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Best Credit Repair Companies in Macomb

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33467 Harper Ave, Clinton Township, MI 48035
Clinton Township, MI 48035
  • Credit Dispute

Blackwood Credit Services serves individuals throughout Macomb and its neighboring communities. This company provides clients with personal credit consultations, including credit education. It also offers credit restoration and report audits and disputes unverifiable or inaccurate information. Its process starts with the assessment of the client's credit situation, followed by the discussion of the reports with clients. Its team then goes after the credit collection agencies and bureaus for disputes. Blackwood Credit Services also provides business consulting and foundation setup services.

33467 Harper Ave, Clinton Township, MI 48035
Clinton Township, MI 48035

Website(248) 905-3557

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

26 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

42211 Garfield Rd. STE #296, Clinton Township, MI 48038
Clinton Township, MI 48038
Instagram
  • Credit Audit

KPI Credit Service caters to the residents of Macomb and nearby areas. It helps individuals improve, restore, protect, and build their credit to maintain financial stability. Its specialists conduct credit analysis or audit, identify key factors and discrepancies in credit reports, validate information, and start the dispute process on clients' behalf. They also advise clients on how to deal with debt collection agencies. In addition, the firm offers DIY Self Credit Repair Dispute Software, which clients can use to repair their own credit.

42211 Garfield Rd. STE #296, Clinton Township, MI 48038
Clinton Township, MI 48038

InstagramWebsite(586) 666-2278

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Detroit, MIDetroit, MIInstagram
  • Credit Monitoring

Queen Tax & Credit Solutions serves the residents of Macomb. Its services include credit repair and dispute resolution with respective agencies to remove questionable items that lower clients' scores. Its team members create plans that are specific to the issues at hand, such as felony convictions, evictions, repossessions, and charge-offs. The team also provides assistance with business formation, bookkeeping, and tax solutions. Olivia Davis established the agency in 2015. She is an IRS-approved tax preparer and e-file provider.

Detroit, MIDetroit, MI

InstagramWebsite(888) 908-9323

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

18 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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