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Best Local Car Insurance Agencies in Fall River

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Anthony F. Cordeiro Insurance Agency LLC logo
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Anthony F. Cordeiro Insurance Agency LLC

171 Pleasant Street, Fall River, MA 02721
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  • Multiple Carriers

Business Description

Anthony F. Cordeiro Insurance Agency LLC is a team of agents based in Fall River. Included in its wide range of personal and business insurance products is auto insurance. The company's advisors create policies that can cover multiple vehicles. They also provide protection plans that include auto and home insurance bundles. The agency's staff has 125 years of combined experience in the field. Anthony F. Cordeiro, who founded the firm in 1987, has a background in business administration and finance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.4 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Branco-Gardner Insurance Agency, Inc. logo
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Branco-Gardner Insurance Agency, Inc.

245 Rhode Island Avenue, Fall River, MA 02724
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  • Multiple Carriers
  • Bundling Option

Business Description

Branco-Gardner Insurance Agency, Inc. is an independent agency servicing Fall River. Its team of professionals handles both personal and commercial lines. They quote and write policies for commercial and personal vehicles, home or property, and umbrella insurance. To expedite the claiming process for auto policyholders, they refer clients to their wide range of partner companies that service glass repair, auto bodywork, and car rentals. More than servicing the clients, David Franco, owner of Branco-Gardner, also initiates charitable community causes as his way to give back.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.3 / 5 (26)
Facebook
5.0 / 5 (2)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Carey, Richmond & Viking Insurance - Middletown, RI logo
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License Verified:

License: 1809455

Carey, Richmond & Viking Insurance - Middletown, RI

2 Corporate Place, Middletown, RI 02842
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  • Multiple Carriers

Business Description

Carey, Richmond & Viking Insurance is a locally owned independent insurance agency providing insurance products and services to Rhode Island locals in Fall River and nearby communities. Its team of insurance agents creates comprehensive car insurance packages for its clients. They can also offer a variety of other insurance services, including claims assistance and certifications. Carey, Richmond & Viking Insurance maintains offices in Middletown, East Providence, and Dartmouth. In addition, the company has policyholders across 30 states in the country.

License Verified:

License: 1809455

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (36)
Facebook
5.0 / 5 (19)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Donald J. Medeiros Insurance Agency logo
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License Verified:

License: 14113507

Massachusetts Division of Insurance

Donald J. Medeiros Insurance Agency

154 Rhode Island Avenue, Fall River, MA 02724
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  • Boats
  • Motorcyle & ATV

Business Description

Donald J. Medeiros Insurance Agency has helped car owners in Fall River protect their vehicles from unwanted accidents since 1996. It provides policies that help to alleviate the financial burdens of vehicle damage and theft, as well as being hit by an uninsured or underinsured motorist. As an independent firm, it collaborates with various providers, including American Modern, Foremost, MetLife, and Universal Property Insurance, to provide clients with coverage options that meet their individual needs and financial capabilities.

License Verified:

License: 14113507

Massachusetts Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (50)
Facebook
4.8 / 5 (24)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Durfee Buffinton Insurance Agency, Inc. logo
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Durfee Buffinton Insurance Agency, Inc.

377 2nd Street, Fall River, MA 02721
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  • Bundling Option

Business Description

Durfee Buffinton Insurance Agency provides car insurance in Fall River. The agency was established by James N. Buffinton in 1843 following the calamitous Great Fall River Fire and after seeing a need for insurance services in the area. Over the years, the agency has stayed true to its mission of providing coverage to help clients safeguard their assets from financial loss. Its agents are always up-to-date on the most current products, services, and market changes. Clients have acknowledged the agency for its respectful service and for negotiating leverage against insurance carriers when it comes to building comprehensive insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Farrell Backlund Insurance - Dighton logo
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Farrell Backlund Insurance - Dighton

1209 Somerset Avenue, Dighton, MA 02764
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  • Boats
  • Motorcyle & ATV

Business Description

FB Insure is a local and family-operated insurance agency based in Dighton that offers auto insurance services to vehicle owners in Fall River. As an independent agency, the company works with 67 insurance carriers. The president, Russel F. Martorana, has been serving the company since 1998, with his 107 skilled team members specializing in providing insurance solutions that are tailored to the needs and budget of the clients. FB Insure is committed to providing innovative strategies for the clients' insurance needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (38)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gowrie Group - Newport logo
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Gowrie Group - Newport

449 Thames Street, Newport, RI 02840
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  • Multiple Carriers

Business Description

Gowrie Group is a multi-insurance line company that offers auto coverage for clients in Fall River. The company provides policies tailored to a client's personal vehicle and associated lifestyle, which enables it to also secure classic and collector auto and provide high liability limits. It also counsels clients on the scope and fit of their auto coverage to their protection needs. Founded in 1974, Gowrie Group also offers insurance for marine businesses and vehicles, life and health, and industries such as environment and technology.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
HIG, Hadley Insurit Group logo
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HIG, Hadley Insurit Group

246 Durfee Street, Fall River, MA 02720
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  • Bundling Option

Business Description

For over 100 years, HIG has served the personal and business insurance needs of individuals, families, and small-business owners in the Fall River community. Our team provides you with the personalized attention you deserve and helps you make the best insurance decisions for your home, car, business, and more. We partner with many of the top-rated national and local insurance carriers to provide you with access to a wide variety of high-quality and affordable coverage that meets your protection requirements. Is it time you switched to Fall River’s most trusted choice for insurance, HIG?

