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Best Local Car Insurance Agencies in Springfield

2023

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Website
430 East Vine Street, Springfield, IL 62703
  • Multiple Carriers

Why choose this provider?

Forsyth Insurance Group Inc. is an independent insurance agency based in Springfield that offers insurance solutions to residents in the metro. It was formed in 1946 by Dan Forsyth and has since provided various personal and business insurance products, including its auto insurance policies that protect against liabilities, property damages, and medical expenses. Forsyth Insurance Group is committed to forming lasting relationships with clients through excellent service and 24/7 customer support.

License Verified:

License: 100302133

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
127 North Grand Avenue East, Springfield, IL 62702
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Why choose this provider?

ALF Insurance is an independent insurance agency providing auto insurance in Springfield since 1997. For more than 20 years, the locally owned and operated company has been offering full coverage, collision, comprehensive, and liability coverage that protects the car against financial losses caused by fire, theft, random acts of violence, vandalism, and other covered circumstances. Dedicated to providing intelligent insurance solutions that fit clients' needs, the agency also offers DUI, RV, boat, motorcycle, and scooter insurance.

License Verified:

License: 100300206

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (96)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7006 Kings Mill Court, Springfield, IL 62711
  • Boats
  • Motorcyle & ATV

Why choose this provider?

The Group Insurance Agency is a Springfield-based, full-service independent insurance agency offering auto insurance covering clients' financial responsibility for injuring others and coverage for the car itself for financial losses caused by fire, theft, natural causes and disasters, random acts of vandalism or violence, and other covered events. Policies also cover medical payments and physical damage. Representing multiple insurance carriers, the agency provides a personalized approach to help clients find the best coverage. Cowan Insurance Agency also offers business, home, and life insurance.

License Verified:

License: 100288673

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (54)
Facebook
4.8 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1625 South 6th Street, Springfield, IL 62703
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Bailey Family Insurance is a multi-line insurance company that serves the Springfield metro area and the surrounding localities. Operating since 2017, the family-owned agency assists individuals, families, and businesses in obtaining adequate protection for their financial and vehicle assets through auto insurance. Its agents shop for coverage options from over 30 insurance providers. Some of the selections they offer include bodily injury liability, property damage, comprehensive, collision, and uninsured/underinsured motorist coverage. Clients have commended the firm for its friendly and outstanding service.

License Verified:

License: 100785994

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (263)
Facebook
5.0 / 5 (88)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
430 East Vine Street, Springfield, IL 62703
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Prairie State Insurance Agency, Inc. is an independent insurance company that assists the people of Springfield with their insurance needs 24/7. Its associates work closely with dozens of carriers to be able to provide motorists with various quotes for car insurance policies that will match their specific needs, preferences, and individual risks. Options typically cover protections for liability, property damage, and medical payments. Prairie State Insurance Agency also offers insurance plans for motorcycles, boats, and other watercraft.

License Verified:

License: 2120112

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1728 South 6th Street, Springfield, IL 62703
  • Multiple Carriers

Why choose this provider?

Freeway Insurance - Springfield is a privately-held insurance distribution company that has been providing several insurance choices for customers since 1987. Its car insurance agents are dedicated to helping individuals, families, and businesses select an insurance policy for their needs at a price that suits their budget. The policy protects the policyholder against financial losses in the event of an accident. Freeway Insurance also offers basic to premium insurance for homeowners, telemedicine, watercraft, and identity theft.

License Verified:

License: 100301630

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (82)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
2501 Chatham Road, Springfield, IL 62704
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Lee/O'Keefe Insurance Agency, Inc., is a full-service insurance management company that caters to the car insurance needs of individuals and businesses in Springfield. The firm assists car owners, motorists, and commercial operators in selecting the right auto insurance policy for their needs and resources. As an independent insurance agency, its agents represent multiple carriers that can provide a variety of coverage options, including liability, medical, uninsured motorist, towing, and rental car coverage. The company values ethical standards and long-term relationship building with all of its clients.

License Verified:

License: 2140515

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
111 West Washington Street, Springfield, IL 62353
  • Bundling Option

Why choose this provider?

