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Best Homeowners Insurance Agencies in O'Fallon

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4600 West Main Street, Belleville, IL 62226
Belleville, IL 62226
Instagram
  • Personal Property Insurance
  • Multiple Policy Types

Acceptance Insurance is a homeowners insurance agency providing clients in the O'Fallon metro area with comprehensive services to help them purchase and make use of policies. Its agents provide homeowners with information on available policies and explain the terms of coverage and other implications to them. This agency also deals with any claims that clients need to make if their homes or personal items are damaged or anyone is hurt on their properties.

4600 West Main Street, Belleville, IL 62226
Belleville, IL 62226

InstagramWebsite(800) 321-0899

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

6400 Wise Avenue, St. Louis, MO 63139
St. Louis, MO 63139
  • Renter's Insurance
  • Personal Property Insurance
  • Condos

Andrews Insurance Agency sells homeowners insurance near O'Fallon. This agency is an associated State Farm office and offers assistance with policies that cover repair costs in cases where home and other structures take damage. Its plans also help people to protect themselves should their personal property be lost because off a natural disaster or theft. Andrews Insurance Agency can help with renters insurance as well, and this office provides auto insurance too.

6400 Wise Avenue, St. Louis, MO 63139
St. Louis, MO 63139

Website(314) 644-5900

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

142 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

427 West Terra Lane, O'Fallon, MO 63366
O'Fallon, MO 63366
  • Condos
  • Multiple Policy Types

Insurance Consultants Inc. is a full-service insurance agency serving the insurance needs of its clients through its office in O'Fallon. The agency offers a wide variety of insurance policies, including homeowners' insurance. Its homeowners' insurance protects the homes and personal belongings of its clients from unexpected events, including fire, smoke, vandalism, and theft. The agency's insurance professionals can discuss the estimated replacement cost of its clients' properties to determine the most suitable homeowners' insurance policy for them.

427 West Terra Lane, O'Fallon, MO 63366
O'Fallon, MO 63366

Website((87) 7) -812–

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A

Friendliness: A+

Helpfulness: A+

Detail: A+

825 Maryville Centre Drive, Chesterfield, MO 63017
Chesterfield, MO 63017
  • Personal Property Insurance

Marsh & McLennan Agency is an insurance broker near O'Fallon that offers a variety of insurance solutions for businesses, individuals, and families. It analyzes existing home insurance policies to design a customized plan that protects homes, farms, and ranches from fire, theft, and other disasters. The agency offers additional coverage for bodily injury, identity theft, and even kidnap and ransom. Marsh & McLennan Agency also has automotive, life, individual health, watercraft, and aviation insurance packages.

825 Maryville Centre Drive, Chesterfield, MO 63017
Chesterfield, MO 63017

Website(800) 960-0416

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A

Helpfulness: B+

Detail: --

2017 State Highway K, O'Fallon, MO 63366
O'Fallon, MO 63366
  • Fire
  • Multiple Policy Types

Mid America Insurance Services, LLC, has been helping O'Fallon residents with their insurance needs for more than 20 years. The company offers a range of insurance products like homeowners' insurance, which is important among homeowners who have mortgages. Its insurance agents take time to get to know their clients' needs and match them with the insurance company that they believe will be able to provide a suitable policy. Mid America Insurance Services represents Nationwide, Progressive, Foremost, Markel, and many other insurance companies.

2017 State Highway K, O'Fallon, MO 63366
O'Fallon, MO 63366

Website(636) 278-0291

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2429 State Highway K, O'Fallon, MO 63368
O'Fallon, MO 63368
  • Multiple Policy Types

Mid Rivers Insurance Group is a firm that provides assistance to homeowners in the O'Fallon area that seek to obtain coverage for their properties in the event of unpredictable situations. Headed by Mike Jamison, the agency helps clients identify insurance policies that fit their needs such as repairs for weather damages. Mid Rivers Insurance Group also helps identify coverage options for exterior structures, specialty items, personal belongings, and temporary living arrangements. The firm additionally covers insurance support for renters and businesses.

2429 State Highway K, O'Fallon, MO 63368
O'Fallon, MO 63368

Website(636) 442-4040

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

62 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A

Friendliness: A+

Helpfulness: A+

Detail: A+

1656 Bryan Road, O'Fallon, MO 63368
O'Fallon, MO 63368
  • Multiple Policy Types
  • Renter's Insurance
  • Fire
  • Condos

Mid-America Specialty Markets is an independent insurance agency providing insurance products and solutions to O'Fallon locals. It has been operating since 1992 and specializes in home insurance coverages for various types of residential properties, such as rental homes, houses, condos, and specialty dwellings. Its homeowners' insurance plans provide coverage for the dwelling and other structures, personal property, loss of use, medical expenses, family and personal liability, and scheduled personal property. Instant quotes are available via the agency's website.

1656 Bryan Road, O'Fallon, MO 63368
O'Fallon, MO 63368

Website(888) 978-3696

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

13 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

762 Lemay Ferry Road, St. Louis, MO 63125
St. Louis, MO 63125
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Parker Insurance Group sells homeowners insurance products and helps clients to understand their policy options and rates. This agency consults each client on their needs and evaluates their assets to recommend levels and types of coverage. It also services any claims that clients make when their properties or possessions are damaged. Parker Insurance Group sells personal liability coverage to protect homeowners if anyone is hurt on their properties. Landlord and renters insurance policies are offered here too.

762 Lemay Ferry Road, St. Louis, MO 63125
St. Louis, MO 63125

Website(314) 638-5020

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

21 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

6825 Clayton Avenue, St. Louis, MO 63139
St. Louis, MO 63139
  • Multiple Carriers
  • Multiple Policy Types

Powers Insurance & Risk Management sells homeowners insurance policies to clients throughout the O'Fallon metro area and helps them to purchase the appropriate amount of coverage in the right types. Its available coverage options protect from losses associated with damage to dwellings or other structures, or complete replacement costs. Clients can also protect their personal belongings and insure themselves against any personal liability if accidents occur on their land. Powers Insurance & Risk Management insures restaurants as well.

6825 Clayton Avenue, St. Louis, MO 63139
St. Louis, MO 63139

Website(314) 725-1414

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

174 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

124 Triad Center West, O'Fallon, MO 63366
O'Fallon, MO 63366
  • Fire
  • Multiple Policy Types

Senn Insurance Agency has been providing insurance solutions for residents in O'Fallon and nearby areas since 2010. It comprises insurance agents who offer homeowners' insurance policy that protects families from the financial burden of repairing homes after calamities like hail, fire, and lightning. It also covers additional living expenses, personal liability, and medical bills expenses. Senn Insurance Agency also has other insurance products for automobiles, boats, recreational vehicles, and flood insurance.

124 Triad Center West, O'Fallon, MO 63366
O'Fallon, MO 63366

Website(636) 978-7798

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

42 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: B+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How much homeowners\' insurance should someone carry?
A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.
Q: What should a homeowners\' insurance include/cover?
A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.
Q: How frequent should one change auto or homeowners\' insurance to another provider?  
A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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