Expertise.com

2024

Last updated:

Best Life Insurance Companies in Fall River

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Fall River Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3983Reviewed

2395Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
246 Durfee Street, Fall River, MA 02720
  • Life Insurance
  • Health Insurance
  • Long Term Care

Why choose this provider?

BayCoast Insurance, formerly known as Partners Insurance Group, serves the residents of Fall River and its neighboring metros. Since 1994, the independent agency has offered personal and business insurance including life insurance. It creates personalized policies that protect a person’s loved ones and finances. Permanent, long-term care, multi-year term, and key person life insurance are some of the available coverage options. The agency also offers income protection to persons with disabilities and mortgage protection to those who wish to secure continued payments after their death.

License Verified:

License: 5438654

Massachusetts Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (22)

Website
800 Davol Street, Fall River, MA 02720
  • Life Insurance

Why choose this provider?

Foundation Insurance Agency, LLC, provides services to clients in Fall River and the surrounding areas. As an independent agency, it works with various insurance carriers, including American General, MetLife, National General, and Safeco Insurance. It offers a wide range of personal and business insurance products, including life, health, boat, and yacht insurance policies. Jeff Carpenter, one of its insurance agents, has been working in the insurance industry for 16 years. He was a property and casualty insurance underwriter with Travelers for eight years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
500 Faunce Corner Rd, Dartmouth, MA 02747
  • Life Insurance

Why choose this provider?

Sylvia Group is an insurance agency that serves clients in Fall River. It offers term and whole life insurance policies that provide for beneficiaries so they can pay for final expenses, debts, tuition, and spouses' retirement plans. The agency also covers insurance products for boats, automobiles, and businesses. After working for a major insurance company, Louis G. Sylvia founded the agency in 1950. His granddaughter, Maureen Sylvia Armstrong, acquired the business in 2003. It became an Alera Group agency in 2020.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (19)
Facebook
4.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1544 Somerset Avenue, Dighton, MA 02715
  • Life Insurance

Why choose this provider?

Since its establishment in January 1974, Real Estate F.J. Torres Insurance has been providing comprehensive insurance solutions to individuals, families, and businesses in Fall River and its surrounding areas. The firm works with clients and its extensive network of reputable insurance carriers such as Plymouth Rock, Pilgrim, and MAPFRE Insurance to select appropriate life insurance policies that match their needs and goals. The agency also offers other personal insurance products including homeowners', renters', automobile, and umbrella insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.5
Responsiveness
––
Friendliness
Helpfulness
Detail
––

Website
271 Union Street, New Bedford, MA 02740
  • Life Insurance

Why choose this provider?

Tomlinson & O'Neil Insurance Agency is a life insurance company that serves clients in Fall River. It provides a wide array of personal insurance from life, wedding, home, auto, flood, personal umbrella, property loss, and inland marine. The company also has several insurance carriers such as Blue Cross Blue Shield, Boston Mutual, Harvard Pilgrim Healthcare, and SunLife Financial. It also provides commercial insurance. Tomlinson & O'Neil Insurance Agency has an insurance needs calculator on its website. In addition, the company is a Trusted Choice member.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
982 Eastern Avenue, Fall River, MA 02723
  • Life Insurance
  • Whole Life Insurance
  • Long Term Care
  • Term Life Insurance

Why choose this provider?

J. Marshall Associates is a financial and risk management specialist that serves Fall River. It offers a number of services, including insurance solutions that cover term life, whole life, variable life, long-term care, and disability insurance policies. Its team of agents also furnishes group health protection plans. In addition to risk management, J. Marshall Associates specializes in providing financial solutions, covering retirement and investment planning. The company was founded in 1989 by Joseph Marshall, a financial advisor and Vietnam veteran.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
2.3
Yelp
1.0 / 5 (2)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.5
Responsiveness
Friendliness
Helpfulness
––
Detail
––

Website
155 North Main Street, Fall River, MA 02720
  • Life Insurance
  • Health Insurance

Why choose this provider?

Curt Nelson is the president of Nelson Insurance and Financial Services, an agency providing insurance solutions and financial services to clients in Fall River. He offers personal life and health insurance and coverage for disabilities, dental, and long-term care. Additionally, he assists with risk management solutions for auto, homes, and businesses. His company also provides products for retirement and immediate retirement income pay-out. Curt has been working in the insurance industry for more than 30 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1320 North Main Street, Fall River, MA 02720
  • Life Insurance
  • Long Term Care

Why choose this provider?

