Best Credit Repair Companies in Southfield

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Credit Repair Companies FAQs

Last updated: September 27, 2022

Aim 850

20014 Indiana St,, Detroit, MI 48221

Credit Audit

Aim 850 provides credit mentorship to individuals in Southfield and nearby areas. It educates clients on how to restore credit scores by removing negative and inaccurate items on their reports, including bankruptcies and repossessions. It also conducts sessions on building credit profiles to reach the 850 credit score and creates letters to send to credit bureaus for the disputes. The company conducts mentorship meetings, going over the clients' credit bureaus and tools that best fit their needs.

American Credit Restoration

21411 Civic Center Dr #305,, Southfield, MI 48075

Credit Monitoring
Credit Audit

American Credit Restoration caters to customers in the Southfield area and the surrounding communities. It helps individuals rebuild and restore their credit scores by offering credit repair services. Its work process involves reviewing the clients' credit profiles, providing advice on how to improve the situations, and disputing derogatory and unverifiable information from reports. The firm also helps file LLCs and corporations and establish an EIN. American Credit Restoration has been in operation since 2005.

Bounce Back Credit Repair LLC

Southfield, MI

Credit Monitoring

Bounce Back Credit Repair LLC serves individuals residing in the Southfield metro. It comprises credit restoration specialists who help deal with credit problems that are tough to fix. They start by analyzing credit reports, disputing mistakes with credit bureaus and creditors to help improve credit scores. They assist and coach clients throughout the process and handle the documentation for credit agencies. It also gives clients access to their accounts 24/7 for real-time updates on their credit status.

Creek Consulting

400 Renaissance Ctr, Detroit, MI 48243

Credit Audit

Creek Consulting is a Detroit-based credit repair company serving clients in Southfield. It offers different packages that include disputing inaccurate items on credit reports, employing professional credit analysis, delivering monthly updates, imparting credit education, and providing financial literacy tools. The company devises plans to minimize financial restrictions to make individuals eligible in purchasing family homes or opening a business credit and funding. Creek Consulting's founder Courtnee Cotton successfully obtained 15 deletions for a single client at one time using her custom dispute letters.

Fix Your Credit

Dearborn Heights, MI 48127

Credit Monitoring

Serving Southfield and the surrounding areas, Fix Your Credit helps clients improve their credit standing to achieve their goals. Its credit repair specialists deal with credit bureaus to challenge the negative items that affect credit scores. It also provides a partner program for professionals, such as attorneys, real estate agents, mortgage brokers, and auto dealers. Its partner program includes marketing tools, 24-hour status updates for partners and customers, email notifications, bank-level security, and credit education.

Insta Credit Repair Service

Southfield, MI

Credit Monitoring

Insta Credit Repair Service serves individuals living in Southfield who need to have their ratings improved to take advantage of loans. The firm contests derogatory entries in one's records. It disputes the existence of tax liens to create an image of the client as being sufficiently solvent to pay government dues. The office also challenges repossessions on one's sheets to promote the impression of being a dutiful debtor. Insta Credit Repair caters to clientele throughout Detroit and transacts business 24/7.

New Beginnings Community Consulting & Restoration

PO Box 32299, Detroit, MI 48232

Credit Dispute

Since its inception in 2015, New Beginnings Community Consulting & Restoration has been assisting Southfield citizens in improving their financial condition through a number of credit repair services. Its professionals assist customers in improving their credit scores by deleting erroneous, deceptive, and negative entries such as late payments, tax liens, charge-offs, and repossessions from their consumer credit reports. Founder Tierra Joe has already appeared on Authority Magazine, Black Information Network, Michigan Chronicle, and other media outlets.

Serenity Solutions Group LLC

220 S. Main St, Royal Oak, MI 48067

Credit Monitoring
Credit Audit

Serenity Solutions Group LLC is a credit repair company serving the Southfield metro and neighboring communities. Its services include credit monitoring, education, document preparation, and monthly audit. Its credit repair specialists evaluate current credit reports and determine erroneous and inaccurate information. Clients are given the option to select which items to dispute. Credit coaching, consulting, and monitoring are conducted through different forms of communication, such as phone calls, emails, personal meetings, webinars, and video conferencing.

TRB Credit Financials

3200 Greenfield Road Suite 300, Dearborn, MI 48120

Credit Monitoring
Credit Audit

TRB Credit Financials serves individuals and families in the Southfield metro and the surrounding areas. The credit repair company based in Dearborn offers consultations and credit audit services, which include full credit report analysis and a detailed action plan to help clients improve their credit scores. Its team also educates clients on ways to maintain good credit scores. TRB Credit Financials' CEO and founder, Tamika Robinson, is a board-certified credit consultant who finished two college degrees.

Xcel Funding

671 East Big Beaver Road, Troy, MI 48083

Credit Dispute

Xcel Funding offers business solutions to clients in the Southfield area. Its services include repairing credit for individuals and businesses. Its professionals consult clients to educate them on the factors that determine their FICO scores, such as the length of credit history, amount owed, and payment history. They also work with retail, restaurant, e-commerce, and auto center industries looking to grow their businesses and secure the capital to maximize cash flow. The company offers small business and investment property loans.

Zoom Credit Repair

15300 W. 8 Mile Rd. # 1, Oak Park, MI 48237

Credit Audit

Zoom Credit Repair has been serving clients in Southfield and nearby areas since 2006. Its team of specialists offers credit restoration services to individuals. It assists in the complex process of credit repair, and disputes incorrect and unfounded information on credit reports. It educates and coaches clients toward the attainment of their financial goals, in part by helping them secure healthier credit ratings. In addition, it provides the line of credit clients require, whether for starting or running a business.

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Frequently Asked Questions

Q: How do you repair credit after identity theft?

A: Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
Report the issue to the Federal Trade Commission.
Make a report to the local police to get an official report document.
Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
Check credit reports and look for inaccurate information related to the fraud.
Work with a credit repair company to dispute that information.

Q: Is credit repair legal?

A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

Q: Can a credit repair company remove late payments?

A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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