Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Southfield

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Southfield Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

51Reviewed

34Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
30200 Telegraph Road, Bingham Farms, MI 48025
  • Multiple Carriers

Why choose this provider?

Provision Insurance Group is an independent auto insurance agency that provides service to Southfield and its neighboring areas. As an independent agency, it partners with a variety of insurance carriers to provide a wider option for clients. It also gives a detailed quote that fits a client's needs and budget through the use of its proprietary value hunting software and professional agents. The agency also offers other insurance coverage such as home, life, commercial, and other specialty lines.

License Verified:

License: 16889133

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (71)
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2000 Town Center, Southfield, MI 48075
  • Bundling Option

Why choose this provider?

Brandon Bell Insurance Agency is a company that was established in 2019. Its president and CEO, Brandon Bell, has been working as an agent since 2014 and decided to start his own independent agency to provide better services to his customers. It caters to clients' auto insurance needs with full coverage options. Serving the Southfield community, Bell is joined by executive account manager Kayla Rouser, who comes from a long line of insurance industry experts.

License Verified:

License: 19356070

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
28533 Ford Road, Garden City, MI 48135
  • Multiple Carriers

Why choose this provider?

Garden City East Insurance Agency is part of Look! Insurance Agencies, Inc., which has more than 30 branches across Michigan, including Southfield. Established in 1989, it specializes in providing car insurance and has experienced professionals who work closely with various reputable carriers to help motorists secure protection plans that will support them financially in the event of an automotive emergency. They ensure that clients, regardless of their previous driving record, receive the assistance they need to get auto coverage.

License Verified:

License: 18776517

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1685 North Opdyke Road, Auburn Hills, MI 48326
  • Bundling Option

Why choose this provider?

Cagwin Agency is a Southfield-based car insurance company founded by Meemic agent Randy Cagwin. Meemic is an auto insurance company providing auto insurance to the teaching community for more than 60 years. He helps clients understand their insurance options to get the best possible savings. The former teacher turned insurance professional has also been in the property and casualty business for 18 years now. Cagwin has been an agent under Meemic since 1996.

License Verified:

License: 8337085

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
850 Stephenson Highway, Troy, MI 48083
  • Multiple Carriers

Why choose this provider?

Haugk Insurance Agency is an independent car insurance agency in Troy that also serves existing and new clients in Southfield and the surrounding areas. Its team consists of insurance advisors who can offer multiple quotes from the agency's list of auto insurance providers. They work with companies such as Allied Insurance, Foremost Insurance Co., Liberty Mutual, and Progressive Insurance to provide their clients with competitively priced insurance plans that can financially protect them and their automobiles from accidents.

License Verified:

License: 0091646

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
30795 John R Road, Madison Heights, MI 48071
  • RV & Motorhome
  • Motorcyle & ATV

Why choose this provider?

Doug Ware Insurance Agency, Inc., has been providing insurance products and services throughout Southfield and the surrounding communities since 1990. This independent agency offers a standard auto insurance policy with mandatory coverages, such as bodily injury, property damage liability, and personal injury protection. Available auto insurance options include uninsured motorist, comprehensive, collision, car and auto rental, and emergency road trouble service. Doug Ware Insurance Agency also offers umbrella personal excess liability, watercraft, and life insurance services.

License Verified:

License: 1960280

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (75)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
28055 John R Road, Madison Heights, MI 48071
  • Multiple Carriers

Why choose this provider?

Tracey Denson Scott Insurance Agency, Inc., is an independent company that services the Southfield metro. It offers personal and commercial insurance solutions to clients, including a variety of auto insurance coverages. These policies help customers prepare for unforeseen financial expenses brought about by bodily injury liabilities, personal injury, and property damage liabilities. Ancillary coverages include protection from physical damages, collisions, and uninsured/underinsured motorists. The company has been operating since 1996 and is committed to delivering prompt and professional services.

License Verified:

License: 16165746

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.8 / 5 (22)
Google
4.5 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
16250 Northland Drive, Southfield, MI 48075
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

People’s Insurance Agency serves the car insurance needs of drivers in Southfield and all of Oakland County. The company’s professional agents can help drivers obtain the insurance plan that will suit their specific needs. The state of Michigan requires liability coverage as a minimum, but clients also have the option to avail themselves of more protection, such as comprehensive and collision coverage. People’s Insurance Agency also insures other vehicles, including motorcycles, yachts, boats, and jet skis.

License Verified:

License: 8292041

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
26255 American Drive, Southfield, MI 48034
  • Motorcyle & ATV

Why choose this provider?

Meadowbrook Insurance Agency, which is based in Southfield, provides risk management solutions for individuals and businesses. The agency's product line includes auto insurance, which may include three no-fault coverages, namely property protection, personal injury protection, and bodily injury and property damage liability coverage. No-fault car insurance reimburses losses regardless of who caused the accident. Other products include life, health, and homeowners' insurance. Meadowbrook Insurance Agency began operating in 1955 with the mantra, “Urgency, Integrity & Solutions.”

License Verified:

License: 958566

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
28411 Northwestern Highway, Southfield, MI 48034
  • Multiple Carriers
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Integrity Insurance Agency, LLC, offers auto insurance for clients in Southfield. It aids businesses and individuals in obtaining state-required and optional coverage, from collision and comprehensive protection to liability and no-fault coverage. For business owners, it can provide hired or non-owned auto liability and use of personal vehicles insurance. In operation since 2006, Integrity Insurance is an independent agency that partners with providers such as Progressive, Travelers, Safeco, and AAA. It also has home, health, and life insurance products.

License Verified:

License: 0079200

Department Of Insurance And Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What information should you provide during car insurance quotations in Southfield?

    During car insurance quotations in Southfield, you must present your driver's license and provide your vehicle identification number. You also need to include the physical address where your vehicle is stored. After providing this information, you can ask for personalized car insurance coverage for you and your family members.

  • Can drivers add mechanical breakdown coverage to their car insurance in Southfield?

    Yes, drivers in Southfield can add mechanical breakdown coverage to their car insurance if they have new or leased vehicles with less than 15,000 miles and that are less than 15 months old. This type of coverage protects policyholders from monetary losses in case their cars get damaged due to mechanical issues.

  • How does roadside assistance coverage work in Southfield?

    In Southfield, roadside assistance coverage protects drivers from out-of-pocket expenses resulting from non-accident-related events. This covers expenses for fuel delivery, vehicle towing, locksmith services, and tire and battery replacement costs. Drivers can also use this coverage to pay for the towing service of their electric car. However, they must pay for the cost of charging the battery.

  • Are drivers in Southfield required to have car insurance?

    Just like any other state, Michigan requires drivers in Southfield to have car insurance. They must carry minimum liability coverage, including $10,000 property damage liability per accident, $40,000 bodily injury liability per accident, and $20,000 bodily injury liability per individual. Drivers can also add personal injury protection and rental car reimbursement coverage to their car insurance.

  • Can vehicle drivers in Southfield purchase car insurance if they only have a learner's permit?

    Even a learner's permit holder can purchase car insurance in Southfield because they must prove that the vehicle they are using is properly insured. Furthermore, if you are under 18 years old and have a learner's permit, you can purchase car insurance through your parent's auto insurance or a blanket family policy.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.