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Best Homeowners Insurance Agencies in Minneapolis

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Kriener Insurance logo
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License Verified:

License: 40344347

The Minnesota Department Of Commerce Licensing Unit

Kriener Insurance

Minneapolis, MN
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  • Umbrella Insurance
  • Property Insurance
  • Health Insurance
  • General Liability Insurance
  • Landlord Insurance
  • Renter's Insurance
  • Business Auto Insurance
  • Commercial Auto Insurance
  • Commercial Insurance
  • Business Insurance
  • Car Insurance
  • Auto Insurance
  • Homeowners Insurance
  • Life Insurance

Business Description

Kriener Insurance crafts homeowners' policies for the residents of Minneapolis. The agency has indemnity contracts covering personal dwellings and additional structures and improvements. It also offers options that protect the personal properties inside a house, such as furniture and appliances. In addition, it creates car, boat, and motorcycle insurance plans. Kriener Insurance, which extends its services to Wisconsin, partners with carriers like the Foremost Insurance Group, Bristol West, Risk Placement Services, and The Main Street America Group.

License Verified:

License: 40344347

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (12)
Facebook
4.8 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Aaron Runk - State Farm Insurance Agent logo
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Aaron Runk - State Farm Insurance Agent

3035 White Bear Ave N, Suite 1, Maplewood, MN 55109
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Aaron Runk - State Farm Insurance Agent is a locally owned agency representing clients near Minneapolis and the surrounding areas. The agency's team has over 50 combined years of experience and they assist clients with finding the optimal homeowners insurance policy for them. The firm provides an online tool for obtaining quotes and its agents make house calls when necessary. Aaron Runk - State Farm Insurance Agent also offers clients auto and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (32)
Yelp
3.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Active Insurance Solutions logo
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Active Insurance Solutions

3701 Shoreline Dr Ste 200A, Wayzata, MN 55391
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  • Multiple Policy Types
  • Homeowners

Business Description

Active Insurance Solutions in Wayzata, Minnesota, offers home insurance options to property owners in Minneapolis, as well as throughout Minnesota, Wisconsin, and Iowa. The company is a Trusted Choice independent insurance agent that works with a variety of insurance providers, such as Safeco, Progressive, and Travelers. Its homeowners insurance policies are fully customizable and can be tailored to suit the needs and budget of each customer. In addition to home insurance, Active Insurance Solutions offers renters and auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (278)
Facebook
4.8 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
American Family Insurance - Tyler Downs Agency logo
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American Family Insurance - Tyler Downs Agency

1115 Vicksburg Ln N Ste 20, Plymouth, MN 55447
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  • Renter's Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

Founded in 2011, American Family Insurance - Tyler Downs Agency is an independent insurance company located in Plymouth, Minnesota, serving customers in the Minneapolis metro area. The agency provides customized home insurance coverage, and homeowners insurance policies cover the physical structure and contents of homes in addition to other structures on a property. Policies also cover temporary living expenses and personal liability. Tyler Downs Agency also offers auto, business, health, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (26)
Facebook
5.0 / 5 (13)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Corporate Four Insurance Agency logo
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Corporate Four Insurance Agency

7220 Metro Blvd, Edina, MN 55439
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  • Multiple Policy Types
  • Homeowners

Business Description

Corporate Four is an insurance agency based in Edina, Minneapolis, that was founded in 1988. The company provides home insurance services for both homeowners and renters. Coverage options include comprehensive policies and risk-specific policies for fire, smoke, vandalism, theft, and extreme weather. Policies cover the dwelling and personal property, and may also cover attached structures, loss of use, or medical expenses for persons injured on a property. Corporate Four also offers auto, life, and health insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Eagle Point Insurance Group, Inc. logo
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Eagle Point Insurance Group, Inc.

8665 Eagle Point Boulevard, Lake Elmo, MN 55042
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers

Business Description

Eagle Point Insurance Group Inc. handles the homeowners insurance needs of clients located throughout the Minneapolis metro area. Its trained insurance specialists work with clients to help them find the best homeowners insurance at the most affordable rates. It offers plans that cover the home as well as personal items located on the property. Eagle Point Insurance Group also provides clients with condominium insurance, renters insurance, and personal legal liability coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ekblad, Pardee & Bewell, Inc. logo
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Ekblad, Pardee & Bewell, Inc.

