Expertise.com

Best Homeowners Insurance Agencies in Minneapolis

2024

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Homeowners Insurance Agencies FAQs 〉

Providers

Last updated:

Website
Minneapolis, MN
  • Health Insurance
  • Umbrella Insurance
  • Property Insurance
  • General Liability Insurance
  • Renter's Insurance
  • Business Auto Insurance
  • Landlord Insurance
  • Commercial Auto Insurance
  • Commercial Insurance
  • Business Insurance
  • Car Insurance
  • Auto Insurance
  • Homeowners Insurance
  • Life Insurance

Why choose this provider?

Kriener Insurance crafts homeowners' policies for the residents of Minneapolis. The agency has indemnity contracts covering personal dwellings and additional structures and improvements. It also offers options that protect the personal properties inside a house, such as furniture and appliances. In addition, it creates car, boat, and motorcycle insurance plans. Kriener Insurance, which extends its services to Wisconsin, partners with carriers like the Foremost Insurance Group, Bristol West, Risk Placement Services, and The Main Street America Group.

License Verified:

License: 40344347

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (12)
Facebook
4.8 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Call for quote

Minneapolis, MN

Why choose this provider?

Need help contacting a Homeowners Insurance Agency in Minneapolis? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free booking service | Call 848.Book.Pro!

Website
24000 Highway 7, Excelsior, MN 55331
  • Homeowners

Why choose this provider?

South Lake Agency is a locally owned family insurance agency in Excelsior, Minnesota, that provides auto, business, life, and home insurance for the Minneapolis area. The agency offers home insurance that includes coverage for the dwelling, personal contents, detached structures, and roofs. South Lake Agency sources its products from dozens of providers, with some of its preferred carriers including Progressive, Travelers, Kemper, Westfield, State Auto Insurance Companies, and Universal Property.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (177)
Facebook
5.0 / 5 (5)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8665 Eagle Point Boulevard, Lake Elmo, MN 55042
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers

Why choose this provider?

Eagle Point Insurance Group Inc. handles the homeowners insurance needs of clients located throughout the Minneapolis metro area. Its trained insurance specialists work with clients to help them find the best homeowners insurance at the most affordable rates. It offers plans that cover the home as well as personal items located on the property. Eagle Point Insurance Group also provides clients with condominium insurance, renters insurance, and personal legal liability coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (12)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11979 County Road 11 Ste 270, Burnsville, MN 55337
  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Lakeside Insurance Brokers is a locally owned and operated home insurance agency that has been selling to the community of Minneapolis, Minnesota, since 1990. The company is partnered with nationwide insurance carriers, such as AAA, Dairyland, and Encompass, enabling it to offer its clients a variety of plans and policies to fit their requirements. Its policies can cover loss of personal property due to theft or fire, liability, and temporary relocation costs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (34)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
14579 Grand Ave Ste 202, Burnsville, MN 55306
  • Renter's Insurance
  • Homeowners

Why choose this provider?

Value Plus Insurance has been providing insurance services to residents living in Minneapolis, Minnesota, since 1998. The company has offices in Burnsville and Milwaukee, which provide homeowners insurance that suits their needs. Its knowledgeable home insurance agents provide homeowners with broad coverage that protects and replaces their investments in case of loss arising from hazards. Value Plus Insurance also offers renters insurance that covers property damage and provides a temporary home in the event of fire.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (17)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3701 Shoreline Dr Ste 200A, Wayzata, MN 55391
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Active Insurance Solutions in Wayzata, Minnesota, offers home insurance options to property owners in Minneapolis, as well as throughout Minnesota, Wisconsin, and Iowa. The company is a Trusted Choice independent insurance agent that works with a variety of insurance providers, such as Safeco, Progressive, and Travelers. Its homeowners insurance policies are fully customizable and can be tailored to suit the needs and budget of each customer. In addition to home insurance, Active Insurance Solutions offers renters and auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (278)
Facebook
4.8 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2214 Central Ave NE, Minneapolis, MN 55418
  • Multiple Carriers
  • Personal Property Insurance
  • Homeowners

Why choose this provider?

Located in Minneapolis, Minnesota, the Higgins Insurance Agency is an independent insurance agency that offers home insurance policies from Progressive, Zurich, and Metlife. Experienced insurance agents help clients secure and retain insurance plans that protect families financially in cases of liability and loss from natural disasters, including cover additional living expenses while the property is being reconstructed. The agency also provides auto and life insurance policies for personal use, along with professional liability and workers' compensation coverage for commercial businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5900 Rowland Rd, Minnetonka, MN 55343
  • Multiple Carriers
  • Personal Property Insurance
  • Homeowners

Why choose this provider?

Founded in 1974, Nesbit Agencies is an independent insurance company located in the Minneapolis, Minnesota, metro area, with over a dozen locations throughout the state and three national locations in Scottsdale, Arizona, Charlotte, North Carolina, and Hudson, Wisconsin. Home policy professionals work with more than 75 carriers to find the right coverage for homeowners at affordable rates, and discounts are available for combining home and auto policies. Other options include personal umbrella, renters, motorcycle, boat, ATV, and snowmobile insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.4 / 5 (7)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1115 Vicksburg Ln N Ste 20, Plymouth, MN 55447
  • Renter's Insurance
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Founded in 2011, American Family Insurance - Tyler Downs Agency is an independent insurance company located in Plymouth, Minnesota, serving customers in the Minneapolis metro area. The agency provides customized home insurance coverage, and homeowners insurance policies cover the physical structure and contents of homes in addition to other structures on a property. Policies also cover temporary living expenses and personal liability. Tyler Downs Agency also offers auto, business, health, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (26)
Facebook
5.0 / 5 (13)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
450 Main Street North, Stillwater, MN 55082
  • Renter's Insurance
  • Multiple Policy Types

Why choose this provider?

