Best Homeowners Insurance Agencies in St. Louis 2022
We scored 236 Homeowners Insurance Agencies in St. Louis and Picked the Top 36
Here are the Picks:
AABCO National Insurance Agency
Affiliated Insurance Agencies
Bly Insurance Group
Bradford O'Neil
Bret Dixon Insurance
Charles Meyer Insurance
Crestwood Insurance Agency
Five Star Insurance Agency Inc.
Goetz Agency
Graves Insurance Group
Harnist Insurance Agency Inc.
Heartland Insurance LLC
Insurance Advisors of Saint Louis
Insurance Source Inc
Jason Foust
Justin Foust
Klein-Merwin-Karrer & Associates,Inc.
Koury Insurance Agency
Kreismann Bayer
LP Miceli Incorporated
McNeil Insurance Group
Melissa Carlton
Midwest Risk Partners
Miller & Miller Insurance Agency
Missouri General
MJM Insurance
Naeger Family Insurance Agencies
Nathan Brekel Premier Insurance
O'Connor Insurance
Powers Insurance & Risk Management
Redel Insurance Agency, Inc.
Risinger Insurance Agency
Siebert Insurance
Smart Insurance and Financial Services
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Spectrum
STL Insurance Stop
AABCO National Insurance Agency
AABCO National Insurance Agency provides its services to individuals in St. Louis. Owner and manager Tina Harmon has been serving the community for over 40 years. She assists clients by explaining the details of different policies to determine the options that can best protect their assets. Harmon and her team offer homeowners' and business insurance. They also specialize in auto, motorcycle, boat, snowmobile, and recreational vehicle coverage. The business represents various carriers, including Traders, Dairyland, Foremost, and Bristol West.
Affiliated Insurance Agencies
Affiliate Insurance Agencies was established in 1962, and has since been offering the residents of Saint Louis, Missouri a wide range of personal and commercial insurance options. Its home insurance policies cover personal liability, as well as loss or damage to the property and its contents in the event of a fire, natural disaster, or theft. Affiliate Insurance Agencies also offers auto and life insurance, and is a Trusted Choice independent insurance agent.
Bly Insurance Group
Bly Insurance Group is a brokerage firm serving the people of St. Louis. The company offers coverage plans to individuals and families to secure their valuable assets, especially their homes. The homeowners’ policy underwrites the repair or replacement costs for damage to the property’s structure and contents. There are also protection plans designed for apartment complexes. The firm represents over 40 insurance companies to meet the demands of clients. Some of its partner carriers are MetLife, The Hartford, Chubb, and AllState.
Bradford O'Neil
Bradford O'Neil has been working as a State Farm insurance agent for over two decades. Serving the St. Louis community, Bradford helps homeowners obtain sufficient financial protection for their properties, including jewelry and appliances. He assists them in understanding various coverages, such as damages from vandalism, theft, or fire, and provides custom policies. He also carries health, life, auto, and business insurance plans. In addition, he speaks Chinese and Spanish and offers mutual funds and annuities.
Bret Dixon Insurance
Bret Dixon Insurance offers home insurance products to homeowners residing in the Saint Louis, Missouri, metro area and also does business in Illinois, Indiana, and Iowa. Incorporated in 1994, this independent insurance agency works with an array of national and leading insurance carriers to help its clients find the right home insurance. It also offers renters insurance and coverage for autos, motorcycles, and boats. In 2011, Bret Dixon Insurance earned the distinction of becoming a Trusted Choice Agency.
Charles Meyer Insurance
Established in 1972, Charles Meyer Insurance serves clients in the St. Louis area. The company represents Travelers, Safeco Insurance, Progressive, and Nationwide. Owner Christine Meyer Blood has been working at the agency since 1988. She and her team help clients protect their assets by providing homeowners', renters', condo, and personal property insurance solutions. They also offer life, auto, motorcycle, boat, and business insurance. Charles Meyer Insurance has also assisted the Lemay Housing Partnership in obtaining a $15,000 grant from Safeco.
Crestwood Insurance Agency
Crestwood Insurance Agency caters to clients in St. Louis and the surrounding areas. It carries homeowners' insurance products to help residential property owners secure their houses, the future of their families, and their finances if an unexpected disaster or accident occurs. The insurance covers the clients' belongings, the structures of their homes, and medical bills if a guest becomes injured in their properties. Crestwood Insurance Agency has over 100 years of combined experience in the insurance industry. It partners with Liberty Mutual, Progressive, and Safeco Insurance.
