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Best Homeowners Insurance Agencies in Plymouth

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A Act One Insurance logo
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A Act One Insurance

6595 Edenvale Boulevard, Eden Prairie, MN 55346
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  • Renter's Insurance
  • Multiple Policy Types
  • Flood
  • Earthquake

Business Description

A Act One Insurance serves the Plymouth metro area and assists clients with needs related to homeowners insurance. This company sells policies to protect people from serious financial loss if their homes are destroyed or valuables inside are damaged. It gives clients advice on policies that may serve their needs and helps them to compare rates by carriers who can insure their assets. A Act One Insurance also sells coverage for automobiles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Affiliated Insurance Services, LLC logo
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Affiliated Insurance Services, LLC

12805 Highway 55, Plymouth, MN 55441
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  • Multiple Policy Types

Business Description

Affiliated Insurance Services, LLC, is an independent homeowners' insurance agency that serves the natives and settlers in the Plymouth area. The company's home insurance experts represent a wide variety of carriers, which include American Modern, Encompass Insurance, Foremost Insurance Group, Integrity Insurance, and West Bend Insurance. They compare quotes from these providers and offer the best options to the homeowners. In addition, the team at Affiliated Insurance Services, LLC, also provides insurance assistance to condo owners, landlords, and renters.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
AmeriStar Agency logo
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AmeriStar Agency

815 Wayzata Boulevard, Wayzata, MN 55391
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  • Multiple Policy Types

Business Description

AmeriStar Agency is active in the Plymouth metro area and provides clients with access to comprehensive insurance services when they need coverage for their homes. This company has been operating for over 30 years and can help clients to cover dwellings, additional structures, and any valuables that they have inside of those structures. Its agents also help clients to insure themselves against liability if they are sued for guest injuries. Business insurance options are available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cassandra Spear - State Farm Insurance logo
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Cassandra Spear - State Farm Insurance

4205 Lancaster Lane North, Plymouth, MN 55441
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  • Multiple Policy Types

Business Description

Cassandra Spear, State Farm Insurance, provides homeowners insurance options to people in the Plymouth metro area. Its agents help people to shop for and purchase policies that cover the replacement costs of their homes and assets and act as contacts when they need to make claims. They can advise on coverage for structures, additional structures, personal items, and personal liability. Cassandra Spear, State Farm Insurance, sells auto insurance coverage as well.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (50)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
City Insurance logo
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City Insurance

3030 Harbor Lane North Suite 205, Plymouth, MN 55447
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  • Multiple Carriers
  • Multiple Policy Types

Business Description

City Insurance offers property damage coverage to homeowners in Plymouth. Its homeowners' insurance policies cover common hazards such as falling objects, hail, fire, smoke, theft, and vandalism. Beyond securing repair or replacement costs for a client's dwelling, these also cover select personal belongings, including furniture, clothing, and electronics; scheduled personal property such as jewelry, art, and collectibles; and additional living expenses. Furthermore, the home insurance policies include liability protection against property damage or injury claims and medical expenses for the affected parties.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (12)
Google
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Erin Janke - Farmers Insurance Agent logo
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Erin Janke - Farmers Insurance Agent

4900 Highway 169 N, New Hope, MN 55428
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Condos

Business Description

Erin Janke - Farmers Insurance Agent is an insurance agency serving clients throughout the Plymouth metro area. Ms. Janke has been a licensed insurance agent with Farmers Insurance for over 10 years and she has experience with helping clients secure proper homeowners insurance coverage. The agency can set clients up with policies that protect their dwelling as well as its valuable contents. Ms. Janke is also licensed to sell insurance products in Wisconsin.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hatzung Insurance logo
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Hatzung Insurance

4021 Vernon Avenue South, St. Louis Park, MN 55416
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  • Renter's Insurance
  • Flood
  • Earthquake

Business Description

Hatzung Insurance does business with clients throughout the Plymouth metro area, providing assistance with homeowners insurance policies. It advises clients on purchasing the right coverage to protect the structures of their homes, their belongings inside, their furnishings, and any other structures that stand on their properties. It also assists with personal liability coverage to protect homeowners from lawsuits and can make suggestions based on their properties and circumstances. Auto and ATV insurance policies are offered.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kaplan Insurance logo
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Kaplan Insurance

3555 Plymouth Boulevard, Plymouth, MN 55447
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  • Multiple Policy Types

Business Description

Located in Minnesota, Kaplan Insurance is an independent insurance agency serving residents of Plymouth and surrounding areas. It offers exhaustive, personalized homeowners' insurance policies inclusive of coverage for damaged property, various disasters, theft and vandalism, legal responsibility for injuries and damage to others, and damage caused by household pets. Clients may also avail themselves of supplementary coverage for floods and earthquakes. Auto and business insurance packages are available in the agency as well. Additionally, Kaplan Insurance provides 24/7 customer service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Lake Country Insurance Services logo
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Lake Country Insurance Services

