Best Credit Repair Companies in Macomb

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Blackwood Credit Services logo
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Blackwood Credit Services

33467 Harper Ave, Clinton Township, MI 48035
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  • Credit Dispute

Business Description

Blackwood Credit Services serves individuals throughout Macomb and its neighboring communities. This company provides clients with personal credit consultations, including credit education. It also offers credit restoration and report audits and disputes unverifiable or inaccurate information. Its process starts with the assessment of the client's credit situation, followed by the discussion of the reports with clients. Its team then goes after the credit collection agencies and bureaus for disputes. Blackwood Credit Services also provides business consulting and foundation setup services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (26)
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
KPI Credit Service logo
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KPI Credit Service

42211 Garfield Rd. STE #296, Clinton Township, MI 48038
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  • Credit Audit

Business Description

KPI Credit Service caters to the residents of Macomb and nearby areas. It helps individuals improve, restore, protect, and build their credit to maintain financial stability. Its specialists conduct credit analysis or audit, identify key factors and discrepancies in credit reports, validate information, and start the dispute process on clients' behalf. They also advise clients on how to deal with debt collection agencies. In addition, the firm offers DIY Self Credit Repair Dispute Software, which clients can use to repair their own credit.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Queen Tax & Credit Solutions logo
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Queen Tax & Credit Solutions

Detroit, MI
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  • Credit Monitoring

Business Description

Queen Tax & Credit Solutions serves the residents of Macomb. Its services include credit repair and dispute resolution with respective agencies to remove questionable items that lower clients' scores. Its team members create plans that are specific to the issues at hand, such as felony convictions, evictions, repossessions, and charge-offs. The team also provides assistance with business formation, bookkeeping, and tax solutions. Olivia Davis established the agency in 2015. She is an IRS-approved tax preparer and e-file provider.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

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