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Best Local Car Insurance Agencies in Waterford

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A. Young Insurance logo
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License Verified:

License: 17265189

Department Of Insurance And Financial Services

A. Young Insurance

1400 Scott Lake Road, Waterford Township, MI 48328
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  • Bundling Option

Business Description

A. Young Insurance provides car insurance services to Waterford clients. His personal and commercial auto insurance policies cover cars, motorcycles, boats, and recreational vehicles. The company keeps policyholders informed and entertained through a monthly magazine that has the latest activities in the community, various contests, and new recipes. The business is led by its president John Young, who has been in the insurance industry for 10 years and is a member of the Alzheimer's Association.

License Verified:

License: 17265189

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (166)
Facebook
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
D.A.D. Agency, Inc. logo
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License Verified:

License: 961968

Department Of Insurance And Financial Services

D.A.D. Agency, Inc.

5459 Dixie Highway, Waterford Township, MI 48329
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  • Bundling Option
  • RV & Motorhome

Business Description

D.A.D. Agency, Inc. offers personal and commercial auto insurance options for clients in Waterford and the neighboring communities. Established in 1981 by owners Don Huddleston, Andrea McGhee, and Doug McGhee, the agency goes the extra mile for clients and educates them about the different coverages and inclusions in the client's insurance plan. In addition to standard cars, the agency also provides financial protection for other vehicles such as motorcycles and RVs.

License Verified:

License: 961968

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hutchison’s Insurance Agency logo
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License Verified:

License: 2340584

Department Of Insurance And Financial Services

Hutchison’s Insurance Agency

3392 Sashabaw Road, Waterford Township, MI 48329
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  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

Hutchison’s Insurance Agency is a team of professional agents that assists clients in choosing a policy from a range of car insurance options. They can also answer customers' inquiries about the coverages and risks that they should consider. The agency represents multiple insurance carriers, such as Auto-Owners Insurance and Progressive. Serving hundreds of customers in Waterford and the rest of the state, the agency can be reached in person through its office, via phone, or through email.

License Verified:

License: 2340584

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (20)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
J. Bejin & Associates logo
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License Verified:

License: 17093280

Department Of Insurance And Financial Services

J. Bejin & Associates

3255 Dixie Highway, Waterford Township, MI 48328
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  • Bundling Option

Business Description

J. Bejin & Associates is an independent agency that provides a wide range of personal and commercial auto insurance coverage options for the Waterford community. It partners with different insurance companies and also offers insurance plans for boats and watercraft, motorcycles, and recreational vehicles. Additionally, businesses are assisted regarding cyber liability risks through commercial lines insurance coverages. The agency is also committed to educating its customers about insurance policies by providing an assessment and allowing them to freely choose the most ideal policy for them.

License Verified:

License: 17093280

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (28)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jacobs Insurance Agency - Waterford logo
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License Verified:

License: 959573

Department Of Insurance And Financial Services

Jacobs Insurance Agency - Waterford

4488 West Walton Boulevard, Waterford, MI 48329
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  • Boats
  • Motorcyle & ATV

Business Description

Jacobs Insurance Agency, which is located in Waterford, assists clients in acquiring auto insurance. The company insures various types of vehicles, including classic cars, recreational vehicles, boats, and ATVs. One of the car insurance options its team offers is no-fault coverage, which reimburses losses in the event of an accident regardless of who is at fault. By working with multiple carriers like Hagerty and Grange, its agents are able to find plans that cover customers' unique needs.

License Verified:

License: 959573

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
1.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Joe Fagan logo
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License Verified:

License: 17231586

Michigan Department of Insurance and Financial Services

Joe Fagan

6909 Highland Road, Waterford Township, MI 48327
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  • Bundling

Business Description

Joe Fagan is a second-generation State Farm insurance agent that has been serving the Waterford community since 2014. He provides a wide range of car insurance coverages for teen drivers, rental cars, and sports cars. The coverage options include collision, rental, rideshare, and comprehensive insurance coverages. Roadside assistance is also available for eligible clients 24/7. Fagan and his team offer life, business, and homeowners' insurance products. Financial services are also available for banking and annuities.

