13 Best St. Louis Homeowners Insurance Agencies

Affiliate Insurance Agencies was established in 1962, and has since been offering the residents of Saint Louis, Missouri a wide range of personal and commercial insurance options. Its home insurance policies cover personal liability, as well as loss or damage to the property and its contents in the event of a fire, natural disaster, or theft. Affiliate Insurance Agencies also offers auto and life insurance, and is a Trusted Choice independent insurance agent.

Bret Dixon Insurance offers home insurance products to homeowners residing in the Saint Louis, Missouri, metro area and also does business in Illinois, Indiana, and Iowa. Incorporated in 1994, this independent insurance agency works with an array of national and leading insurance carriers to help its clients find the right home insurance. It also offers renters insurance and coverage for autos, motorcycles, and boats. In 2011, Bret Dixon Insurance earned the distinction of becoming a Trusted Choice Agency.

Five Star Insurance Agency Inc. is an independent full-service insurance agency located in Barnhart, Missouri, serving homeowners in the greater St. Louis metro area and throughout the state of Missouri. With years of industry experience, owner Rodger Huff and company provide customized homeowners insurance policies designed to fit the client's requirements and budget. Five Star Insurance Agency offers structural and personal property damage coverage, injury liability, and medical expense coverage backed by top local and nationwide insurers.

Harnist Insurance Agency Inc. is located in Saint Louis, Missouri, and serves residents in surrounding areas. Harnist's agents provide professional guidance to clients looking for home insurance. Offering plans from carriers such as Metlife, Progressive, and Travelers, the company allows both homeowners and renters to choose from policies that cover liability and loss from theft or natural disasters, such as storms, wind, and fire. Harnist Insurance Agency also offers commercial business, auto, life, health, and recreational vehicle insurance.

Insurance Advisors of Saint Louis is an independent insurance agency that has been serving homeowners in the Saint Louis, Missouri, metro area since 1966. The company works with local and national insurance companies to help customers find their ideal policy to cover personal liability, contents lost due to robberies, and damage to their homes and outside structures caused by fire, wind, hail, and thunderstorms. Insurance Advisors of Saint Louis also offers business, auto, boat, motorcycle, business, and health insurance.

Klein-Merwin-Karrer & Associates Inc. is a home insurance agency serving the residents of Saint Louis, Missouri, and its employees have a combined experience of over 100 years. The company represents providers, such as Progressive, National General Insurance, and Columbia Insurance Group, to offer its clients many options while looking for coverage. It sells homeowners and renters insurance, which covers damage to the home, stolen possessions, and liability. Klein-Merwin-Karrer & Associates also sells business and umbrella insurance.

Midwest Insurance Consultants LLC is an independent insurance agency located in the Saint Louis, Missouri, metro area. Home coverage specialists assess clients' risks and search for quotes from over 30 top insurance carriers to find the best policy options at a competitive rate to cover property damage, fire, theft, vandalism, and other perils. The company also offers rental and vacant property coverage and insurance for renters, cars, trucks, motorcycles, RVs, ATVs, boats, and snowmobiles.

MJM Insurance is a full-service independent insurance agency based in Fenton, Missouri, serving personal and business clients throughout the St. Louis metro area since 2002. Its unbiased advisors talk clients through mandatory and recommended home insurance coverage, helping them understand the benefits of specific add-ons and how to lower their premiums. The advisors find competing policies from the agency's insurance partners and negotiate a price. Typical homeowner insurance should cover structural damage, loss of personal belongings, and personal liability.

MJM Insurance is a family-owned independent insurance agency that has served customers throughout Southern Illinois and Missouri, including Saint Louis, since 2002. Operating from offices in Swansea, Illinois, the firm offers homeowners insurance products backed by over a dozen leading national and regional underwriters, including MetLife, Allstate, and Columbia Mutual. MJM Insurance is committed to helping customers navigate the complexities of homeowners insurance to deliver a tailored package that is right for them.

Founded in 1994, Nathan Brekel Premier Insurance is a family-owned, independent insurance agency located in Saint Louis, Missouri. Home coverage specialists work with over 60 carriers, such as Progressive, Safeco Insurance, and Nationwide, to fit their clients' protection needs at competitive rates. Home policies cover four incidents, which include interior and exterior damage, loss or damage to personal items, and liability for on-site injuries. Other options include renters, tenant dwelling, auto, and business insurance.

Redel Insurance Agency Inc. is a locally owned and operated agency offering home insurance services to home owners, renters, and landlords in the Saint Louis, Missouri, metro area. It usually creates policies for traditional houses, mobile homes, or condominiums and offers scheduled property insurance to clients with high-value items. Homeowner's liability is a major focus area of this agency, and it can combine these policies with in-house business protection for clients who need both of these special coverage areas.

Risinger Insurance Agency is an independent company located in Saint Peters, Missouri. Since 1953, it has served customers throughout Saint Louis and Saint Charles counties. Its insurance products are backed by over 30 underwriters, including Allianz, Nationwide, and Prudential. It offers homeowners insurance against a wide array of circumstances, including fire, hail, lightning, windstorm, and vehicle collision with structures. Personal property, liability, and optional flood and earthquake coverage are also available.

Siebert Insurance is an independent insurance broker located in Fenton, Missouri, and serving the St. Louis, Jefferson, St. Charles, and Fenton metro areas. The agency works with top-rated insurance carriers to obtain home insurance for its clients, including a mixture of coverages that include liability, personal property, property coverage, living expenses, and medical expenses. Siebert Insurance also provides auto, health, life, and motorcycle insurance, as well as business and commercial insurance policies.