Expertise.com

Best Credit Repair Companies in Rochester Hills

Laurels
2023
Laurels

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3D Credit Consultants logo
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3D Credit Consultants

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847 Sumpter Rd #467, Belleville, MI 48111
  • Credit Monitoring

Business Description

3D Credit Consultants offers services to clients in Rochester Hills and the surrounding areas. It provides credit repair services to individual debtors, fixing bad credit reports by coordinating with credit bureaus to correct negative items. It also employs strategies to protect clients from identity theft through manual monitoring or a passive credit monitoring service like Credit Karma. In addition, the agency educates on debt settlement and budgeting to improve financial profiles. Founder Lawrence Nealy is a board-certified credit score counselor and credit consultant.

Blackwood Credit Services logo
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Blackwood Credit Services

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33467 Harper Ave, Clinton Township, MI 48035
  • Credit Monitoring

Business Description

Blackwood Credit Services works with individuals and businesses in and around the Rochester Hills area. Its team helps clients restore credit by disputing inaccurate and unverifiable information found in clients' reports. The professionals also conduct credit report audits and provide credit education. In addition to credit repair, they offer services for clients looking to form businesses. They take care of preparing documents, developing business structures, and filing federal EINs. Blackwood Credit Services has helped clients eliminate over $59 million of debt.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Fair Game Credit Repair logo
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Fair Game Credit Repair

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3200 Greenfield Road Ste 300 #A1, Dearborn, MI 48120
  • Credit Audit
  • Credit Monitoring
  • Credit Dispute

Business Description

Fair Game Credit Repair serves clients in Rochester Hills who have problems with obtaining loans. It counsels customers on workable practices for improving debt ratio scores sans the use of credit cards. The team eliminates unwanted credit inquiries from one's credit report, and has experience dealing with major bureaus including Experian. In the case of one client, Fair Game was able to raise their rating from the 500's range to 700. The company also maintains facilities that let people access their records remotely.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)
Financial Independence Resource Experts, LLC logo
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Financial Independence Resource Experts, LLC

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Southfield, MI
  • Credit Audit

Business Description

Financial Independence Resource Experts, LLC, is a credit repair company that serves Rochester Hills. Its advisors perform in-depth credit analyses to identify negative items on reports, such as bankruptcies, charge-offs, collections, and foreclosures, that affect their clients’ scores. They send dispute letters to bureaus and creditors on clients' behalf to remove derogatory information. They provide 24/7 access to accounts for status updates. A previous client commended the company for helping her purchase her first home by improving her credit.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insta Credit Repair Service logo
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Insta Credit Repair Service

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Detroit, MI
  • Credit Dispute

Business Description

Insta Credit Repair Service offers various solutions to debtors in Rochester Hills. The firm works toward removing negative entries on customer records. The office eliminates items pertaining to unfavorable judgments, short sales, and late payments. It contests the existence of tax liens and repossessions. Insta Credit Repair delivers consultation services to individuals and prepares credit reports. The company’s reach extends to Detroit and its offices are available 24 hours a day to take appointments.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (2)
KPI Credit Service logo
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KPI Credit Service

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42211 Garfield Rd. STE #296, Clinton Township, MI 48038
  • Credit Audit

Business Description

KPI Credit Service serves consumers in Rochester Hills and the surrounding areas. It offers a wide variety of services, including credit restoration, auditing, and analysis, as well as credit education, item dispute, and budgeting. It seeks validation and disputes the veracity of erroneous information influencing the client's credit reports. It talks with creditors to update or remove information. To safeguard its clients, it stays current on the laws that regulate collection agencies and credit bureaus.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Restoring Lifestyles logo
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Restoring Lifestyles

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13854 Lakeside Circle, Ste 507-0, Sterling Heights, MI 48313
  • Credit Monitoring
  • Credit Audit

Business Description

Restoring Lifestyles is a credit repair firm that works with clients in the Rochester Hills area. Its team works with the three major credit bureaus to dispute inaccurate or misleading information in their reports. These include charge-offs, medical bills, bankruptcies, tax liens, and foreclosures. This service can help increase credit scores so that clients can get mortgages and car loans with better terms. The company also has extensive experience dealing with creditors, including issuing cease-and-desist letters.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Vibrate Higher Credit logo
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Vibrate Higher Credit

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8232 E 12 Mile Rd, Warren, MI 48093
  • Debt Consolidation

Business Description

Vibrate Higher Credit serves clients in the Rochester Hills metro. It helps clients achieve their goals of buying a new home, owning a car, or improving their credit scores. It assists in challenging any inaccurate or erroneous information on their files with the credit bureaus, collection agencies, and creditors. Its team also guides them in developing a plan that reduces or eliminates their debt. The firm has received a certification from the Credit Consultants Association.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Xcel Funding logo
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Xcel Funding

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671 East Big Beaver Road, Troy, MI 48083
  • Credit Dispute

Business Description

Xcel Funding provides credit repair services to people living in Rochester Hills and the surrounding communities. The company helps clients remove inaccuracies from their credit reports and improve personal credit scores. In addition, its team works with alternative lenders to offer loans to small businesses, including auto repair centers, retail stores, restaurants, and eCommerce shops, that are looking to expand. Its funding advisor also handles real estate lending like rehab, bridge, and rental property loans.