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (22)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
OceanPoint Insurance logo
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OceanPoint Insurance

651 Main Road, Tiverton, RI 02878
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  • Boats

Business Description

OceanPoint Insurance offers standard auto insurance coverages such as liability, collision, and comprehensive insurances and optional car insurance coverages such as medical payments, rental reimbursement, and towing and labor. Established in 1863, the agency is now one of the largest independent insurance agencies in Fall River and the southeastern region. The agency has over 50 agents and works with more than 30 insurance carriers to provide the right insurance that fits the client's specific needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
Pacheco Insurance logo
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Pacheco Insurance

411 Columbia Street, Fall River, MA 02721
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  • Multiple Carriers

Business Description

Pacheco Insurance's agents help car owners in the Fall River area obtain coverage for their vehicles in line with their unique situations. Founded in 1989, the independent agency offers auto insurance services for individuals, as well as families owning multiple vehicles. Pacheco Insurance customizes quotes in line with the personal needs of claimants, including those with combined auto and homeowners' insurance. The agency holds memberships with the Massachusetts Association of Insurance Agents and the Strategic Insurance Agency Alliance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
3.9 / 5 (19)
Facebook
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Partners Insurance Group - Tiverton logo
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Partners Insurance Group - Tiverton

1 Crandall Road, Tiverton, RI 02878
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  • Bundling Option

Business Description

Partners Insurance Group provides auto coverage for clients in Fall River. The company offers personalized policies that include both comprehensive and collision coverage for physical damages, auto liability, underinsured or uninsured auto coverages, roadside assistance, and accident forgiveness. It also provides policies tailored to specialized vehicles, including antique cars, recreational vehicles, and trailers, as well as policies that cover towing, rental reimbursement, and medical payments in the event of injuries.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (20)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Paul B. Sullivan Insurance, Inc. logo
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Paul B. Sullivan Insurance, Inc.

1467 South Main Street, Fall River, MA 02724
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  • Bundling Option
  • Boats

Business Description

Paul B. Sullivan Insurance Inc. is an independent insurance agency based in Fall River that provides insurance products to residents in the metro and nearby areas. The agency was formed in 1956 and has since served the southeastern Massachusetts communities and certain areas in Rhode Island. It writes auto insurance policies for clients that provide liability coverage, comprehensive coverage, collision coverage, medical payments coverage. Paul B. Sullivan Insurance also insures commercial vehicles and trucks.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rua-Dumont-Audet Insurance Agency, Inc. logo
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Rua-Dumont-Audet Insurance Agency, Inc.

155 North Main Street, Fall River, MA 02720
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  • Multiple Carriers

Business Description

Rua-Dumont-Audet Insurance Agency, Inc., is a car insurance agency based in Fall River. It offers auto insurance, which protects drivers against financial loss in case of an accident. Its auto insurance policy has options for coverages such as property damage liability, personal injury protection, and bodily injury liability. The agency also offers insurance for homeowners, renters, business owners, and workers. The agency traces its beginnings to 1908 with the establishment of the A.L. Audet Insurance Agency and Giroux Insurance & Real Estate, which started in the 1920s.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (38)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Stafford & Company logo
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License Verified:

License: 1780393

Stafford & Company

1000 North Main Street, Fall River, MA 02720
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  • RV & Motorhome
  • Motorcyle & ATV

Business Description

Stafford & Company Insurance provides car insurance to clients based in Fall River. Its personal risk managers identify which coverage is needed by policy buyers based on their needs. The family-owned company has been offering its services to the community for more than 100 years. Additionally, each one of its associates has been in the insurance sector for more than 20 years. The company represents The Main Street America Group and the Beacon Mutual Insurance Co.

License Verified:

License: 1780393

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Lapointe Insurance Agency logo
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The Lapointe Insurance Agency

10 North Main Street, Fall River, MA 02720
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  • Multiple Carriers

Business Description

The Lapointe Insurance Agency is a Fall River-based business that offers various products, including auto insurance. It may include personal injury protection which covers medical expenses in the event that the policyholder gets injured in an accident. The agents have access to policies from different carriers like Plymouth Rock and Progressive. The Lapointe Insurance Agency is one of the 11 companies in Massachusetts that is recognized by the Independent Insurance Agents and Brokers of America as a Best Practices Agency.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (422)
Facebook
4.9 / 5 (141)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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