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2024

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Best Local Car Insurance Agencies in Springfield, IL

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Springfield Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

78Reviewed

51Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2501 Chatham Road, Springfield, IL 62704
WebsiteLicense: 2140515

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Lee/O'Keefe Insurance Agency, Inc., is a full-service insurance management company that caters to the car insurance needs of individuals and businesses in Springfield. The firm assists car owners, motorists, and commercial operators in selecting the right auto insurance policy for their needs and resources. As an independent insurance agency, its agents represent multiple carriers that can provide a variety of coverage options, including liability, medical, uninsured motorist, towing, and rental car coverage. The company values ethical standards and long-term relationship building with all of its clients.

  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

719 North Grand Avenue East, Springfield, IL 62702
WebsiteLicense: 100304393

Expertise.com Rating

Review Sources

Google
4.6 (21)
Facebook
4.3 (9)
Yelp
1.0 (1)

Why choose this provider?

Goodenow Insurance Agency maintains multiple office locations in Illinois, including one in Springfield. The full-service independent insurance agency has been providing individuals, families, drivers, and businesses a variety of insurance solutions since 1998. Its services include auto, home, personal, business, life, and health insurance. Group benefits and insurance products for employees and seniors are also available. The insurance professionals at Goodenow Insurance Agency share more than 100 years of experience in the insurance industry.

  • Boats
  • Motorcyle & ATV

430 East Vine Street, Springfield, IL 62703
WebsiteLicense: 100302133

Expertise.com Rating

Review Sources

Google
4.4 (10)

Why choose this provider?

Forsyth Insurance Group Inc. is an independent insurance agency based in Springfield that offers insurance solutions to residents in the metro. It was formed in 1946 by Dan Forsyth and has since provided various personal and business insurance products, including its auto insurance policies that protect against liabilities, property damages, and medical expenses. Forsyth Insurance Group is committed to forming lasting relationships with clients through excellent service and 24/7 customer support.

  • Multiple Carriers

111 West Washington Street, Springfield, IL 62353
WebsiteLicense: 2090901

Expertise.com Rating

Review Sources

Facebook
5.0 (6)

Why choose this provider?

Yingling & Nuessen Insurance Agency has over four decades of experience addressing the insurance needs of Springfield residents. The firm's auto insurance agents assist car owners in obtaining multiple quotes for coverage option comparisons. They build insurance proposals with companies such as Progressive, Travelers, and Badger Mutual Insurance. In addition, they carry home, business, health, and life insurance. Yingling & Nuessen Insurance Agency maintains 12 offices in southern and central Illinois. This firm seeks to create trustworthy client relationships.

  • Bundling Option

3000 Happy Landing Drive, Springfield, IL 62711
WebsiteLicense: 3000491996

Expertise.com Rating

Review Sources

Google
5.0 (73)
Facebook
5.0 (8)

Why choose this provider?

Blue Oak Insurance Agency serves the insurance needs of individuals, families, and businesses in Springfield and all of Illinois. Its professional agents help vehicle owners obtain car insurance policies that will support them financially in the event of an automotive emergency. They work with more than 30 carriers to find plans that will meet the needs, expectations, and priorities of their clients. In addition to standard auto, Blue Oak Insurance Agency also insures motorcycles, RVs or motorhomes, and boats.

  • Multiple Carriers

127 North Grand Avenue East, Springfield, IL 62702
WebsiteLicense: 100300206

Expertise.com Rating

Review Sources

Google
4.2 (96)

Why choose this provider?

ALF Insurance is an independent insurance agency providing auto insurance in Springfield since 1997. For more than 20 years, the locally owned and operated company has been offering full coverage, collision, comprehensive, and liability coverage that protects the car against financial losses caused by fire, theft, random acts of violence, vandalism, and other covered circumstances. Dedicated to providing intelligent insurance solutions that fit clients' needs, the agency also offers DUI, RV, boat, motorcycle, and scooter insurance.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

1625 South 6th Street, Springfield, IL 62703
WebsiteLicense: 100785994

Expertise.com Rating

Review Sources

Google
5.0 (263)
Facebook
5.0 (88)

Why choose this provider?

Bailey Family Insurance is a multi-line insurance company that serves the Springfield metro area and the surrounding localities. Operating since 2017, the family-owned agency assists individuals, families, and businesses in obtaining adequate protection for their financial and vehicle assets through auto insurance. Its agents shop for coverage options from over 30 insurance providers. Some of the selections they offer include bodily injury liability, property damage, comprehensive, collision, and uninsured/underinsured motorist coverage. Clients have commended the firm for its friendly and outstanding service.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

7006 Kings Mill Court, Springfield, IL 62711
WebsiteLicense: 100288673

Expertise.com Rating

Review Sources

Google
4.9 (54)
Facebook
4.8 (16)

Why choose this provider?

The Group Insurance Agency is a Springfield-based, full-service independent insurance agency offering auto insurance covering clients' financial responsibility for injuring others and coverage for the car itself for financial losses caused by fire, theft, natural causes and disasters, random acts of vandalism or violence, and other covered events. Policies also cover medical payments and physical damage. Representing multiple insurance carriers, the agency provides a personalized approach to help clients find the best coverage. Cowan Insurance Agency also offers business, home, and life insurance.

