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Best Local Car Insurance Agencies in Rochester Hills

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alliedinsmgr.com logo
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License Verified:

License: 0009016

Department Of Insurance And Financial Services

alliedinsmgr.com

1055 East South Boulevard, Rochester Hills, MI 48307
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  • RV & Motorhome
  • Boats

Business Description

Based in Rochester Hills, Allied Insurance Managers, Inc., has been providing the auto insurance needs of individuals and businesses in the area since 1912. As an independent agency, it represents a variety of insurance carriers. Its team of agents gives clients a detailed review of their coverage needs before finding them the most comprehensive and cost-effective insurance solutions. Allied Insurance Managers also offers recreational vehicle, boat, and aviation insurance policies.

License Verified:

License: 0009016

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (89)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Curtis Insurance Agency logo
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License Verified:

License: 8292065

Department Of Insurance And Financial Services

Curtis Insurance Agency

25 North Washington Street, Oxford, MI 48371
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  • Multiple Carriers

Business Description

Located in Oxford, Curtis Insurance Agency has been providing personal and commercial insurance products and services to Michiganders in Rochester Hills and the Oakland County area since 1948. It offers auto policies inclusive of collision and comprehensive insurance, personal injury protection, bodily harm and property damage liability protection, emergency road service, and rental car coverage. Specialized auto insurance for classic and antique cars is also available. Additionally, the agency provides home and renters insurance, personal umbrellas, recreational vehicle coverage, and flood insurance.

License Verified:

License: 8292065

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Custom Insurance Agency logo
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License Verified:

License: 8950525

Department Of Insurance And Financial Services

Custom Insurance Agency

50551 Van Dyke Avenue, Shelby Township, MI 48317
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  • Multiple Carriers
  • Motorcyle & ATV

Business Description

Custom Insurance Agency is an independent company serving clients throughout Rochester Hills, Shelby Township, and the surrounding areas of Metro Detroit. The firm offers standard auto insurance that protects investment against natural disasters, calamities, random acts of violence and vandalism, and liabilities and personal injury. Committed to choosing the best coverage for its clients, the Custom Insurance Agency team also offers personal, business, health and benefit, and life insurance products.

License Verified:

License: 8950525

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hutchison's Insurance Agency, LLC logo
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License Verified:

License: 2340584

Department Of Insurance And Financial Services

Hutchison's Insurance Agency, LLC

3392 Sashabaw Road, Waterford Township, MI 48329
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  • Multiple Carriers

Business Description

Hutchison's Insurance Agency, LLC is an insurance provider serving Rochester Hills and the surrounding areas. Its team of professionals handles both personal and commercial lines. For drivers or vehicle owners, it offers an auto insurance policy comprised of six different kinds of coverage. The policy covers physical damage to cars, public liability, medical expenses, and bodily injury in the event of an accident. The agency is partnered with multiple carriers to better secure for clients their best options for insurance.

License Verified:

License: 2340584

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ingenuity Group, LLC logo
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License Verified:

License: 8291249

Department Of Insurance And Financial Services

Ingenuity Group, LLC

P.O. Box 290, Clarkston, MI 48347
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  • Multiple Carriers

Business Description

Ingenuity Group, LLC, is an independent insurance agency that serves the insurance needs of individuals, families, and business owners in Rochester Hills and nearby areas. The agency provides auto insurance plans to protect clients and their assets. Other products are home, flood, collector car, life, health, and Medicare supplement insurance plans. President and CEO James A. Ward, Jr. has over 35 years of professional experience in process and electro-mechanical controls, senior management for Fortune 500 manufacturers, and healthcare services.

License Verified:

License: 8291249

Department Of Insurance And Financial Services

Lottie M. Schmidt & Thompson Insurance Agency logo
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License Verified:

License: 0024786

Department Of Insurance And Financial Services

Lottie M. Schmidt & Thompson Insurance Agency

48955 Jefferson Avenue, New Baltimore, MI 48047
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

Business Description

As an independent agency, Lottie M. Schmidt & Thompson Insurance Agency represents various insurance companies providing services to clients in Rochester Hills and the nearby areas. The agency offers car insurance policies for the long-term protection of their policyholders. Its agents assist each client regardless of their account size and offer other personal and homeowners insurance. The agency also serves commercial businesses advising them on insurance coverage for commercial vehicles, contractors, and workers' compensation.

License Verified:

License: 0024786

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Main Street Insurance Agency logo
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License Verified:

License: 961263

Department Of Insurance And Financial Services

Main Street Insurance Agency

803 North Main Street, Rochester, MI 48307
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  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

Since 1979, Main Street Insurance Agency has been providing its auto insurance services and solutions to clients in Rochester Hills and the nearby areas. Ann Maskill established the agency to help people in customizing insurance plans that are suited to their needs. The agency's auto insurance plans protect clients against financial losses that are associated with events such as accidents and theft. The company also gives back to the local and global communities by donating to various charities.

License Verified:

License: 961263

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (30)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
McNeil Agency, Inc. logo
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License Verified:

License: 959868

Department Of Insurance And Financial Services

McNeil Agency, Inc.

5730 Bella Rosa Boulevard, Clarkston, MI 48348
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  • Multiple Carriers

Business Description

McNeil Agency, Inc., provides insurance assistance from its Rochester Hills location. The company offers various products including auto insurance. Multiple options such as personal injury protection, liability coverage, and collision coverage are offered by the agents. The professionals also insure classic cars, recreational vehicles, and watercraft. They review policies from different carriers including Chubb, Hagerty, and Safeco Insurance. McNeil Agency, Inc., has been in service since 1950, and its company president Sean Clauw has been on board since 1997.