Five Star Insurance Agency Inc.
Five Star Insurance Agency Inc. is an independent full-service insurance agency located in Barnhart, Missouri, serving homeowners in the greater St. Louis metro area and throughout the state of Missouri. With years of industry experience, owner Rodger Huff and company provide customized homeowners insurance policies designed to fit the client's requirements and budget. Five Star Insurance Agency offers structural and personal property damage coverage, injury liability, and medical expense coverage backed by top local and nationwide insurers.
Goetz Agency
Goetz Agency is an insurance company serving clients in St. Louis. It offers a broad range of products, including auto, term life, and homeowner's insurance for personal coverages and commercial property, contractors', and general liability insurance for businesses. It is an independent firm representing the top insurance companies in Illinois and Michigan, such as State Auto, Allied Insurance, National General, The Hartford, and Encompass. Its staff provides various options according to clients' risk protection needs.
Graves Insurance Group
Graves Insurance Group is a locally owned and operated business serving the St. Louis metro. It provides a range of personal plans, including homeowners' insurance policies. The full-service company offers personal or family liability, personal property, dwelling, loss of use, and medical expense coverages to protect policyholders from financial losses caused by theft, vandalism, and fire. Its team also helps clients obtain flood, earthquake, life, and health insurance. Graves Insurance Group has been providing financial protection since 2008.
Harnist Insurance Agency Inc.
Harnist Insurance Agency Inc. is located in Saint Louis, Missouri, and serves residents in surrounding areas. Harnist's agents provide professional guidance to clients looking for home insurance. Offering plans from carriers such as Metlife, Progressive, and Travelers, the company allows both homeowners and renters to choose from policies that cover liability and loss from theft or natural disasters, such as storms, wind, and fire. Harnist Insurance Agency also offers commercial business, auto, life, health, and recreational vehicle insurance.
Heartland Insurance LLC
Heartland Insurance LLC is a brokerage firm that offers products and services in the St. Louis metro. It serves individuals and families who need assistance in obtaining homeowners' insurance. The independent company provides customized coverages to protect clients from financial losses caused by lost items and property damages. Its specialists also handle life, health, auto, and business insurance. They work with various insurance carriers like Liberty Mutual and The Hartford. Heartland Insurance brings an average of over 25 years of industry experience.
Insurance Advisors of Saint Louis
Insurance Advisors of Saint Louis is an independent insurance agency that has been serving homeowners in the Saint Louis, Missouri, metro area since 1966. The company works with local and national insurance companies to help customers find their ideal policy to cover personal liability, contents lost due to robberies, and damage to their homes and outside structures caused by fire, wind, hail, and thunderstorms. Insurance Advisors of Saint Louis also offers business, auto, boat, motorcycle, business, and health insurance.
Insurance Source Inc
Insurance Source, Inc., is a local independent agency that serves residential and commercial clients in St. Louis, and its nearby areas. It provides various lines of homeowners' insurance, including renters' policies, and coverage for secondary, vacant, and out-of-state properties. Its personal insurance options extend to auto and life. It also offers business solutions, such as property and general liability insurance, and workers' compensation. The team comprises 30 brokers whose specializations cover a variety of industries.
Jason Foust
Jason Foust is an insurance specialist serving individuals and families in St. Louis. He has been working for State Farm since 2019, addressing his clients' insurance and financial needs. Foust offers homeowners', auto, life, health, pet, and business insurance. He customizes the policy based on the client's situation and requirements, such as coverage for their properties, belongings, and liabilities. His additional options include assistance with banking and annuities. Foust serves as a member of the Saint Charles First Capitol Lions Club.
Justin Foust
Justin Foust is a full-service insurance agent with State Farm who serves individuals, families, and businesses in St. Louis and its neighboring communities. He has been with the company since 2012, helping clients with purchasing insurance products that fit their needs. Foust and his team also help homeowners protect their homes and everything in it, as well as keep their property covered from damages and accidents through comprehensive homeowners' insurance policies. Faust also offers auto, property, and life insurance.
Klein-Merwin-Karrer & Associates,Inc.
