Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Columbia

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Columbia Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1897Reviewed

1141Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

200 Southampton Dr, Columbia, MO 65203
WebsiteLicense: 3001169491

Expertise.com Rating

Review Sources

Facebook
4.6 (11)
Google
4.8 (6)

Why choose this provider?

TIG Advisors is an independent insurance agency that helps clients in the Columbia metro. It offers personal insurance solutions, including health insurance, to individuals looking for protection against uncertainties. As an independent agency, the firm works with various insurance providers to give clients coverage that they are confident with. It offers a range of health insurance choices, such as health insurance for individuals and families, dental coverage, long-term care insurance, vision coverage, and disability insurance. The firm was founded in 1898 under the name of Rollins & Rollins agency.

  • Health Insurance

2900 Falling Leaf Ln, Suite 105, Columbia, MO 65201
WebsiteLicense: 8048462

Expertise.com Rating

Review Sources

Google
4.7 (90)
Facebook
5.0 (29)

Why choose this provider?

Justin Hanh is a Columbia-based insurance agent that caters to clients across the area. He partners with State Farm to provide health insurance options for individuals, including short-term disability and Medicare supplement insurance. Hanh also deals with life insurance and covers term, universal, and whole life policies. His other insurance offerings include auto, home, and business insurance. Hanh is the recipient of the Northeast Missouri Territory Agent of the Year award in 2016 from State Farm.

  • Life Insurance
  • Medicare Supplements
  • Health Insurance

2100 East Broadway, Columbia, MO 65201
WebsiteLicense: 8022809

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Coyne Agency Inc. is a locally owned insurance company that has been serving individuals, families, and business owners in Columbia for more than 10 years. Its offerings include health and dental insurance, vision, Medicare supplements, and long-term care. This independent agency works with an elite group of health insurance carriers, such as Anthem Blue Cross Blue Shield and Aetna, to custom design options that meet its client's needs. Its agents are experienced to survey the marketplace for the most comprehensive coverage.

  • Life Insurance
  • Health Insurance

30 E Southampton Dr, Suite 105, Columbia, MO 65203
WebsiteLicense: 344144

Expertise.com Rating

Why choose this provider?

Centennial General Agency is a local insurance firm that serves individuals and businesses in the Columbia metro. It provides innovative plans, including commercial, personal, and life coverage policies. It offers different health insurance for employee benefits, including group health, integrated concierge medicine, level-funded, dental and vision, and affinity programs. Jim French, one of the team’s professionals, has over four decades of industry experience. He is also the founder and former CEO of Cornerstone National Insurance Company.

  • Group Plans
  • Health Insurance

2100 Whitegate Drive, Columbia, MO 65202
WebsiteLicense: 6227

Expertise.com Rating

Review Sources

Google
4.7 (3)

Why choose this provider?

Harrison Agency, Inc. is located in Columbia and provides health insurance policies for individuals, families, and businesses. Its agents can examine a client's medical history and risks to recommend various health coverages. These range from prescriptions and medical treatments to ambulance and private hospice rent. The agency can also add group health plans for employees, which include dental and vision coverage. Its president, Brian Harrison, is a second-generation insurance agent and the current national director for Independent Insurance Agents and Brokers of America.

  • Individual Plans
  • Group Plans
  • Employee Benefits

401 Locust Street, Ste 301, Columbia, MO 65201
WebsiteLicense: 2244

Expertise.com Rating

Review Sources

Facebook
4.8 (39)
Google
5.0 (2)

Why choose this provider?

Gallaher Insurance Group is a financial service provider that serves clients in the Columbia area. It offers health insurance products and educates policy buyers on issues related to the Affordable Care Act. The company also helps vacationers cover healthcare expenses through travel medical insurance. Its other personal insurance solutions include auto and RV insurance. One of its owners, Barrett Hutchinson, has over two decades of experience in the industry. He is a certified insurance counselor who trained at The National Alliance for Insurance Education and Research.

  • Life Insurance
  • Individual Health Insurance
  • Health Insurance

2415 Carter Ln Ste 100, Columbia, MO 65201
WebsiteLicense: 107759

Expertise.com Rating

Review Sources

Google
5.0 (29)

Why choose this provider?

Brian Hazelrigg is a local insurance agent with State Farm, serving clients in Columbia since 2005. He offers health insurance plans designed to fit the needs of each individual, family, and senior citizen. He has supplemental health, Medicare Supplement, and medical coverage plans, as well as disability paycheck protection. In addition, his agency provides life, auto, home, and business insurance. Brian is a State Farm Bronze Tablet qualifier, and his team has over 22 years of combined State Farm Insurance experience.

  • Life Insurance
  • Health Insurance

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Can residents of Columbia make changes to their health insurance coverage?

    Yes, Columbia residents with Medicare or Medicare Advantage plans can begin making changes to their coverage on October 15th. Those with private insurance have until November 1st to make changes. The change dates for those enrolled in employer-sponsored plans vary depending on the employer. Individuals should consult their insurer or human resources department for specific information.

  • What health insurance resources are available to residents of Columbia?

    Columbia residents can find ACA Marketplace plans on HealthCare.gov. They can also get health plan regulations from the Missouri Department of Insurance. Missouri HealthNet is the state's Medicaid program. The Missouri State Health Insurance Assistance Program also helps with Medicare benefits. Lastly, the Medicare Rights Center assists Medicare beneficiaries with their questions and concerns.

  • What are the rules in Columbia regarding health benefit plans providing coverage and benefits for cancer treatment?

    Health benefit plans offering cancer treatment coverage are mandated to cover orally administered anticancer medications on the same terms as intravenously administered or injected anticancer medications. These orally taken anticancer drugs should not be subjected to any distinct prior authorization, dollar limit, co-payment, deductible, or other out-of-pocket expense that is not applied to intravenously administered or injected anticancer medications, irrespective of the drug's formulation or how the health plan classifies the benefit.

  • Can a person keep their group health insurance if they leave their job in Columbia?

    Yes, workers in Columbia who leave their jobs have the right to extend their group health plan for 18 months under state and federal law. This option is called electing COBRA. Federal COBRA law applies to firms with 20 or more employees, while mini-COBRA law covers businesses with fewer workers. Specific events like an employee's death, divorce, or Medicare eligibility can also activate these benefits.

  • What are the Affordable Care Act (ACA) Marketplace plans, and how can Columbia residents obtain these policies?

    Affordable Care Act (ACA) Marketplace plans, also known as Obamacare or exchange plans, are health insurance policies made available to the public through a federally regulated platform. Columbia residents can purchase these plans through the Marketplace website, which offers options from private insurance companies. Individuals who purchase plans through this platform may be eligible for government assistance in the form of an advance premium tax credit.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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