Expertise.com

2024

Last updated:

Best Homeowners Insurance Agencies in Springfield

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Springfield Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

73Reviewed

46Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1625 South 6th Street, Springfield, IL 62703
  • Fire
  • Personal Property Insurance

Why choose this provider?

Bailey Family Insurance is a local, family, and veteran-owned independent insurance agency in Springfield that serves individuals and businesses. It partners with more than 30 carriers to help clients find a suitable insurance policy. This premier agency offers homeowner insurance for financial protection against damage caused by disasters and unfortunate events. Its professionals help clients craft an insurance policy to fit their needs. Bailey Family Insurance's products also include business, business property, and commercial auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (270)
Facebook
5.0 / 5 (99)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
719 N Grand Ave E, Springfield, IL 62702
  • Flood
  • Multiple Policy Types

Why choose this provider?

Goodenow Insurance Agency was founded in 1998 in Springfield as a full-service independent agency. It is composed of staff that has more than 100 years of collective experience in insurance. Its homeowners' insurance policies include the protection of the home from disasters such as fires. The policy may also be used as the first line of defense when a lawsuit has been filed by someone who has been injured in the client's home.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.6 / 5 (21)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7006 Kingsmill Court, Springfield, IL 62711
  • Renter's Insurance

Why choose this provider?

The Group Insurance Agency, LLC, is a full-service insurance company that caters to the financial needs of residents and business owners in Springfield. The firm provides customized homeowners' insurance policies to residential customers that can protect their homes and personal assets against unwanted events. Its agents help homeowners to choose the right coverage among several carriers that best suits their needs. Other offerings include personal, business, and life insurance policies. The firm also provides policy services like claims filing, billing and payment, and policy updating.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (54)
Facebook
4.8 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3000 Happy Landing Drive, Springfield, IL 62711
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

Blue Oak Insurance Agency offers homeowners' insurance to Springfield and the surrounding areas. With OVER 35+ companies to quote your Home and Auto insurance, 90 Life insurance carriers and over 100 business carriers. Blue Oak Insurance is definitely a top choice to contact to help any of your insurance needs. Call them to see what a 5 Star agency is all about!

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (73)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
2585 East Andrew Road, Sherman, IL 62684
  • Multiple Policy Types

Why choose this provider?

Jenifer Sellers is an insurance agent working with State Farm Insurance that serves the residents of Springfield and the nearby communities. The agent's team offers homeowners insurance plans that pay for repairs for homes that were damaged by natural disasters, reimburse clients for damaged contents inside the home, and protect the policyholder from lawsuits regarding injuries that occurred on the property. Jenifer Sellers is a member of the Million Dollar Round Table.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (265)
Facebook
4.9 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
217 W Central Ave, Benld, IL 62009, Girard, IL 62640
  • Fire
  • Personal Property Insurance

Why choose this provider?

Goodman Agency Inc. is an insurance company that has been working with the community of Springfield for over 40 years. The company offers homeowners insurance policies that cover the primary residence, secondary structures on the property, and the policyholder's belongings. Its plans also provide coverage for the medical expenses of visitors who were injured while on the property. Additionally, Goodman Agency Inc. offers insurance for rental properties, farms, cars, and boats.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
430 East Vine Street, Springfield, IL 62703
  • Multiple Policy Types

Why choose this provider?

Forsyth Insurance Group, Inc. caters to the insurance needs of homeowners and business property owners in Springfield and the surrounding areas. The homeowners' insurance policy provides protection for the clients' property and its contents, including structures such as the garage and personal belongings such as furniture, appliances, and clothing. The insurance covers damage from windstorms, fire, and theft. Additional coverages for flood and earthquake damage are also available. The company has been in the insurance industry since 1946.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.7
Responsiveness
Friendliness
Helpfulness
Detail
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FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Can being deployed void the homeowners' insurance of a service member in Springfield?

    The homeowner's insurance may be voided if the home is not occupied for 30 to 60 days due to the service member's deployment. Many policies include an occupancy clause, which states that the home must be occupied in order for it to be covered. When purchasing a policy in Springfield, service members should look for one that does not include a vacancy clause. They can also choose to purchase a policy with active duty exemptions.

  • What can you do if you believe an insurance company in Springfield failed to properly notify you of a policy's non-renewal?

    Contact the Department of Insurance if you think the insurance company did not follow the appropriate steps to notify you about the non-renewal of your policy. Mail or hand carry your written request for a hearing at least 20 days before your policy's expiration date. Contact the Consumer Services Section at (312) 814-2420 for assistance. The address is as follows: Illinois Department of Insurance Attention: LEGAL 320 W Washington St, 4th Floor Springfield, IL 62767-0001

  • Are damage from winter storms covered in homeowners' insurance in Springfield?

    Most of the time, yes. In Springfield, homeowner's insurance typically covers winter-related damages caused by falling trees, frozen pipes, power failure, certain water infiltration, and wind damage. It can also cover losses from ice dams on the roof and other ice and snow-related roof damage. There are a few instances in which damage caused by ice is not covered, and these include ice quakes and ice surges.

  • What is the purpose of liability coverage in Springfield home insurance?

    The liability coverage provides financial protection in the event that the insured or household members in Springfield are held legally responsible for bodily injury or property damage. This portion of a homeowner's insurance policy may cover medical expenses, repair costs, and attorney fees. It does not cover losses resulting from intentional acts, the insured's or their household's medical expenses, and in some cases, certain dog bites.

  • Can you insure a tiny home in Springfield using traditional insurance products?

    If the tiny house is on your property, your existing homeowner's insurance policy may include coverage for secondary structures as an add-on. However, a tiny home on wheels or separate from your owned lot in Springfield is typically difficult to insure using traditional insurance products. Most likely, you can find a policy on the surplus insurance market. Another option is to obtain an RV or mobile home insurance policy that can be tailored to cover your tiny home whether it is stationary or in motion.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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