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2024

Last updated:

Best Local Car Insurance Agencies in Farmington Hills

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Farmington Hills Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

57

Reviewed

39

Curated

12

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
7125 Orchard Lake Road, West Bloomfield, MI 48322
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Phil Klein Insurance Group (PKIG) is an independent insurance agency in West Bloomfield that operates in the Farmington Hills metro and nearby towns. The company offers auto insurance policies to clients that help protect them and their vehicles from accidents, thefts, fires, and other covered events. The policies may also cover legal liabilities for injuries caused as well as compensation for physical damages sustained by the vehicle. PKIG also covers motorcycles, trucks, ATVs, and boats.

License Verified:

License: 0094923

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (582)
Facebook
5.0 / 5 (31)
Yelp
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
24001 Orchard Lake Road, Farmington Hills, MI 48336
  • Multiple Carriers

Why choose this provider?

Storm Insurance Services is a full-service independent insurance agency that serves clients in Farmington Hills and nearby areas. It offers a wide array of insurance products such as auto insurance, boat and watercraft insurance, motorcycle insurance, motor home & RV coverage, health and life insurance, and security coverage for high-value items. The company is affiliated with reputable and reliable insurance companies such as Auto Owners, Citizens, Pioneer State Mutual, Aetna, Progressive, and UnitedHealthcare.

License Verified:

License: NPN #: 1682542

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (46)
Facebook
5.0 / 5 (2)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1263 West Square Lake Road, Bloomfield Hills, MI 48302
  • Multiple Carriers

Why choose this provider?

Capital Insurance Group helps clients in Farmington Hills and throughout the Southeast areas of the region with their auto insurance needs. The agency preserves valuable assets and minimizes risk from loss through comprehensive coverages based on the client's risk profile. With over 35 years of experience in the industry, it also reviews existing auto insurance policies to ensure that they cover the key areas vulnerable to financial loss. The agency also offers a streamlined claims process.

License Verified:

License: 960067

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
246 Liberty Street, Walled Lake, MI 48390
  • Boats
  • Motorcyle & ATV

Why choose this provider?

TDA Insurance & Financial offers car insurance options to individuals, families, and businesses in Farmington Hills. Its agents provide clients with customized solutions and plans to protect and grow their assets. One of these solutions is car insurance. The company has long-term relationships with many car insurers, like Hanover, Hagerty, and Progressive. The company has 24/7 customer service using their online portal, where clients can access data, such as policy information, as well as request forms to change their account information.

License Verified:

License: 710547

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
31711 Grand River Avenue, Farmington, MI 48336
  • Bundling Option

Why choose this provider?

Since 1956, HBL Insurance Agency has been providing its auto insurance products and services to individuals in Farmington Hills and the nearby areas. It is a family-owned and independent agency that works with various insurance carriers to better provide coverage tailored to the clients' needs. The current owner and the son of the founder, Mark Hatz, is personally involved in HBL Insurance Agency's operations. The company's staff has over 30 years of combined experience backing quality insurance solutions, including advocating for clients before insurance carriers.

License Verified:

License: 16192920

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
31600 West 13 Mile Road, Farmington Hills, MI 48334

Why choose this provider?

Conner Insurance Group is an independent agency in Farmington Hills. Established in 1994 by Jerry Conner, the company is focused on providing personalized services to its clients. Providing auto insurance to vehicle owners, the agency offers coverage involving collision and personal injury. Clients can choose optional coverage for losses, including fire, theft, damages from natural disasters, and falling objects under comprehensive insurance. Conner Insurance Group also handles insurance for other types of vehicles such as recreational vehicles, boats, and RVs.

License Verified:

License: 392214

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
33215 Grand River Avenue, Farmington, MI 48336
  • Bundling Option

Why choose this provider?

Farmington Insurance Agency is a team of agents that assists Farmington Hills residents and businesses. They create various types of protection plans, including car insurance policies. The professionals customize plans for car owners, which may include coverage for vehicle damage caused by a collision, a fire, or a thief. They work with multiple carriers such as Zurich and Travelers to provide clients with different policy options. In 2018, Farmington Insurance Agency celebrated its 150th year in the industry.

License Verified:

License: 1905939

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (26)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
100 North Williams Lake Road, Waterford, MI 48327
  • Multiple Carriers

Why choose this provider?

