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Best Homeowners Insurance Agencies in Rochester Hills

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2023
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Birchfield Independent Insurance Agency logo
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Birchfield Independent Insurance Agency

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414 South Main Street, Rochester, MI 48307
  • Multiple Carriers
  • Multiple Policy Types

Business Description

Birchfield Independent Insurance Agency is an insurance company that caters to the insurance needs of residents and business owners in Rochester Hills and surrounding areas. The firm assists individuals in purchasing the right homeowners insurance policy that can adequately protect their homes, personal belongings, and family members against unforeseen circumstances. Its licensed agents evaluate the needs of their customers and compare them with the coverage options offered by several insurance carriers. Other offerings include auto, life, business, and commercial insurance plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Grewal Insurance Agency logo
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Grewal Insurance Agency

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48639 Hayes Road, Macomb, MI 48044
  • Flood
  • Condos
  • Multiple Policy Types
  • Personal Property Insurance

Business Description

Grewal Insurance Agency is a homeowners insurance provider that serves Rochester Hills, the Tri-County area, and the entire state of Michigan. Established in 2016, the company offers personalized assessments aimed to provide the right insurance products to homeowners in the community. Additionally, it offers several personal insurance products like auto, life, boat, and pet insurance. Grewal Insurance Agency also offers general liability insurance, trucking/fleet insurance, surety bonds, workers' compensation, and excess liability for commercial clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)
Facebook
5.0 / 5 (3)
Main Street Insurance Agency logo

Main Street Insurance Agency

803 N Main St, Rochester, MI 48307
  • Multiple Policy Types

Business Description

Main Street Insurance Agency was established in 1979 and caters to clients in Rochester Hills. It talks to homeowners and assesses their house and any existing policy plans. It offers plans to fit the clients' budgets or to upgrade their existing policies. The agency informs each client about policy details like natural disasters covered, personal belongings protected, and possible liability fees. The agency works with national insurance carriers like Safeco, Progressive, and Nationwide Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (24)
Facebook
5.0 / 5 (12)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
McNeil Agency, Inc. logo
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McNeil Agency, Inc.

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5730 Bella Rosa Boulevard, Clarkston, MI 48348
  • Condos
  • Multiple Policy Types

Business Description

McNeil Agency Inc. serves the Rochester Hills metro area and provides clients with comprehensive services to assist them with homeowners insurance and related needs. This agency sells policies that cover dwelling repair and replacement costs, replace any personal items lost, and cover injuries of guests and property belongings to guests. McNeil Agency Inc. provides evaluations for potential policies based on the value of each client's assets and their unique circumstances.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Prysock Insurance Group logo
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Prysock Insurance Group

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6841 North Rochester Road, Rochester Hills, MI 48306
  • Multiple Policy Types
  • Renter's Insurance

Business Description

Prysock Insurance Group covers clients living in and nearby Rochester Hills. It helps homeowners pay for any repairs or replacements caused by unexpected damages to the structure itself and the clients' belongings. The company's agents talk with each client to hear out their concerns and examine the property and existing plans. It then informs the customers of ways to reduce their spending or additional coverage to fit their long-term plans. Established in 1999, the company also offers car and life insurance. They do a full range of products and services, from Auto, Home, Flood insurance, Life, Medicare and Medicare Advantage plans, Prescription drug plans, Health insurance, All personal lines from boats, motorcycles, ATVs, Recreational vehicles and homes, etc.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Rochester Hills Insurance Group logo
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Rochester Hills Insurance Group

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145 South Livernois Road, Rochester Hills, MI 48307
  • Multiple Policy Types

Business Description

Rochester Hills Insurance Group is an independent insurance agency that serves the community in the area, giving clients policy options from over a dozen insurance carriers. Although it offers a full insurance product line, Rochester Hills Insurance Group also offers homeowners insurance policies to help clients protect their largest assets and investments. The agency helps homeowners tailor insurance policies to suit their needs, whether they want to switch policies/insurance carriers or get a new policy for the first time.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Facebook
3.9 / 5 (7)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Scott Ockerman - State Farm Insurance Agent logo
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Scott Ockerman - State Farm Insurance Agent

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403 South Broadway Street, Orion charter Township, MI 48362
  • Personal Property Insurance

Business Description

Scott Ockerman, State Farm Insurance Agent, assists clients in the Rochester Hills metro area with homeowners insurance needs. Branch founder Scott Ockerman has over 20 years of experience in the insurance industry and helps clients to purchase policies that protect them from financial losses if their homes are destroyed or badly damaged. It can assess property and possessions to give clients an idea of insurance costs. This office also insures automobiles and businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (24)
Facebook
5.0 / 5 (8)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Szura Insurance Services logo
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Szura Insurance Services

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109 East 4th Street, Rochester, MI 48307
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Business Description

Szura Insurance Services helps homeowners in Rochester Hills protect their homes and possessions. Its insurance professionals conduct evaluations to assess potential risks, determine appropriate coverage types, and offer home insurance policies that meet clients' requirements. They also review existing policies to ensure that homeowners obtain necessary financial protection for losses or damages associated with properties, whether due to natural disasters or random acts. Szura Insurance Services also provides commercial insurance solutions.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The Crawford Insurance Group logo

The Crawford Insurance Group

1415 Walton Boulevard, Rochester Hills, MI 48309
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Condos

Business Description

The Crawford Insurance Group offers custom insurance plans for homeowners residing in Rochester Hills. This company has affiliations with different insurance carriers to obtain comparative insurance quotes and help clients find appropriate insurance deals. Its insurance agents assist in the identification of potential risks and the determination of necessary coverage packages. They also work closely with homeowners to ensure sufficient protection for home and property loss or damage. The Crawford Insurance Group also handles employee benefit programs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.