1959 Sloan Place, Maplewood, MN 55117
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  • Multiple Carriers
  • Flood
  • Condos
  • Multiple Policy Types
  • Personal Property Insurance

Business Description

Ekblad, Pardee & Bewell Inc. offers quality and competitively priced homeowners insurance policies to clients located in the Minneapolis metro area. This independent agency recommends insurance policies from leading carriers such as Philadelphia Insurance Companies, Progressive, and Western National. In addition to securing new coverage for clients, its team can also review and update clients' existing policies. Ekblad, Pardee & Bewell has been in the homeowners insurance industry for over 40 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Garry Insurancenter logo
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Garry Insurancenter

2555 7th Avenue East, North Saint Paul, MN 55109
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood
  • Earthquake
  • Condos

Business Description

Garry Insurancenter is an independent insurance agency serving clients in the greater Minneapolis area. The company sources various policy options to ensure clients' homes are adequately protected in the event of loss or damage. It can also develop custom policies for clients who have personal belongings they also wish to cover, such as fine art, jewelry, or wine collections. Additionally, Garry Insurancenter offers clients life insurance policies and employee benefits solutions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Higgins Insurance Agency logo
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Higgins Insurance Agency

2214 Central Ave NE, Minneapolis, MN 55418
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  • Multiple Carriers
  • Personal Property Insurance
  • Homeowners

Business Description

Located in Minneapolis, Minnesota, the Higgins Insurance Agency is an independent insurance agency that offers home insurance policies from Progressive, Zurich, and Metlife. Experienced insurance agents help clients secure and retain insurance plans that protect families financially in cases of liability and loss from natural disasters, including cover additional living expenses while the property is being reconstructed. The agency also provides auto and life insurance policies for personal use, along with professional liability and workers' compensation coverage for commercial businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.3 / 5 (16)
Yelp
4.0 / 5 (4)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lakeside Insurance Brokers logo
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Lakeside Insurance Brokers

11979 County Road 11 Ste 270, Burnsville, MN 55337
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  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

Lakeside Insurance Brokers is a locally owned and operated home insurance agency that has been selling to the community of Minneapolis, Minnesota, since 1990. The company is partnered with nationwide insurance carriers, such as AAA, Dairyland, and Encompass, enabling it to offer its clients a variety of plans and policies to fit their requirements. Its policies can cover loss of personal property due to theft or fire, liability, and temporary relocation costs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (34)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
McGarry-Kearney Agency logo
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McGarry-Kearney Agency

450 Main Street North, Stillwater, MN 55082
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  • Renter's Insurance
  • Multiple Policy Types

Business Description

McGarry-Kearney Agency is an insurance agency serving individuals and families throughout the greater Minneapolis area. This independent firm has access to a wide variety of carriers to ensure clients receive the most competitive rates. Homeowners insurance providers this company works with include West Bend, Safeco, and Progressive. For maximum convenience and customer satisfaction, McGarry-Kearney Agency offers complimentary quotes and an online portal for clients to make their insurance bill payments.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Nesbit Agencies logo
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Nesbit Agencies

5900 Rowland Rd, Minnetonka, MN 55343
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  • Multiple Carriers
  • Personal Property Insurance
  • Homeowners

Business Description

Founded in 1974, Nesbit Agencies is an independent insurance company located in the Minneapolis, Minnesota, metro area, with over a dozen locations throughout the state and three national locations in Scottsdale, Arizona, Charlotte, North Carolina, and Hudson, Wisconsin. Home policy professionals work with more than 75 carriers to find the right coverage for homeowners at affordable rates, and discounts are available for combining home and auto policies. Other options include personal umbrella, renters, motorcycle, boat, ATV, and snowmobile insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.4 / 5 (7)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Novallus Insurance Brokers logo
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Novallus Insurance Brokers

102 N Jonathan Blvd Ste 210, Chaska, MN 55318
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  • Renter's Insurance
  • Multiple Carriers
  • Multiple Policy Types
  • Homeowners

Business Description

Situated in Chaska, Novallus Insurance Brokers is an independent insurance agency that serves the greater Minneapolis area as well as Colorado. Founded on the principle of doing good, Novallus offers personal clients an array home insurance options, including dwelling, contents, personal liability, and medical payments. Novallus Insurance Brokers also delivers a wide array of insurance options such as auto, business, renters, farm, and life insurance with the same personal touch.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
South Lake Agency logo
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South Lake Agency

24000 Highway 7, Excelsior, MN 55331
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  • Homeowners

Business Description

South Lake Agency is a locally owned family insurance agency in Excelsior, Minnesota, that provides auto, business, life, and home insurance for the Minneapolis area. The agency offers home insurance that includes coverage for the dwelling, personal contents, detached structures, and roofs. South Lake Agency sources its products from dozens of providers, with some of its preferred carriers including Progressive, Travelers, Kemper, Westfield, State Auto Insurance Companies, and Universal Property.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (177)
Facebook
5.0 / 5 (5)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Value Plus logo
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Value Plus

14579 Grand Ave Ste 202, Burnsville, MN 55306
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  • Renter's Insurance
  • Homeowners

Business Description

Value Plus Insurance has been providing insurance services to residents living in Minneapolis, Minnesota, since 1998. The company has offices in Burnsville and Milwaukee, which provide homeowners insurance that suits their needs. Its knowledgeable home insurance agents provide homeowners with broad coverage that protects and replaces their investments in case of loss arising from hazards. Value Plus Insurance also offers renters insurance that covers property damage and provides a temporary home in the event of fire.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (17)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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