and flood insurance plans. The firm also provides life insurance and pet insurance plans. Parrish-Kelley Hometown Insurance works with multiple insurance carriers giving clients various insurance quotes and options.

  • Medicare Supplement Insurance
  • Over 65

104 N East Ave Suite C, Fayetteville, AR 72701
WebsiteLicense: 100110867

Expertise.com Rating

Review Sources

Google
4.9 (17)
Facebook
3.0 (2)

Why choose this provider?

McNair and Associates is an independent insurance agency that serves clients in Fayetteville and the surrounding areas. It offers individual and group health insurance plans for individuals, families, and businesses from multiple insurance companies. The agency also provides insurance products for automobiles, homes, commercial properties, and contractors. McNair and Associates, which has been in operation since 1879, provides objective advice and allows switching plans from company to company. It is also committed to helping clients in making informed decisions about their insurance needs.

  • Life Insurance
  • Health Insurance
  • Individual Health Insurance

6800 Isaac’s Orchard Rd Ste A, Springdale, AR 72762
WebsiteLicense: 100111361

Expertise.com Rating

Review Sources

Google
4.1 (11)
Yelp
5.0 (1)

Why choose this provider?

Walker Brothers Insurance is an independently owned agency with more than 80 years of history. Serving Fayetteville individuals and businesses, it offers a variety of products, including health, life, home, auto, and farm insurance. It helps people find managed care or fee-for-service plans, which may cover medical, surgical, dental, and prescription drug benefits. It also provides disability and long-term care insurance options. In its early years, the operations of Walker Brothers Insurance included spray materials, machinery, and fruit orchards.

  • Life Insurance
  • Individual Health Insurance

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How do health insurance companies compute your insurance premiums in Fayetteville?

    Health insurance providers in Fayetteville use your personal profile and medical history to determine how much insurance premium you will have to pay. When calculating the average cost per insured patient per year, the number of insured members and how frequently their doctors visit in a year are also taken into account.

  • If you are already under an employee-sponsored healthcare insurance plan in Fayetteville, will you still be eligible to get a tax credit to buy an additional plan in the insurance marketplace?

    No, you are not eligible for a tax credit to purchase additional healthcare insurance in Fayetteville. There are exceptions to the rule, such as when your employer-sponsored coverage covers less than 60% of medical costs and does not include all ten essential health benefits. You should check with your employer to see if your current healthcare insurance covers these basic needs.

  • Do you really need to get a healthcare insurance coverage in Fayetteville?

    Yes, health insurance is required in Fayetteville and throughout the United States. The federal health law requires all US citizens and legal residents to obtain healthcare through Medicaid, Medicare, employer-sponsored healthcare insurance, and veteran's affairs coverage. A tax penalty will apply if you do not enroll in one of these insurance channels.

  • Will your employer be required to provide health care insurance to your dependents in Fayetteville?

    No, your employer in Fayetteville is not required to provide you or your dependents with healthcare insurance. If your company has 50 or more employees, they must pay a fine if you do not have health care insurance. Your dependents may also be eligible for coverage through the Arkansas Children's Health Insurance Program, also known as Medicaid.

  • What should you do if your healthcare insurance claim was denied in Fayetteville?

    If your Fayetteville healthcare insurance claim was denied, you have the right to file an appeal with your insurance company. Along with the denial letter, you must submit additional supporting documentation. If your appeal is denied, you can still request a third-party review. If no action is taken to assist you, you may contact the Arkansas Insurance Department's Consumer Services Division.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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