Yingling & Nuessen Insurance Agency has over four decades of experience addressing the insurance needs of Springfield residents. The firm's auto insurance agents assist car owners in obtaining multiple quotes for coverage option comparisons. They build insurance proposals with companies such as Progressive, Travelers, and Badger Mutual Insurance. In addition, they carry home, business, health, and life insurance. Yingling & Nuessen Insurance Agency maintains 12 offices in southern and central Illinois. This firm seeks to create trustworthy client relationships.

License Verified:

License: 2090901

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
719 North Grand Avenue East, Springfield, IL 62702
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Goodenow Insurance Agency maintains multiple office locations in Illinois, including one in Springfield. The full-service independent insurance agency has been providing individuals, families, drivers, and businesses a variety of insurance solutions since 1998. Its services include auto, home, personal, business, life, and health insurance. Group benefits and insurance products for employees and seniors are also available. The insurance professionals at Goodenow Insurance Agency share more than 100 years of experience in the insurance industry.

License Verified:

License: 100304393

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.6 / 5 (21)
Facebook
4.3 / 5 (9)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
230 East Main Street, Carlinville, IL 62626
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Goodman Agency, Inc. is an independent insurance solutions provider and real estate broker that serves the Springfield metro. The agency's team of insurance agents helps clients choose the best option to protect themselves and their cars from unexpected expenses, covering liabilities, damages, and collisions. They also provide other services, such as windshield repair, 24-hour customer service, and damage repair. With 40 years of experience in the industry, Goodman Agency values its staff's expertise, accountability, availability, and community relations.

License Verified:

License: 100302794

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3255 West Iles Avenue, Springfield, IL 62711
  • Bundling Option

Why choose this provider?

Russ Ramsey is a Springfield-based agent that operates his own agency under State Farm. Together with his team, Ramsey creates various types of protection plans such as auto insurance. This may include any of the following coverages: collision, liability, medical payments, uninsured motorist, emergency road service, and rideshare driver. Ramsey, who is a member of the National Association of Insurance and Financial Advisors, carries over four decades of industry experience. He entertains both English and French-speaking clients.

License Verified:

License: 3000165778

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (52)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3000 Happy Landing Drive, Springfield, IL 62711
  • Multiple Carriers

Why choose this provider?

Blue Oak Insurance Agency serves the insurance needs of individuals, families, and businesses in Springfield and all of Illinois. Its professional agents help vehicle owners obtain car insurance policies that will support them financially in the event of an automotive emergency. They work with more than 30 carriers to find plans that will meet the needs, expectations, and priorities of their clients. In addition to standard auto, Blue Oak Insurance Agency also insures motorcycles, RVs or motorhomes, and boats.

License Verified:

License: 3000491996

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (73)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • In Springfield, are automobile insurance policies required?

    Yes. All vehicle owners in Springfield are required by Illinois law (625 ILCS 5/7-601) to carry the necessary auto liability insurance coverage. If you have auto insurance, this helps you cover potential financial losses from an auto accident, such as vehicle repairs, medical costs, and legal fees. In addition, lending institutions may demand collision or physical damage insurance for a financed vehicle.

  • What is the necessary vehicle insurance coverage in Springfield?

    In Springfield, drivers must carry at least $25,000 in bodily injury minimum limits per person, $50,000 in aggregate per accident, and $20,000 in property damage liability coverage on their auto insurance plans. Additionally, there should be underinsured motorist bodily injury insurance that would pay the difference if the at-fault driver had lesser limits, as well as uninsured motorist bodily injury coverage of $25,000 per person.

  • What is the cost of auto insurance in Springfield compared to the rest of Illinois?

    The cost of coverage in Springfield is around $4 less per month than across the rest of Illinois. It is also more affordable at about $36 less when compared to those for the rest of the country. Although these are Springfield's typical auto insurance rates, there are still a lot of other aspects that insurance companies take into account when determining how much you'll pay for coverage.

  • Why do Springfield's auto insurance premiums differ from those in other cities?

    The different premiums charged in Springfield are a combination of several factors, like the total number of drivers, crime rate, amount of off-street parking, laws, and number of accidents in the area. The location of your home is one of several aspects that vehicle insurance companies consider when determining how much to charge for a monthly premium.

  • Can you use your vehicle insurance coverage if you have been involved in an accident outside of Springfield?

    Yes. In most cases, if you are involved in an accident outside of Springfield, your vehicle insurance coverage will remain in effect. Nevertheless, it is crucial to evaluate your auto insurance and know any restrictions or differences in coverage that can be present when traveling through various states.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

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