Best Mortgage Refinance Companies in Waterford

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Mortgage Refinance Companies FAQs

Learn more
365 Lending, LLC logo
Visit WebsiteWebsite

License Verified:

License: 2318316

Nationwide Multistate Licensing System and Registry

365 Lending, LLC

3160 Haggerty Rd, STE P, West Bloomfield, MI 48323
Visit WebsiteWebsite
  • New Construction
  • Reverse Mortgages

Business Description

365 Lending, LLC is an independent, full-service residential mortgage broker serving Waterford and surrounding areas. Homeowners considering refinancing their existing mortgage may choose from the loan types it offers, which include conventional, VA, FHA, and jumbo. It also provides various loan products to first-time, vacation, and experienced homebuyers, and property investors as well as those looking to renovate their homes or downsize. 365 Lending, LLC handles the entire mortgage process in-house, guiding clients from beginning to end.

License Verified:

License: 2318316

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (38)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Amax Lending logo
Visit WebsiteWebsite

License Verified:

License: 2096793

Nationwide Multistate Licensing System and Registry

Amax Lending

7071 Orchard Lake Rd Suite 235, West Bloomfield Township, MI 48322
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Mortgage broker Amax Lending has been serving residents in Waterford and across Michigan for 17 years. It assists homeowners considering refinancing to lower their monthly payments and pay off their loans faster. It offers new home purchase and home equity loans as well. The company does all processing and underwriting in-house which keeps everything streamlined. It partners with multiple lenders including Chase, Quicken Loans, and Loan Depot. Its services extend to residents in Florida, Colorado, Arizona, California, and Texas.

License Verified:

License: 2096793

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (64)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Clarkston Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 2064190

Nationwide Multistate Licensing System and Registry

Clarkston Mortgage

5905 S Main St., Clarkston, MI 48346
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Clarkston Mortgage is a brokerage firm that provides loan origination services in Waterford and surrounding areas. It offers mortgage refinancing options to homeowners looking to reduce their interest rates and monthly payments or change the length of their loan terms. The options include cash-out refinance and HARP, a federal program that aids underwater and near-underwater homeowners. The veteran-owned business also processes conforming, jumbo, FHA, VA, USDA, and reverse mortgages under 15-year and 30-year fixed, and adjustable terms.

License Verified:

License: 2064190

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Fidel Gonzalez logo
Visit WebsiteWebsite

License Verified:

License: 763861

Nationwide Multistate Licensing System and Registry

Fidel Gonzalez

1990 Main Street Ste #750 Office #754, Waterford, MI 34236
Visit WebsiteWebsite
  • New Construction
  • Reverse Mortgages

Business Description

Fidel Gonzalez is a branch manager and loan officer with Nexa Mortgage, serving customers in Waterford and nearby areas. He assists clients looking to refinance existing mortgages to reduce interest rates, get lower monthly payments, get cash out from equity, or change loan terms. He offers different types of loan options, including FHA, conventional, VA, USDA, and jumbo, with 15-year and 30-year fixed rates. Gonzalez has been in the industry for over 10 years and is bilingual in English and Spanish.

License Verified:

License: 763861

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Green Oak Lending Group logo
Visit WebsiteWebsite

License Verified:

License: 1843921

Nationwide Multistate Licensing System and Registry

Green Oak Lending Group

560 N Milford Rd Suite 202, Milford, MI 48381
Visit WebsiteWebsite

Business Description

Green Oak Lending Group is a boutique mortgage brokerage that serves first responders in and around the Waterford metro. It assists homeowners who are looking to refinance a multi-family home, townhouse, or condominium. The company offers a wide variety of options, including VA, FHA, USDA, and rehab loans, as well as fixed-rate and reverse mortgages. It was founded in 2019 by David LiVolsi and Michael Wagner, mortgage bankers with over two decades of combined experience.

License Verified:

License: 1843921

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (67)
Facebook
5.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
JM Mortgage Services logo
Visit WebsiteWebsite

License Verified:

License: 1632799

Nationwide Multistate Licensing System and Registry

JM Mortgage Services

970 Pine Ave, Lake Orion, MI 48362
Visit WebsiteWebsite
  • New Construction

Business Description

JM Mortgage Services helps clients in Waterford realize their dream of home ownership. It offers different types of refinance options to help meet the needs of local borrowers. Its refinancing programs include FHA streamline and cashout, conventional, and jumbo loans. For individuals looking for purchase loan programs, available programs are VA, USDA, conventional, and reverse mortgages. The company has been serving the lending needs of clients for more than 20 years. It is also a licensed lender in Florida.