Klein-Merwin-Karrer & Associates Inc. is a home insurance agency serving the residents of Saint Louis, Missouri, and its employees have a combined experience of over 100 years. The company represents providers, such as Progressive, National General Insurance, and Columbia Insurance Group, to offer its clients many options while looking for coverage. It sells homeowners and renters insurance, which covers damage to the home, stolen possessions, and liability. Klein-Merwin-Karrer & Associates also sells business and umbrella insurance.
Koury Insurance Agency
Koury Insurance Agency is a financial security company that serves the needs of residents and business establishments throughout the St. Louis metro. It helps protect clients from unexpected situations by offering homeowners' insurance, automotive policies, and life plans. Its team understands the needs of individuals and aims to assist their transition by taking time to listen to them before finding a policy that fits their particular needs. It also walks clients through the insurance process and focuses on protecting their privacy.
Kreismann Bayer
Kreismann Bayer is an insurance agency that has been offering auto, high net worth, disability, life, and home insurance in St. Louis since 1894. It customizes insurance products to protect the valuable assets of commercial and residential clients according to their needs. Kreismann Bayer also provides specialty dwelling, flood, recreational vehicle, umbrella, health, and business insurance. The agency founder, Frederick Kreismann, once started as a clerk in German Mutual Fire Insurance Company of St Louis.
LP Miceli Incorporated
LP Miceli Incorporated provides a range of personal lines of insurance in the St. Louis metro and nearby areas. It caters to individuals and families who want to acquire homeowners' insurance. The company offers personal property, family or personal liability, loss of use, medical expense, and dwelling coverages. Its specialists also help clients obtain auto, life, health, umbrella, and flood insurance. LP Miceli Incorporated is an independent agency that has been in the insurance industry since 1970.
McNeil Insurance Group
McNeil Insurance Group serves families and businesses in St. Louis and the surrounding areas. It offers various personal lines of coverage, including life, auto, recreational vehicle, and homeowners' insurance. It also handles business insurance policies that include product liability, vehicle, errors and omissions, home-based business, and property coverage. Policy owners have the option to bundle their home, business, and auto coverage. The agency works with over 20 insurance companies to provide clients with a suitable coverage that meets their needs.
Melissa Carlton
Melissa Carlton is an insurance agent who serves clients in the St. Louis area. She offers a range of homeowners' insurance policies to help customers protect their homes and personal properties from catastrophe or disasters. She also provides risk protection plans for business properties, health, mutual funds, and annuities. Melissa and her team are committed to giving efficient services by initiating proactive interactions and by being available for clients at all times to answer queries and concerns.
Midwest Risk Partners
Midwest Risk Partners is an independent insurance agency that operates in St. Louis. It can compare the rates and estimates of homeowners' insurance plans from multiple carriers, such as Foremost and The Hartford. The agency's team of risk advisors and account managers can teach first-time clients about possible risks to their house. This includes the possibility of fires, theft, and medical liabilities. The agency can then customize these plans to remove or add coverages to fit each client's house and budget plan.
Miller & Miller Insurance Agency
Miller & Miller Insurance Agency is a family-owned business in St. Louis that has been serving the local community since 1952. The agency offers home insurance policies that provide coverage for theft and damage from explosions and natural disasters like fire, hail, and lightning. A replacement cost policy that pays for the repair of damaged property is also available. It also offers inflation guards, liability coverage, protection for expensive items, and reimbursement of additional living expenses after a disaster.
Missouri General
Missouri General is a privately owned agency that offers support to residents in the St. Louis area. It helps clients in securing homeowner’s insurance and aims to give them peace of mind against potential damages. Such coverage also provides liability protection that helps homeowners compensate for visitors' injuries. It represents several insurance carriers, giving it access to a selection of plans for its clients to choose from. One of its insurance veterans, Ron Arcese, worked for Lawton-Byrne-Brunner for 10 years before joining Missouri General in 1984.
MJM Insurance
MJM Insurance is a full-service independent insurance agency based in Fenton, Missouri, serving personal and business clients throughout the St. Louis metro area since 2002. Its unbiased advisors talk clients through mandatory and recommended home insurance coverage, helping them understand the benefits of specific add-ons and how to lower their premiums. The advisors find competing policies from the agency's insurance partners and negotiate a price. Typical homeowner insurance should cover structural damage, loss of personal belongings, and personal liability.
