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Best Local Car Insurance Agencies in Ofallon

2024

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Providers

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Website
8917 Veterans Memorial Parkway, O'Fallon, MO 63366
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Midwest Agency is an independent insurance agency in O'Fallon that offers personal and business insurance products to residents in the metro and nearby areas. Auto insurance is required in the state of Missouri and the company provides auto insurance policies that fulfill the minimum required coverage for personal injury liabilities as well as property damages. The policies can also be customized to include medical payment coverage, comprehensive coverage, and rental reimbursements.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2017 Highway K, O'Fallon, MO 63366
  • Multiple Carriers
  • Bundling Option

Why choose this provider?

Mid America Insurance Services, LLC is an auto insurance provider serving O'Fallon and nearby areas for over 22 years. The company provides customer service that is customized to every personal or commercial client. It has property coverage for theft or physical damages on a car, liability coverage to pay for legal damages caused to another's property, and medical coverage to pay for hospital bills, therapy, lost wages, or funeral fees. It uniquely offers young drivers insurance and also insures drivers with a history of DWI or DUI.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1676 Bryan Road, O'Fallon, MO 63366
  • Multiple Carriers

Why choose this provider?

Since 2005, Wessell Insurance Services, LLC, has been providing auto insurance products to drivers near O'Fallon. Representing insurance carriers such as Dairyland and Progressive, the agency places clients with the best insurance company that will fit their needs while remaining as their personal agent in the policy. Along with offering auto, non-owner, and motorcycle insurance, it specializes in assisting clients to meet their required state financial responsibility and restore their state license privileges through SR-22, FR44, and SR50 insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)
Google
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2342 Technology Drive, O'Fallon, MO 63368
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Kathy Kilo Peterson is a local insurance agent in O'Fallon that represents State Farm. She provides auto insurance products that protect clients and their vehicles from unforeseen expenses caused by collisions, natural disasters, and losses. Coverages are available for motorcycles and boats as well. Peterson, an inventor with two US patents, has been with State Farm for over 20 years. She also offers protection plans for homes and properties, businesses, life, health, and pets.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (62)
Facebook
5.0 / 5 (9)
Yelp
5.0 / 5 (1)

Website
427 West Terra Lane, O'Fallon, MO 63366
  • Multiple Carriers
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Insurance Consultants Inc. is an independent agency based in O'Fallon that offers auto insurance products and services to clients within the nearby areas. It represents over 30 carriers, including Safeco, Travelers, Allied Insurance, State Auto Insurance, and Progressive. The company's insurance specialists strive to educate the clients about the insurance coverages that will protect them against financial losses resulting from an accident. Additionally, Insurance Consultants offers motorcycle, boat, and RV insurance.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
124 Triad Center West, O'Fallon, MO 63366
  • Multiple Carriers

Why choose this provider?

Senn Insurance Agency has been providing insurance solutions to the communities of O'Fallon and the surrounding areas since 2010. The firm provides both personal and commercial lines. Its team of insurance professionals is trained to offer auto insurance, home insurance, life insurance, and commercial insurance products. Its specialists can quote and write policies for all sorts of vehicles and can review the existing policies of newly purchased cars. In this process, clients will not only be insured but may also maximize their savings.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (26)
Google
5.0 / 5 (14)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
1656 Bryan Road, O'Fallon, MO 63368
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Mid-America Specialty Markets is an insurance agency operating out of O'Fallon that provides personal and commercial insurance products to residents in the metro. The company is composed of agents and staff with over 150 years of combined industry experience. They write car insurance policies that provide necessary coverage from collisions, legal liabilities, medical expenses, and property damages. The firm also deals with other insurance packages for high net-worth clients, senior citizens, and specialty vehicles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (25)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
206 West Terra Lane, O'Fallon, MO 63366
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Alternatives Insurance® is an independent insurance agency that serves clients in and around O'Fallon. The company has examined and reviewed car insurance policies since 1992. Its agents look for plans that include liability coverage, collisions, and other risks like weather or theft. They also process paperwork such as claims and declarations of policies to carriers like AAA, Safeco, and Kemper Preferred. The company's other services cover medical and commercial concerns such as vision, dental work, and auto fleets.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What factors do car insurance companies in O'Fallon consider when setting premiums?

    When determining premiums in O'Fallon, car insurance companies look into how old a driver is, often charging far more for teens due to inexperience and a higher tendency to crash. The motorist's age and gender are also looked into, including marital status and whether or not the insured has been divorced.

  • In O'Fallon and the state, what are the types of cars that are most commonly insured?

    The most commonly insured cars in O'Fallon and Missouri are Toyota's Camry and Corolla, the Ford F-150, the Honda Accord, and the Chevrolet Equinox. Insurers will determine the premiums due on these models based on the likelihood of theft, the typical repair expenses associated with each, and each product's track record for safety.

  • Between cars, SUVs, and vans, which is the cheapest to insure in O'Fallon?

    Between SUVs, cars, and vans, in O'Fallon, the cheapest to insure would be SUVs, whose monthly premiums will be $20 less expensive than for cars, trucks, and vans. Cars, trucks, and vans cost roughly the same amounts to insure, differing only by a dollar or so.

  • Does a motorist's housing situation have an effect on car insurance rates in O'Fallon?

    Yes, car insurance rates in O'Fallon are linked to variations in housing situations. For instance, a renter will be charged slightly less per month than one who owns a home, while those who live with parents will owe insurers the most. Owners can mitigate the slight increase by bundling home insurance with a vehicle plan.

  • Which traffic violations cause the highest increases in car insurance premiums in O'Fallon?

    In O'Fallon, the traffic violations that cause the highest increases in car insurance premiums are DUIs and reckless driving. On average, the annual premiums due when one has these on the record are $4,264 and $4,142, respectively. Having an illegal turn in one's books costs less at $2,970.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

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