18205 45th Avenue North, Plymouth, MN 55446
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  • Multiple Policy Types

Business Description

Lake Country Insurance Services is an independent insurance agency operating in Plymouth. It covers homeowners for property damage or loss due to fire, natural disasters, crime, and other unexpected perils. It examines each clients' home, its value, and the belongings inside to outline all risks and concerns. The agency then searches a catalog of plans offered by Safeco, Progressive, and other insurance carriers, to find a good match. It also provides special policies for condos, apartments, and those renting.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (27)
Facebook
4.7 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Martinson Agency LLC logo
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Martinson Agency LLC

505 North Chestnut Street, Chaska, MN 55318
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  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Business Description

Martinson Agency LLC serves the Plymouth metro area and assists clients with a multitude of needs related to homeowners insurance. This agency consults each client to determine their needs and recommends insurance policies to cover aspects of their properties that are susceptible to damage and repair costs. Its agents can also recommend extended personal liability coverage if clients have pools, animals, or other hazards. Auto insurance policies are offered here as well.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.9 / 5 (48)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
McKee & Andrews Insurance Agency, Inc. logo
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McKee & Andrews Insurance Agency, Inc.

15600 35th Avenue North, Plymouth, MN 55447
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Fire

Business Description

McKee & Andrews Insurance Agency, Inc., helps individuals and businesses in Plymouth mitigate financial risks. This firm works with different insurance companies to provide an array of insurance products from which clients can choose. Its insurance advisors assist homeowners in identifying potential risks and determining applicable coverage options. They review home insurance policies to ensure homeowners understand terms and exclusions and obtain adequate protection for home and structural repairs, loss of personal items, and liability exposures.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.5 / 5 (16)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Minnesota Lakes Insurance logo
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Minnesota Lakes Insurance

7066 East Fish Lake Road, Maple Grove, MN 55311
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  • Multiple Carriers
  • Multiple Policy Types

Business Description

Serving clients near Plymouth, Minnesota Lakes Insurance is an independent agency that gives clients the prerogative to choose the best homeowners' insurance policy that fits their needs from several insurance carriers. It has been in business for 25 years, providing insurance policies for renters and property owners of all kinds of homes, whether condominiums, apartments, or houses. Minnesota Lakes Insurance also provides other insurance products like condo, renters', motorhome/RV, life, auto, business, and personal umbrella policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
North Risk Partners logo
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North Risk Partners

10405 6th Avenue North, Plymouth, MN 55441
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  • Multiple Policy Types

Business Description

North Risk Partners can assist anyone looking for homeowners insurance in Plymouth. This agency deals with a wide variety of carriers so that clients have many options when purchasing dwelling coverage and insuring their valuable items. Agents consult clients on their assets and their lifestyles to suggest policies that protect them as thoroughly as possible. North Risk Partners is also a versatile insurance agency that offers auto, recreation, and health and life insurance policies too.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (55)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
State Insurance Agency logo
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State Insurance Agency

4900 Highway 169 N. Suite 304, New Hope, MN 55428
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  • Multiple Carriers
  • Multiple Policy Types

Business Description

State Insurance Agency provides property damage coverage for homeowners in Plymouth. Beyond securing repair costs for a client's dwelling, its offered policies cover select personal belongings and additional living expenses in the event of complete property loss. They also include liability protection against claims of property damage or injury to others and medical expenses for the affected parties. State Insurance also offers other lines of personal property coverage, including renters' and condo insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (17)
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wiser Insurance Agency logo
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Wiser Insurance Agency

2345 Commerce Boulevard, Mound, MN 55364
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  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Business Description

Wiser Insurance Agency offers homeowners insurance and can assist clients with shopping for coverage by offering them rates by various carriers. Its home insurance products can cover all structures on each property and provide replacement costs for any personal belongings that clients may have. Its agents also tell clients what's covered and what's not and help them to solve issues they have with their policies and make claims. Life insurance and car insurance policies are available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (11)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
zachmaninsurance.com logo
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zachmaninsurance.com

2725 43rd Street NE, Saint Michael, MN 55376
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  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Business Description

Zachman Insurance Agency provides clients in the Plymouth metro area with assistance and service when they need to purchase homeowners insurance. The agency evaluates properties to offer comprehensive coverage for structures and assets held within them. It gives clients advice on how to best insure the assets that they have and services their policies when they need help or need to make claims. Zachman Insurance Agency is experienced with farm and crop insurance too.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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