Naeger Family Insurance Agencies
Naeger Family Insurance Agencies is a full-service, family-owned insurance agency in St. Louis serving local clients in need of insurance protection and coverage. Its vast roster of insurance offerings include auto, health, homeowners', commercial, life, and boat coverage policies. To provide clients a diverse roster of policies, Naeger Family Insurance Agencies partners with many insurance carriers such as Allied/Nationwide, Foremost, and Progressive. The firm is currently led by managing partners Brad and Ed Naeger.
Nathan Brekel Premier Insurance
Founded in 1994, Nathan Brekel Premier Insurance is a family-owned, independent insurance agency located in Saint Louis, Missouri. Home coverage specialists work with over 60 carriers, such as Progressive, Safeco Insurance, and Nationwide, to fit their clients' protection needs at competitive rates. Home policies cover four incidents, which include interior and exterior damage, loss or damage to personal items, and liability for on-site injuries. Other options include renters, tenant dwelling, auto, and business insurance.
O'Connor Insurance
O'Connor Insurance serves the homeowners' insurance needs of customers in St. Louis. It helps clients in protecting their homes and personal belongings from a variety of risks, such as vandalism, fire, and theft. The independent insurance agency was founded by Robert O'Connor in 1975. Her daughter, Karen O'Connor Corrigan, joined the agency in 1985, and she currently serves as the sole owner and president. She also serves as an instructor for professional property managers and volunteer community leaders on risk management and best practices.
Powers Insurance & Risk Management
Powers Insurance & Risk Management is a St. Louis-based homeowners insurance agency providing various types of insurance to individuals and commercial clients. The agency offers personal insurance policies, such as life and homeowners plans, while commercial clients may avail of its risk management services and business coverages. The agency also provides insurance to high-value individuals and assets, and its risk management services are available for businesses in emerging markets, as well. The company is a proud affiliate of SIAA-VIAA and other insurance-related associations.
Redel Insurance Agency, Inc.
Redel Insurance Agency Inc. is a locally owned and operated agency offering home insurance services to home owners, renters, and landlords in the Saint Louis, Missouri, metro area. It usually creates policies for traditional houses, mobile homes, or condominiums and offers scheduled property insurance to clients with high-value items. Homeowner's liability is a major focus area of this agency, and it can combine these policies with in-house business protection for clients who need both of these special coverage areas.
Risinger Insurance Agency
Risinger Insurance Agency is an independent company located in Saint Peters, Missouri. Since 1953, it has served customers throughout Saint Louis and Saint Charles counties. Its insurance products are backed by over 30 underwriters, including Allianz, Nationwide, and Prudential. It offers homeowners insurance against a wide array of circumstances, including fire, hail, lightning, windstorm, and vehicle collision with structures. Personal property, liability, and optional flood and earthquake coverage are also available.
Siebert Insurance
Siebert Insurance is an independent insurance broker located in Fenton, Missouri, and serving the St. Louis, Jefferson, St. Charles, and Fenton metro areas. The agency works with top-rated insurance carriers to obtain home insurance for its clients, including a mixture of coverages that include liability, personal property, property coverage, living expenses, and medical expenses. Siebert Insurance also provides auto, health, life, and motorcycle insurance, as well as business and commercial insurance policies.
Smart Insurance and Financial Services
Smart Insurance and Financial Services provides risk management solutions in St. Louis and the surrounding communities. It offers a variety of insurance plans, including homeowners', which helps clients recover from natural disasters and accidents, covering the property's structure, personal belongings, and legal responsibility. It also focuses on specific businesses, furnishing policies for artisan contractors, truckers, funeral directors, and automotive workers. The company has been in operation since 2011, working with insurance carriers like Travelers, Bristol West, and Progressive.
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Spectrum
Spectrum is an independent insurance agency serving the St. Louis area. It offers a homeowners' insurance plan that consists of different types of protection, including medical, dwelling, personal property, and personal liability. The agency also offers auto, life, health, and business insurance plans. Founder Alissa Moore has been an insurance professional since 1999 and has worked as a captive agent for a Fortune 100 insurance company before establishing her own firm. She was also recognized as a McDonald's Outstanding Woman in the Community awardee in 2012.
STL Insurance Stop
STL Insurance Stop offers a variety of insurance policies to clients in St. Louis and the surrounding areas. The firm is affiliated with numerous companies like Progressive and The Hartford in providing personalized insurance solutions to homeowners' needs. Its policies cover structural repairs for damages caused by fire, hurricanes, and explosions and protect clients against lawsuits and claims for accidents that occurred on their property. STL Insurance Stop also handles coverages for non-owners and renters.