Best Homeowners Insurance Agencies in Ofallon

Established in 1992, Alternatives Insurance Agency offers insurance products and services to O'Fallon. It provides tailored homeowners' insurance policies to clients seeking to protect their residential properties. Clients can input their basic information and basic descriptions of their homes on the agency website and an expert agent will return to them with a quote. The agents work with clients in structuring their homeowners' insurance policies to ensure that their needs and requirements are met. Alternatives Insurance Agency maintains offices in Missouri and Illinois.

Insurance Consultants Inc. is a homeowners' insurance agency located in O'Fallon. This company maintains partnerships with different insurance providers to help homeowners choose suitable insurance plans from multiple insurance quotes. Its insurance specialists aid clients in understanding their home values, ensuring homeowners obtain adequate coverage for recommended replacement values. Policyholders receive financial compensation for losses or damages arising from covered events, including fire, vandalism, theft, and electrical accidents. Insurance Consultants Inc. also offers renters and flood insurance products.

Jay Maitland is an insurance agent who has been representing State Farm in Ofallon since 2000. He assists homeowners in assessing potential investment threats and provides custom insurance plans. With a homeowners' insurance policy, policyholders ensure adequate protection for possessions such as jewelry, musical instruments, furniture, collectibles, and cameras. Tools, lawn decorations, and swing sets are also included in the coverage options, with financial compensation for random acts and natural disasters. Maitland is a member of Ofallon's Kiwanis.

Jeff Hug - Insurance Broker offers financial protection from its O'Fallon location. The insurance company assists clients in various areas including home insurance. Its team creates standard home insurance plans that cover property damage resulting from explosions, fire, and theft. The professionals also provide policies that compensate for a damaged property's replacement and repair costs. They also insure mobile homes and condominiums. The agents represent over 50 insurance carriers. Jeff Hug - Insurance Broker has been in service since 1991.

Kathy Kilo Peterson - State Farm Insurance Agent protects O'Fallon homeowners from damage and losses caused by accidents, theft, and natural disasters. The homeowners' insurance agency safeguards the dwellings of a client along with the other structures found in their property such as a detached garage, guesthouses, and greenhouses. It has provisions for loss of use or for additional living expenses should the client need it. It also covers personal liability expenses if a guest is injured within the clients' premises. Kathy Kilo Peterson has been in the insurance industry for more than 20 years.

Mid Rivers Insurance assists individuals and families in Ofallon searching for insurance policies that suit their lifestyle and financial background. This independent insurance agency has access to a network of top insurance providers, including Allstate, Berkshire Hathaway Homestate Companies, and Progressive. Its agents help clients compare policies and rates to prepare for untimely incidents such as plumbing problems, theft, and fires. They can also help with finding insurance solutions for manufacturers and contractors.

Senn Insurance Agency is a local family owned and operated brokerage that offers insurance services to O’Fallon residents. The company creates insurance policies for homeowners that cover property damage caused by the weight of ice and snow, hail, lightning, and fire. Its team also helps clients secure compensation for damaged or stolen personal belongings. The agency offers insurance plans from numerous providers, such as Progressive Insurance, Safeco, and Nationwide. Riley Gramann, the company's home insurance specialist, has over 8 years of experience in the industry.

Tom Wehde has been working with State Farm as its insurance agent in Ofallon since 1988. He aids homeowners in assessing potential financial risks and determines the coverage values for their investments. He informs policyholders of the replacement and market values for coverage computation and educates them about compensation limits. These limits apply to specific property types, such as firearms, trailers, and silverware. Policyholders receive financial protection for liability claims and property damages, whether due to random acts or natural disasters.