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Best Local Car Insurance Agencies in Farmington Hills

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Baty Agency, Inc. logo
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License Verified:

License: 958675

Department Of Insurance And Financial Services

Baty Agency, Inc.

37875 West 12 Mile Road, Farmington Hills, MI 48331
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  • Bundling Option

Business Description

Baty Agency, Inc., is an independent insurance company based in Farmington Hills that offers auto insurance products and services to individuals and businesses within the nearby areas. It represents various insurance carriers to provide up-to-date protection, including comprehensive and collision coverages, for its clients. Its team of insurance specialists creates loss-preventing measures and lowers risk factors through the company's insurance premiums. They also craft life, home, and business insurance plans.

License Verified:

License: 958675

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (40)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
capitalinsuranceagent.com logo
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License Verified:

License: 960067

Department Of Insurance And Financial Services

capitalinsuranceagent.com

1263 West Square Lake Road, Bloomfield Hills, MI 48302
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  • Multiple Carriers

Business Description

Capital Insurance Group helps clients in Farmington Hills and throughout the Southeast areas of the region with their auto insurance needs. The agency preserves valuable assets and minimizes risk from loss through comprehensive coverages based on the client's risk profile. With over 35 years of experience in the industry, it also reviews existing auto insurance policies to ensure that they cover the key areas vulnerable to financial loss. The agency also offers a streamlined claims process.

License Verified:

License: 960067

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Conner Insurance Group, Inc. logo
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License Verified:

License: 392214

Department Of Insurance And Financial Services

Conner Insurance Group, Inc.

31600 West 13 Mile Road, Farmington Hills, MI 48334
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Business Description

Conner Insurance Group is an independent agency in Farmington Hills. Established in 1994 by Jerry Conner, the company is focused on providing personalized services to its clients. Providing auto insurance to vehicle owners, the agency offers coverage involving collision and personal injury. Clients can choose optional coverage for losses, including fire, theft, damages from natural disasters, and falling objects under comprehensive insurance. Conner Insurance Group also handles insurance for other types of vehicles such as recreational vehicles, boats, and RVs.

License Verified:

License: 392214

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Elizabeth Ross logo
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License Verified:

License: 998880

Department Of Insurance And Financial Services

Elizabeth Ross

2525 South Telegraph Road, Bloomfield Hills, MI 48302
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  • Multiple Carriers
  • Bundling Option

Business Description

Elizabeth Ross is a second-generation State Farm agent since 1996. She provides insurance services to clients in Farmington Hills and the nearby areas. Ross and her team also guide clients and inform them about the changing insurance-related laws in the state, including the no-fault auto insurance law. They can cater to clients that need insurance policies for boats, motorhomes, and motorcycles. Additionally, she offers other insurance plans that cover homes, life and health, business, and condos and renters.

License Verified:

License: 998880

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.4 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Farmington Insurance Agency logo
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License Verified:

License: 1905939

Department Of Insurance And Financial Services

Farmington Insurance Agency

33215 Grand River Avenue, Farmington, MI 48336
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  • Bundling Option

Business Description

Farmington Insurance Agency is a team of agents that assists Farmington Hills residents and businesses. They create various types of protection plans, including car insurance policies. The professionals customize plans for car owners, which may include coverage for vehicle damage caused by a collision, a fire, or a thief. They work with multiple carriers such as Zurich and Travelers to provide clients with different policy options. In 2018, Farmington Insurance Agency celebrated its 150th year in the industry.

License Verified:

License: 1905939

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (26)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Hartland Insurance Agency, Inc. logo
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License Verified:

License: 1234

Department Of Insurance And Financial Services

Hartland Insurance Agency, Inc.

2532 S Old Us Highway 23 Hartland, MI 48353, Hartland, MI 48353
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Business Description

Hartland Insurance Agency, Inc. is an independent insurance agency that has served the Farmington Hills community since 1978. It represents top insurance companies that offer a wide range of car insurance coverage options for personal and business needs. Policies include automotive liability, Michigan no-fault coverage, uninsured or underinsured motorists liability, roadside assistance, and rental car coverage. Protection can also be provided for recreational vehicles and motorhomes for those who are always on the road. The agency also offers collector car and motorcycle insurance.

License Verified:

License: 1234

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.3 / 5 (12)
Google
4.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
HBL Insurance Agency logo
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License Verified:

License: 16192920

Department Of Insurance And Financial Services

HBL Insurance Agency

31711 Grand River Avenue, Farmington, MI 48336
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  • Bundling Option

Business Description

Since 1956, HBL Insurance Agency has been providing its auto insurance products and services to individuals in Farmington Hills and the nearby areas. It is a family-owned and independent agency that works with various insurance carriers to better provide coverage tailored to the clients' needs. The current owner and the son of the founder, Mark Hatz, is personally involved in HBL Insurance Agency's operations. The company's staff has over 30 years of combined experience backing quality insurance solutions, including advocating for clients before insurance carriers.

