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Best Mortgage Refinance Companies in Macomb

2024

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Website
Macomb, MI
  • New Construction
  • Reverse Mortgages
  • Refinance

Why choose this provider?

MortgageUSA assists Macomb residents who are looking to refinance or purchase a home. Loan officers at the firm assist borrowers in understanding their options, whether they are refinancing to obtain funds or lowering their payment. It offers VA, FHA, and jumbo loans with terms ranging from 15 to 30 years. Its experts offer clients mortgage solutions tailored to their financial situation and goals and guide borrowers through the loan processing and underwriting process until the transaction is completed.

License Verified:

License: 2225878

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (61)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Call for pricing

Macomb, MI

Why choose this provider?

Need help contacting a Mortgage Refinance Company in Macomb? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free booking service | Call 848.Book.Pro!

Website
3310 W Big Beaver Rd., Troy, MI 48084
  • New Construction

Why choose this provider?

Capital Home Mortgage of Bloomfield provides home loan solutions in Macomb and surrounding areas. It works with homeowners who are seeking to refinance their current mortgage, offering a variety of options ranging from rate and term to cash-out. Its team also provides services to homebuyers looking to secure FHA, VA, USDA, and jumbo loans under interest-only, fixed-rate, and adjustable-rate terms. They handle graduated payment mortgages as well. The mortgage broker provides individual attention to address the specific needs of clients.

License Verified:

License: 1981958

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.1 / 5 (44)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13486 Canal Rd, Sterling Heights, MI 48313
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Team Lisa assists Macomb residents through the mortgage process. It refinances home loans to help people who are seeking lower rates or monthly payments and shorter terms. Its team also uses home equity to enable clients to cash out or consolidate debts. For over 20 years, senior loan officer Lisa Whitman has been educating customers on their options to find the loan program that meets their needs. Her team also includes Kathy Shepard, who has been working as a realtor since 1994.

License Verified:

License: 136096

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (76)
Facebook
4.9 / 5 (69)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
50706 Van Dyke Ave, Shelby Township, MI 48317
  • Reverse Mortgages

Why choose this provider?

Mortgage Xperts provides refinancing solutions to borrowers in Macomb. Its loan officers find lending products that lower interest rates and monthly payments and secure equity cashouts. They compare terms and plan strategies that improve clients' financial outlooks. They offer loan restructuring options, including rate-and-term, cash-out, and cash-in refinance. The mortgage broker connects clients to other funding options, such as home purchase, equity takeout, debt consolidation, renewal, and self-employed programs. It processes pre-approval letters and provides personalized quotes for conventional, jumbo, investment property, and government-backed loans.

License Verified:

License: 1885802

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
26555 Evergreen Road, Suite 900, Southfield, MI 48076
  • Reverse Mortgages
  • New Construction

Why choose this provider?

Mortgage Center is a team of home financing professionals serving individuals in and near the Macomb area. They provide various refinancing loan programs to cater to clients looking to eliminate private mortgage insurance payments, shorten loan terms, or take cash out from their home equity. Condominium, conventional, VA, and FHA loans are some of the products offered. Financing options for clients having their homes constructed or renovated are also available. Mortgage Center has been in operation since 1990.

License Verified:

License: 282701

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.4 / 5 (589)
Facebook
3.3 / 5 (103)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
35871 Mound Rd, Sterling Heights, MI 48310
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Sistar Mortgage addresses the real estate concerns of residents in the Macomb area and nearby locations. It caters to families and individuals seeking refinancing solutions. The company helps clients achieve their dream of homeownership by helping them consolidate their debts and lower their monthly payments and interest rates. Its team also caters to first-time homebuyers and investors who want to purchase properties. Sistar Mortgage offers a variety of mortgage products, such as USDA, VA, FHA, and conventional loans.

License Verified:

License: 68434

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.5 / 5 (90)
Facebook
4.0 / 5 (49)
Yelp
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
20375 Hall Road, Macomb, MI 48044
  • Reverse Mortgages

Why choose this provider?

Dante Rosa Home Loans, LLC, serves residents in Macomb who need to refinance their current obligations or obtain mortgages for new purchases. Its choices are fit for buyers of single-family homes and multi-family complexes. The company maintains online resources that educate the public on the most current developments in the market. These materials cover the documents for application and the processes associated with buying real estate. Owner Dante Rosa is a 28-year veteran of the lending industry.

License Verified:

License: 1751733

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (53)
Facebook
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
43456 Mound Rd., Sterling Heights, MI 48314
  • New Construction

Why choose this provider?