License Verified:

License: 959868

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (2)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Michigan Insurance and Financial Services logo
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License Verified:

License: 15800564

Department Of Insurance And Financial Services

Michigan Insurance and Financial Services

45136 Cass Avenue, Utica, MI 48317
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  • Multiple Carriers
  • Boats

Business Description

Michigan Insurance and Financial Services is an independent insurance company that covers clients in Rochester Hills and nearby areas. It has auto insurance plans that include possible risks, like collisions and roll-overs. It also provides special coverage for towing and temporary car rental. The company also offers other personal insurance plans, like homeowners', flood, and earthquake. Additionally, it has business insurance policies for bonds, builders risk, crop, farm and ranch, and agribusiness.

License Verified:

License: 15800564

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.4 / 5 (37)
Facebook
4.7 / 5 (12)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mike Bashore logo
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License Verified:

License: 7822699

Department Of Insurance And Financial Services

Mike Bashore

930 West Avon Road, Rochester Hills, MI 48307
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  • Multiple Carriers

Business Description

Mike Bashore is a Michigan-based State Farm insurance agent serving residents of Rochester Hills and nearby areas. He specializes in auto insurance and provides car insurance policies for teen drivers, rental cars, sports cars, classic and antique cars, and commercial vehicles. His standard comprehensive auto policies offer coverage options for collisions and other accidents, property damage and theft, liabilities, and medical payments. Mike was awarded the 2019 Sunrise Pinnacle Award for Customer Service for his service to the Rochester community.

License Verified:

License: 7822699

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Yelp
3.5 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Crawford Insurance Group logo
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License Verified:

License: 8291022

Department Of Insurance And Financial Services

The Crawford Insurance Group

1415 Walton Boulevard, Rochester Hills, MI 48309
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  • Boats
  • Motorcyle & ATV

Business Description

The Crawford Insurance Group is a multi-line agency in Rochester Hills that offers auto insurance services to individuals and businesses. Its team of agents works with multiple insurance carriers to provide personalized insurance plans for clients. The company aims to establish a long-term relationship with its partnered carriers and customers through its core values—integrity, expertise, engagement, passion, and dependability. The Crawford Insurance Group is a seven-time recipient of the Nationwide President's Award.

License Verified:

License: 8291022

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (36)
Facebook
3.9 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Ryan Insurance Agency logo
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License Verified:

License: 19205163

Department Of Insurance And Financial Services

The Ryan Insurance Agency

7151 North Main Street, Clarkston, MI 48346
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  • Multiple Carriers

Business Description

Established in 2006, the Ryan Insurance Agency is a family-owned, full-service, and independent insurance agency that helps individuals and families in Rochester Hills and nearby areas with their insurance needs. The agency has more than 14 years of experience in the insurance industry, offering auto insurance policies, including protection against personal injury, property damage, and residual liability. It also provides other common types of extra auto coverage, such as collision and comprehensive insurance, limited property damage liability insurance, and towing and rental car coverage.

License Verified:

License: 19205163

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Thomas S. Raymond Agency, Inc. logo
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License Verified:

License: 0677676

Department Of Insurance And Financial Services

Thomas S. Raymond Agency, Inc.

67920 Van Dyke Avenue, Romeo, MI 48095
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  • Multiple Carriers

Business Description

Thomas S. Raymond Agency, Inc. has been in the insurance business for over 80 years. The company handles both personal and commercial lines in Rochester Hills. Its agents assist car owners and drivers in protecting their vehicles from unforeseen accidents through comprehensive auto insurance. Clients are protected from financial obligations due to car collisions and legal liabilities to other people. Legal liabilities include property damage and bodily injury. The company's attentive four-person team is comprised of two agents, one customer service officer, and a bookkeeper.

License Verified:

License: 0677676

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.3 / 5 (6)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Verlinde Insurance Agency logo
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License Verified:

License: 958640

Department Of Insurance And Financial Services

Verlinde Insurance Agency

68364 Main Street, Richmond, MI 48062
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Business Description

Established in 1923, Verlinde Insurance Agency is a Richmond, Michigan-based agency that provides auto, business, home, and life insurance in Rochester Hills. The local and friendly company offers car insurance coverage options such as collision, comprehensive, property damage, bodily injury liability, and uninsured and underinsured motorist. Verlinde Insurance Agency utilizes an innovative computerized rating system to compare the rates of policies with similar coverage from a variety of carriers to find the best option.

License Verified:

License: 958640

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (225)
Facebook
5.0 / 5 (168)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Whims Insurance Agency, Inc. logo
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License Verified:

License: 0006921

Department Of Insurance And Financial Services

Whims Insurance Agency, Inc.

322 South Main Street, Rochester, MI 48307
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  • Multiple Carriers
  • Motorcyle & ATV

Business Description

Whims Insurance Agency, Inc. has been providing a variety of insurance programs to clients in Rochester Hills and nearby areas since 1917. The company's insurance advisors insure different types of vehicles, such as private-passenger autos, motorcycles, classic and historical cars, motor homes and campers, and recreational vehicles. They also offer life and health, bonds, business, and home insurance solutions. Whims Insurance Agency's insurance partners include Foremost Insurance Group, Hagerty, and The Hartford.

License Verified:

License: 0006921

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (25)
Facebook
5.0 / 5 (11)
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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