License Verified:

License: 17231586

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (115)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mike Tolbert logo
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License Verified:

License: 0092038

Department Of Insurance And Financial Services

Mike Tolbert

34 South Telegraph Road, Waterford Township, MI 48328
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  • Multiple Carriers

Business Description

Mike Tolbert is a State Farm insurance agent that offers car insurance policies to the residents of Waterford and the neighboring areas. His auto insurance plans can include collision, comprehensive, rental, rideshare, and 24/7 roadside assistance coverages. Additionally, he can provide home, life and health, and business insurance products and services. Tolbert can accommodate Spanish-speaking customers. He is both a Legion of Honor Qualifier and a Millionaire Club Qualifier for State Farm.

License Verified:

License: 0092038

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.5 / 5 (38)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Molina Insurance Agency logo
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License Verified:

License: 17818658

Department Of Insurance And Financial Services

Molina Insurance Agency

4620 Dixie Highway, Waterford, MI 48329
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  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

Molina Insurance Agency handles the insurance needs of Waterford residents. This firm works with various insurance carriers, such as Foremost Insurance Group, Safeco Insurance, and Progressive, and offers a selection of insurance products. Its insurance plans include auto, motorcycle, ATV, boat, and motorhome insurance. Owner Michelle Molina is a multi-line insurance specialist with over six years of experience providing insurance solutions. Molina Insurance Agency strives to find new ways to meet customers' expectations and also offers home and life insurance.

License Verified:

License: 17818658

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Select Underwriters logo
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License Verified:

License: 960715

Michigan Department of Insurance and Financial Services

Select Underwriters

100 North Williams Lake Road, Waterford, MI 48327
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  • Home & Auto Insurance

Business Description

Select Underwriters is a team of independent insurance agents who serve residents in Waterford. Included in its product line is car insurance which may reimburse losses in cases of collision, theft, fire, and flood. With access to plans from various providers such as Zurich, Progressive, Grange, and Safeco, the risk management professionals combine different coverages and customize policies according to clients' individual needs. In addition to cars, they also insure motorcycles, recreational vehicles, and boats.

License Verified:

License: 960715

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (24)
Facebook
4.6 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Turnbull Insurance Agency logo
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License Verified:

License: 16127523

Department Of Insurance And Financial Services

Turnbull Insurance Agency

5649 Highland Road, Waterford Township, MI 48327
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  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

Turnbull Insurance Agency Inc. is a multi-line insurance solutions company that has been serving the Waterford metro area and nearby localities for more than four decades. Established in 1973, the firm protects car owners, drivers, and commercial operators from unwanted financial losses and legal liabilities in the event of an accident, theft, vandalism, or other unfortunate circumstances. Its independent insurance agents represent a multitude of providers that can offer various coverage options, including liability, comprehensive, collision, and underinsured or uninsured motorist. The company prides itself on having top-rated affiliates.

License Verified:

License: 16127523

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Viking Insurance Agency logo
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License Verified:

License: 14605329

Department Of Insurance And Financial Services

Viking Insurance Agency

4209 Sashabaw Road, Waterford, MI 48329
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  • Bundling Option

Business Description

Viking Insurance Agency is a family-owned car insurance agency based in Waterford. This independent agency has more than 20 years of experience in the insurance sector. The company believes that more is better than less when it comes to auto coverage, thus it offers a broad range of coverages that clients can choose from. The options include liability, collision, and comprehensive insurance. Its partners include Encompass, The Hartford, and the Foremost Insurance Group. The company also offers commercial insurance.

License Verified:

License: 14605329

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Vollrath Insurance Services, Inc logo
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License Verified:

License: 0008543

Department Of Insurance And Financial Services

Vollrath Insurance Services, Inc

4700 Dixie Highway, Waterford, MI 48329
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  • Boats
  • Motorcyle & ATV

Business Description

Vollrath Insurance Services, Inc represents multiple reputable policy carriers for a wider selection of coverages and premiums when it comes to personal and commercial auto insurance needs. The team of professional agents also offers insurance options for motorcycles, recreational vehicles, and auto-related businesses such as trucking and limousine service companies. Serving Waterford and the surrounding communities, the agency is an authorized independent agent for Blue Cross Blue Shield of Michigan and Blue Care Network.

License Verified:

License: 0008543

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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