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Best Local Car Insurance Agencies in Waterford

2024

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Providers

Last updated:

Website
1400 Scott Lake Road, Waterford Township, MI 48328
  • Bundling Option

Why choose this provider?

A. Young Insurance provides car insurance services to Waterford clients. His personal and commercial auto insurance policies cover cars, motorcycles, boats, and recreational vehicles. The company keeps policyholders informed and entertained through a monthly magazine that has the latest activities in the community, various contests, and new recipes. The business is led by its president John Young, who has been in the insurance industry for 10 years and is a member of the Alzheimer's Association.

License Verified:

License: 17265189

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (166)
Facebook
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4700 Dixie Highway, Waterford, MI 48329
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Vollrath Insurance Services, Inc represents multiple reputable policy carriers for a wider selection of coverages and premiums when it comes to personal and commercial auto insurance needs. The team of professional agents also offers insurance options for motorcycles, recreational vehicles, and auto-related businesses such as trucking and limousine service companies. Serving Waterford and the surrounding communities, the agency is an authorized independent agent for Blue Cross Blue Shield of Michigan and Blue Care Network.

License Verified:

License: 0008543

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5459 Dixie Highway, Waterford Township, MI 48329
  • Bundling Option
  • RV & Motorhome

Why choose this provider?

D.A.D. Agency, Inc. offers personal and commercial auto insurance options for clients in Waterford and the neighboring communities. Established in 1981 by owners Don Huddleston, Andrea McGhee, and Doug McGhee, the agency goes the extra mile for clients and educates them about the different coverages and inclusions in the client's insurance plan. In addition to standard cars, the agency also provides financial protection for other vehicles such as motorcycles and RVs.

License Verified:

License: 961968

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4488 West Walton Boulevard, Waterford, MI 48329
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Jacobs Insurance Agency, which is located in Waterford, assists clients in acquiring auto insurance. The company insures various types of vehicles, including classic cars, recreational vehicles, boats, and ATVs. One of the car insurance options its team offers is no-fault coverage, which reimburses losses in the event of an accident regardless of who is at fault. By working with multiple carriers like Hagerty and Grange, its agents are able to find plans that cover customers' unique needs.

License Verified:

License: 959573

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
5.0 / 5 (12)
Google
1.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5649 Highland Road, Waterford Township, MI 48327
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Turnbull Insurance Agency Inc. is a multi-line insurance solutions company that has been serving the Waterford metro area and nearby localities for more than four decades. Established in 1973, the firm protects car owners, drivers, and commercial operators from unwanted financial losses and legal liabilities in the event of an accident, theft, vandalism, or other unfortunate circumstances. Its independent insurance agents represent a multitude of providers that can offer various coverage options, including liability, comprehensive, collision, and underinsured or uninsured motorist. The company prides itself on having top-rated affiliates.

License Verified:

License: 16127523

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
100 North Williams Lake Road, Waterford, MI 48327
  • Home & Auto Insurance

Why choose this provider?

Select Underwriters is a team of independent insurance agents who serve residents in Waterford. Included in its product line is car insurance which may reimburse losses in cases of collision, theft, fire, and flood. With access to plans from various providers such as Zurich, Progressive, Grange, and Safeco, the risk management professionals combine different coverages and customize policies according to clients' individual needs. In addition to cars, they also insure motorcycles, recreational vehicles, and boats.

License Verified:

License: 960715

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (24)
Facebook
4.6 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
34 South Telegraph Road, Waterford Township, MI 48328
  • Multiple Carriers

Why choose this provider?

Mike Tolbert is a State Farm insurance agent that offers car insurance policies to the residents of Waterford and the neighboring areas. His auto insurance plans can include collision, comprehensive, rental, rideshare, and 24/7 roadside assistance coverages. Additionally, he can provide home, life and health, and business insurance products and services. Tolbert can accommodate Spanish-speaking customers. He is both a Legion of Honor Qualifier and a Millionaire Club Qualifier for State Farm.

License Verified:

License: 0092038

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (38)
Yelp
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3255 Dixie Highway, Waterford Township, MI 48328
  • Bundling Option

Why choose this provider?

J. Bejin & Associates is an independent agency that provides a wide range of personal and commercial auto insurance coverage options for the Waterford community. It partners with different insurance companies and also offers insurance plans for boats and watercraft, motorcycles, and recreational vehicles. Additionally, businesses are assisted regarding cyber liability risks through commercial lines insurance coverages. The agency is also committed to educating its customers about insurance policies by providing an assessment and allowing them to freely choose the most ideal policy for them.

License Verified:

License: 17093280

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (28)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4209 Sashabaw Road, Waterford, MI 48329
  • Bundling Option

Why choose this provider?

