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Best Renter's Insurance Companies in Macomb

2024

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Providers

Last updated:

Website
50798 Romeo Plank Road, Macomb, MI 48044
  • Multiple Policy Types

Why choose this provider?

The Ron Steffens Agency has been serving the insurance needs of individuals and families in the Macomb metro since 2011. It offers renters' insurance policies, which include personal property replacement cost, liability, and additional living expense coverages. The company helps tenants secure reimbursements for lost or damaged valuables and medical expenses caused by unexpected events like theft and natural disasters. It also processes life, auto, and umbrella insurance. Founder Ron Steffens has been in the insurance industry since 1999.

License Verified:

License: 16019763

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
148 E Grand River Rd, Macomb, MI 48895
  • Home and Auto Insurance

Why choose this provider?

CG Insurance Agency is an independent firm that offers insurance products to clients in the Macomb metro. It provides renter's insurance to tenants, helping them secure their valuables in case of accidents. The firm helps protect clients from liabilities with a renter's insurance policy covering visitors who may get injured in the rental unit. The policy also covers repairing and replacing damaged personal belongings in the rental property. Todd Iannarelli, one of its agents, has 26 years of experience in the insurance industry.

License Verified:

License: 17722151

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (19)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
42946 Garfield Rd, Clinton Township, MI 48038
  • Home and Auto Insurance
  • Multiple Carriers

Why choose this provider?

Macomb Insurance Mart, Inc. offers its products to clients in the metro. It provides renters' insurance products covering items against damages from fire, explosion, and water damage from plumbing. Renters' insurance also protects the client's liability to other persons they have injured at their house or elsewhere. Other services offered by the company include umbrella, flood, and homeowners' insurance, which covers both damage to the client's property and their legal responsibility. Since 1982, the independent agency has served its clients around Clinton Township.

License Verified:

License: 960328

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
51098 Romeo Plank Road, Macomb, MI 48042
  • Multiple Policy Types

Why choose this provider?

Justin Ables has been providing State Farm home, property, pet, and auto insurance products to residents in the Macomb area since 2016. He and his professional staff help customers manage the risks of everyday life, recover from unexpected events, live in peace, and realize their dreams. Justin believes that insurance saves clients' money and makes a difference in their lives and that of their families. Outside of work, Justin gives back to the local community in his own capacity.

License Verified:

License: 14660912

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (84)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
16392 26 Mile Road, Macomb, MI 48042
  • Home and Auto Insurance

Why choose this provider?

Aaron Seitz is an insurance agent who has been with State Farm since 2012. He offers a range of policies to families, individuals, and businesses in Macomb, including renters' insurance. Coverage for renters includes possessions like computers, furniture, and electronics. It also covers injuries and accidents inside the property. In addition, Seitz and his team provide policies for automobiles, homes, pets, and businesses. A lifelong Romeo resident, Seitz had been a qualifier for the State Farm's Million Dollar Round Table and Chairman's Circle.

License Verified:

License: 16269318

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (74)
Facebook
4.9 / 5 (38)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2 Crocker Blvd Ste 302, Mount Clemens, MI 48043
  • Home and Auto Insurance

Why choose this provider?

Established in 1977, Olmstead Insurance Group is a full-service agency that serves Macomb. It assists clients in finding policies that fit their individual needs, such as renters’ insurance. This policy provides financial coverage for tenants’ personal belongings in case of unexpected incidents, such as fire and theft. The company also crafts other personal lines of insurance, such as plans for cars, recreational vehicles, homes, and life. In addition, it offers coverage options for businesses, such as workers’ compensation and commercial auto.

License Verified:

License: 960593

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (55)
Facebook
4.5 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
48639 Hayes Road, Shelby Township, MI 48315
  • Home and Auto Insurance

Why choose this provider?

Grewal Insurance Agency caters to clients in Macomb and the surrounding areas. The company has been in the industry since 2016, providing a wide selection of personal and commercial insurance products. Its options include renters', home, auto, health, life, and umbrella insurance. It also serves the needs of businesses, providing coverage for general liability, workers' compensation, and surety bonds. The company works to assess its clients' needs and tailor policies accordingly, to help protect their most valuable assets.

License Verified:

License: 18792518

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)
Facebook
5.0 / 5 (3)

Website
45200 Card Rd Suite 120, Macomb, MI 48044
  • Home and Auto Insurance

Why choose this provider?

Mitzel Agency Inc. is a third-generation company that serves the residents of Macomb and the nearby metros. It provides a variety of personal insurance services, including renters’, homeowners’, condo, flood, and umbrella coverages. In addition, it offers auto, motorcycle, and watercraft insurance policies. The family-owned business also carries commercial insurance products like workers’ compensation, inland marine, and general liability. Mitzel Agency Inc. was founded in 1923. Its team of professionals has more than 85 years of collective industry experience.

License Verified:

License: 959229

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Is it true that your renters' insurance covers personal belongings not located at your home in Macomb?

    Yes. Personal belongings located anywhere else in the country and Canada are covered. The coverage is up to 10% of the renters' insurance policy limit in Macomb, according to the consumer advisory issued by the Michigan Department of Insurance and Financial Services. Say, for example, that if the policy limit is $100,000, the insurance will pay $10,000 for these out-of-home belongings if they get damaged or stolen.

  • Can you be required to carry renters' insurance in Macomb?

    No law requires you to carry renters' insurance in Michigan. However, the landlord and property manager in Macomb may ask for proof of insurance before you can sign the lease agreement. Sometimes, they also require it upon lease renewal. There are also cases where the landlord will request that you include them as an interested party in the policy. This way, they can be notified if you cancel the policy.

  • What should a renter do if they cannot get insurance from traditional insurers in Macomb?

    Renters who have difficulties obtaining insurance from traditional insurers can get a policy from the Michigan Basic Property Insurance Association. Property eligibility applies. If ineligible, the MBPIA can provide guidelines as to how to make the property eligible. Any licensed insurance agent in Macomb can help with getting this type of insurance.

  • Can severe mold overgrowth be covered by renters' insurance in Macomb?

    Not really. Severe mold growth is usually caused by a lack of upkeep or cleaning, which is not covered by insurance. Most of the situations covered by renters' insurance in Macomb are those that are accidental or sudden. Some of these situations include hail, windstorms, and accidental water discharge.

  • Can you hold a landlord in Macomb liable for the damage to your stuff inside a rental unit?

    No. In general, landlords cannot be held accountable for damage to the renter's personal properties. However, they can be liable for any damage caused by their intentional acts or negligence. Tenants in Macomb are advised to have renters' insurance for financial protection on their stuff, such as furniture, gadgets, household items, and clothing.

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