License Verified:

License: 16192920

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Phil Klein Insurance Group logo
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License Verified:

License: 0094923

Department Of Insurance And Financial Services

Phil Klein Insurance Group

7125 Orchard Lake Road, West Bloomfield, MI 48322
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

Business Description

Phil Klein Insurance Group (PKIG) is an independent insurance agency in West Bloomfield that operates in the Farmington Hills metro and nearby towns. The company offers auto insurance policies to clients that help protect them and their vehicles from accidents, thefts, fires, and other covered events. The policies may also cover legal liabilities for injuries caused as well as compensation for physical damages sustained by the vehicle. PKIG also covers motorcycles, trucks, ATVs, and boats.

License Verified:

License: 0094923

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (582)
Facebook
5.0 / 5 (31)
Yelp
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Professional Underwriters, Inc. logo
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License Verified:

License: 958937

Department Of Insurance And Financial Services

Professional Underwriters, Inc.

39475 West 13 Mile Road, Novi, MI 48377
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  • Multiple Carriers

Business Description

Professional Underwriters, Inc., is a risk management specialist that serves the Farmington Hills area. The insurance agency offers various products, including auto insurance which protects drivers from liability claims in case the policyholder causes injury to others. It may also include comprehensive coverage which reimburses losses from fire or theft. The company's agents have access to insurance plans from multiple carriers like Zurich, Travelers, and Hanover. Professional Underwriters has been in service for the past five decades.

License Verified:

License: 958937

Department Of Insurance And Financial Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Select Underwriters logo
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License Verified:

License: 960715

Department Of Insurance And Financial Services

Select Underwriters

100 North Williams Lake Road, Waterford, MI 48327
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  • Multiple Carriers

Business Description

Select Underwriters is an independently owned and locally operated insurance agency that has been protecting the vehicles of its customers in Farmington Hills. It has a full range of policy options for car insurance. In addition, it also deals with home, life, health, business, and commercial insurance plans. The agency represents many industry-rated insurance carriers, including Chubb, Encompass Insurance, Foremost, Grange Insurance, Hagerty, and The Hartford. Its team of agents is committed to understanding the needs of clients to find the best car insurance coverages for them.

License Verified:

License: 960715

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Storm Insurance Services logo
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License Verified:

License: NPN #: 1682542

Department Of Insurance And Financial Services

Storm Insurance Services

24001 Orchard Lake Road, Farmington Hills, MI 48336
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  • Multiple Carriers

Business Description

Storm Insurance Services is a full-service independent insurance agency that serves clients in Farmington Hills and nearby areas. It offers a wide array of insurance products such as auto insurance, boat and watercraft insurance, motorcycle insurance, motor home & RV coverage, health and life insurance, and security coverage for high-value items. The company is affiliated with reputable and reliable insurance companies such as Auto Owners, Citizens, Pioneer State Mutual, Aetna, Progressive, and UnitedHealthcare.

License Verified:

License: NPN #: 1682542

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (46)
Facebook
5.0 / 5 (2)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
TDA Insurance & Financial logo
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License Verified:

License: 710547

Department Of Insurance And Financial Services

TDA Insurance & Financial

246 Liberty Street, Walled Lake, MI 48390
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  • Boats
  • Motorcyle & ATV

Business Description

TDA Insurance & Financial offers car insurance options to individuals, families, and businesses in Farmington Hills. Its agents provide clients with customized solutions and plans to protect and grow their assets. One of these solutions is car insurance. The company has long-term relationships with many car insurers, like Hanover, Hagerty, and Progressive. The company has 24/7 customer service using their online portal, where clients can access data, such as policy information, as well as request forms to change their account information.

License Verified:

License: 710547

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Werner Scherz logo
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License Verified:

License: 8328770

Department Of Insurance And Financial Services

Werner Scherz

41000 Seven Mile Road, Northville, MI 48167
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  • Bundling Option

Business Description

Werner Scherz is an independent Farm Bureau Insurance agent. He offers a variety of insurance products and services, such as personal, business, and specialty auto insurance policies that cover uninsured and underinsured motorists, limited property damage liability claims, travel interruption, collision protection, and transportation network drivers. Werner Scherz is an experienced Life Underwriter Training Council Fellow and holds one-on-one discussions with each client to formulates a suitable insurance plan based on their needs and requirements.

License Verified:

License: 8328770

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (32)
Google
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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