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Best Life Insurance Companies in Fall River

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Anthony F. Cordeiro Insurance Agency LLC logo
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Anthony F. Cordeiro Insurance Agency LLC

171 Pleasant Street, Fall River, MA 02721
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  • Life Insurance
  • Health Insurance

Business Description

Anthony F. Cordeiro Insurance Agency, LLC, is a life insurance firm serving clients in Fall River. The agency provides a variety of life insurance options, including whole, term, and universal. In addition, insurance plans for businesses and vehicles are also offered by the firm. Its team of insurance professionals has a combined experience of more than 125 years. They are led by Anthony F. Cordeiro, a Fall River local who is committed to helping clients protect their valuable assets.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Arruda Insurance Agency logo
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Arruda Insurance Agency

434 American Legion Highway, Westport, MA 02790
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  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Business Description

Arruda Insurance Agency is an independent insurance company that serves residential and commercial clients in Fall River and its surrounding areas. The company offers a comprehensive suite of insurance products and services, including life, auto, home, and renters' insurance coverage. The company employs a team of professional insurance specialists with product knowledge about multiple insurance types and policies. Arruda Insurance Agency has an open network of reputable insurance brands, helping clients select a suitable coverage plan that meets their criteria.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (40)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Branco-Gardner Insurance Agency, Inc. logo
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Branco-Gardner Insurance Agency, Inc.

245 Rhode Island Avenue, Fall River, MA 02724
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  • Life Insurance

Business Description

Branco-Gardner Insurance Agency, Inc., is an independent agency that serves clients in Fall River. It offers life insurance that provides financial security to beneficiaries in the event of an unexpected death. The agency also works with several insurance carriers, including Travelers, Safety Insurance, and Zurich. Branco-Gardner has 20 years of experience in the insurance industry. The owner, David Branco, supports several organizations and their programs, including the American Cancer Society's Relay for Life of Fall River.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (26)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Carlos M. Oliveira Financial Services logo
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Carlos M. Oliveira Financial Services

331 Elsbree Street, Fall River, MA 02720
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  • Life Insurance
  • Term Life Insurance

Business Description

Established in 1997, Carlos M. Oliveira Financial Services is an insurance and risk management consulting company that serves clients in Fall River and the surrounding areas. The firm provides a wide array of insurance and investment solutions and services, including mutual fund insurance, variable annuities, and life insurance. Carlos M. Oliveira, a skilled financial planning consultant with over 20 years of experience in the insurance market, owns and manages the company. In addition to his life and health insurance certification, he also carries a number of general securities licenses.

Curt Nelson logo
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Curt Nelson

155 North Main Street, Fall River, MA 02720
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  • Life Insurance
  • Health Insurance

Business Description

Curt Nelson is the president of Nelson Insurance and Financial Services, an agency providing insurance solutions and financial services to clients in Fall River. He offers personal life and health insurance and coverage for disabilities, dental, and long-term care. Additionally, he assists with risk management solutions for auto, homes, and businesses. His company also provides products for retirement and immediate retirement income pay-out. Curt has been working in the insurance industry for more than 30 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
F&T Insurance logo
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F&T Insurance

655 State Road, Westport, MA 02790
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  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Business Description

F&T Insurance is an independent agency that serves Fall River businesses and individuals. Its team provides various lines of protection, including term life insurance which provides death benefits for 10-30 years. The agents can also customize disability and umbrella insurance policies. In addition to risk management, F&T insurance offers financial services comprising special needs planning, tax minimizing strategy development, and income protection. The company is headed by Diane Ferreira-Trott, who has been working in the industry since 2009.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Foundation Insurance Agency, LLC logo
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Foundation Insurance Agency, LLC

800 Davol Street, Fall River, MA 02720
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  • Life Insurance

Business Description

Foundation Insurance Agency, LLC, provides services to clients in Fall River and the surrounding areas. As an independent agency, it works with various insurance carriers, including American General, MetLife, National General, and Safeco Insurance. It offers a wide range of personal and business insurance products, including life, health, boat, and yacht insurance policies. Jeff Carpenter, one of its insurance agents, has been working in the insurance industry for 16 years. He was a property and casualty insurance underwriter with Travelers for eight years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Hadley ∙ Insurit Group logo
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Hadley ∙ Insurit Group

246 Durfee Street, Fall River, MA 02720
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  • Life Insurance
  • Health Insurance
  • Long Term Care

Business Description

For over 100 years, HIG, has served the personal and business insurance needs of individuals, families, and small-business owners in the Fall River community. Our team provides you with the personalized attention you deserve and helps you make the best insurance decisions for your home, car, business, and more. We partner with many of the top-rated national and local insurance carriers to provide you with access to a wide variety of high-quality and affordable coverage that meets your protection requirements. Is it time you switched to Fall River’s most trusted choice for insurance, HIG

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
J. Marshall Associates logo
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J. Marshall Associates

