Best Mortgage Refinance Companies in Macomb

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All Citizens Lending, LLC. logo
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License: 2293099

Nationwide Multistate Licensing System and Registry

All Citizens Lending, LLC.

Macomb, MI
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  • New Construction
  • Reverse Mortgages

Business Description

All Citizens Lending, LLC., strives to help homeowners in and around the Macomb metro achieve their refinancing goals. Through its streamlined online loan application process, the company helps clients refinance their mortgages such as ARMs, fixed rates, and VA, FHA, super-jumbo, and conforming loans. Its team of mortgage advisors guides clients throughout the refinancing process, from rate comparison and pre-qualification to appraisal and funding. All Citizens Lending is a member of the AIME.

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License: 2293099

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Capital Home Mortgage logo
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License: 1981958

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Capital Home Mortgage

3310 W Big Beaver Rd., Troy, MI 48084
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  • New Construction

Business Description

Capital Home Mortgage of Bloomfield provides home loan solutions in Macomb and surrounding areas. It works with homeowners who are seeking to refinance their current mortgage, offering a variety of options ranging from rate and term to cash-out. Its team also provides services to homebuyers looking to secure FHA, VA, USDA, and jumbo loans under interest-only, fixed-rate, and adjustable-rate terms. They handle graduated payment mortgages as well. The mortgage broker provides individual attention to address the specific needs of clients.

License Verified:

License: 1981958

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (286)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Homelend USA logo
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License: 1747787

Nationwide Multistate Licensing System and Registry

Homelend USA

2107 Crooks Rd, Troy, MI 48084
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  • New Construction
  • Reverse Mortgages

Business Description

Homelend USA is a Troy-based company that works with people in Macomb, assisting property owners in refinancing their mortgages. The company modifies the terms of USDA, FHA, and VA loans. It also helps aspiring homeowners throughout the mortgage application process and offers loan options, like conforming and super jumbo mortgages. Mark Bigelow, its president, is the owner of the Troy-based firm BIG Real Estate. He has more than 30 years of experience in the industry.

License Verified:

License: 1747787

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Homesite Mortgage logo
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License: 136037

Nationwide Multistate Licensing System and Registry

Homesite Mortgage

13001 23 Mile Road Suite 101, Shelby Township, MI 48315
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  • Reverse Mortgages

Business Description

For over 20 years, Homesite Mortgage has been helping Macomb residents achieve their dream of homeownership. It assists people who are seeking lower interest rates or monthly payments and shortened terms by refinancing adjustable- or fixed-rate, FHA, USDA, and VA loans. Its team, which comprises bankers and loan processors, also utilizes clients’ home equity to cash out, consolidate debts, or finance property improvement and repair work. The company guides homebuyers through the purchase process, enabling them to plan their move-in date weeks ahead and close their loan on time.

License Verified:

License: 136037

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.6 / 5 (75)
Google
3.7 / 5 (40)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Mortgage 1 Inc. logo
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License: 129386

Nationwide Multistate Licensing System and Registry

Mortgage 1 Inc.

43456 Mound Rd., Sterling Heights, MI 48314
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  • New Construction

Business Description

Mortgage 1 Inc. provides refinancing services for the residents of Macomb and nearby areas to help them achieve their homeownership dreams. Its loan officers handle various types of mortgages, from VA and FHA to conventional home loans. The lender provides a streamlined loan application process through the Pro Snap mobile app, which aids clients in scanning and uploading documents. Mortgage 1 caters to various types of borrowers, with an emphasis on first-time home buyers. It has posted over $11 billion in sales since 1994.

License Verified:

License: 129386

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.7 / 5 (82)
Facebook
5.0 / 5 (38)

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Mortgage Center logo
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License: 282701

Nationwide Multistate Licensing System and Registry

Mortgage Center

26555 Evergreen Road, Suite 900, Southfield, MI 48076
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  • Reverse Mortgages
  • New Construction

Business Description

Mortgage Center is a team of home financing professionals serving individuals in and near the Macomb area. They provide various refinancing loan programs to cater to clients looking to eliminate private mortgage insurance payments, shorten loan terms, or take cash out from their home equity. Condominium, conventional, VA, and FHA loans are some of the products offered. Financing options for clients having their homes constructed or renovated are also available. Mortgage Center has been in operation since 1990.

