Expertise.com

2024

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Best Local Car Insurance Agencies in Fall River

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Fall River Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

63Reviewed

43Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

651 Main Road, Tiverton, RI 02878

Expertise.com Rating

Review Sources

Facebook
4.9 (56)
Google
4.8 (35)
Yelp
5.0 (1)

Why choose this provider?

OceanPoint Insurance offers standard auto insurance coverages such as liability, collision, and comprehensive insurances and optional car insurance coverages such as medical payments, rental reimbursement, and towing and labor. Established in 1863, the agency is now one of the largest independent insurance agencies in Fall River and the southeastern region. The agency has over 50 agents and works with more than 30 insurance carriers to provide the right insurance that fits the client's specific needs.

  • Boats

10 North Main Street, Fall River, MA 02720

Expertise.com Rating

Review Sources

Google
4.9 (422)
Facebook
4.9 (141)
Yelp
3.5 (3)

Why choose this provider?

The Lapointe Insurance Agency is a Fall River-based business that offers various products, including auto insurance. It may include personal injury protection which covers medical expenses in the event that the policyholder gets injured in an accident. The agents have access to policies from different carriers like Plymouth Rock and Progressive. The Lapointe Insurance Agency is one of the 11 companies in Massachusetts that is recognized by the Independent Insurance Agents and Brokers of America as a Best Practices Agency.

  • Multiple Carriers

171 Pleasant Street, Fall River, MA 02721

Expertise.com Rating

Review Sources

Google
4.4 (18)
Yelp
5.0 (1)

Why choose this provider?

Anthony F. Cordeiro Insurance Agency LLC is a team of agents based in Fall River. Included in its wide range of personal and business insurance products is auto insurance. The company's advisors create policies that can cover multiple vehicles. They also provide protection plans that include auto and home insurance bundles. The agency's staff has 125 years of combined experience in the field. Anthony F. Cordeiro, who founded the firm in 1987, has a background in business administration and finance.

  • Multiple Carriers

2 Corporate Place, Middletown, RI 02842
WebsiteLicense: 1809455

Expertise.com Rating

Review Sources

Google
5.0 (36)
Facebook
5.0 (19)
Yelp
5.0 (6)

Why choose this provider?

Carey, Richmond & Viking Insurance is a locally owned independent insurance agency providing insurance products and services to Rhode Island locals in Fall River and nearby communities. Its team of insurance agents creates comprehensive car insurance packages for its clients. They can also offer a variety of other insurance services, including claims assistance and certifications. Carey, Richmond & Viking Insurance maintains offices in Middletown, East Providence, and Dartmouth. In addition, the company has policyholders across 30 states in the country.

  • Multiple Carriers

155 North Main Street, Fall River, MA 02720

Expertise.com Rating

Review Sources

Google
4.0 (38)

Why choose this provider?

Rua-Dumont-Audet Insurance Agency, Inc., is a car insurance agency based in Fall River. It offers auto insurance, which protects drivers against financial loss in case of an accident. Its auto insurance policy has options for coverages such as property damage liability, personal injury protection, and bodily injury liability. The agency also offers insurance for homeowners, renters, business owners, and workers. The agency traces its beginnings to 1908 with the establishment of the A.L. Audet Insurance Agency and Giroux Insurance & Real Estate, which started in the 1920s.

  • Multiple Carriers

1000 North Main Street, Fall River, MA 02720
WebsiteLicense: 1780393

Expertise.com Rating

Review Sources

Google
4.8 (5)

Why choose this provider?

Stafford & Company Insurance provides car insurance to clients based in Fall River. Its personal risk managers identify which coverage is needed by policy buyers based on their needs. The family-owned company has been offering its services to the community for more than 100 years. Additionally, each one of its associates has been in the insurance sector for more than 20 years. The company represents The Main Street America Group and the Beacon Mutual Insurance Co.

  • RV & Motorhome
  • Motorcyle & ATV

154 Rhode Island Avenue, Fall River, MA 02724
WebsiteLicense: 14113507

Expertise.com Rating

Review Sources

Google
4.5 (50)
Facebook
4.8 (24)
Yelp
5.0 (1)

Why choose this provider?

Donald J. Medeiros Insurance Agency has helped car owners in Fall River protect their vehicles from unwanted accidents since 1996. It provides policies that help to alleviate the financial burdens of vehicle damage and theft, as well as being hit by an uninsured or underinsured motorist. As an independent firm, it collaborates with various providers, including American Modern, Foremost, MetLife, and Universal Property Insurance, to provide clients with coverage options that meet their individual needs and financial capabilities.

  • Boats
  • Motorcyle & ATV

411 Columbia Street, Fall River, MA 02721

Expertise.com Rating

Review Sources

Google
3.9 (19)
Facebook
4.4 (7)

Why choose this provider?

Pacheco Insurance's agents help car owners in the Fall River area obtain coverage for their vehicles in line with their unique situations. Founded in 1989, the independent agency offers auto insurance services for individuals, as well as families owning multiple vehicles. Pacheco Insurance customizes quotes in line with the personal needs of claimants, including those with combined auto and homeowners' insurance. The agency holds memberships with the Massachusetts Association of Insurance Agents and the Strategic Insurance Agency Alliance.