McGarry-Kearney Agency is an insurance agency serving individuals and families throughout the greater Minneapolis area. This independent firm has access to a wide variety of carriers to ensure clients receive the most competitive rates. Homeowners insurance providers this company works with include West Bend, Safeco, and Progressive. For maximum convenience and customer satisfaction, McGarry-Kearney Agency offers complimentary quotes and an online portal for clients to make their insurance bill payments.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7220 Metro Blvd, Edina, MN 55439
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Corporate Four is an insurance agency based in Edina, Minneapolis, that was founded in 1988. The company provides home insurance services for both homeowners and renters. Coverage options include comprehensive policies and risk-specific policies for fire, smoke, vandalism, theft, and extreme weather. Policies cover the dwelling and personal property, and may also cover attached structures, loss of use, or medical expenses for persons injured on a property. Corporate Four also offers auto, life, and health insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (68)
Facebook
5.0 / 5 (9)
Yelp
3.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2555 7th Avenue East, North Saint Paul, MN 55109
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood
  • Earthquake
  • Condos

Why choose this provider?

Garry Insurancenter is an independent insurance agency serving clients in the greater Minneapolis area. The company sources various policy options to ensure clients' homes are adequately protected in the event of loss or damage. It can also develop custom policies for clients who have personal belongings they also wish to cover, such as fine art, jewelry, or wine collections. Additionally, Garry Insurancenter offers clients life insurance policies and employee benefits solutions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1959 Sloan Place, Maplewood, MN 55117
  • Multiple Carriers
  • Flood
  • Condos
  • Multiple Policy Types
  • Personal Property Insurance

Why choose this provider?

Ekblad, Pardee & Bewell Inc. offers quality and competitively priced homeowners insurance policies to clients located in the Minneapolis metro area. This independent agency recommends insurance policies from leading carriers such as Philadelphia Insurance Companies, Progressive, and Western National. In addition to securing new coverage for clients, its team can also review and update clients' existing policies. Ekblad, Pardee & Bewell has been in the homeowners insurance industry for over 40 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
102 N Jonathan Blvd Ste 210, Chaska, MN 55318
  • Renter's Insurance
  • Multiple Carriers
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Situated in Chaska, Novallus Insurance Brokers is an independent insurance agency that serves the greater Minneapolis area as well as Colorado. Founded on the principle of doing good, Novallus offers personal clients an array home insurance options, including dwelling, contents, personal liability, and medical payments. Novallus Insurance Brokers also delivers a wide array of insurance options such as auto, business, renters, farm, and life insurance with the same personal touch.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
3035 White Bear Ave N, Suite 1, Maplewood, MN 55109
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Aaron Runk - State Farm Insurance Agent is a locally owned agency representing clients near Minneapolis and the surrounding areas. The agency's team has over 50 combined years of experience and they assist clients with finding the optimal homeowners insurance policy for them. The firm provides an online tool for obtaining quotes and its agents make house calls when necessary. Aaron Runk - State Farm Insurance Agent also offers clients auto and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (32)
Yelp
3.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What are the key components of a standard homeowners' insurance policy in Minneapolis?

    A standard homeowners' insurance policy in Minneapolis comprises essential components: the Declarations Page, summarizing insured parties, property, limits, and effective date; the Policy Booklet, detailing coverage and exclusions; and Endorsements, additional pages modifying the policy. Occasionally, renewals include only the Declarations Page to reduce costs. Still, it's recommended to retain original policy documents for future reference.

  • In Minneapolis, how much do you pay for homeowners' insurance?

    Homeowner insurance costs in Minneapolis are based on several factors, including insurance and claims history, credit score, coverage gaps, house attributes, security features, and location. A positive history, high credit score, and security features lead to lower premiums, while claims history and coverage gaps raise costs. Home characteristics like age and roofing material impact rates, as do risky geographical areas.

  • Is hazard insurance similar to homeowners' insurance in Minneapolis?

    Hazard insurance and homeowners' insurance in Minneapolis are different. While hazard insurance is a component of homeowners' insurance, it covers only the home's structure. Homeowners' insurance includes broader coverage for different types of damage and liability. Lenders commonly require hazard insurance before granting mortgage loans. Moreover, hazard coverage is typically fulfilled by obtaining a homeowners' insurance policy.

  • What is a dwelling coverage in Minneapolis?

    Dwelling coverage in Minneapolis is a part of homeowners' insurance that protects your home from damage caused by fire, smoke, vandalism, and other covered perils. It covers the costs of repairing or rebuilding your home, including the structure, electrical system, plumbing, heating, and air conditioning. In other words, dwelling coverage protects your home and its attached structures, providing financial security against unforeseen damages.

  • Are there different types of Minneapolis homeowners' insurance?

    Yes, there are, and choosing the right homeowners' insurance policy involves understanding the distinctions between various options. Homeowners' insurance offers financial protection against losses from fire, theft, vandalism, and more, including liability coverage for injuries on your property. The difference between policies in Minneapolis hinges on covered loss types, chosen coverage, and property type. You can opt for a comprehensive policy covering a broad spectrum of losses or a more specific policy focusing on particular areas, such as theft or liability.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

Related Articles

FeaturedState Farm home insurance reviews

State Farm Home Insurance Review 2023

Expertise ranks State Farm as the fifth-best homeowners insurance based on its affordable coverage and customizable policies....

FeaturedHomeowners insurance featured image

7 Best Homeowners Insurance Companies of 2023

Expertise analyzed the top home insurance providers in the country and found that Amica is the best insurer overall.