  • Boats
  • Motorcyle & ATV

3255 West Iles Avenue, Springfield, IL 62711
WebsiteLicense: 3000165778

Expertise.com Rating

Review Sources

Google
4.9 (52)
Facebook
5.0 (4)

Why choose this provider?

Russ Ramsey is a Springfield-based agent that operates his own agency under State Farm. Together with his team, Ramsey creates various types of protection plans such as auto insurance. This may include any of the following coverages: collision, liability, medical payments, uninsured motorist, emergency road service, and rideshare driver. Ramsey, who is a member of the National Association of Insurance and Financial Advisors, carries over four decades of industry experience. He entertains both English and French-speaking clients.

  • Bundling Option

430 East Vine Street, Springfield, IL 62703
WebsiteLicense: 2120112

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Prairie State Insurance Agency, Inc. is an independent insurance company that assists the people of Springfield with their insurance needs 24/7. Its associates work closely with dozens of carriers to be able to provide motorists with various quotes for car insurance policies that will match their specific needs, preferences, and individual risks. Options typically cover protections for liability, property damage, and medical payments. Prairie State Insurance Agency also offers insurance plans for motorcycles, boats, and other watercraft.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

1728 South 6th Street, Springfield, IL 62703
WebsiteLicense: 100301630

Expertise.com Rating

Review Sources

Google
4.7 (82)
Yelp
1.0 (1)

Why choose this provider?

Freeway Insurance - Springfield is a privately-held insurance distribution company that has been providing several insurance choices for customers since 1987. Its car insurance agents are dedicated to helping individuals, families, and businesses select an insurance policy for their needs at a price that suits their budget. The policy protects the policyholder against financial losses in the event of an accident. Freeway Insurance also offers basic to premium insurance for homeowners, telemedicine, watercraft, and identity theft.

  • Multiple Carriers

230 East Main Street, Carlinville, IL 62626
WebsiteLicense: 100302794

Expertise.com Rating

Why choose this provider?

Goodman Agency, Inc. is an independent insurance solutions provider and real estate broker that serves the Springfield metro. The agency's team of insurance agents helps clients choose the best option to protect themselves and their cars from unexpected expenses, covering liabilities, damages, and collisions. They also provide other services, such as windshield repair, 24-hour customer service, and damage repair. With 40 years of experience in the industry, Goodman Agency values its staff's expertise, accountability, availability, and community relations.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Lee/O'Keefe Insurance Agency, Inc.
2501 Chatham Road, Springfield, IL 62704
Goodenow Insurance Agency - Springfield
719 North Grand Avenue East, Springfield, IL 62702
Forsyth Insurance Group, Inc.
430 East Vine Street, Springfield, IL 62703
ynagency.com
111 West Washington Street, Springfield, IL 62353
Blue Oak Insurance Agency
3000 Happy Landing Drive, Springfield, IL 62711
ALF Insurance
127 North Grand Avenue East, Springfield, IL 62702
Bailey Family Insurance
1625 South 6th Street, Springfield, IL 62703
The Group Insurance Agency
7006 Kings Mill Court, Springfield, IL 62711
Russ Ramsey
3255 West Iles Avenue, Springfield, IL 62711
Prairie State Insurance Agency, Inc.
430 East Vine Street, Springfield, IL 62703
Freeway Insurance - Springfield
1728 South 6th Street, Springfield, IL 62703
Goodman Agency, Inc.
230 East Main Street, Carlinville, IL 62626

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • In Springfield, are automobile insurance policies required?

    Yes. All vehicle owners in Springfield are required by Illinois law (625 ILCS 5/7-601) to carry the necessary auto liability insurance coverage. If you have auto insurance, this helps you cover potential financial losses from an auto accident, such as vehicle repairs, medical costs, and legal fees. In addition, lending institutions may demand collision or physical damage insurance for a financed vehicle.

  • What is the necessary vehicle insurance coverage in Springfield?

    In Springfield, drivers must carry at least $25,000 in bodily injury minimum limits per person, $50,000 in aggregate per accident, and $20,000 in property damage liability coverage on their auto insurance plans. Additionally, there should be underinsured motorist bodily injury insurance that would pay the difference if the at-fault driver had lesser limits, as well as uninsured motorist bodily injury coverage of $25,000 per person.

  • What is the cost of auto insurance in Springfield compared to the rest of Illinois?

    The cost of coverage in Springfield is around $4 less per month than across the rest of Illinois. It is also more affordable at about $36 less when compared to those for the rest of the country. Although these are Springfield's typical auto insurance rates, there are still a lot of other aspects that insurance companies take into account when determining how much you'll pay for coverage.

  • Why do Springfield's auto insurance premiums differ from those in other cities?

    The different premiums charged in Springfield are a combination of several factors, like the total number of drivers, crime rate, amount of off-street parking, laws, and number of accidents in the area. The location of your home is one of several aspects that vehicle insurance companies consider when determining how much to charge for a monthly premium.

  • Can you use your vehicle insurance coverage if you have been involved in an accident outside of Springfield?

    Yes. In most cases, if you are involved in an accident outside of Springfield, your vehicle insurance coverage will remain in effect. Nevertheless, it is crucial to evaluate your auto insurance and know any restrictions or differences in coverage that can be present when traveling through various states.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.