Best Mortgage Refinance Companies in Rochester Hills

For over a decade, Advantage Lending Corp. has been dealing with Rochester Hills clients. The company guides homeowners through the refinancing process and helps them decrease interest rates. It also discusses the process with clients aiming to transition from adjustable-rate mortgages to fixed-rate loans. For aspiring homeowners, the company offers mortgage calculators on different loan programs, including FHA and VA mortgages. Its founder and president, Daniel Litvin, has been in the industry since 2001. He is a former loan officer at Flagstar Bank.

Align Lending caters to clients across Rochester Hills and its surrounding cities. It offers a wide range of loan programs for first-time home buyers and current homeowners. These loan products include conventional, FHA, jumbo, USDA, and VA loans, with fixed terms ranging from 10 to 40 years. It guides clients in selecting the right type of home or refinancing loan by assessing their financial situation and goals. Its mortgage origination execution process takes around two weeks. Its team also has access to downpayment assistance programs.

AmeriSave Mortgage is a financing solutions company serving clients in Rochester Hills and the surrounding areas. It assists first-time homebuyers with their decisions in purchasing a home through a mortgage and homeowners looking for cash-out or a term refinance. It also provides other loans like FHA, USDA, and VA for service members of the armed forces. AmeriSave Mortgage has been in service for more than 20 years and has helped with over 664,000 mortgage approvals. It also runs helpful financial blog posts on its website.

Ascend Mortgage is an independent local lender that serves the financing needs of borrowers in Rochester Hills. The company addresses the needs of homeowners seeking refinancing programs to reduce their loan terms or make them easier to pay. It offers conventional, jumbo, FHA, VA, USDA, and first-time homebuyer loans. The team also has programs for self-employed borrowers, move-up buyers, and those seeking a second home. Founder Sean Chamberlain has 20 years of experience and gets most of his business from repeat clients and referrals.

Connect Mortgage Funding is a team of local brokers serving the Rochester Hills metro. It leverages lending connections throughout the country to provide home purchase, refinance, equity cash-out, and PMI removal options that match customers’ needs and budgets. The brokerage offers financing for single-family and manufactured homes, condominiums, and townhouses. Additionally, it helps borrowers pay off outstanding debts by combining them into a single low-interest mortgage. On average, Connect Mortgage Funding clears loans to close within 15 to 20 days after submission.

Gem Home Loans helps people in the Rochester Hills area find suitable financial products when refinancing or purchasing homes. It provides clients with a cash-out refinance option, allowing them to access the equity in their properties to pay off a second mortgage, consolidate debt, or make home upgrades. Its other loan programs include FHA, conventional, VA, and USDA. The company's staff guides customers throughout the entire mortgage process, from application and loan processing to underwriting and closing.

Lucrative Home Loans, Inc., offers its services to clients across Rochester Hills and the surrounding areas. The company handles the refinancing needs of individuals who wish to change their loan programs, minimize their monthly payments, or lower their interest rates. It also guides clients in refinancing their loans to obtain cash funds for home improvement projects. Mortgage loan application services for home buyers are also available. The company extends its mortgage services to clients in Florida.

McLellan Financial Mortgage is a brokerage firm that serves clients in Rochester Hills. It offers refinancing solutions for shorter terms and lower payments or to get cash from equity, allowing clients to have more savings. It has access to a wide variety of lenders to help clients shop around and choose the loan that suits them. McLellan Financial Mortgage provides traditional and government-backed loans, as well as programs for self-employed and foreign national customers. It has been in the industry for over two decades.

MortgagePros works with Rochester Hills residents who want to refinance their homes. It provides a variety of refinancing options, such as conventional, VA, and FHA loans. It collaborates with each borrower to simplify the mortgage refinancing process. In addition, the company assists people in obtaining residential mortgages so that they can afford their dream homes and real estate investments. Nathan Shamo, a senior loan officer at the firm, works to ensure that each loan application is filed and approved on time.

National Mortgage Home Loans caters to Rochester Hills residents. It provides a broad range of mortgage options to people who want to purchase their own homes and those who need to refinance their mortgages. Some of the loan programs it offers are VA, USDA, FHA, and jumbo loans. It aims to deliver a high level of service by leveraging the strengths and skills of its team members who have earned a reputation for being able to win repeat clients.

Range Lending is a full-service mortgage broker offering refinancing assistance to the residents of Rochester Hills. Its team checks current mortgage rates and determines loan refinance options suitable for each borrower's needs. The team helps clients understand the refinance process and guides them from consultation and application to appraisal and closing. To date, Range Lending has financed over $100 million in loans and served more than 100 clients in the Home for Heroes program.

Ross Mortgage Corporation is a full-service provider of homeownership solutions for the people in Rochester Hills. The company implements various housing financial options such as MCC, MSHDA, FHA back-to-work, and USDA programs. It has specialty programs for clients who are buying their first homes or looking into downpayment assistance solutions, as well as for mortgage borrowers planning to refinance their properties. Ross Mortgage Corporation has been in operation since 1949. Additionally, it serves Kentucky, Florida, North Carolina, and Virginia.

York Financial Inc. is a mortgage company that assists clients in Rochester Hills and surrounding areas with the home loan application process. The firm's team provides clients with a variety of mortgage options that correspond to their individual objectives and financial circumstances. FHA streamline refinance is an option for borrowers with an existing FHA-insured mortgage to reduce their interest rates, monthly payments, or both. FHA loans are also available to customers with low to moderate income who are unable to make a substantial down payment.