Alternatives Insurance® is an independent insurance agency that serves clients in and around O'Fallon. The company has examined and reviewed car insurance policies since 1992. Its agents look for plans that include liability coverage, collisions, and other risks like weather or theft. They also process paperwork such as claims and declarations of policies to carriers like AAA, Safeco, and Kemper Preferred. The company's other services cover medical and commercial concerns such as vision, dental work, and auto fleets.