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Best Credit Repair Companies in Warren

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Warren, MIWarren, MI

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Warren, MIWarren, MI

Website(910) 698-8788

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

4092 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3200 Greenfield Road, Dearborn, MI 48120
Dearborn, MI 48120
  • Credit Monitoring
  • Credit Audit

Credit Repair Gal offers comprehensive services to help clients from Warren improve their credit scores. The company follows four steps involving credit audit, repair, education, and building credit to come up with in-depth action plans. It aims to detail how its clients can resolve and eliminate credit report errors and maintain good credit scores in the long run. By doing so, Credit Repair Gal can help them get approved for housing loans, auto purchases, and employment opportunities.

3200 Greenfield Road, Dearborn, MI 48120
Dearborn, MI 48120

Website(800) 805-6919

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

19 (Better)

Score Consistency:

Consistent (Best)

15001 Kercheval Avenue, Grosse Pointe Park, MI 48230
Grosse Pointe Park, MI 48230
  • Debt Consolidation

Based in Detroit, Davis Credit Repair Co. LLC assists clients with legal credit correction and education services. Having experience dealing with consumers, businesses, and mortgage and credit companies, the firm has the expertise to prepare the needed documentation and come up with a step-by-step process toward repairing a client's credit standing and score. A client can seek advice on remedies involving credit collections, charge-offs, late payments, student loans, and repossessions. Spouses Samantha and Keshaun Davis started the firm to help clients with proper credit management.

15001 Kercheval Avenue, Grosse Pointe Park, MI 48230
Grosse Pointe Park, MI 48230

Website(888) 910-1041

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

607 Shelby Street, Detroit, MI 48226
Detroit, MI 48226
Instagram
  • Credit Dispute

Since 2019, Elite Credit Solutions has assisted clients in the Warren area by repairing their credit scores. The company's objective is to guide clients in reaching their financial goals by educating them about credit scores, history, laws, and benefits. It also helps fix low credit scores through debt settlement facilitating, communications to all credit bureaus, file accuracy assurance, and purchase disputes. Elite Credit Solutions has received feedback from clients, saying the company has helped them restore their credit score at a steady number.

607 Shelby Street, Detroit, MI 48226
Detroit, MI 48226

InstagramWebsite(833) 327-4376

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3200 Greenfield Road, Dearborn, MI 48120
Dearborn, MI 48120
Instagram
  • Credit Dispute

Fair Game Credit Repair is a Michigan-based credit repair company serving Warren and Dearborn. It provides comprehensive credit solutions inclusive of a personal case analyst and advisor, a thorough case evaluation, fully customized dispute options, dispute letters sent on the clients' behalf, and 24/7 case status access through the company portal. It also offers an MVP Affiliate Program designed for professionals, such as Realtors, lawyers, mortgage brokers, and business owners. Additionally, Fair Game Credit Repair is capable of assisting Spanish-speaking clients.

3200 Greenfield Road, Dearborn, MI 48120
Dearborn, MI 48120

InstagramWebsite(888) 986-3247

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

11 (Better)

Score Consistency:

Consistent (Best)

22142 West Nine Mile Road, Southfield, MI 48033
Southfield, MI 48033
  • Credit Dispute

Michigan Consumer Credit Lawyers is made up of a team of consumer credit lawyers that has been helping customers in Warren and the surrounding areas with credit repair for over 20 years. These credit lawyers have experience handling credit card disputes, settlement of harassment from debt collectors, and employment and Fair Credit Reporting Act. They help in credit score recovery by repairing credit due to identity theft, credit discrepancies, prolonged reporting of delinquencies using the FCRA.

22142 West Nine Mile Road, Southfield, MI 48033
Southfield, MI 48033

Website(888) 293-2882

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

57 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Warren, MI 48092Warren, MI 48092
  • Debt Consolidation

Optimal Debt Solutions is a full-service credit and debt management company that services clients in Warren and its surrounding communities. The company is staffed by more than 265 professionals who assist clients with debt settlements and relief. It has a program that helps clients negotiate new terms for debts involving repossessions, credit cards, unsecured loans, collection accounts, and medical bills. Optimal Debt Solutions also handles debt settlement, allowing clients to settle for less than what they owe. It has been operating since 2009.

Warren, MI 48092Warren, MI 48092

Website(844) 958-1242

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

13854 Lakeside Circle, Sterling Heights, MI 48313
Sterling Heights, MI 48313
  • Debt Consolidation
  • Credit Audit

Restoring Lifestyles supports customers in Warren and the nearby areas in fixing their credit scores. It helps clients deal with debt collection letters, rebuild credit, remove inaccurate information, and offer various financial resources. In particular, its team updates, corrects, and removes unverifiable items like bankruptcies, child support, repossessions, foreclosures, collection accounts, and duplicates. The business focuses on assisting people in getting their financial life back through constant education on credit-related matters.

13854 Lakeside Circle, Sterling Heights, MI 48313
Sterling Heights, MI 48313

Website(586) 225-8137

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

400 Renaissance Center, Detroit, MI 48243
Detroit, MI 48243
Instagram
  • Credit Dispute

The Bishop of Credit is Shameka Bishop, who leads RCA Credit Repair L.L.C., a Detroit-based credit repair service that works with clients in the local area and nearby communities, including Warren. She offers various credit repair programs. These programs include services such as monthly one-on-one credit education and assistance in disputing credit report inaccuracies. She has also authored a book that contains methods on how to repair credit scores and templates for credit report dispute letters.

400 Renaissance Center, Detroit, MI 48243
Detroit, MI 48243

InstagramWebsite(866) 410-1717

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

9 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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