Select Underwriters is an independently owned and locally operated insurance agency that has been protecting the vehicles of its customers in Farmington Hills. It has a full range of policy options for car insurance. In addition, it also deals with home, life, health, business, and commercial insurance plans. The agency represents many industry-rated insurance carriers, including Chubb, Encompass Insurance, Foremost, Grange Insurance, Hagerty, and The Hartford. Its team of agents is committed to understanding the needs of clients to find the best car insurance coverages for them.

License Verified:

License: 960715

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
41000 Seven Mile Road, Northville, MI 48167
  • Bundling Option

Why choose this provider?

Werner Scherz is an independent Farm Bureau Insurance agent. He offers a variety of insurance products and services, such as personal, business, and specialty auto insurance policies that cover uninsured and underinsured motorists, limited property damage liability claims, travel interruption, collision protection, and transportation network drivers. Werner Scherz is an experienced Life Underwriter Training Council Fellow and holds one-on-one discussions with each client to formulates a suitable insurance plan based on their needs and requirements.

License Verified:

License: 8328770

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2532 S Old Us Highway 23 Hartland, MI 48353, Hartland, MI 48353

Why choose this provider?

Hartland Insurance Agency, Inc. is an independent insurance agency that has served the Farmington Hills community since 1978. It represents top insurance companies that offer a wide range of car insurance coverage options for personal and business needs. Policies include automotive liability, Michigan no-fault coverage, uninsured or underinsured motorists liability, roadside assistance, and rental car coverage. Protection can also be provided for recreational vehicles and motorhomes for those who are always on the road. The agency also offers collector car and motorcycle insurance.

License Verified:

License: 1234

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
4.3 / 5 (12)
Google
4.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
39475 West 13 Mile Road, Novi, MI 48377
  • Multiple Carriers

Why choose this provider?

Professional Underwriters, Inc., is a risk management specialist that serves the Farmington Hills area. The insurance agency offers various products, including auto insurance which protects drivers from liability claims in case the policyholder causes injury to others. It may also include comprehensive coverage which reimburses losses from fire or theft. The company's agents have access to insurance plans from multiple carriers like Zurich, Travelers, and Hanover. Professional Underwriters has been in service for the past five decades.

License Verified:

License: 958937

Department Of Insurance And Financial Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
37875 West 12 Mile Road, Farmington Hills, MI 48331
  • Bundling Option

Why choose this provider?

Baty Agency, Inc., is an independent insurance company based in Farmington Hills that offers auto insurance products and services to individuals and businesses within the nearby areas. It represents various insurance carriers to provide up-to-date protection, including comprehensive and collision coverages, for its clients. Its team of insurance specialists creates loss-preventing measures and lowers risk factors through the company's insurance premiums. They also craft life, home, and business insurance plans.

License Verified:

License: 958675

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (40)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • How can a student driver in Farmington Hills qualify for lower car insurance rates?

    Teen drivers in Farmington Hills are typically expected to pay a higher premium due to their age, but there are some factors that allow them to purchase a car insurance policy at a lower cost. This is known as the Good Student discount, and the student must have proof of their good performance at school, which is signed by their school administrators, or a 3.0 GPA.

  • When is the right time to review your car insurance policy in Farmington Hills?

    You can always review your car insurance policy in Farmington Hills at your leisure, but there may be times when you need to do so right away. These situations can occur if you buy or sell a car, relocate to a new location, change the location where you park your car, or if you have a new driver in your home. All of these factors can have an impact on your insurance's monthly rate, so it's best to be aware of them ahead of time.

  • Are drivers in Farmington Hills required to carry car insurance?

    Yes, it is required by Michigan law that all drivers in Farmington Hills carry car insurance with coverages such as property protection insurance (PPI), bodily injury (BI), and personal injury protection (PIP). Having these coverages will help to protect the policyholder and other drivers in the event of a road accident.

  • What penalties await if you drive a car without insurance in Farmington Hills?

    If you drive a car in Farmington Hills without insurance, you will be charged with a misdemeanor and fined between $200 and $500. Depending on the details of your case, it is also possible that your driver's license will be taken away or you might go to jail for a year.

  • What should you do if cannot present proof of your car insurance in Farmington Hills even if you already purchased one?

    If you get pulled over in Farmington Hills and cannot show proof of insurance, you will still be charged with a misdemeanor under MCL 500.3102(3), which says that it will be assumed that your car does not have insurance unless you can prove otherwise. Make sure you have your car insurance card with you when you drive to avoid this.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.