Mortgage 1 Inc. provides refinancing services for the residents of Macomb and nearby areas to help them achieve their homeownership dreams. Its loan officers handle various types of mortgages, from VA and FHA to conventional home loans. The lender provides a streamlined loan application process through the Pro Snap mobile app, which aids clients in scanning and uploading documents. Mortgage 1 caters to various types of borrowers, with an emphasis on first-time home buyers. It has posted over $11 billion in sales since 1994.

License Verified:

License: 129386

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (83)
Facebook
5.0 / 5 (35)
Yelp
2.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13001 23 Mile Road Suite 101, Shelby Township, MI 48315
  • Reverse Mortgages

Why choose this provider?

For over 20 years, Homesite Mortgage has been helping Macomb residents achieve their dream of homeownership. It assists people who are seeking lower interest rates or monthly payments and shortened terms by refinancing adjustable- or fixed-rate, FHA, USDA, and VA loans. Its team, which comprises bankers and loan processors, also utilizes clients’ home equity to cash out, consolidate debts, or finance property improvement and repair work. The company guides homebuyers through the purchase process, enabling them to plan their move-in date weeks ahead and close their loan on time.

License Verified:

License: 136037

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.6 / 5 (75)
Google
3.8 / 5 (39)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
112 Walnut Blvd, Rochester Hills, MI 48307
  • New Construction

Why choose this provider?

The Lenders Mortgage serves individuals, couples, and families throughout Macomb and the surrounding metros. Whether a customer is buying a house for the first time, purchasing their dream home, refinancing an existing loan, or consolidating debt, the company's mortgage team walks clients through various stages of the mortgage process. Loan programs include conventional, FHA, VA, jumbo, non-QM loans, and Zero Down Payment Assistance. Additionally, the firm provides various loan options specifically for clients with not-so-perfect credit scores.

License Verified:

License: 1665272

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2107 Crooks Rd, Troy, MI 48084
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Homelend USA is a Troy-based company that works with people in Macomb, assisting property owners in refinancing their mortgages. The company modifies the terms of USDA, FHA, and VA loans. It also helps aspiring homeowners throughout the mortgage application process and offers loan options, like conforming and super jumbo mortgages. Mark Bigelow, its president, is the owner of the Troy-based firm BIG Real Estate. He has more than 30 years of experience in the industry.

License Verified:

License: 1747787

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (38)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Troy, MI 48083
  • New Construction
  • Reverse Mortgages

Why choose this provider?

MortgagePros attends to the needs of homeowners in the Macomb area who are looking to refinance existing loans. Its team helps clients refinance VA, FHA, and conventional loans. In addition, the mortgage advisors provide assistance through the home loan purchasing process, catering to both first-time and seasoned homebuyers. MortgagePros processes loans in-house, which allows its staff to provide turnkey services and shorten turnaround times. Senior loan officer George Abro works closely with clients to help them navigate the market and educates them throughout the process.

License Verified:

License: 1925352

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.6 / 5 (91)
Facebook
3.7 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • Can you find a no-cost mortgage refinancing in Macomb?

    No, there is no such thing as a 'no-cost' mortgage refinancing in Macomb as there will always be processing fees to pay. For a refinancing loan, an appraisal of your property is needed to determine the current market value, and this comes with a fee. Other fees in refinancing are taxes, underwriting services fees, title searches, and interests.

  • Can you refinance within six months of purchasing your home in Macomb?

    Usually, you may apply for refinancing within eight to twelve months after purchasing your home in Macomb. It is not recommended to secure a new loan a few months into your ownership as refinancing always comes with closing fees and short-term penalties for loans made within a year of the purchase.

  • Is applying for a cash-out refinancing the same as a conventional loan in Macomb?

    Yes, a cash-out refinancing in Macomb is the same as applying for a conventional loan. You will need to produce the same financial documents such as home appraisal and credit score. There are lenders who do not require income documents and will just evaluate your credit score and your loan-to-value score.

  • How can you qualify for a cash-out refinance loan in Macomb without income verification?

    For cash-out refinancing in Macomb, income verification is usually needed. However, there are lenders who do accept cash-out refinancing without any income verification, especially if the borrower has a good credit score and a big home equity at the time of the application. You must also prove that you have good cash flow by having cash reserves for loan payments.

  • How does an escrow account work in a mortgage in Macomb?

    An escrow account is required by lenders in Macomb when you purchase a house with less than a 20% downpayment. This escrow account will act like a savings account for your property's tax and insurance costs. The portion of your monthly payment will be used to fund your escrow account.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.