License Verified:

License: 1632799

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lighthouse Mortgage Group logo
Visit WebsiteWebsite

License Verified:

License: 2270459

Nationwide Multistate Licensing System and Registry

Lighthouse Mortgage Group

6250 Orchard Lake Road, West Bloomfield,, MI 48322
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Lighthouse Mortgage Group aims to help clients in the Waterford metro and nearby areas break through the barriers that impede homeownership through its wide selection of loan options. Loan programs include USDA, jumbo, VA, and FHA home loans and mortgage rate options that include fixed- and adjustable-rate, interest-only, and graduated payments. Similarly, the full-service mortgage firm offers refinancing solutions to help clients lower monthly payments, cash out a portion of their equity, or consolidate current loans.

License Verified:

License: 2270459

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lucrative Home Loans, Inc. logo
Visit WebsiteWebsite

License Verified:

License: 1835820

Nationwide Multistate Licensing System and Registry

Lucrative Home Loans, Inc.

2490 Walton Blvd Suite 101, Rochester Hills, MI 48309
Visit WebsiteWebsite
  • New Construction
  • Reverse Mortgages

Business Description

Lucrative Home Loans, Inc., is a one-stop-shop service provider delivering refinancing solutions to residents in Waterford. Led by owner Nicole Messina, its team assists mortgage borrowers in applying for refinancing to change their existing program, cash out, or reduce interest rates. The team analyzes short-term and long-term goals, provides market insights and advice, and keeps clients informed throughout the refinancing process. Messina holds a business degree with a major in finance. Additionally, she and her team serve Florida.

License Verified:

License: 1835820

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (46)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Modern Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 2006245

Nationwide Multistate Licensing System and Registry

Modern Mortgage

930 Seyburn Avenue, Waterford, MI 48327
Visit WebsiteWebsite
  • New Construction

Business Description

Modern Mortgage caters to individuals, families, and businesses in Waterford. It provides mortgage refinance programs for property owners seeking to reduce or lower interest rates, lower monthly payments, and consolidate debts. The team customizes FHA, VA, USDA, and jumbo loan options. It also offers fixed-rate, adjustable-rate, and interest-only mortgages. The company assists people who want to purchase single-family and multi-family residences, condominium units, townhouses, and manufactured homes. In addition, commercial loans for investors and builders are available.

License Verified:

License: 2006245

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (38)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
National Mortgage Funding logo
Visit WebsiteWebsite

License Verified:

License: 1939208

Nationwide Multistate Licensing System and Registry

National Mortgage Funding

3310 W Big Beaver Rd, Troy, MI 48084
Visit WebsiteWebsite
  • Reverse Mortgages
  • New Construction

Business Description

National Mortgage Funding is a brokerage firm delivering solutions to the refinancing goals of Waterford residents. It guides mortgage borrowers throughout the refinancing process, from analysis and application to funding. Its team, led by Steven Frost, deploys educational resources and benefit calculators to aid clients during the decision-making process. Frost has been working in the mortgage industry since 2005 and has closed over $100 million in loan referrals in 2019. Additionally, the company offers HARP programs.

License Verified:

License: 1939208

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (13)
Range Lending logo
Visit WebsiteWebsite

License Verified:

License: 1744909

Nationwide Multistate Licensing System and Registry

Range Lending

67 S Squirrel Rd, Auburn Hills, MI 48326
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Range Lending is a full-service mortgage broker that assists clients in Waterford and the surrounding areas. The firm guides homeowners seeking to cut their costs or shorten their loan terms to meet their financial needs through its refinancing options. Its loan programs also include financing for portfolio, USDA, VA, FHA, and jumbo loans. Range Lending broker-owner Tom Lower has been in the industry for about 15 years. The firm has financed over $100 million in loans.

License Verified:

License: 1744909

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Shane Thomas logo
Visit WebsiteWebsite

License Verified:

License: 444451

Nationwide Multistate Licensing System and Registry

Shane Thomas

390 Park St., Birmingham, MI 48009
Visit WebsiteWebsite
  • New Construction

Business Description

Shane Thomas is a mortgage broker with more than 15 years of industry experience. Shane serves homeowners across the Waterford metro who wish to refinance their mortgage loan programs to resolve their financial matters. These refinancing services allow clients to reduce their monthly payments, change their loan terms, or minimize interest rates. Shane also caters to home buyers seeking assistance in choosing and comparing loan programs suitable for their needs. Shane works at Better Rate Mortgage.

License Verified:

License: 444451

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

Read All FAQS