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2024

Last updated:

Best Local Car Insurance Agencies in Rochester Hills

Our Recommended Top 15

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Rochester Hills Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

57Reviewed

40Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
25 North Washington Street, Oxford, MI 48371
  • Multiple Carriers

Why choose this provider?

Located in Oxford, Curtis Insurance Agency has been providing personal and commercial insurance products and services to Michiganders in Rochester Hills and the Oakland County area since 1948. It offers auto policies inclusive of collision and comprehensive insurance, personal injury protection, bodily harm and property damage liability protection, emergency road service, and rental car coverage. Specialized auto insurance for classic and antique cars is also available. Additionally, the agency provides home and renters insurance, personal umbrellas, recreational vehicle coverage, and flood insurance.

License Verified:

License: 8292065

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (17)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
P.O. Box 290, Clarkston, MI 48347
  • Multiple Carriers

Why choose this provider?

Ingenuity Group, LLC, is an independent insurance agency that serves the insurance needs of individuals, families, and business owners in Rochester Hills and nearby areas. The agency provides auto insurance plans to protect clients and their assets. Other products are home, flood, collector car, life, health, and Medicare supplement insurance plans. President and CEO James A. Ward, Jr. has over 35 years of professional experience in process and electro-mechanical controls, senior management for Fortune 500 manufacturers, and healthcare services.

License Verified:

License: 8291249

Department Of Insurance And Financial Services

Website
50551 Van Dyke Avenue, Shelby Township, MI 48317
  • Multiple Carriers
  • Motorcyle & ATV

Why choose this provider?

Custom Insurance Agency is an independent company serving clients throughout Rochester Hills, Shelby Township, and the surrounding areas of Metro Detroit. The firm offers standard auto insurance that protects investment against natural disasters, calamities, random acts of violence and vandalism, and liabilities and personal injury. Committed to choosing the best coverage for its clients, the Custom Insurance Agency team also offers personal, business, health and benefit, and life insurance products.

License Verified:

License: 8950525

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
68364 Main Street, Richmond, MI 48062

Why choose this provider?

Established in 1923, Verlinde Insurance Agency is a Richmond, Michigan-based agency that provides auto, business, home, and life insurance in Rochester Hills. The local and friendly company offers car insurance coverage options such as collision, comprehensive, property damage, bodily injury liability, and uninsured and underinsured motorist. Verlinde Insurance Agency utilizes an innovative computerized rating system to compare the rates of policies with similar coverage from a variety of carriers to find the best option.

License Verified:

License: 958640

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (225)
Facebook
5.0 / 5 (168)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
322 South Main Street, Rochester, MI 48307
  • Multiple Carriers
  • Motorcyle & ATV

Why choose this provider?

Whims Insurance Agency, Inc. has been providing a variety of insurance programs to clients in Rochester Hills and nearby areas since 1917. The company's insurance advisors insure different types of vehicles, such as private-passenger autos, motorcycles, classic and historical cars, motor homes and campers, and recreational vehicles. They also offer life and health, bonds, business, and home insurance solutions. Whims Insurance Agency's insurance partners include Foremost Insurance Group, Hagerty, and The Hartford.

License Verified:

License: 0006921

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (25)
Facebook
5.0 / 5 (11)

Website
1055 East South Boulevard, Rochester Hills, MI 48307
  • RV & Motorhome
  • Boats

Why choose this provider?

Based in Rochester Hills, Allied Insurance Managers, Inc., has been providing the auto insurance needs of individuals and businesses in the area since 1912. As an independent agency, it represents a variety of insurance carriers. Its team of agents gives clients a detailed review of their coverage needs before finding them the most comprehensive and cost-effective insurance solutions. Allied Insurance Managers also offers recreational vehicle, boat, and aviation insurance policies.

License Verified:

License: 0009016

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (89)
Facebook
5.0 / 5 (11)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
48955 Jefferson Avenue, New Baltimore, MI 48047
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

Why choose this provider?

As an independent agency, Lottie M. Schmidt & Thompson Insurance Agency represents various insurance companies providing services to clients in Rochester Hills and the nearby areas. The agency offers car insurance policies for the long-term protection of their policyholders. Its agents assist each client regardless of their account size and offer other personal and homeowners insurance. The agency also serves commercial businesses advising them on insurance coverage for commercial vehicles, contractors, and workers' compensation.

License Verified:

License: 0024786

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5730 Bella Rosa Boulevard, Clarkston, MI 48348
  • Multiple Carriers

Why choose this provider?

McNeil Agency, Inc., provides insurance assistance from its Rochester Hills location. The company offers various products including auto insurance. Multiple options such as personal injury protection, liability coverage, and collision coverage are offered by the agents. The professionals also insure classic cars, recreational vehicles, and watercraft. They review policies from different carriers including Chubb, Hagerty, and Safeco Insurance. McNeil Agency, Inc., has been in service since 1950, and its company president Sean Clauw has been on board since 1997.

License Verified:

License: 959868

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (2)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
67920 Van Dyke Avenue, Romeo, MI 48095
  • Multiple Carriers

Why choose this provider?

Thomas S. Raymond Agency, Inc. has been in the insurance business for over 80 years. The company handles both personal and commercial lines in Rochester Hills. Its agents assist car owners and drivers in protecting their vehicles from unforeseen accidents through comprehensive auto insurance. Clients are protected from financial obligations due to car collisions and legal liabilities to other people. Legal liabilities include property damage and bodily injury. The company's attentive four-person team is comprised of two agents, one customer service officer, and a bookkeeper.