Viking Insurance Agency is a family-owned car insurance agency based in Waterford. This independent agency has more than 20 years of experience in the insurance sector. The company believes that more is better than less when it comes to auto coverage, thus it offers a broad range of coverages that clients can choose from. The options include liability, collision, and comprehensive insurance. Its partners include Encompass, The Hartford, and the Foremost Insurance Group. The company also offers commercial insurance.

License Verified:

License: 14605329

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (10)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4620 Dixie Highway, Waterford, MI 48329
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Molina Insurance Agency handles the insurance needs of Waterford residents. This firm works with various insurance carriers, such as Foremost Insurance Group, Safeco Insurance, and Progressive, and offers a selection of insurance products. Its insurance plans include auto, motorcycle, ATV, boat, and motorhome insurance. Owner Michelle Molina is a multi-line insurance specialist with over six years of experience providing insurance solutions. Molina Insurance Agency strives to find new ways to meet customers' expectations and also offers home and life insurance.

License Verified:

License: 17818658

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3392 Sashabaw Road, Waterford Township, MI 48329
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Hutchison’s Insurance Agency is a team of professional agents that assists clients in choosing a policy from a range of car insurance options. They can also answer customers' inquiries about the coverages and risks that they should consider. The agency represents multiple insurance carriers, such as Auto-Owners Insurance and Progressive. Serving hundreds of customers in Waterford and the rest of the state, the agency can be reached in person through its office, via phone, or through email.

License Verified:

License: 2340584

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (20)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6909 Highland Road, Waterford Township, MI 48327
  • Bundling

Why choose this provider?

Joe Fagan is a second-generation State Farm insurance agent that has been serving the Waterford community since 2014. He provides a wide range of car insurance coverages for teen drivers, rental cars, and sports cars. The coverage options include collision, rental, rideshare, and comprehensive insurance coverages. Roadside assistance is also available for eligible clients 24/7. Fagan and his team offer life, business, and homeowners' insurance products. Financial services are also available for banking and annuities.

License Verified:

License: 17231586

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (115)
Facebook
5.0 / 5 (7)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • How does your Waterford auto insurance policy’s collision coverage differ from its comprehensive coverage?

    Collision and comprehensive coverage are optional protections that you can add to your Waterford car insurance policy. Your collision coverage pays for vehicle loss or physical damage caused by a collision with another vehicle or a lamp post. Comprehensive coverage compensates for car losses and damage that are not the result of collisions, such as those caused by falling objects, flood, hail, vandalism, fire, and hitting an animal.

  • Do you have to buy PIP coverage for your car insurance if you already have Medicare coverage in Waterford?

    If you have Medicare Parts A, B, and C (Medicare Advantage), you can opt out of PIP coverage in Waterford. Prior to July 1, 2020, Medicare did not cover auto accident injuries, but after Michigan's Public Acts 21 and 22 went into effect, Medicare can now pay for injuries if you do not have PIP coverage. You can also combine PIP and Medicare coverage. PIP will pay first, and Medicare will cover any costs that exceed your PIP coverage limit.

  • Do you have to buy the state’s no-fault car insurance if you don’t live in Michigan but drive regularly to attend a university/college in Waterford?

    If you are an out-of-state student who regularly drives to a university/college in Waterford, you will most likely require no-fault car insurance. Michigan has a 30-day owner rule, which states that if you drive a vehicle within the state for more than 30 days in a calendar year, you are the legal owner. The 30 days can be consecutive or cumulative. Because you are the legal owner, you must follow local laws and carry the necessary insurance.

  • Is it worth it to include collision coverage in your car insurance policy in Waterford if your car is already old and has low market value?

    Many Waterford residents with older cars often skip collision coverage if repair costs surpass their car's market value or expected insurance payout. To make an informed decision, follow these steps: Example:

    • Determine your car's market value (e.g., $2,500).
    • Choose a deductible amount (e.g., $1,000).
    • Calculate insurance payout: Subtract the deductible from the market value ($2,500 - $1,000 = $1,500).
    • Consider the collision coverage cost (e.g., $300).
    • Calculate the final amount received after deducting collision coverage cost ($1,500 - $300 = $1,200). This analysis guides decisions about retaining collision coverage for older vehicles.
  • What can you do if you do not qualify for Waterford auto insurance?

    In Waterford, ask any car insurance agent to assist you in applying for the Michigan Automobile Insurance Placement Facility. The Facility was established to assist people who were having difficulty obtaining car insurance policies. Premiums with the Facility are based on the average of Michigan's five largest insurers, so they may be higher than open market rates. If you are unable to pay the full premium, you may request a payment plan.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

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