  • Multiple Carriers

1209 Somerset Avenue, Dighton, MA 02764

Expertise.com Rating

Review Sources

Facebook
5.0 (38)

Why choose this provider?

FB Insure is a local and family-operated insurance agency based in Dighton that offers auto insurance services to vehicle owners in Fall River. As an independent agency, the company works with 67 insurance carriers. The president, Russel F. Martorana, has been serving the company since 1998, with his 107 skilled team members specializing in providing insurance solutions that are tailored to the needs and budget of the clients. FB Insure is committed to providing innovative strategies for the clients' insurance needs.

  • Boats
  • Motorcyle & ATV

1 Crandall Road, Tiverton, RI 02878

Expertise.com Rating

Review Sources

Facebook
5.0 (20)
Google
5.0 (4)

Why choose this provider?

Partners Insurance Group provides auto coverage for clients in Fall River. The company offers personalized policies that include both comprehensive and collision coverage for physical damages, auto liability, underinsured or uninsured auto coverages, roadside assistance, and accident forgiveness. It also provides policies tailored to specialized vehicles, including antique cars, recreational vehicles, and trailers, as well as policies that cover towing, rental reimbursement, and medical payments in the event of injuries.

  • Bundling Option

1467 South Main Street, Fall River, MA 02724

Expertise.com Rating

Review Sources

Google
4.4 (21)

Why choose this provider?

Paul B. Sullivan Insurance Inc. is an independent insurance agency based in Fall River that provides insurance products to residents in the metro and nearby areas. The agency was formed in 1956 and has since served the southeastern Massachusetts communities and certain areas in Rhode Island. It writes auto insurance policies for clients that provide liability coverage, comprehensive coverage, collision coverage, medical payments coverage. Paul B. Sullivan Insurance also insures commercial vehicles and trucks.

  • Bundling Option
  • Boats

377 2nd Street, Fall River, MA 02721

Expertise.com Rating

Review Sources

Google
4.9 (16)

Why choose this provider?

Durfee Buffinton Insurance Agency provides car insurance in Fall River. The agency was established by James N. Buffinton in 1843 following the calamitous Great Fall River Fire and after seeing a need for insurance services in the area. Over the years, the agency has stayed true to its mission of providing coverage to help clients safeguard their assets from financial loss. Its agents are always up-to-date on the most current products, services, and market changes. Clients have acknowledged the agency for its respectful service and for negotiating leverage against insurance carriers when it comes to building comprehensive insurance.

  • Bundling Option

449 Thames Street, Newport, RI 02840

Expertise.com Rating

Review Sources

Facebook
5.0 (9)

Why choose this provider?

Gowrie Group is a multi-insurance line company that offers auto coverage for clients in Fall River. The company provides policies tailored to a client's personal vehicle and associated lifestyle, which enables it to also secure classic and collector auto and provide high liability limits. It also counsels clients on the scope and fit of their auto coverage to their protection needs. Founded in 1974, Gowrie Group also offers insurance for marine businesses and vehicles, life and health, and industries such as environment and technology.

  • Multiple Carriers

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • How do car insurance rates in Fall River vary between different age groups?

    In Fall River, 16-year-old drivers with their own insurance policies typically pay monthly premiums of approximately $259 for basic coverage and $829 for comprehensive coverage. The high cost of car insurance for young drivers is attributed to their higher likelihood of being involved in accidents and violating traffic regulations. on the other hand, drivers aged 35 to 55 enjoy affordable car insurance rates, while senior citizens may experience slightly higher premiums due to an increased risk of accidents.

  • How can Fall River residents optimize their car insurance coverage while still maintaining affordability?

    Fall River drivers can reduce their car insurance costs through the utilization of discounts offered by insurance providers. These discounts include benefits for young drivers who use their vehicles sparingly, the installation of anti-theft devices, and maintaining an excellent academic record. Another cost-effective strategy involves combining car insurance with other forms of coverage to achieve comprehensive protection while minimizing insurance expenses.

  • Will car insurance payments change without the knowledge of Fall River motorists?

    Car insurance payments may change without the knowledge of motorists, but it is not a frequent occurrence. In Fall River, car insurance premiums typically rise annually in line with inflation, and policyholders receive notifications on rate adjustments during the renewal process. The annual renewal window for drivers provides an opportunity to engage with insurance agents about current premium costs and explore the possibility of more affordable alternatives.

  • Do Fall River car owners' insurance policies extend coverage to their friends when they lend them their cars?

    When Fall River car owners lend their cars to friends or associates, they will be covered under the owners’ car insurance policies. This implies that the coverage limits of the owners' policies could also be applicable to friends when they are operating a borrowed vehicle. It's advisable to check with one's insurer to see the extent of their coverage.

  • Should Fall River residents who are financing their cars consider gap coverage?

    Yes, because gap insurance is a type of coverage available to Fall River residents who have financed their vehicles. In the event of an automobile accident, gap insurance protects car owners by covering the shortfall between their insurance payout based on the vehicle's cash value and the amount required to settle their car loans.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.