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Best Life Insurance Companies in Ofallon

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Atchison Insurance Agency logo
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License Verified:

License: 15875

Missouri Department of Insurance

Atchison Insurance Agency

5344 Hwy N, St Charles, MO 63304
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  • Life Insurance

Business Description

Atchison Insurance Agency is a local insurance company serving customers in Ofallon. Through a life insurance policy, the company assists individuals in maintaining their loved ones' current standard of living. Life insurance from the company can be used to pay off mortgages, college tuition, and final expenses. As an independent insurance brokerage, the team represents different providers to provide clients with the most coverage options. The company has been insuring individuals and businesses since 1982.

License Verified:

License: 15875

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Brian Procter logo
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License Verified:

License: 8462791

Missouri Department of Insurance

Brian Procter

232 Vance Road, Valley Park, MO 63088
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  • Life Insurance
  • Health Insurance

Business Description

Brian Procter is an American Republic Insurance Services representative that serves the residents of O'Fallon and its surrounding areas. He aids his clients in making informed decisions about their life insurance and also assists in developing customized insurance programs for them. He also helps them understand the risks and weigh the coverage plan options of the numerous companies he represents and works with. Procter also offers health insurance, retirement insurance, and product solutions for financial security.

License Verified:

License: 8462791

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Corey Tucker logo
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License Verified:

License: 8367192

Missouri Department of Insurance

Corey Tucker

56 Crossroads Plaza, O'Fallon, MO 63368
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  • Life Insurance

Business Description

Corey Tucker is an insurance agent with Missouri Farm Bureau Insurance who provides a wide range of risk management solutions to clients in Ofallon. He offers multiple life insurance options to meet the needs of his clients. Other personal insurance options include auto, home, and umbrella liability insurance. He can also assist with annuities and retirement planning. Corey Tucker also works with commercial clients, providing insurance coverage for farms, ranches, and part-time or full-time businesses.

License Verified:

License: 8367192

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (2)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
DeWitt Insurance logo
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License Verified:

License: 8015090

Missouri Department of Insurance

DeWitt Insurance

510 Huber Park Court, Weldon Spring, MO 63304
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  • Life Insurance

Business Description

As an Ofallon-based company, DeWitt Insurance is an independent insurance agency founded by Charlie DeWitt in 1925, the owner of St Louis Browns. With combined 100 years of working experience in the insurance industry, the firm offers interested customers flexible insurance coverage plans on life, automobile, homeowners', renters', health, and disability. DeWitt Insurance can also gives insurance recommendations on workers' compensation, insurance bonds, commercial automobile, business property, professional and cyber liability, and group benefits. Their simplified and quick rate quotes are the aspects previous clients love about their service.

License Verified:

License: 8015090

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (210)
Facebook
5.0 / 5 (72)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Global Green Insurance Agency logo
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License Verified:

License: 250647

Missouri Department of Insurance

Global Green Insurance Agency

995 Cool Springs Industrial Drive, O'Fallon, MO 63366
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  • Life Insurance
  • Health Insurance

Business Description

Global Green Insurance Agency shops for life insurance policies for its clients in O'Fallon. The independent agency analyzes life insurance plans from over 30 insurance carriers to determine the best option for its customers. Its agents assist in making sure that the beneficiaries are financially protected and their living expenses, payables, educational costs, and other financial liabilities are covered in the event of the policyholder's death. Global Green Insurance Agency also offers health, auto, homeowners', and business insurance.

License Verified:

License: 250647

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Julie Meyers logo
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License Verified:

License: 396041

Missouri Department of Insurance

Julie Meyers

2930 State Highway K, O'Fallon, MO 63368
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  • Life Insurance
  • Health Insurance

Business Description

Julie Meyers is an O'Fallon State Farm agent who provides individuals and families with life insurance products. She and her team help clients choose the right coverages that offer financial security in the event of a loss of life. Some of the policies that are available are term life insurance, whole life insurance, and universal life insurance. Julie can also help with condo, renters, motorcycle, boat insurance, and financial services for those investing in retirement.

License Verified:

License: 396041

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.0 / 5 (26)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mathenia Insurance Group LLC logo
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License Verified:

License: 8073395

Missouri Department of Insurance

Mathenia Insurance Group LLC

1405 Jungermann Road, St. Peters, MO 63376
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  • Life Insurance

Business Description

Mathenia Insurance Group LLC is a company that serves clients in the Ofallon area. The firm offers comprehensive life insurance policies to help clients protect their families and loved ones who depend on them financially. Its policies can be used to create an inheritance, pay federal death and estate taxes, and cover final expenses. Mathenia Insurance Group has been in the industry for over three decades. Its senior managing partner, Dave Mathenia, started his career in the field as a sales associate in 1979.

License Verified:

License: 8073395

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (46)
Google
4.0 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mid America Insurance Services, LLC logo
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License Verified:

License: 8349401

Missouri Department of Insurance

Mid America Insurance Services, LLC

2017 State Highway K, O'Fallon, MO 63366
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  • Life Insurance
  • Health Insurance

Business Description

Mid America Insurance Services, LLC is an insurance agency catering to its clients in Ofallon and other areas. It offers life, auto, home, motorcycle, motor home, health, watercraft, and commercial insurance to clients and businesses. It also provides workers' compensation insurance to employees of businesses. The companies represent several insurance carriers such as Allied, Hartford, Safeco, and Travelers Insurance. Its licensed insurance agents have the skills and knowledge to assist each client with their insurance policy needs.

License Verified:

License: 8349401

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Midwest Agency logo
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Midwest Agency

8917 Veterans Memorial Parkway, O'Fallon, MO 63366
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  • Life Insurance
  • Health Insurance

Business Description

Established in 1991, Midwest Agency is an independent insurance agency that provides life insurance products to individuals and businesses in Ofallon and the surrounding communities. The company specializes in personal and business insurance, which includes employee benefits. Life insurance options include fixed annuities, disability, whole, term, universal, and variable coverage. Midwest Agency staff also handles personal asset protection for automobiles, motorcycles, pets, recreational vehicles, and identity theft. It offers performance, payment, bid, and license bonds for businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.0 / 5 (18)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
North Star Insurance Advisors logo
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License Verified:

License: 8351609

Missouri Department of Insurance

North Star Insurance Advisors

100 Mall Parkway, Wentzville, MO 63385
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  • Life Insurance
  • Whole Life Insurance

Business Description

North Star Insurance Advisors is an insurance company that serves the residents of O'fallon and the surrounding areas. It offers final expense insurance plans over the phone. It has been named by the Insurance National Convention in Whistler as one of the top 3 independent marketing organizations. In 2020, it joined the Inc. 5000 as one of the country's fastest-growing companies. The North Star Insurance Advisors team has a combined experience of more than 50 years in the insurance industry.

License Verified:

License: 8351609

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (92)
Facebook
4.0 / 5 (30)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

Which is better, term or whole life insurance?

Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

How much life insurance do I need?

A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

How does life insurance work?

The details of how life insurance works depend on your individual plan, but the basics are as follows: 

  • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
  • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
  • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.

How much is life insurance?

The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

Is life insurance taxable?

Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


Can I buy health insurance that is not Obamacare?

When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

Can I buy health insurance anytime?

To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Who should buy supplemental health insurance?

Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

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