Oliveira Insurance Agency is a family-owned and family-operated independent insurance agency that has been serving individuals, families, and businesses in Fall River and the rest of Massachusetts for more than 70 years. It provides life insurance and long-term care insurance. The company's agents also offer other personal insurance products, such as homeowners' insurance, auto insurance, and motorcycle insurance. In addition, they carry business and marine insurance. Owner Gilbert C. Oliveira is a Chartered Life Underwriter and Chartered Financial Consultant.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
434 American Legion Highway, Westport, MA 02790
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

Arruda Insurance Agency is an independent insurance company that serves residential and commercial clients in Fall River and its surrounding areas. The company offers a comprehensive suite of insurance products and services, including life, auto, home, and renters' insurance coverage. The company employs a team of professional insurance specialists with product knowledge about multiple insurance types and policies. Arruda Insurance Agency has an open network of reputable insurance brands, helping clients select a suitable coverage plan that meets their criteria.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (40)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
655 State Road, Westport, MA 02790
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

F&T Insurance is an independent agency that serves Fall River businesses and individuals. Its team provides various lines of protection, including term life insurance which provides death benefits for 10-30 years. The agents can also customize disability and umbrella insurance policies. In addition to risk management, F&T insurance offers financial services comprising special needs planning, tax minimizing strategy development, and income protection. The company is headed by Diane Ferreira-Trott, who has been working in the industry since 2009.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (11)
Google
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
171 Pleasant Street, Fall River, MA 02721
  • Life Insurance
  • Health Insurance

Why choose this provider?

Anthony F. Cordeiro Insurance Agency, LLC, is a life insurance firm serving clients in Fall River. The agency provides a variety of life insurance options, including whole, term, and universal. In addition, insurance plans for businesses and vehicles are also offered by the firm. Its team of insurance professionals has a combined experience of more than 125 years. They are led by Anthony F. Cordeiro, a Fall River local who is committed to helping clients protect their valuable assets.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
74 State Road, Dartmouth, MA 02747
  • Life Insurance

Why choose this provider?

SouthCoast Insurance Group is a full-service insurance agency that has been serving the residents of Fall River for more than 35 years. It provides life insurance and health insurance. Other personal insurance products it offers include home insurance, auto insurance, boat insurance, and motorcycle insurance. Insurance companies that it is partnered with include North Light Specialty Insurance Company, American Modern Insurance Group, Inc., and Burns & Wilcox. SouthCoast Insurance Group has served more than 14,000 customers all throughout Massachusetts.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (47)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
96 Rockdale Avenue, New Bedford, MA 02740
  • Life Insurance

Why choose this provider?

Neto Insurance Agency is a firm that provides insurance solutions to clients in Fall River and the surrounding areas. The company offers a range of personal and commercial insurance products, including term and whole life insurance policies. It also writes insurance policies for homes, renters, cars, boats, and businesses. Additionally, the firm offers specialty programs for restaurants, contractors, retails, workers' compensation, and franchises. Neto Insurance Agency has been in the business for over 45 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
3.8 / 5 (4)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • How much is the yearly premium for a life insurance policy in Fall River?

    There is no specific or defined value for a Fall River life insurance policy because it would depend on a number of factors. Age, medical history, occupation, the amount of coverage obtained, and the type of insurance applied for are just a few of the factors considered by insurers when calculating the price.

  • What are the consequences of not paying premiums on a Fall River life insurance policy?

    If you do not pay your premium within the grace period, which is 30 days after the due date, your insurance will expire and your beneficiaries will receive no benefits because you no longer have a life insurance policy with that insurer. Some Fall River insurance companies allow you to reinstate your policy within three years by paying overdue premiums, interest, and loans. However, keep in mind that you may be required to provide new health information.

  • Can a Fall River life insurance agency deny a claim for any reason?

    When purchasing an insurance policy, it is important to provide accurate information, as the insurance company has the right to deny payment within the first two years if the application contains false information. This is known as a material misrepresentation. However, after two years with an active policy and payment of premiums, the insurance company cannot contest your claim. This is referred to as incontestability. In addition, the majority of Fall River life insurance policies exclude coverage for suicide, resulting in denial of benefits.

  • Is there a free look period for Fall River life insurance policies?

    Yes, residents of Fall River and the rest of Massachusetts who purchase a life insurance policy have a minimum of 10 days to cancel their coverage. During this time, they can request a full refund of any premiums they have already paid. Similarly, no penalty can be imposed if the contract is canceled during the free look period.

  • What happens if a life insurance company in Fall River goes bankrupt?

    As long as the Fall River policyholder is current on premium payments or has accumulated cash value, the Massachusetts Life & Health Insurance Guaranty Association is likely to continue coverage. The policy may also be transferred to another insurance company by the association. The Guaranty Association's maximum protection for life insurance policies is $300,000 for death benefits and $100,000 for cash value.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

Related Articles

Featured6 Best Life Insurance Companies of 2023 Hero Image

6 Best Life Insurance Companies of 2023

Our top pick for the best life insurance company of 2023 is MassMutual, which features a wide variety of policies and riders ...

FeaturedKeyboard with Node Graphic

Young Americans Rushed to Buy Life Insurance During the Pandemic & Now Over 20% Regret It

An Expertise.com survey revealed how many young Americans rushed to buy life insurance during the pandemic & are now regretti...