License Verified:

License: 0677676

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.3 / 5 (6)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
803 North Main Street, Rochester, MI 48307
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Since 1979, Main Street Insurance Agency has been providing its auto insurance services and solutions to clients in Rochester Hills and the nearby areas. Ann Maskill established the agency to help people in customizing insurance plans that are suited to their needs. The agency's auto insurance plans protect clients against financial losses that are associated with events such as accidents and theft. The company also gives back to the local and global communities by donating to various charities.

License Verified:

License: 961263

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (30)
Facebook
5.0 / 5 (12)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3392 Sashabaw Road, Waterford Township, MI 48329
  • Multiple Carriers

Why choose this provider?

Hutchison's Insurance Agency, LLC is an insurance provider serving Rochester Hills and the surrounding areas. Its team of professionals handles both personal and commercial lines. For drivers or vehicle owners, it offers an auto insurance policy comprised of six different kinds of coverage. The policy covers physical damage to cars, public liability, medical expenses, and bodily injury in the event of an accident. The agency is partnered with multiple carriers to better secure for clients their best options for insurance.

License Verified:

License: 2340584

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (39)
Facebook
5.0 / 5 (8)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1415 Walton Boulevard, Rochester Hills, MI 48309
  • Boats
  • Motorcyle & ATV

Why choose this provider?

The Crawford Insurance Group is a multi-line agency in Rochester Hills that offers auto insurance services to individuals and businesses. Its team of agents works with multiple insurance carriers to provide personalized insurance plans for clients. The company aims to establish a long-term relationship with its partnered carriers and customers through its core values—integrity, expertise, engagement, passion, and dependability. The Crawford Insurance Group is a seven-time recipient of the Nationwide President's Award.

License Verified:

License: 8291022

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (36)
Facebook
3.9 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
930 West Avon Road, Rochester Hills, MI 48307
  • Multiple Carriers

Why choose this provider?

Mike Bashore is a Michigan-based State Farm insurance agent serving residents of Rochester Hills and nearby areas. He specializes in auto insurance and provides car insurance policies for teen drivers, rental cars, sports cars, classic and antique cars, and commercial vehicles. His standard comprehensive auto policies offer coverage options for collisions and other accidents, property damage and theft, liabilities, and medical payments. Mike was awarded the 2019 Sunrise Pinnacle Award for Customer Service for his service to the Rochester community.

License Verified:

License: 7822699

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (200)
Yelp
3.5 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7151 North Main Street, Clarkston, MI 48346
  • Multiple Carriers

Why choose this provider?

Established in 2006, the Ryan Insurance Agency is a family-owned, full-service, and independent insurance agency that helps individuals and families in Rochester Hills and nearby areas with their insurance needs. The agency has more than 14 years of experience in the insurance industry, offering auto insurance policies, including protection against personal injury, property damage, and residual liability. It also provides other common types of extra auto coverage, such as collision and comprehensive insurance, limited property damage liability insurance, and towing and rental car coverage.

License Verified:

License: 19205163

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
45136 Cass Avenue, Utica, MI 48317
  • Multiple Carriers
  • Boats

Why choose this provider?

Michigan Insurance and Financial Services is an independent insurance company that covers clients in Rochester Hills and nearby areas. It has auto insurance plans that include possible risks, like collisions and roll-overs. It also provides special coverage for towing and temporary car rental. The company also offers other personal insurance plans, like homeowners', flood, and earthquake. Additionally, it has business insurance policies for bonds, builders risk, crop, farm and ranch, and agribusiness.

License Verified:

License: 15800564

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (37)
Facebook
4.7 / 5 (12)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Is it possible for someone to insure a car in Rochester Hills that is not in their name?

    Yes, anyone can purchase a policy for a car in Rochester Hills, even if they do not own it. According to Michigan's no-fault auto insurance statute, owners of a car are required to keep no-fault auto insurance on the vehicle; however, they are not required to actively purchase the coverage.

  • Are there restrictions on vehicle registration imposed in Rochester Hills for people found driving without insurance?

    Yes, anyone in Rochester Hills who cannot provide proof of insurance may have their registration rights restricted by the Michigan Secretary of State. The Secretary of State has the authority to deny the replacement, renewal, or transfer of vehicle registrations, as well as the registration of a new vehicle, to individuals who have been ticketed for driving without insurance.

  • What obligations might an uninsured driver have if they cause a collision in Rochester Hills?

    If a collision in Rochester Hills was caused by an uninsured driver, they would be financially responsible for:

    • Any percentage of the at-fault party's medical expenses and lost wages that are not covered by PIP.
    • The cost of repairing the other driver's car.
    • Damages and court costs (if a lawsuit is involved).
  • Does an SR-22 impact auto insurance in Rochester Hills?

    Yes, filing an SR-22 may cause an increase on insurance premiums in in Rochester Hills. This is because an SR-22 is a certificate of financial responsibility hold by classified high-risk drivers. If the driver maintains it for the required period of time without committing any other violations, SR-22 will no longer be required.

  • What is the minimum auto insurance coverage required to legally drive a car in Rochester Hills?

    The mandated minimum auto insurance coverage required to drive a car in Rochester Hills are:

    • $50,000 per person for bodily harm.
    • A $100,000 per accident maximum.
    • Up to $10,000 in coverage for accidents that cause property damage to someone else's property. For additional protection, motorists may purchase comprehensive, collision, and uninsured or underinsured motorist coverage.
  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.