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Best Homeowners Insurance Agencies in Ofallon

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887 Bogler Court, Fenton, MO 63026
Fenton, MO 63026
  • Personal Property Insurance
  • Multiple Policy Types

Established in 1992, Alternatives Insurance Agency offers insurance products and services to O'Fallon. It provides tailored homeowners' insurance policies to clients seeking to protect their residential properties. Clients can input their basic information and basic descriptions of their homes on the agency website and an expert agent will return to them with a quote. The agents work with clients in structuring their homeowners' insurance policies to ensure that their needs and requirements are met. Alternatives Insurance Agency maintains offices in Missouri and Illinois.

887 Bogler Court, Fenton, MO 63026
Fenton, MO 63026

Website(314) 881-1488

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

43 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

427 W Terra Ln, O'Fallon, MO 63366
O'Fallon, MO 63366
  • Multiple Policy Types
  • Personal Property Insurance

Insurance Consultants Inc. is a homeowners' insurance agency located in O'Fallon. This company maintains partnerships with different insurance providers to help homeowners choose suitable insurance plans from multiple insurance quotes. Its insurance specialists aid clients in understanding their home values, ensuring homeowners obtain adequate coverage for recommended replacement values. Policyholders receive financial compensation for losses or damages arising from covered events, including fire, vandalism, theft, and electrical accidents. Insurance Consultants Inc. also offers renters and flood insurance products.

427 W Terra Ln, O'Fallon, MO 63366
O'Fallon, MO 63366

Website(877) 812-3505

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A

Friendliness: A+

Helpfulness: A+

Detail: A+

3449 Pheasant Meadow Drive, O'Fallon, MO 63368
O'Fallon, MO 63368
  • Multiple Policy Types

Jay Maitland is an insurance agent who has been representing State Farm in Ofallon since 2000. He assists homeowners in assessing potential investment threats and provides custom insurance plans. With a homeowners' insurance policy, policyholders ensure adequate protection for possessions such as jewelry, musical instruments, furniture, collectibles, and cameras. Tools, lawn decorations, and swing sets are also included in the coverage options, with financial compensation for random acts and natural disasters. Maitland is a member of Ofallon's Kiwanis.

3449 Pheasant Meadow Drive, O'Fallon, MO 63368
O'Fallon, MO 63368

Website(636) 272-3300

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

28 (Best)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1068 Bryan Road, O'Fallon, MO 63366
O'Fallon, MO 63366
  • Renter's Insurance
  • Multiple Policy Types
  • Flood
  • Condos

Jeff Hug - Insurance Broker offers financial protection from its O'Fallon location. The insurance company assists clients in various areas including home insurance. Its team creates standard home insurance plans that cover property damage resulting from explosions, fire, and theft. The professionals also provide policies that compensate for a damaged property's replacement and repair costs. They also insure mobile homes and condominiums. The agents represent over 50 insurance carriers. Jeff Hug - Insurance Broker has been in service since 1991.

1068 Bryan Road, O'Fallon, MO 63366
O'Fallon, MO 63366

Website(636) 978-1595

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2342 Technology Drive, O'Fallon, MO 63368
O'Fallon, MO 63368
Instagram
  • Multiple Policy Types

Kathy Kilo Peterson - State Farm Insurance Agent protects O'Fallon homeowners from damage and losses caused by accidents, theft, and natural disasters. The homeowners' insurance agency safeguards the dwellings of a client along with the other structures found in their property such as a detached garage, guesthouses, and greenhouses. It has provisions for loss of use or for additional living expenses should the client need it. It also covers personal liability expenses if a guest is injured within the clients' premises. Kathy Kilo Peterson has been in the insurance industry for more than 20 years.

2342 Technology Drive, O'Fallon, MO 63368
O'Fallon, MO 63368

InstagramWebsite(888) 561-8890

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

104 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2429 State Highway K, O'Fallon, MO 63368
O'Fallon, MO 63368
  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Mid Rivers Insurance assists individuals and families in Ofallon searching for insurance policies that suit their lifestyle and financial background. This independent insurance agency has access to a network of top insurance providers, including Allstate, Berkshire Hathaway Homestate Companies, and Progressive. Its agents help clients compare policies and rates to prepare for untimely incidents such as plumbing problems, theft, and fires. They can also help with finding insurance solutions for manufacturers and contractors.

2429 State Highway K, O'Fallon, MO 63368
O'Fallon, MO 63368

Website(800) 444-9950

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

62 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A

Friendliness: A+

Helpfulness: A+

Detail: A+

124 Triad Center W, O'Fallon, MO 63366
O'Fallon, MO 63366
  • Multiple Policy Types

Senn Insurance Agency is a local family owned and operated brokerage that offers insurance services to O’Fallon residents. The company creates insurance policies for homeowners that cover property damage caused by the weight of ice and snow, hail, lightning, and fire. Its team also helps clients secure compensation for damaged or stolen personal belongings. The agency offers insurance plans from numerous providers, such as Progressive Insurance, Safeco, and Nationwide. Riley Gramann, the company's home insurance specialist, has over 8 years of experience in the industry.

124 Triad Center W, O'Fallon, MO 63366
O'Fallon, MO 63366

Website(636) 978-7798

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

42 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: B+

Friendliness: A+

Helpfulness: A+

Detail: A+

1120 Technology Drive, O'Fallon, MO 63368
O'Fallon, MO 63368
  • Multiple Policy Types

Tom Wehde has been working with State Farm as its insurance agent in Ofallon since 1988. He aids homeowners in assessing potential financial risks and determines the coverage values for their investments. He informs policyholders of the replacement and market values for coverage computation and educates them about compensation limits. These limits apply to specific property types, such as firearms, trailers, and silverware. Policyholders receive financial protection for liability claims and property damages, whether due to random acts or natural disasters.

1120 Technology Drive, O'Fallon, MO 63368
O'Fallon, MO 63368

Website(636) 394-7222

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How much homeowners\' insurance should someone carry?
A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.
Q: What should a homeowners\' insurance include/cover?
A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.
Q: How frequent should one change auto or homeowners\' insurance to another provider?  
A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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