License Verified:

License: 282701

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.4 / 5 (573)
Facebook
3.4 / 5 (100)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Mortgage Xperts logo
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License: 1885802

Nationwide Multistate Licensing System and Registry

Mortgage Xperts

50706 Van Dyke Ave, Shelby Township, MI 48317
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  • Reverse Mortgages

Business Description

Mortgage Xperts provides refinancing solutions to borrowers in Macomb. Its loan officers find lending products that lower interest rates and monthly payments and secure equity cashouts. They compare terms and plan strategies that improve clients' financial outlooks. They offer loan restructuring options, including rate-and-term, cash-out, and cash-in refinance. The mortgage broker connects clients to other funding options, such as home purchase, equity takeout, debt consolidation, renewal, and self-employed programs. It processes pre-approval letters and provides personalized quotes for conventional, jumbo, investment property, and government-backed loans.

License Verified:

License: 1885802

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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MortgagePros logo
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License: 1925352

Nationwide Multistate Licensing System and Registry

MortgagePros

Troy, MI 48083
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  • New Construction
  • Reverse Mortgages

Business Description

MortgagePros attends to the needs of homeowners in the Macomb area who are looking to refinance existing loans. Its team helps clients refinance VA, FHA, and conventional loans. In addition, the mortgage advisors provide assistance through the home loan purchasing process, catering to both first-time and seasoned homebuyers. MortgagePros processes loans in-house, which allows its staff to provide turnkey services and shorten turnaround times. Senior loan officer George Abro works closely with clients to help them navigate the market and educates them throughout the process.

License Verified:

License: 1925352

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (53)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Sistar Mortgage logo
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License Verified:

License: 68434

Nationwide Multistate Licensing System and Registry

Sistar Mortgage

35871 Mound Rd, Sterling Heights, MI 48310
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  • New Construction
  • Reverse Mortgages

Business Description

Sistar Mortgage addresses the real estate concerns of residents in the Macomb area and nearby locations. It caters to families and individuals seeking refinancing solutions. The company helps clients achieve their dream of homeownership by helping them consolidate their debts and lower their monthly payments and interest rates. Its team also caters to first-time homebuyers and investors who want to purchase properties. Sistar Mortgage offers a variety of mortgage products, such as USDA, VA, FHA, and conventional loans.

License Verified:

License: 68434

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (94)
Facebook
4.0 / 5 (50)
Yelp
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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––
Sock Mortgage logo
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License Verified:

License: 2001735

Nationwide Multistate Licensing System and Registry

Sock Mortgage

42633 Garfield Rd, Clinton Twp, MI 48038
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  • Reverse Mortgages

Business Description

Sock Mortgage caters to clients in Macomb who seek refinancing and home loan options. The team rearranges current obligations to reflect the changing circumstances of every unique buyer and obtain less burdensome fulfillment terms. Its programs include government-backed choices tailored to the needs of military service veterans and agricultural property purchasers. Fixed mortgages with 15- to 30-year terms are also available. Sock Mortgage was founded by John Sock, who has more than a decade of experience in the lending sector.

License Verified:

License: 2001735

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (80)
Facebook
5.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Team Lisa logo
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License Verified:

License: 136096

Nationwide Multistate Licensing System and Registry

Team Lisa

13486 Canal Rd, Sterling Heights, MI 48313
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  • New Construction
  • Reverse Mortgages

Business Description

Team Lisa assists Macomb residents through the mortgage process. It refinances home loans to help people who are seeking lower rates or monthly payments and shorter terms. Its team also uses home equity to enable clients to cash out or consolidate debts. For over 20 years, senior loan officer Lisa Whitman has been educating customers on their options to find the loan program that meets their needs. Her team also includes Kathy Shepard, who has been working as a realtor since 1994.

License Verified:

License: 136096

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (66)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
The Lenders Mortgage logo
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License Verified:

License: 1665272

Nationwide Multistate Licensing System and Registry

The Lenders Mortgage

112 Walnut Blvd, Rochester Hills, MI 48307
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  • New Construction

Business Description

The Lenders Mortgage serves individuals, couples, and families throughout Macomb and the surrounding metros. Whether a customer is buying a house for the first time, purchasing their dream home, refinancing an existing loan, or consolidating debt, the company's mortgage team walks clients through various stages of the mortgage process. Loan programs include conventional, FHA, VA, jumbo, non-QM loans, and Zero Down Payment Assistance. Additionally, the firm provides various loan options specifically for clients with not-so-perfect credit scores.

License Verified:

License: 1665272

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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