982 Eastern Avenue, Fall River, MA 02723
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  • Life Insurance
  • Whole Life Insurance
  • Long Term Care
  • Term Life Insurance

Business Description

J. Marshall Associates is a financial and risk management specialist that serves Fall River. It offers a number of services, including insurance solutions that cover term life, whole life, variable life, long-term care, and disability insurance policies. Its team of agents also furnishes group health protection plans. In addition to risk management, J. Marshall Associates specializes in providing financial solutions, covering retirement and investment planning. The company was founded in 1989 by Joseph Marshall, a financial advisor and Vietnam veteran.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
––
Detail
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Neto Insurance Agency logo
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Neto Insurance Agency

96 Rockdale Avenue, New Bedford, MA 02740
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  • Life Insurance

Business Description

Neto Insurance Agency is a firm that provides insurance solutions to clients in Fall River and the surrounding areas. The company offers a range of personal and commercial insurance products, including term and whole life insurance policies. It also writes insurance policies for homes, renters, cars, boats, and businesses. Additionally, the firm offers specialty programs for restaurants, contractors, retails, workers' compensation, and franchises. Neto Insurance Agency has been in the business for over 45 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
3.8 / 5 (4)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Oliveira Insurance Agency logo
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Oliveira Insurance Agency

1320 North Main Street, Fall River, MA 02720
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  • Life Insurance
  • Long Term Care

Business Description

Oliveira Insurance Agency is a family-owned and family-operated independent insurance agency that has been serving individuals, families, and businesses in Fall River and the rest of Massachusetts for more than 70 years. It provides life insurance and long-term care insurance. The company's agents also offer other personal insurance products, such as homeowners' insurance, auto insurance, and motorcycle insurance. In addition, they carry business and marine insurance. Owner Gilbert C. Oliveira is a Chartered Life Underwriter and Chartered Financial Consultant.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Real State F.J. Torres Insurace logo
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Real State F.J. Torres Insurace

1544 Somerset Avenue, Dighton, MA 02715
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  • Life Insurance

Business Description

Since its establishment in January 1974, Real Estate F.J. Torres Insurance has been providing comprehensive insurance solutions to individuals, families, and businesses in Fall River and its surrounding areas. The firm works with clients and its extensive network of reputable insurance carriers such as Plymouth Rock, Pilgrim, and MAPFRE Insurance to select appropriate life insurance policies that match their needs and goals. The agency also offers other personal insurance products including homeowners', renters', automobile, and umbrella insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
––
Friendliness
Helpfulness
Detail
––
SouthCoast Insurance Group logo
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SouthCoast Insurance Group

74 State Road, Dartmouth, MA 02747
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  • Life Insurance

Business Description

SouthCoast Insurance Group is a full-service insurance agency that has been serving the residents of Fall River for more than 35 years. It provides life insurance and health insurance. Other personal insurance products it offers include home insurance, auto insurance, boat insurance, and motorcycle insurance. Insurance companies that it is partnered with include North Light Specialty Insurance Company, American Modern Insurance Group, Inc., and Burns & Wilcox. SouthCoast Insurance Group has served more than 14,000 customers all throughout Massachusetts.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (47)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Sylvia Group logo
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Sylvia Group

500 Faunce Corner Rd, Dartmouth, MA 02747
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  • Life Insurance

Business Description

Sylvia Group is an insurance agency that serves clients in Fall River. It offers term and whole life insurance policies that provide for beneficiaries so they can pay for final expenses, debts, tuition, and spouses' retirement plans. The agency also covers insurance products for boats, automobiles, and businesses. After working for a major insurance company, Louis G. Sylvia founded the agency in 1950. His granddaughter, Maureen Sylvia Armstrong, acquired the business in 2003. It became an Alera Group agency in 2020.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (19)
Facebook
4.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tomlinson & O'Neil Insurance Agency, Incorporated logo
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Tomlinson & O'Neil Insurance Agency, Incorporated

271 Union Street, New Bedford, MA 02740
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  • Life Insurance

Business Description

Tomlinson & O'Neil Insurance Agency is a life insurance company that serves clients in Fall River. It provides a wide array of personal insurance from life, wedding, home, auto, flood, personal umbrella, property loss, and inland marine. The company also has several insurance carriers such as Blue Cross Blue Shield, Boston Mutual, Harvard Pilgrim Healthcare, and SunLife Financial. It also provides commercial insurance. Tomlinson & O'Neil Insurance Agency has an insurance needs calculator on its website. In addition, the company is a Trusted Choice member.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

Which is better, term or whole life insurance?

Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

How much life insurance do I need?

A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

How does life insurance work?

The details of how life insurance works depend on your individual plan, but the basics are as follows: 

  • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
  • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
  • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.

How much is life insurance?

The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

Is life insurance taxable?

Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


Can I buy health insurance that is not Obamacare?

When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

Can I buy health insurance anytime?

To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Who should buy supplemental health insurance?

Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

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